Mortgage Lenders and Brokers in West Chester, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Chester, Pennsylvania mortgage lenders include First Resource BankFirst Resource Bank844 Paoli Pike, West Chester, PA 19380A+5.0 ★Texas Ratio: 1.26%, WSFS bankWSFS bank400 E Market St, West Chester, PA 19382A+5.0 ★Texas Ratio: 3.10%, Mid Penn BankMid Penn Bank237 E Gay St, West Chester, PA 19380A+5.0 ★Texas Ratio: 4.25%, Fulton Bank, National AssociationFulton Bank, National Association1201 W Chester Pike, West Chester, PA 19382A+5.0 ★Texas Ratio: 4.85%, Wells Fargo Bank NAWells Fargo Bank NA17 N High St, West Chester, PA 19380A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA1393 Wilmington Pike, West Chester, PA 19382A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.790 Downington Pike Route 322, West Chester, PA 19380A+5.0 ★Texas Ratio: 4.24%, Truist BankTruist Bank6 E Street Rd, West Chester, PA 19382A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1506 W Chester Pike, West Chester, PA 19382A+5.0 ★Texas Ratio: 3.68%, and Bank of America NABank of America NA1502 W Chester Pike, West Chester, PA 19382A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Chester, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Chester are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Chester, Pennsylvania
Market share is the lender's share of all home loans closed in West Chester, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in West Chester 844 Paoli Pike, West Chester, PA 19380 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 6 | 3.7% | 100% | $236,666 | View |
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1 office in West Chester 400 E Market St, West Chester, PA 19382 A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 4 +6 HELOCs |
2.4% | 100% | $525,000 | View |
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1 office in West Chester 237 E Gay St, West Chester, PA 19380 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 3 | 1.8% | 100% | $471,666 | View |
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2 offices in West Chester 1201 W Chester Pike, West Chester, PA 19382 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 3 | 1.8% | 100% | $275,000 | View |
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2 offices in West Chester 17 N High St, West Chester, PA 19380 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.8% | 75% | $215,000 | View |
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2 offices in West Chester 1393 Wilmington Pike, West Chester, PA 19382 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, Jumbo, HELOC | 2 +10 HELOCs |
1.2% | 66.7% | $855,000 | View |
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★ 1.7 stars, 3 reviews 2 offices in West Chester 790 Downington Pike Route 322, West Chester, PA 19380 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +9 HELOCs |
1.2% | 100% | $300,000 | View |
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★ 1 stars, 1 review 4 offices in West Chester 6 E Street Rd, West Chester, PA 19382 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +5 HELOCs |
1.2% | 100% | $215,000 | View |
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2 offices in West Chester 1506 W Chester Pike, West Chester, PA 19382 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 1.2% | 100% | $500,000 | View |
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1 office in West Chester 1502 W Chester Pike, West Chester, PA 19382 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.6% | 100% | $825,000 | View |
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1 office in West Chester 1159 Wilmington Pike, West Chester, PA 19382 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 33.3% | $405,000 | View |
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1 office in West Chester 16 W Market St, West Chester, PA 19382 C3.9 ★Texas Ratio: 27.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $215,000 | View |
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1522 McDaniel Dr, West Chester, PA 19380 |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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3 offices in West Chester 1349 Wilmington Pike, West Chester, PA 19382 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1 office in West Chester 200 N High St, West Chester, PA 19380 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1209 W Chester Pike, West Chester, PA 19382 5646 A+5.0 ★Texas Ratio: 2.94% |
Conventional, HELOC | 6 +11 HELOCs |
3.7% | 75% | $218,333 | View |
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700 E Market St, West Chester, PA 19382 A+5.0 ★Texas Ratio: 3.89% |
Conventional, HELOC | 5 +6 HELOCs |
3% | 100% | $211,000 | View |
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110 W Rosedale Ave, West Chester, PA 19383 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 4 +5 HELOCs |
2.4% | 100% | $197,500 | View |
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1502 W Chester Pike, West Chester, PA 19382 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 1.2% | 100% | $440,000 | View |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $55,000 | View |
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10 Powhattan Ave, Essington, PA 19029 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $545,000 | View |
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2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
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400 E Market St, West Chester, PA 19382 2744 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional | 2 | 1.2% | 100% | $520,000 | |
Allied Mortgage Group, Inc
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Conventional, Jumbo | 2 | 1.2% | 100% | $625,000 | |
Filo Mortgage, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $555,000 | |
MortgageCountry
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Conventional | 2 | 1.2% | 100% | $465,000 | |
Affordable Mortgage Advisors
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Conventional | 1 | 0.6% | 100% | $555,000 | |
BHCU d/b/a Propell Credit Union
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Conventional, Jumbo | 1 | 0.6% | 100% | $445,000 | |
State Financial Network LLC
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Conventional | 1 | 0.6% | 100% | $375,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 11 | 6.7% | 91.7% | $560,454 | |
Rocket Mortgage
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Conventional, FHA | 10 | 6.1% | 90.9% | $382,000 | |
Cmg Mortgage Inc
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Conventional, VA | 9 | 5.5% | 100% | $473,888 | |
Guaranteed Rate, Inc.
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Conventional | 7 | 4.3% | 87.5% | $480,714 | |
Keystone Funding, Inc
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Conventional | 7 | 4.3% | 88.9% | $433,571 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 7 | 4.3% | 100% | $596,428 | |
United Wholesale Mortgage
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Conventional | 6 | 3.7% | 100% | $516,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 4 | 2.4% | 100% | $372,500 | |
Nations Direct Mortgage, LLC
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Conventional | 3 | 1.8% | 100% | $418,333 | |
New American Funding, LLC.
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Conventional | 3 | 1.8% | 100% | $458,333 | |
Go Mortgage, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $490,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 1.2% | 100% | $380,000 | |
Nfm, Inc
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Conventional | 2 | 1.2% | 100% | $420,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1.2% | 100% | $295,000 | View |
T2 Financial LLC
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Conventional | 2 | 1.2% | 100% | $355,000 | |
The Loan Store, Inc
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Conventional | 2 | 1.2% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.2% | 66.7% | $60,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Alliant Credit Union
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Conventional | 1 | 0.6% | 100% | $435,000 | |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,895,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.6% | 100% | $275,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.6% | 100% | $525,000 | |
| Conventional | 1 | 0.6% | 100% | $505,000 | View | |
American Financial Network, Inc.
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.6% | 100% | $555,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.6% | 50% | $305,000 | |
Weichert Financial Services
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.6% | 100% | $525,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $345,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $385,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $745,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 100% | $95,000 | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
West Chester Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Chester, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in West Chester? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Chester in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Chester, PA
Use these to narrow the list above. Each category shows how many West Chester, PA lenders fit and what that kind of lender is usually best for.
Who Lends in West Chester, PA
Independent mortgage companies closed 64.6 percent of home loans in West Chester, Pennsylvania in 2025, banks 23.8 percent and credit unions 11.6 percent. Mortgage America, Inc. was the largest mortgage company, First Resource Bank the largest bank and Benchmark Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, First Resource Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Chester, PA
By home loans closed in 2025, First Resource Bank was the largest mortgage lender in West Chester, Pennsylvania with 6 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in West Chester, Pennsylvania in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by Cmg Mortgage Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 13 credit unions closed home loans in West Chester, Pennsylvania in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Chester, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Chester, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Chester. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
