MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Millersville, Pennsylvania

Millersville, Pennsylvania mortgage lenders include PNC Bank N.A.PNC Bank N.A.101 Wabank Rd, Millersville, PA 17551A+5.0 ★Texas Ratio: 4.24%, Fulton Bank, National AssociationFulton Bank, National Association1408 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 4.85%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union21 S George St, Millersville, PA 17551A+5.0 ★Texas Ratio: 4.23%, Members 1St FCUMembers 1St FCU377 Comet Dr, Millersville, PA 17551 1558A+5.0 ★Texas Ratio: 3.79%, Belco Community Credit UnionBelco Community Credit Union3500 Trindle Rd, Camp Hill, PA 17011 4439A+5.0 ★Texas Ratio: 3.06%, First National Bank of PAFirst National Bank of PA2719 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%, Bank of Bird in HandBank of Bird in Hand7180 Bernville Rd, Bernville, PA 19506A+5.0 ★Texas Ratio: 1.79%, The Ephrata National BankThe Ephrata National Bank351 S 7th St, Akron, PA 17501A+5.0 ★Texas Ratio: 4.34%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Millersville, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Millersville are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Millersville, Pennsylvania

Market share is the lender's share of all home loans closed in Millersville, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
★ 1.7 stars, 3 reviews
1 office in Millersville
101 Wabank Rd, Millersville, PA 17551
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+12 HELOCs
0.3% 100% $355,000 View
1408 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 4.85%
Conventional, FHA, HELOC 24
+20 HELOCs
6.8% 100% $194,166 View
21 S George St, Millersville, PA 17551
A+5.0 ★Texas Ratio: 4.23%
Conventional, HELOC 18
+5 HELOCs
5.1% 95% $90,555 View
377 Comet Dr, Millersville, PA 17551 1558
A+5.0 ★Texas Ratio: 3.79%
Conventional, HELOC 13
+37 HELOCs
3.7% 56.5% $141,153 View
3500 Trindle Rd, Camp Hill, PA 17011 4439
A+5.0 ★Texas Ratio: 3.06%
Conventional, HELOC 9
+10 HELOCs
2.5% 64.3% $90,555 View
2719 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 1.62%
Conventional, VA, HELOC 6
+2 HELOCs
1.7% 66.7% $253,333 View
1101 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 5.36%
Conventional 6 1.7% 75% $221,666 View
7180 Bernville Rd, Bernville, PA 19506
A+5.0 ★Texas Ratio: 1.79%
Conventional 5 1.4% 100% $229,000 View
351 S 7th St, Akron, PA 17501
A+5.0 ★Texas Ratio: 4.34%
Conventional, HELOC 3
+4 HELOCs
0.8% 100% $221,666 View
990 Old York Rd, Abington, PA 19001
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.8% 100% $218,333 View
Farmers and Merchants Trust Company of Chambersburg
3 E 1st St, Boiling Springs, PA 17007
Conventional 3 0.8% 100% $298,333
2510 Delta Rd, Brogue, PA 17309
A+5.0 ★Texas Ratio: 4.11%
Conventional, HELOC 2
+4 HELOCs
0.6% 100% $230,000 View
3900 Hamilton Blvd, Allentown, PA 18103
A+5.0 ★Texas Ratio: 4.25%
Conventional, HELOC 2
+3 HELOCs
0.6% 100% $470,000 View
4417 E Main St, Belleville, PA 17004
A+5.0 ★Texas Ratio: 4.82%
Conventional, HELOC 2
+3 HELOCs
0.6% 66.7% $180,000 View
3300 Lehigh St, Allentown, PA 18103
A+5.0 ★Texas Ratio: 4.14%
Conventional 2 0.6% 100% $185,000 View
2706 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 3.66%
Conventional 2 0.6% 66.7% $215,000 View
3425 Biglerville Rd, Biglerville, PA 17307
A+5.0 ★Texas Ratio: 2.55%
Conventional 2 0.6% 100% $325,000 View
421 E Penn Ave, Cleona, PA 17042
A+5.0 ★Texas Ratio: 0.15%
Conventional 2 0.6% 100% $230,000 View
4923 Edgmont Ave, Brookhaven, PA 19015 1128
A+5.0 ★Texas Ratio: 2.94%
Conventional, HELOC 1
+4 HELOCs
0.3% 50% $55,000 View
3300 Lehigh St, Allentown, PA 18103
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 1
+3 HELOCs
0.3% 100% $305,000 View
★ 1 stars, 1 review
1139 W Hamilton St, Allentown, PA 18101
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 1
+3 HELOCs
0.3% 100% $375,000 View
413 S Logan Blvd, Altoona, PA 16602
A+5.0 ★Texas Ratio: 3.99%
Conventional, HELOC 1
+1 HELOCs
0.3% 100% $105,000 View
1301 Skippack Pike, Blue Bell, PA 19422
C3.9 ★Texas Ratio: 27.97%
FHA 1 0.3% 100% $265,000 View
20 West Skippack Pike, Ambler, PA 19002
A+5.0 ★Texas Ratio: 4.81%
Conventional 1 0.3% 100% $265,000 View
1403 N Cedar Crest Blvd, Allentown, PA 18104
A+5.0 ★Texas Ratio: 5.45%
Conventional 1 0.3% 100% $45,000 View
3325 Street Rd, Bensalem, PA 19020 2021
A+5.0 ★Texas Ratio: 0.70%
Conventional 1 0.3% 100% $285,000 View
1550 S Main St Ste 1, Mansfield, PA 16933 9586
A+5.0 ★Texas Ratio: 2.80%
Conventional 1 0.3% 100% $175,000
1359 Old York Rd, Abington, PA 19001
A5.0 ★Texas Ratio: 9.33%
Conventional 1 0.3% 100% $295,000 View
1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104
A+5.0 ★Texas Ratio: 3.71%
Conventional 1 0.3% 100% $95,000 View
907 22nd St, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+15 HELOCs
0% n/a View
7540 Windsor Drive Suite 203, Allentown, PA 18195
A+5.0 ★Texas Ratio: 4.11%
HELOC 0
+3 HELOCs
0% n/a View
5089 Hamilton Blvd, Allentown, PA 18106
A5.0 ★Texas Ratio: 6.10%
HELOC 0
+1 HELOCs
0% n/a View
1100 Logan Blvd, Altoona, PA 16602
A+5.0 ★Texas Ratio: 2.93%
HELOC 0
+1 HELOCs
0% n/a View
HomeSale Mortgage
Conventional 6 1.7% 100% $253,333
Newrez LLC
Conventional, FHA, VA 4 1.1% 80% $210,000
Howard Hanna Financial Services, Inc
Conventional 4 1.1% 100% $332,500
Filo Mortgage, LLC
Conventional, FHA 2 0.6% 100% $465,000
Linkbank
Conventional 2 0.6% 66.7% $285,000
Presence BANK
Conventional 1 0.3% 100% $125,000
Philadelphia Mortgage Advisors, Inc.
Conventional 1 0.3% 100% $345,000
Spring Eq, LLC
HELOC 0
+2 HELOCs
0% 0%
Conventional, FHA, VA 35 9.9% 100% $259,571 View
Rocket Mortgage
Conventional, FHA 29 8.2% 79.5% $221,206
Movement Mortgage, LLC
Conventional, VA, HELOC 10
+1 HELOCs
2.8% 100% $231,000
United Wholesale Mortgage
Conventional, FHA 10 2.8% 68.8% $265,000
New American Funding, LLC.
Conventional 10 2.8% 90.9% $295,000
Pennymac Loan Services LLC
Conventional, FHA 9 2.5% 90% $269,444
Fairway Independent Mort Corp
Conventional 9 2.5% 100% $229,444
A+5.0 ★Texas Ratio: 3.02%
Conventional, FHA, VA 8 2.3% 80% $256,250 View
CrossCountry Mortgage, LLC
Conventional 7 2% 100% $253,571
Sierra Pacific Mortgage Co. Inc
Conventional, FHA 6 1.7% 100% $268,333
AmeriHome Mortgage Company, LLC
Conventional, FHA 5 1.4% 100% $293,000
Triad Financial Services, Inc.
Conventional 5 1.4% 42.9% $93,000
21St Mortgage
Conventional 5 1.4% 38.5% $75,000
loanDepot.com LLC
Conventional, VA, HELOC 4
+1 HELOCs
1.1% 80% $282,500
EMM Loans LLC
Conventional, FHA 4 1.1% 100% $285,000
American Pacific Mortgage Corporation
Conventional 4 1.1% 100% $242,500
Nationstar Mortgage
Conventional 4 1.1% 66.7% $232,500
Amerisave Mortgage Company
Conventional, FHA, HELOC 3
+1 HELOCs
0.8% 75% $268,333
A+5.0 ★Texas Ratio: 0.06%
Conventional 3 0.8% 100% $271,666 View
Credit Human Federal Credit Un
Conventional 3 0.8% 60% $68,333
First Alliance Home Mortgage, LLC
Conventional 2 0.6% 100% $345,000
Planet Home Lending, LLC
Conventional, FHA 2 0.6% 100% $335,000
Provident Funding Associates
Conventional 2 0.6% 100% $275,000
Radius Financial Group Inc
Conventional, FHA 2 0.6% 100% $355,000
Zillow Home Loans, LLC
Conventional 2 0.6% 100% $320,000
B+4.8 ★Texas Ratio: 16.98%
VA 2 0.6% 100% $290,000 View
Guaranteed Rate Affinity, LLC
FHA, HELOC 1
+1 HELOCs
0.3% 100% $325,000
American Financial Resources LLC
Conventional 1 0.3% 100% $295,000
Guaranteed Rate, Inc.
Conventional 1 0.3% 100% $365,000
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.3% 100% $265,000 View
Primary Residential Mortgage, INC.
Conventional 1 0.3% 100% $105,000
Goodleap, LLC
FHA 1 0.3% 100% $205,000
Envoy Mortgage, Ltd
FHA 1 0.3% 100% $325,000
Acrisure Mortgage, LLC
Conventional 1 0.3% 100% $295,000
MDE Home Loans LLC
Conventional 1 0.3% 100% $515,000
Kind Lending, LLC
Conventional 1 0.3% 100% $305,000
D3.3 ★Texas Ratio: 35.11%
FHA 1 0.3% 100% $455,000 View
Loanunited.Com, LLC
FHA 1 0.3% 100% $265,000
AdvantageFirst Lending Inc
FHA 1 0.3% 100% $295,000
Valley West Corporation
FHA 1 0.3% 100% $455,000
Cmg Mortgage Inc
Conventional 1 0.3% 100% $335,000
Flat Branch Mortgage, Inc.
Conventional 1 0.3% 100% $295,000
Union Home Mortgage Corp.
FHA 1 0.3% 100% $295,000
SIRVA Mortgage, Inc.
Conventional 1 0.3% 100% $355,000
T2 Financial LLC
Conventional 1 0.3% 100% $365,000
Direct Mortgage Loans, LLC
Conventional 1 0.3% 100% $285,000
Aberdeen Proving Ground FCU
Conventional 1 0.3% 100% $25,000
Mortgage Research Center
VA 1 0.3% 20% $315,000
Keystone Funding, Inc
Conventional 1 0.3% 100% $285,000
Nations Direct Mortgage, LLC
Conventional 1 0.3% 100% $405,000
Lower, LLC
Conventional 1 0.3% 100% $175,000
A+5.0 ★Texas Ratio: 2.14%
FHA 1 0.3% 100% $295,000 View
A5.0 ★Texas Ratio: 8.14%
VA 1 0.3% 50% $375,000
Carrington Mortgage Services LLC
Conventional 1 0.3% 100% $385,000
A5.0 ★Texas Ratio: 6.17%
Conventional 1 0.3% 100% $65,000 View
Champions Funding, LLC
Conventional 1 0.3% 100% $285,000
Village Capital & Investment
FHA 1 0.3% 100% $205,000
American Neighborhood Mortgage Acceptance Company
FHA 1 0.3% 100% $265,000
JMAC Lending, Inc.
FHA 1 0.3% 100% $405,000
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Millersville, Pennsylvania

Looking for mortgage lenders near me or mortgage brokers near me in Millersville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Millersville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Millersville, PA

Use these to narrow the list above. Each category shows how many Millersville, PA lenders fit and what that kind of lender is usually best for.

Who Lends in Millersville, PA

Independent mortgage companies closed 62.4 percent of home loans in Millersville, Pennsylvania in 2025, banks 23.4 percent and credit unions 14.1 percent. Mortgage America, Inc. was the largest mortgage company, PNC Bank N.A. the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, PNC Bank N.A. led with 1 loans.

62.4%
Mortgage companies
23.4%
Banks
14.1%
Credit unions
13%
FHA loans
3%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.

More Pennsylvania Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Millersville, PA

Who is the largest mortgage lender in Millersville, PA?

By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Millersville, Pennsylvania with 1 loans, about 0.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Millersville, PA mortgage lenders offer FHA, VA and USDA loans?

27 lenders closed FHA loans in Millersville, Pennsylvania in 2025, led by Rocket Mortgage with 6. 9 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Millersville, PA lender list?

Yes. 35 banks and 10 credit unions closed home loans in Millersville, Pennsylvania in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Millersville, PA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Millersville, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Millersville, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Millersville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.