Harrisburg, Pennsylvania mortgage lenders include Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union121 Strawberry Sq, Harrisburg, PA 17101A+5.0 ★Texas Ratio: 4.23%, Fulton Bank, National AssociationFulton Bank, National Association1429 N 3rd St, Harrisburg, PA 17102A+5.0 ★Texas Ratio: 4.85%, Belco Community Credit UnionBelco Community Credit Union205 S Front St, Harrisburg, PA 17104 1619A+5.0 ★Texas Ratio: 3.06%, PNC Bank N.A.PNC Bank N.A.1301 Derry St, Harrisburg, PA 17104A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA4350 Linglestown Rd, Harrisburg, PA 17112A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4700 Jonestown Rd, Harrisburg, PA 17109A+5.0 ★Texas Ratio: 3.68%, Mid Penn BankMid Penn Bank5049 Jonestown Rd, Harrisburg, PA 17112A+5.0 ★Texas Ratio: 4.25%, Wells Fargo Bank NAWells Fargo Bank NA3501 Paxton St Unit Q1, Harrisburg, PA 17111A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank112 Market St, Harrisburg, PA 17101A+5.0 ★Texas Ratio: 2.87%, and M&T BankM&T Bank3885 Union Deposit Rd, Harrisburg, PA 17109A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Harrisburg, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Harrisburg are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Harrisburg, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
121 Strawberry Sq, Harrisburg, PA 17101 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 26 +35 HELOCs |
5.4% | 79.4% | $75,384 | View |
|
4 offices in Harrisburg 1429 N 3rd St, Harrisburg, PA 17102 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 26 +3 HELOCs |
5.4% | 72.2% | $87,307 | View |
|
205 S Front St, Harrisburg, PA 17104 1619 A+5.0 ★Texas Ratio: 3.06% |
Conventional, HELOC | 10 +2 HELOCs |
2.1% | 68.4% | $61,000 | View |
|
★ 1.7 stars, 3 reviews 3 offices in Harrisburg 1301 Derry St, Harrisburg, PA 17104 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 6 +14 HELOCs |
1.2% | 100% | $153,333 | View |
|
5 offices in Harrisburg 4350 Linglestown Rd, Harrisburg, PA 17112 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +3 HELOCs |
1.2% | 37.5% | $138,333 | View |
|
3 offices in Harrisburg 4700 Jonestown Rd, Harrisburg, PA 17109 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 1% | 100% | $195,000 | View |
|
4 offices in Harrisburg 5049 Jonestown Rd, Harrisburg, PA 17112 A+5.0 ★Texas Ratio: 4.25% |
Conventional, FHA, HELOC | 4 +3 HELOCs |
0.8% | 100% | $130,000 | View |
|
2 offices in Harrisburg 3501 Paxton St Unit Q1, Harrisburg, PA 17111 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.8% | 66.7% | $102,500 | View |
|
★ 1 stars, 1 review 2 offices in Harrisburg 112 Market St, Harrisburg, PA 17101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +2 HELOCs |
0.6% | 100% | $191,666 | View |
|
5 offices in Harrisburg 3885 Union Deposit Rd, Harrisburg, PA 17109 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 2 +8 HELOCs |
0.4% | 100% | $125,000 | View |
|
2 offices in Harrisburg 4320 Linglestown Rd, Harrisburg, PA 17112 A5.0 ★Texas Ratio: 10.25% |
Conventional | 2 | 0.4% | 66.7% | $170,000 | View |
|
3 offices in Harrisburg 4271 Union Deposit Rd, Harrisburg, PA 17111 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +11 HELOCs |
0.2% | 100% | $95,000 | View |
|
1 office in Harrisburg 4750 Lindle Rd, Harrisburg, PA 17111 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
|
2 offices in Harrisburg 6085 Allentown Blvd, Harrisburg, PA 17112 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
11 N 3rd St, Harrisburg, PA 17101 A+5.0 ★Texas Ratio: 3.79% |
Conventional, FHA, HELOC | 14 +27 HELOCs |
2.9% | 46.7% | $114,285 | View |
|
7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 11 | 2.3% | 100% | $143,181 | View |
|
3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 5 | 1% | 100% | $155,000 | View |
Farmers and Merchants Trust Company of Chambersburg
4765 Linglestown Road, Harrisburg, PA 17112 |
Conventional | 4 | 0.8% | 100% | $165,000 | |
|
9775 Route 75 S, East Waterford, PA 17021 A5.0 ★Texas Ratio: 8.88% |
Conventional | 2 | 0.4% | 66.7% | $135,000 | View |
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.2% | 50% | $165,000 | View |
|
1710 Union Blvd, Allentown, PA 18109 A-5.0 ★Texas Ratio: 14.98% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
|
6591 Perkiomen Ave, Birdsboro, PA 19508 A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
|
795 Killinger Rd Lot 5, Annville, PA 17003 9027 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
300 Main St, Blossburg, PA 16912 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
|
50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
|
421 E Penn Ave, Cleona, PA 17042 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
|
433 S 18th St, Camp Hill, PA 17011 5902 A5.0 ★Texas Ratio: 7.93% |
Conventional | 1 | 0.2% | 16.7% | $95,000 | View |
|
1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
|
3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Linkbank
|
Conventional, FHA | 9 | 1.9% | 90.9% | $169,444 | |
Howard Hanna Financial Services, Inc
|
Conventional | 7 | 1.4% | 100% | $165,000 | |
Foote Capital Mortgage Company
|
Conventional | 2 | 0.4% | 100% | $205,000 | |
HomeSale Mortgage
|
Conventional, FHA | 2 | 0.4% | 100% | $100,000 | |
Newrez LLC
|
Conventional | 1 | 0.2% | 11.1% | $185,000 | |
Northeast Equitable Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Presence BANK
|
Conventional | 1 | 0.2% | 100% | $235,000 | |
State Financial Network LLC
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.2% | 33.3% | $35,000 | |
New Cumberland Office (Main)
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
|
Conventional, FHA, VA | 39 | 8% | 76.9% | $147,820 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 32 | 6.6% | 88.9% | $170,312 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 21 | 4.3% | 80.8% | $165,476 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 20 | 4.1% | 83.3% | $167,500 | |
Mortgage Research Center
|
FHA, VA | 18 | 3.7% | 75% | $219,444 | |
| Conventional, FHA | 13 | 2.7% | 100% | $166,538 | View | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 12 +3 HELOCs |
2.5% | 70.6% | $206,666 | |
Radius Financial Group Inc
|
Conventional, FHA | 12 | 2.5% | 93.3% | $135,833 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 12 | 2.5% | 72.2% | $189,166 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 10 | 2.1% | 100% | $133,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 10 | 2.1% | 76.9% | $170,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 7 | 1.4% | 100% | $222,142 | |
First Alliance Home Mortgage, LLC
|
Conventional, FHA | 6 | 1.2% | 100% | $155,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional, FHA | 6 | 1.2% | 100% | $136,666 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 5 | 1% | 83.3% | $213,000 | |
Movement Mortgage, LLC
|
Conventional, FHA | 5 | 1% | 100% | $177,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +4 HELOCs |
0.8% | 57.1% | $172,500 | |
EMM Loans LLC
|
Conventional, FHA, VA | 4 | 0.8% | 83.3% | $145,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.8% | 80% | $200,000 | View |
Nations Direct Mortgage, LLC
|
Conventional, FHA, VA | 4 | 0.8% | 100% | $155,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 4 | 0.8% | 100% | $110,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 1.17% |
Conventional, VA | 3 | 0.6% | 100% | $131,666 | View |
|
A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 3 | 0.6% | 57.1% | $185,000 | View |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 3 | 0.6% | 100% | $118,333 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 3 | 0.6% | 100% | $165,000 | |
Nationstar Mortgage
|
Conventional | 3 | 0.6% | 100% | $81,666 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $198,333 | |
American Financial Resources LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $150,000 | |
Royal United Mortgage LLC
|
Conventional | 2 | 0.4% | 50% | $95,000 | |
Nbkc Bank
|
FHA, VA | 2 | 0.4% | 100% | $260,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 2 | 0.4% | 66.7% | $200,000 | |
United Trust Bank
|
VA | 2 | 0.4% | 100% | $170,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.4% | 21.4% | $45,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 2 | 0.4% | 100% | $175,000 | |
First Colony Mortgage Corporat
|
Conventional | 2 | 0.4% | 100% | $120,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA | 2 | 0.4% | 100% | $105,000 | View |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.4% | 100% | $180,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
|
Conventional | 2 | 0.4% | 100% | $110,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.4% | 100% | $180,000 | View |
Alliant Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $195,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.2% | 100% | $155,000 | |
Goodleap, LLC
|
FHA | 1 | 0.2% | 50% | $125,000 | |
Contour Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $135,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0.2% | 50% | $165,000 | |
|
A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
|
A+5.0 ★Texas Ratio: 0.65% |
VA | 1 | 0.2% | 100% | $365,000 | View |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
Nfm, Inc
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Credence Funding Corporation
|
VA | 1 | 0.2% | 100% | $255,000 | |
UNMB Home Loans Inc
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.2% | 100% | $215,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.2% | 100% | $415,000 | |
Franklin Loan Corporation
|
VA | 1 | 0.2% | 100% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Keystone Funding, Inc
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $175,000 | |
Lower, LLC
|
FHA | 1 | 0.2% | 33.3% | $145,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.2% | 66.7% | $135,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.2% | 100% | $115,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 25% | $275,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Municipal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Harrisburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Harrisburg in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Harrisburg, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 62.5 percent of home loans in Harrisburg, Pennsylvania in 2025, banks 25.6 percent and credit unions 12 percent. Mortgage America, Inc. was the largest mortgage company, Fulton Bank, National Association the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Pennsylvania State Employees Credit Union led with 26 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Pennsylvania State Employees Credit Union was the largest mortgage lender in Harrisburg, Pennsylvania with 26 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Harrisburg, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 14. 20 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 11 credit unions closed home loans in Harrisburg, Pennsylvania in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Harrisburg, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Harrisburg, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Harrisburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.