MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Harrisburg, Pennsylvania

Harrisburg, Pennsylvania mortgage lenders include Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union121 Strawberry Sq, Harrisburg, PA 17101A+5.0 ★Texas Ratio: 4.23%, Fulton Bank, National AssociationFulton Bank, National Association1429 N 3rd St, Harrisburg, PA 17102A+5.0 ★Texas Ratio: 4.85%, Belco Community Credit UnionBelco Community Credit Union205 S Front St, Harrisburg, PA 17104 1619A+5.0 ★Texas Ratio: 3.06%, PNC Bank N.A.PNC Bank N.A.1301 Derry St, Harrisburg, PA 17104A+5.0 ★Texas Ratio: 4.24%, First National Bank of PAFirst National Bank of PA4350 Linglestown Rd, Harrisburg, PA 17112A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA4700 Jonestown Rd, Harrisburg, PA 17109A+5.0 ★Texas Ratio: 3.68%, Mid Penn BankMid Penn Bank5049 Jonestown Rd, Harrisburg, PA 17112A+5.0 ★Texas Ratio: 4.25%, Wells Fargo Bank NAWells Fargo Bank NA3501 Paxton St Unit Q1, Harrisburg, PA 17111A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank112 Market St, Harrisburg, PA 17101A+5.0 ★Texas Ratio: 2.87%, and M&T BankM&T Bank3885 Union Deposit Rd, Harrisburg, PA 17109A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Harrisburg, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Harrisburg are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Harrisburg, Pennsylvania

Market share is the lender's share of all home loans closed in Harrisburg, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
121 Strawberry Sq, Harrisburg, PA 17101
A+5.0 ★Texas Ratio: 4.23%
Conventional, HELOC 26
+35 HELOCs
5.4% 79.4% $75,384 View
4 offices in Harrisburg
1429 N 3rd St, Harrisburg, PA 17102
A+5.0 ★Texas Ratio: 4.85%
Conventional, FHA, HELOC 26
+3 HELOCs
5.4% 72.2% $87,307 View
205 S Front St, Harrisburg, PA 17104 1619
A+5.0 ★Texas Ratio: 3.06%
Conventional, HELOC 10
+2 HELOCs
2.1% 68.4% $61,000 View
★ 1.7 stars, 3 reviews
3 offices in Harrisburg
1301 Derry St, Harrisburg, PA 17104
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 6
+14 HELOCs
1.2% 100% $153,333 View
5 offices in Harrisburg
4350 Linglestown Rd, Harrisburg, PA 17112
A+5.0 ★Texas Ratio: 1.62%
Conventional, HELOC 6
+3 HELOCs
1.2% 37.5% $138,333 View
3 offices in Harrisburg
4700 Jonestown Rd, Harrisburg, PA 17109
A+5.0 ★Texas Ratio: 3.68%
Conventional 5 1% 100% $195,000 View
4 offices in Harrisburg
5049 Jonestown Rd, Harrisburg, PA 17112
A+5.0 ★Texas Ratio: 4.25%
Conventional, FHA, HELOC 4
+3 HELOCs
0.8% 100% $130,000 View
2 offices in Harrisburg
3501 Paxton St Unit Q1, Harrisburg, PA 17111
A+5.0 ★Texas Ratio: 5.36%
Conventional 4 0.8% 66.7% $102,500 View
★ 1 stars, 1 review
2 offices in Harrisburg
112 Market St, Harrisburg, PA 17101
A+5.0 ★Texas Ratio: 2.87%
Conventional, HELOC 3
+2 HELOCs
0.6% 100% $191,666 View
5 offices in Harrisburg
3885 Union Deposit Rd, Harrisburg, PA 17109
A+5.0 ★Texas Ratio: 4.11%
FHA, HELOC 2
+8 HELOCs
0.4% 100% $125,000 View
2 offices in Harrisburg
4320 Linglestown Rd, Harrisburg, PA 17112
A5.0 ★Texas Ratio: 10.25%
Conventional 2 0.4% 66.7% $170,000 View
3 offices in Harrisburg
4271 Union Deposit Rd, Harrisburg, PA 17111
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+11 HELOCs
0.2% 100% $95,000 View
1 office in Harrisburg
4750 Lindle Rd, Harrisburg, PA 17111
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 0.2% 100% $185,000 View
2 offices in Harrisburg
6085 Allentown Blvd, Harrisburg, PA 17112
A+5.0 ★Texas Ratio: 2.93%
HELOC 0
+1 HELOCs
0% n/a View
11 N 3rd St, Harrisburg, PA 17101
A+5.0 ★Texas Ratio: 3.79%
Conventional, FHA, HELOC 14
+27 HELOCs
2.9% 46.7% $114,285 View
7180 Bernville Rd, Bernville, PA 19506
A+5.0 ★Texas Ratio: 1.79%
Conventional 11 2.3% 100% $143,181 View
3425 Biglerville Rd, Biglerville, PA 17307
A+5.0 ★Texas Ratio: 2.55%
Conventional, FHA 5 1% 100% $155,000 View
Farmers and Merchants Trust Company of Chambersburg
4765 Linglestown Road, Harrisburg, PA 17112
Conventional 4 0.8% 100% $165,000
9775 Route 75 S, East Waterford, PA 17021
A5.0 ★Texas Ratio: 8.88%
Conventional 2 0.4% 66.7% $135,000 View
3300 Lehigh St, Allentown, PA 18103
A+5.0 ★Texas Ratio: 4.14%
Conventional 1 0.2% 100% $105,000 View
2706 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 3.66%
Conventional 1 0.2% 50% $165,000 View
1710 Union Blvd, Allentown, PA 18109
A-5.0 ★Texas Ratio: 14.98%
Conventional 1 0.2% 100% $115,000 View
6591 Perkiomen Ave, Birdsboro, PA 19508
A+5.0 ★Texas Ratio: 1.56%
Conventional 1 0.2% 100% $25,000 View
795 Killinger Rd Lot 5, Annville, PA 17003 9027
A+5.0 ★Texas Ratio: 4.57%
Conventional 1 0.2% 100% $105,000 View
300 Main St, Blossburg, PA 16912
A5.0 ★Texas Ratio: 11.39%
Conventional 1 0.2% 100% $135,000 View
50 W Lancaster Ave, Ardmore, PA 19003
A+5.0 ★Texas Ratio: 3.10%
Conventional 1 0.2% 100% $285,000 View
421 E Penn Ave, Cleona, PA 17042
A+5.0 ★Texas Ratio: 0.15%
Conventional 1 0.2% 100% $125,000 View
433 S 18th St, Camp Hill, PA 17011 5902
A5.0 ★Texas Ratio: 7.93%
Conventional 1 0.2% 16.7% $95,000 View
1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104
A+5.0 ★Texas Ratio: 3.71%
Conventional 1 0.2% 100% $145,000 View
3325 Street Rd, Bensalem, PA 19020 2021
A+5.0 ★Texas Ratio: 0.70%
HELOC 0
+1 HELOCs
0% n/a View
Linkbank
Conventional, FHA 9 1.9% 90.9% $169,444
Howard Hanna Financial Services, Inc
Conventional 7 1.4% 100% $165,000
Foote Capital Mortgage Company
Conventional 2 0.4% 100% $205,000
HomeSale Mortgage
Conventional, FHA 2 0.4% 100% $100,000
Newrez LLC
Conventional 1 0.2% 11.1% $185,000
Northeast Equitable Mortgage LLC
Conventional 1 0.2% 100% $155,000
Presence BANK
Conventional 1 0.2% 100% $235,000
State Financial Network LLC
Conventional 1 0.2% 100% $295,000
Spring Eq, LLC
Conventional 1 0.2% 33.3% $35,000
New Cumberland Office (Main)
HELOC 0
+1 HELOCs
0% 0%
Rocket Mortgage
Conventional, FHA, VA 39 8% 76.9% $147,820
CrossCountry Mortgage, LLC
Conventional, FHA, VA 32 6.6% 88.9% $170,312
United Wholesale Mortgage
Conventional, FHA, VA 21 4.3% 80.8% $165,476
Pennymac Loan Services LLC
Conventional, FHA, VA 20 4.1% 83.3% $167,500
Mortgage Research Center
FHA, VA 18 3.7% 75% $219,444
Conventional, FHA 13 2.7% 100% $166,538 View
loanDepot.com LLC
Conventional, FHA, HELOC 12
+3 HELOCs
2.5% 70.6% $206,666
Radius Financial Group Inc
Conventional, FHA 12 2.5% 93.3% $135,833
New American Funding, LLC.
Conventional, FHA, VA 12 2.5% 72.2% $189,166
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 10 2.1% 100% $133,000
American Pacific Mortgage Corporation
Conventional, FHA 10 2.1% 76.9% $170,000
Fairway Independent Mort Corp
Conventional, FHA 7 1.4% 100% $222,142
First Alliance Home Mortgage, LLC
Conventional, FHA 6 1.2% 100% $155,000
A-5.0 ★Texas Ratio: 15.49%
Conventional, FHA 6 1.2% 100% $136,666 View
Guaranteed Rate Affinity, LLC
Conventional, FHA 5 1% 83.3% $213,000
Movement Mortgage, LLC
Conventional, FHA 5 1% 100% $177,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 4
+4 HELOCs
0.8% 57.1% $172,500
EMM Loans LLC
Conventional, FHA, VA 4 0.8% 83.3% $145,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 4 0.8% 80% $200,000 View
Nations Direct Mortgage, LLC
Conventional, FHA, VA 4 0.8% 100% $155,000
Paramount Residential Mortgage
Conventional, FHA 4 0.8% 100% $110,000
The Loan Store, Inc
Conventional, HELOC 3
+1 HELOCs
0.6% 100% $105,000
A+5.0 ★Texas Ratio: 1.17%
Conventional, VA 3 0.6% 100% $131,666 View
A+5.0 ★Texas Ratio: 3.02%
FHA, VA 3 0.6% 57.1% $185,000 View
D3.3 ★Texas Ratio: 35.11%
Conventional 3 0.6% 100% $118,333 View
Sierra Pacific Mortgage Co. Inc
Conventional 3 0.6% 100% $165,000
Nationstar Mortgage
Conventional 3 0.6% 100% $81,666
Zillow Home Loans, LLC
Conventional, FHA 3 0.6% 100% $198,333
American Financial Resources LLC
Conventional, FHA 2 0.4% 100% $150,000
Royal United Mortgage LLC
Conventional 2 0.4% 50% $95,000
Nbkc Bank
FHA, VA 2 0.4% 100% $260,000
AmeriHome Mortgage Company, LLC
Conventional 2 0.4% 66.7% $200,000
United Trust Bank
VA 2 0.4% 100% $170,000
Amerisave Mortgage Company
Conventional 2 0.4% 21.4% $45,000
Union Home Mortgage Corp.
Conventional, FHA 2 0.4% 100% $175,000
First Colony Mortgage Corporat
Conventional 2 0.4% 100% $120,000
A+5.0 ★Texas Ratio: 2.20%
Conventional, FHA 2 0.4% 100% $105,000 View
A-5.0 ★Texas Ratio: 14.93%
Conventional 2 0.4% 100% $180,000 View
Meadowbrook Financial Mortgage Bankers Corp.
Conventional 2 0.4% 100% $110,000
A+5.0 ★Texas Ratio: 0.51%
Conventional, FHA 2 0.4% 100% $180,000 View
Alliant Credit Union
Conventional, HELOC 1
+1 HELOCs
0.2% 100% $265,000
First Community Mortgage, Inc.
Conventional 1 0.2% 100% $195,000
Guaranteed Rate, Inc.
Conventional 1 0.2% 100% $155,000
Goodleap, LLC
FHA 1 0.2% 50% $125,000
Contour Mortgage Corporation
Conventional 1 0.2% 100% $135,000
Equity Prime Mortgage LLC
FHA 1 0.2% 50% $165,000
A+5.0 ★Texas Ratio: 0.06%
Conventional 1 0.2% 100% $275,000 View
A+5.0 ★Texas Ratio: 0.65%
VA 1 0.2% 100% $365,000 View
SIRVA Mortgage, Inc.
Conventional 1 0.2% 100% $285,000
Nfm, Inc
Conventional 1 0.2% 100% $165,000
Credence Funding Corporation
VA 1 0.2% 100% $255,000
UNMB Home Loans Inc
Conventional 1 0.2% 100% $95,000
Planet Home Lending, LLC
VA 1 0.2% 100% $215,000
Embrace Home Loans, Inc.
Conventional 1 0.2% 100% $415,000
Franklin Loan Corporation
VA 1 0.2% 100% $235,000
A+5.0 ★Texas Ratio: 2.15%
Conventional 1 0.2% 100% $105,000 View
A+5.0 ★Texas Ratio: 3.17%
Conventional 1 0.2% 100% $215,000 View
Keystone Funding, Inc
Conventional 1 0.2% 100% $205,000
Prosperity Home Mortgage, LLC
FHA 1 0.2% 100% $175,000
Lower, LLC
FHA 1 0.2% 33.3% $145,000
Nexera Holding LLC
Conventional 1 0.2% 100% $125,000
Carrington Mortgage Services LLC
FHA 1 0.2% 66.7% $135,000
Reliance First Capital, LLC
FHA 1 0.2% 100% $115,000
Plaza Home Mortgage, Inc
Conventional 1 0.2% 100% $205,000
Village Capital & Investment
VA 1 0.2% 25% $275,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+4 HELOCs
0% n/a View
Lendage, LLC dba Achieve Loans
HELOC 0
+3 HELOCs
0% n/a
Figure Lending LLC
HELOC 0
+2 HELOCs
0% n/a
Municipal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Harrisburg, Pennsylvania

Looking for mortgage lenders near me or mortgage brokers near me in Harrisburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Harrisburg in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Harrisburg, PA

Use these to narrow the list above. Each category shows how many Harrisburg, PA lenders fit and what that kind of lender is usually best for.

Who Lends in Harrisburg, PA

Independent mortgage companies closed 62.5 percent of home loans in Harrisburg, Pennsylvania in 2025, banks 25.6 percent and credit unions 12 percent. Mortgage America, Inc. was the largest mortgage company, Fulton Bank, National Association the largest bank and Pennsylvania State Employees Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Pennsylvania State Employees Credit Union led with 26 loans.

62.5%
Mortgage companies
25.6%
Banks
12%
Credit unions
24%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.

More Pennsylvania Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Harrisburg, PA

Who is the largest mortgage lender in Harrisburg, PA?

By home loans closed in 2025, Pennsylvania State Employees Credit Union was the largest mortgage lender in Harrisburg, Pennsylvania with 26 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Harrisburg, PA mortgage lenders offer FHA, VA and USDA loans?

39 lenders closed FHA loans in Harrisburg, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 14. 20 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Harrisburg, PA lender list?

Yes. 35 banks and 11 credit unions closed home loans in Harrisburg, Pennsylvania in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Harrisburg, PA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Harrisburg, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Harrisburg, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Harrisburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.