Mortgage Lenders and Brokers in Downingtown, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Downingtown, Pennsylvania mortgage lenders include Fulton Bank, National AssociationFulton Bank, National Association1267 Horseshoe Pike, Downingtown, PA 19335A+5.0 ★Texas Ratio: 4.85%, Truist BankTruist Bank99 Manor Ave, Downingtown, PA 19335A+5.0 ★Texas Ratio: 2.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1038 E Lancaster Ave, Downingtown, PA 19335A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA3951 W Lincoln Hwy, Downingtown, PA 19335A+5.0 ★Texas Ratio: 5.44%, WSFS bankWSFS bank210 Font Rd, Downingtown, PA 19335A+5.0 ★Texas Ratio: 3.10%, TD BankTD Bank3821 W Lincoln Hwy, Downingtown, PA 19335A+5.0 ★Texas Ratio: 3.71%, S&T BankS&T Bank701 E Lancaster Ave, Downingtown, PA 19335A+5.0 ★Texas Ratio: 2.93%, Citadel Federal Credit UnionCitadel Federal Credit Union1246 Cornerstone Blvd, Downingtown, PA 19335 3357A+5.0 ★Texas Ratio: 2.94%, Bank of America NABank of America NA3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, and Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Downingtown, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Downingtown are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Downingtown, Pennsylvania
Market share is the lender's share of all home loans closed in Downingtown, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Downingtown 1267 Horseshoe Pike, Downingtown, PA 19335 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $160,000 | View |
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★ 1 stars, 1 review 1 office in Downingtown 99 Manor Ave, Downingtown, PA 19335 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $75,000 | View |
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1 office in Downingtown 1038 E Lancaster Ave, Downingtown, PA 19335 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 100% | $365,000 | View |
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1 office in Downingtown 3951 W Lincoln Hwy, Downingtown, PA 19335 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +5 HELOCs |
0.6% | 100% | $285,000 | View |
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1 office in Downingtown 210 Font Rd, Downingtown, PA 19335 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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1 office in Downingtown 3821 W Lincoln Hwy, Downingtown, PA 19335 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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3 offices in Downingtown 701 E Lancaster Ave, Downingtown, PA 19335 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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1246 Cornerstone Blvd, Downingtown, PA 19335 3357 A+5.0 ★Texas Ratio: 2.94% |
Conventional, HELOC | 5 +13 HELOCs |
2.8% | 83.3% | $79,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +3 HELOCs |
1.1% | 100% | $315,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $70,000 | View |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 1.1% | 66.7% | $100,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +5 HELOCs |
0.6% | 100% | $435,000 | View |
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370 W Uwchlan Ave, Downingtown, PA 19335 3122 A+5.0 ★Texas Ratio: 3.89% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $225,000 | View |
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3900 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
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101 S Main St, Carrolltown, PA 15722 A+5.0 ★Texas Ratio: 5.69% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
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★ 5 stars, 1 review 1 Belmont Ave, Bala Cynwyd, PA 19004 A5.0 ★Texas Ratio: 6.37% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
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800 N Pottstown Pike, Exton, PA 19341 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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6591 Perkiomen Ave, Birdsboro, PA 19508 A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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140 Lancaster Avenue, East Whiteland Township, PA 19355 A+5.0 ★Texas Ratio: 0.42% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
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1201 E Lancaster Ave, Downingtown, PA 19335 5367 A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Filo Mortgage, LLC
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Conventional | 3 | 1.7% | 100% | $311,666 | |
Newrez LLC
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VA | 1 | 0.6% | 100% | $415,000 | |
MortgageCountry
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Presence BANK
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Conventional | 1 | 0.6% | 50% | $945,000 | |
Allied Mortgage Group, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA | 52 | 29.2% | 100% | $425,192 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 10.7% | 95% | $482,368 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 9 +1 HELOCs |
5.1% | 100% | $353,888 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 3.9% | 87.5% | $176,428 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 2.2% | 100% | $352,500 | |
Pennymac Loan Services LLC
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Conventional | 4 | 2.2% | 100% | $237,500 | |
| Conventional, FHA | 4 | 2.2% | 100% | $295,000 | View | |
Paramount Residential Mortgage
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Conventional | 4 | 2.2% | 100% | $585,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 3 | 1.7% | 100% | $451,666 | |
Provident Funding Associates
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Conventional | 3 | 1.7% | 100% | $418,333 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 1.7% | 100% | $231,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.1% | 100% | $70,000 | View |
MDE Home Loans LLC
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Conventional | 2 | 1.1% | 100% | $655,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1.1% | 100% | $425,000 | |
Nfm, Inc
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Conventional | 2 | 1.1% | 100% | $250,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.1% | 100% | $215,000 | |
Keystone Funding, Inc
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FHA | 2 | 1.1% | 100% | $380,000 | |
Florida Capital Bank, N.A
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Conventional | 2 | 1.1% | 100% | $290,000 | |
EMM Loans LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.17% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 50% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA | 1 | 0.6% | 100% | $325,000 | View |
Go Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $495,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $245,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.6% | 100% | $375,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.6% | 100% | $325,000 | |
T2 Financial LLC
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Conventional | 1 | 0.6% | 50% | $145,000 | |
Aberdeen Proving Ground FCU
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $405,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $315,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Atlanta Postal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Downingtown Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Downingtown, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Downingtown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Downingtown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Downingtown, PA
Use these to narrow the list above. Each category shows how many Downingtown, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Downingtown, PA
Independent mortgage companies closed 78.7 percent of home loans in Downingtown, Pennsylvania in 2025, banks 14.6 percent and credit unions 6.7 percent. Filo Mortgage, LLC was the largest mortgage company, Fulton Bank, National Association the largest bank and Citadel Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Fulton Bank, National Association led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Downingtown, PA
By home loans closed in 2025, Fulton Bank, National Association was the largest mortgage lender in Downingtown, Pennsylvania with 2 loans, about 1.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Downingtown, Pennsylvania, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 96.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Downingtown, Pennsylvania in 2025, led by Lennar Mortgage, LLC with 2. 5 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 9 credit unions closed home loans in Downingtown, Pennsylvania in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Downingtown, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Downingtown, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Downingtown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
