Breinigsville, Pennsylvania mortgage lenders include Embassy Bank For the Lehigh ValleyEmbassy Bank For the Lehigh Valley2002 W Liberty St, Allentown, PA 18104A+4.9 ★Texas Ratio: 0.52%, Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, People First Federal Credit UnionPeople First Federal Credit Union2141 Downyflake Ln, Allentown, PA 18103 4774A5.0 ★Texas Ratio: 9.56%, Apci Federal Credit UnionApci Federal Credit Union6126 Hamilton Blvd Ste 102, Allentown, PA 18106A+5.0 ★Texas Ratio: 0.44%, PNC Bank N.A.PNC Bank N.A.2676 Brodhead Rd, Aliquippa, PA 15001A+5.0 ★Texas Ratio: 4.24%, Pennsylvania State Employees Credit UnionPennsylvania State Employees Credit Union113 Research Dr, Bethlehem, PA 18015 4731A+5.0 ★Texas Ratio: 4.23%, Police and Fire Federal Credit UnionPolice and Fire Federal Credit Union3325 Street Rd, Bensalem, PA 19020 2021A+5.0 ★Texas Ratio: 0.70%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA990 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 3.68%, American BankAmerican Bank4029 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 0.26%, and Wells Fargo Bank NAWells Fargo Bank NA1101 Old York Rd, Abington, PA 19001A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Breinigsville, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Breinigsville are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Breinigsville, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2002 W Liberty St, Allentown, PA 18104 A+4.9 ★Texas Ratio: 0.52% |
Conventional | 14 | 3.9% | 100% | $103,571 | View |
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 6 | 1.7% | 100% | $275,000 | View |
|
2141 Downyflake Ln, Allentown, PA 18103 4774 A5.0 ★Texas Ratio: 9.56% |
Conventional | 6 | 1.7% | 85.7% | $146,666 | View |
|
6126 Hamilton Blvd Ste 102, Allentown, PA 18106 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 3 | 0.8% | 100% | $201,666 | View |
|
★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +7 HELOCs |
0.6% | 100% | $310,000 | View |
|
113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $90,000 | View |
|
3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $50,000 | View |
|
990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 2 | 0.6% | 100% | $520,000 | View |
|
4029 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 2 | 0.6% | 66.7% | $355,000 | View |
|
1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 50% | $340,000 | View |
|
5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 33.3% | $75,000 | View |
|
★ 1 stars, 1 review 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $405,000 | View |
|
3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $605,000 | View |
Allentown Federal Credit Union
1325 Oxford Dr, Allentown, PA 18103 |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $325,000 | |
|
1408 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $245,000 | View |
|
20 West Skippack Pike, Ambler, PA 19002 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $315,000 | View |
|
11 N Main St, Alburtis, PA 18011 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
FHA | 1 | 0.3% | 100% | $475,000 | View |
|
3720 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 1.73% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
|
2744 Century Blvd, Wyomissing, PA 19610 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
|
500 S State St, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
|
★ 5 stars, 1 review 1 Belmont Ave, Bala Cynwyd, PA 19004 A5.0 ★Texas Ratio: 6.37% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
|
4892 Buckeye Rd, Emmaus, PA 18049 A5.0 ★Texas Ratio: 8.82% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
|
400 Fowler Ave, Berwick, PA 18603 A-5.0 ★Texas Ratio: 14.74% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
|
7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
6591 Perkiomen Ave, Birdsboro, PA 19508 A+5.0 ★Texas Ratio: 1.56% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nvr Mortgage Finance, Inc.
|
Conventional, FHA, VA | 66 | 18.6% | 93% | $578,636 | |
First Commonwealth Federal Cre
|
Conventional, HELOC | 6 +2 HELOCs |
1.7% | 50% | $135,000 | |
Newrez LLC
|
Conventional, FHA | 5 | 1.4% | 50% | $253,000 | |
Affordable Mortgage Advisors
|
Conventional | 3 | 0.8% | 100% | $715,000 | |
Northeast Equitable Mortgage LLC
|
Conventional | 2 | 0.6% | 100% | $345,000 | |
Filo Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
MortgageCountry
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Freedom Credit Uniton
|
Conventional | 1 | 0.3% | 100% | $255,000 | |
Federated Mortgage Corp
|
Conventional | 1 | 0.3% | 100% | $345,000 | |
ESSA Bank & Trust
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
Horizon Farm Credit, ACA
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Spring Eq, LLC
|
HELOC | 0 +4 HELOCs |
0% | 0% | ||
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 39 | 11% | 90.7% | $362,692 | |
United Wholesale Mortgage
|
Conventional | 38 | 10.7% | 92.7% | $550,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 18 | 5.1% | 90.5% | $262,777 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
3.1% | 100% | $391,363 | |
21St Mortgage
|
Conventional | 9 | 2.5% | 47.4% | $59,444 | |
Triad Financial Services, Inc.
|
Conventional | 6 | 1.7% | 54.5% | $66,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 6 | 1.7% | 100% | $531,666 | |
Cmg Mortgage Inc
|
Conventional | 5 | 1.4% | 83.3% | $383,000 | |
American Federal Mortgage Corporation
|
Conventional | 5 | 1.4% | 100% | $559,000 | |
| Conventional | 4 | 1.1% | 100% | $365,000 | View | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +1 HELOCs |
0.8% | 100% | $271,666 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 3 +1 HELOCs |
0.8% | 100% | $345,000 | |
Provident Funding Associates
|
Conventional | 3 | 0.8% | 100% | $391,666 | |
T2 Financial LLC
|
Conventional | 3 | 0.8% | 100% | $525,000 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 2 +1 HELOCs |
0.6% | 75% | $165,000 | |
Guaranteed Rate, Inc.
|
Conventional | 2 | 0.6% | 100% | $510,000 | |
|
A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 2 | 0.6% | 100% | $265,000 | View |
MDE Home Loans LLC
|
Conventional | 2 | 0.6% | 100% | $740,000 | |
Kind Lending, LLC
|
Conventional | 2 | 0.6% | 100% | $220,000 | |
Guidance Residential, LLC
|
Conventional | 2 | 0.6% | 100% | $575,000 | |
Movement Mortgage, LLC
|
Conventional | 2 | 0.6% | 100% | $330,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 2 | 0.6% | 100% | $650,000 | View |
Kwik Mortgage Corporation
|
Conventional | 2 | 0.6% | 100% | $545,000 | |
Weichert Financial Services
|
FHA | 2 | 0.6% | 100% | $480,000 | |
Nationstar Mortgage
|
Conventional | 2 | 0.6% | 66.7% | $175,000 | |
Financial Resources Federal Cr
|
Conventional | 2 | 0.6% | 100% | $610,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 2 | 0.6% | 100% | $370,000 | |
Mutual of Omaha Mortgage
|
Conventional | 2 | 0.6% | 100% | $515,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 0.6% | 66.7% | $630,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 0.6% | 100% | $370,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $120,000 | View |
Paramount Residential Mortgage
|
Conventional | 2 | 0.6% | 100% | $585,000 | |
Better Mortgage Corporation
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $105,000 | View |
Pinnacle Mortgage Inc.
|
Conventional | 1 | 0.3% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 0.06% |
FHA | 1 | 0.3% | 100% | $305,000 | View |
|
A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $535,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $75,000 | |
AdvantageFirst Lending Inc
|
VA | 1 | 0.3% | 100% | $545,000 | |
Absolute Home Mortgage
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.3% | 42.9% | $45,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $645,000 | View |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Mortgage Research Center
|
VA | 1 | 0.3% | 50% | $445,000 | |
|
A+5.0 ★Texas Ratio: 3.38% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Uif Corporation
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.3% | 100% | $175,000 | View |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Keystone Funding, Inc
|
VA | 1 | 0.3% | 100% | $325,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.3% | 100% | $295,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Breinigsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Breinigsville in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Breinigsville, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 77.7 percent of home loans in Breinigsville, Pennsylvania in 2025, banks 13.8 percent and credit unions 8.5 percent. Mortgage America, Inc. was the largest mortgage company, Embassy Bank For the Lehigh Valley the largest bank and People First Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Embassy Bank For the Lehigh Valley led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Embassy Bank For the Lehigh Valley was the largest mortgage lender in Breinigsville, Pennsylvania with 14 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Breinigsville, Pennsylvania, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 93 percent, against a 85.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Breinigsville, Pennsylvania in 2025, led by DHI Mortgage Company, LTD. with 7. 13 lenders closed VA loans, led by Nvr Mortgage Finance, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 17 credit unions closed home loans in Breinigsville, Pennsylvania in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Breinigsville, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Breinigsville, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Breinigsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.