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Mortgage Lenders and Brokers in Edmond, Oklahoma

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Edmond, Oklahoma mortgage lenders include Valor BankValor Bank119 S Broadway, Edmond, OK 73034A+5.0 ★Texas Ratio: 3.19%, Arvest BankArvest Bank1501 W Edmond Rd, Edmond, OK 73003A5.0 ★Texas Ratio: 7.48%, First United Bank and Trust CoFirst United Bank and Trust Co3932 S Boulevard, Edmond, OK 73013A5.0 ★Texas Ratio: 10.43%, The Central Trust BankThe Central Trust Bank3032 E 2nd St, Edmond, OK 73034A+5.0 ★Texas Ratio: 3.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA300 S Bryant Ave, Edmond, OK 73034A+5.0 ★Texas Ratio: 3.68%, MidFirst BankMidFirst Bank3232 S Broadway, Edmond, OK 73013A+5.0 ★Texas Ratio: 4.93%, BancfirstBancfirst15300 N Western Ave, Edmond, OK 73013A5.0 ★Texas Ratio: 6.40%, Bokf NABokf NA1325 N Kelly Ave, Edmond, OK 73003A+5.0 ★Texas Ratio: 1.05%, Sovereign BankSovereign Bank3856 S Boulevard Ste 260, Edmond, OK 73013A+5.0 ★Texas Ratio: 0.44%, and Citizens Bank of EdmondCitizens Bank of Edmond1 E 1st St, Edmond, OK 73034A5.0 ★Texas Ratio: 6.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Edmond, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edmond are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Edmond, Oklahoma

Market share is the lender's share of all home loans closed in Edmond, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Valor Bank 119 S Broadway, Edmond, OK 73034 A+5.0 ★Texas Ratio: 3.19%	Conventional	99	4.4%	98.1%	$350,555	View
Arvest Bank 3 offices in Edmond 1501 W Edmond Rd, Edmond, OK 73003 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, VA, Jumbo, HELOC	55 +24 HELOCs	2.5%	96.6%	$446,818	View
First United Bank and Trust Co 1 office in Edmond 3932 S Boulevard, Edmond, OK 73013 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA, VA, Jumbo, HELOC	55 +13 HELOCs	2.5%	90.2%	$377,545	View
The Central Trust Bank 1 office in Edmond 3032 E 2nd St, Edmond, OK 73034 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, VA, Jumbo, HELOC	45 +6 HELOCs	2%	100%	$453,000	View
JPMorgan Chase Bank, NA 2 offices in Edmond 300 S Bryant Ave, Edmond, OK 73034 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	40 +4 HELOCs	1.8%	89.4%	$402,000	View
MidFirst Bank ★ 5 stars, 1 review 7 offices in Edmond 3232 S Broadway, Edmond, OK 73013 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	39 +34 HELOCs	1.7%	93.2%	$575,769	View
Bancfirst 2 offices in Edmond 15300 N Western Ave, Edmond, OK 73013 A5.0 ★Texas Ratio: 6.40%	Conventional, FHA, VA, Jumbo, HELOC	38 +16 HELOCs	1.7%	93.3%	$299,210	View
Bokf NA 3 offices in Edmond 1325 N Kelly Ave, Edmond, OK 73003 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, HELOC	29 +37 HELOCs	1.3%	85.7%	$332,586	View
Sovereign Bank 1 office in Edmond 3856 S Boulevard Ste 260, Edmond, OK 73013 A+5.0 ★Texas Ratio: 0.44%	Conventional, FHA, VA	22	1%	92.3%	$323,636	View
Citizens Bank of Edmond 1 E 1st St, Edmond, OK 73034 A5.0 ★Texas Ratio: 6.97%	Conventional, Jumbo	20	0.9%	95.5%	$297,000	View
F&M Bank 1 office in Edmond 121 E Waterloo Rd, Edmond, OK 73034 A+5.0 ★Texas Ratio: 2.45%	Conventional, FHA	19	0.9%	95.2%	$351,842	View
Kirkpatrick Bank 2 offices in Edmond 15 E 15th St, Edmond, OK 73013 A+5.0 ★Texas Ratio: 0.00%	Conventional, FHA, VA	17	0.8%	100%	$364,411	View
Regent Bank 1 office in Edmond 851 W 1 35 Frontage Road, Edmond, OK 73034 A5.0 ★Texas Ratio: 13.71%	Conventional, Jumbo	15	0.7%	100%	$459,000	View
Bank of America NA 1 office in Edmond 333 N Bryant Ave, Edmond, OK 73034 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	9 +8 HELOCs	0.4%	90%	$350,555	View
Simmons Bank 1 office in Edmond 1601 S Kelly Ave, Edmond, OK 73013 A+5.0 ★Texas Ratio: 5.33%	Conventional, FHA, VA, HELOC	7 +4 HELOCs	0.3%	77.8%	$259,285	View
First Fidelity Bank 2 offices in Edmond 2825 Nw 164th St, Edmond, OK 73013 A+5.0 ★Texas Ratio: 3.95%	Conventional	5	0.2%	54.5%	$99,000	View
Rcb Bank 4 offices in Edmond 855 W Covell Rd, Edmond, OK 73003 A+5.0 ★Texas Ratio: 4.64%	Conventional	4	0.2%	83.3%	$420,000	View
Interbank 1 office in Edmond 125 E 1st St, Edmond, OK 73034 A5.0 ★Texas Ratio: 11.26%	Conventional	3	0.1%	100%	$238,333	View
Fidelity Bank 1 office in Edmond 1020 Nw 150th St, Edmond, OK 73013 A5.0 ★Texas Ratio: 12.33%	Conventional, HELOC	2 +12 HELOCs	0.1%	100%	$120,000	View
Intrust Bank, NA 1 office in Edmond 1450 S Kelley Ave, Edmond, OK 73013 A+5.0 ★Texas Ratio: 5.22%	Conventional, HELOC	1 +1 HELOCs	0%	66.7%	$275,000	View
BMO Harris Bank NA 1 office in Edmond 1101 N Santa Fe Ave, Edmond, OK 73003 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$625,000	View
FNB & Trust of Ardmore 1 office in Edmond 1763 W 33rd St, Edmond, OK 73013 A+5.0 ★Texas Ratio: 0.15%	Conventional	1	0%	100%	$355,000	View
Armstrong Bank 1 office in Edmond 1701 Se Washington Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 3.14%	HELOC	0 +1 HELOCs	0%	n/a		View
Financial Concpepts Mortgage	Conventional, FHA, VA	39	1.7%	97.5%	$296,794
Stride Bank, National Association 1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15%	Conventional, FHA, VA, Jumbo	112	5%	99.1%	$403,660	View
Gateway First Bank 422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA, Jumbo	78	3.5%	98.8%	$303,589	View
Great Plains National Bank 1489 E 15th St, Edmond, OK 73013 A5.0 ★Texas Ratio: 12.14%	Conventional, FHA, VA, Jumbo	77	3.4%	97.5%	$373,441	View
Tinker Federal Credit Union 1401 N Kelly Ave, Edmond, OK 73003 A+5.0 ★Texas Ratio: 2.34%	Conventional, VA, HELOC	45 +26 HELOCs	2%	83.1%	$201,000	View
Communication Federal Credit Union 100 NW 150th St, Edmond, OK 73013 3428 A5.0 ★Texas Ratio: 6.32%	Conventional	22	1%	87.1%	$166,363	View
Oklahoma's Credit Union 15100 N May Ave, Edmond, OK 73013 8803	Conventional, FHA	19	0.9%	95%	$199,736	View
Quail Creek Bank 12201 N May Ave, Oklahoma City, OK 73120 A5.0 ★Texas Ratio: 6.61%	Conventional, Jumbo	14	0.6%	100%	$562,142	View
WEOKIE Federal Credit Union 310 S Kelly Ave, Edmond, OK 73003 5630 A+5.0 ★Texas Ratio: 3.25%	Conventional, HELOC	13 +21 HELOCs	0.6%	78.9%	$205,769	View
First American Mortgage, LLC 301 West Main Street, Stonewall, OK 74871 A+5.0 ★Texas Ratio: 2.93%	Conventional, FHA	10	0.4%	100%	$227,000	View
Sooner State Bank 127 N Broadway St, Konawa, OK 74849 A+5.0 ★Texas Ratio: 1.85%	Conventional	10	0.4%	100%	$273,000	View
Allegiance Federal Credit Union 1925 S Kelly Ave, Edmond, OK 73013 3686 A+5.0 ★Texas Ratio: 4.90%	Conventional	8	0.4%	73.3%	$143,750	View
True Sky Federal Credit Union 2350 W Danforth Rd, Edmond, OK 73012 4301 B+4.4 ★Texas Ratio: 8.51%	Conventional	8	0.4%	80%	$142,500	View
First Liberty Bank 3500 24th Ave Nw, Norman, OK 73069 A+5.0 ★Texas Ratio: 0.50%	Conventional	8	0.4%	83.3%	$448,750	View
Bank7 68807 Broadway St, Camargo, OK 73835 A+5.0 ★Texas Ratio: 2.55%	Conventional, Jumbo	7	0.3%	100%	$432,142	View
First Enterprise Bank 3801 Nw 122nd St, Oklahoma City, OK 73120 F2.0 ★Texas Ratio: 50.59%	Conventional	6	0.3%	100%	$238,333	View
First National Bank of Oklahoma 5101 N Western Ave, Oklahoma City, OK 73118 A5.0 ★Texas Ratio: 12.27%	Conventional	5	0.2%	100%	$337,000	View
Oklahoma Federal Credit Union 2828 Parklawn Dr, Midwest City, OK 73110	Conventional	5	0.2%	100%	$247,000	View
Legacy Bank 225 W Main St, Binger, OK 73009 B-4.4 ★Texas Ratio: 22.58%	Conventional	5	0.2%	100%	$211,000	View
Corebank 406 Nw 12th Street, Oklahoma City, OK 73103 A+5.0 ★Texas Ratio: 0.00%	Conventional, Jumbo	3	0.1%	100%	$671,666	View
Commerce Bank 1001 Nw 63rd St, Oklahoma City, OK 73116 A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	3	0.1%	100%	$535,000	View
Oklahoma Educators Credit Union 7300 NW 23RD ST, BETHANY, OK 73008 5128 A+5.0 ★Texas Ratio: 1.99%	Conventional	3	0.1%	100%	$105,000	View
Frontier State Bank 5100 S I 35 Service Rd, Oklahoma City, OK 73129 D3.4 ★Texas Ratio: 34.37%	Conventional	3	0.1%	100%	$175,000	View
Firstar Bank 28664 E 141st St S, Coweta, OK 74429 A+5.0 ★Texas Ratio: 5.68%	Conventional	3	0.1%	100%	$305,000	View
American Mortgage Bank 333 N Bryant Ave, Edmond, OK 73034 A+5.0 ★Texas Ratio: 4.14%	FHA	2	0.1%	100%	$185,000	View
First Bethany Bank & Trust 6500 Nw 39th Expy, Bethany, OK 73008 B+3.8 ★Texas Ratio: 1.96%	Conventional, Jumbo	2	0.1%	100%	$575,000	View
Ynb 218 N Mustang Rd, Mustang, OK 73064 A5.0 ★Texas Ratio: 10.11%	Conventional, Jumbo	2	0.1%	100%	$480,000	View
Security National Bank 210 N Oakwood Rd, Enid, OK 73703 A+5.0 ★Texas Ratio: 1.01%	Conventional	2	0.1%	100%	$60,000	View
FNB Community Bank ★ 5 stars, 1 review 15801 Ne 23rd St, Choctaw, OK 73020 B4.5 ★Texas Ratio: 21.65%	Conventional	2	0.1%	66.7%	$100,000	View
Triad Bank, N.A. 5951 S Lewis Ave, Tulsa, OK 74105 A+5.0 ★Texas Ratio: 5.06%	Conventional	2	0.1%	100%	$110,000	View
Mabrey Bank 11402 S Memorial Dr, Bixby, OK 74008 A+5.0 ★Texas Ratio: 4.13%	Conventional	2	0.1%	100%	$425,000	View
First Bank and Trust Co 3805 W Memorial Rd, Edmond, OK 73134 C+4.1 ★Texas Ratio: 25.84%	Conventional	2	0.1%	66.7%	$195,000	View
Chickasaw Community Bank 115 Park Ave, Oklahoma City, OK 73102 A5.0 ★Texas Ratio: 13.31%	Conventional, FHA	2	0.1%	100%	$460,000	View
The Focus Federal Credit Union 1804 S 1st St, Chickasha, OK 73018 6011 A+5.0 ★Texas Ratio: 3.85%	Conventional	2	0.1%	100%	$140,000	View
Valliance Bank 1501 24th Ave Nw, Norman, OK 73069 A-5.0 ★Texas Ratio: 15.61%	Conventional, Jumbo	2	0.1%	100%	$540,000	View
Prism Bank 2411 S Kelly Ave Ste 100, Edmond, OK 73013 A+5.0 ★Texas Ratio: 4.47%	Conventional, Jumbo	2	0.1%	100%	$825,000	View
TTCU Federal Credit Union 925 Covell Village Drive, Edmond, OK 73003 A+5.0 ★Texas Ratio: 4.35%	Conventional, HELOC	1 +3 HELOCs	0%	33.3%	$115,000	View
First Ciitizens Bank and Trust 3800 Journey Pkwy, Norman, OK 73072 A5.0 ★Texas Ratio: 7.72%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$385,000	View
Busey Bank 5001 Gaillardia Corporate Pl, Oklahoma City, OK 73142 A+5.0 ★Texas Ratio: 2.31%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$305,000	View
Umb Bank NA 600 N Robinson Avenue, Oklahoma City, OK 73102 A+5.0 ★Texas Ratio: 1.78%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$525,000	View
US Employees OC Federal Credit Union 9244 E Reno Ave, Midwest City, OK 73130	Conventional	1	0%	100%	$15,000
Liberty National Bank ★ 4 stars, 1 review 802 Coblake St, Apache, OK 73006 A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0%	100%	$75,000	View
Mcclain Bank 213 N Main St, Noble, OK 73068 A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0%	100%	$135,000	View
Truity Federal Credit Union ★ 1 stars, 1 review 2612 SE Washington Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$225,000	View
Shamrock Bank N.A. 401 E Tamarack Rd, Altus, OK 73521 A+5.0 ★Texas Ratio: 2.08%	Conventional	1	0%	100%	$165,000	View
Security Bank 10727 E 51st St, Tulsa, OK 74146 A+5.0 ★Texas Ratio: 1.13%	Conventional	1	0%	100%	$105,000	View
SpiritBank 106 N Main St, Bristow, OK 74010 A5.0 ★Texas Ratio: 6.48%	Conventional	1	0%	100%	$205,000	View
All America Bank 605 S 8th St, Cache, OK 73527 D3.0 ★Texas Ratio: 39.19%	Conventional	1	0%	100%	$195,000	View
Equity Bank 123 W Commerce St, Altus, OK 73521 A5.0 ★Texas Ratio: 6.60%	Conventional	1	0%	50%	$365,000	View
Associated Mortgage Corporation	Conventional, FHA, VA	49	2.2%	100%	$327,244
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, VA, Jumbo	18	0.8%	78.3%	$360,555	View
Mortgage Clearing Corporation	Conventional	1	0%	100%	$175,000
CWM Partners, LP dba Citywide Mortgage	Conventional	1	0%	50%	$235,000
Municipal Employees Credit Union A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0%	100%	$225,000	View
The Bank, National Association	Conventional	1	0%	100%	$425,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	161	7.2%	83.9%	$278,416
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	86 +1 HELOCs	3.9%	87.1%	$345,697
Mortgage Research Center	VA, Jumbo	40	1.8%	71.4%	$412,750
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	38	1.7%	87%	$493,684
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA	35	1.6%	100%	$363,571
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	33 +2 HELOCs	1.5%	75.6%	$362,575
SWBC Mortgage Corporation	Conventional, FHA, VA, Jumbo	30	1.3%	100%	$360,000
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	26	1.2%	100%	$326,538
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	25	1.1%	100%	$245,800	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	23 +8 HELOCs	1%	71.9%	$296,739
Freedom Mortgage Corporation	Conventional, FHA, VA	22	1%	92.6%	$394,545
Newrez LLC	Conventional, FHA, VA, Jumbo	21	0.9%	84%	$372,142
Nationstar Mortgage	Conventional, FHA, VA	21	0.9%	92.6%	$218,809
Cmg Mortgage Inc	Conventional, FHA, VA, Jumbo, HELOC	20 +1 HELOCs	0.9%	95.5%	$421,500
Lennar Mortgage, LLC	Conventional, FHA, VA	17	0.8%	100%	$223,235
V.I.P. Mortgage, Inc.	Conventional, FHA	16	0.7%	100%	$259,375
loanDepot.com LLC	Conventional, FHA, VA, Jumbo	14	0.6%	70%	$240,000
Flat Branch Mortgage, Inc.	Conventional, FHA, VA	14	0.6%	100%	$329,285
Lendlo Mortgage, LLC	Conventional, FHA, VA	13	0.6%	100%	$198,846
Discover Bank	Conventional	13	0.6%	38.9%	$115,769
Spring Eq, LLC	Conventional, HELOC	11 +7 HELOCs	0.5%	57.9%	$112,272
AmeriHome Mortgage Company, LLC	Conventional, FHA	11	0.5%	84.6%	$296,818
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	11	0.5%	80%	$482,272
Zillow Home Loans, LLC	Conventional, FHA, VA	11	0.5%	91.7%	$312,272
Kind Lending, LLC	Conventional, FHA, VA	10	0.4%	90.9%	$353,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	10	0.4%	90.9%	$429,000	View
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo	10	0.4%	83.3%	$475,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.4%	100%	$348,750
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo	8	0.4%	100%	$565,000
Assurance Financial Group, L.L.C.	Conventional, FHA, VA	8	0.4%	100%	$285,000
T2 Financial LLC	Conventional, FHA, Jumbo	8	0.4%	100%	$488,750
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.4%	66.7%	$307,500	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	8	0.4%	60%	$293,750
New American Funding, LLC.	Conventional, HELOC	7 +5 HELOCs	0.3%	53.8%	$269,285
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	7 +4 HELOCs	0.3%	61.5%	$306,428	View
Envoy Mortgage, Ltd	Conventional, FHA	7	0.3%	100%	$245,000
Towne Mortgage Company	Conventional, FHA, VA	7	0.3%	100%	$360,714
Paramount Residential Mortgage	Conventional, FHA, VA	7	0.3%	100%	$335,000
The Mortgage Link, Inc.	Conventional, FHA, VA	7	0.3%	100%	$340,714
Gardner Financial Services	Conventional, FHA, VA	6	0.3%	100%	$251,666
Union Home Mortgage Corp.	Conventional, FHA, HELOC	5 +2 HELOCs	0.2%	100%	$435,000
Nbkc Bank	Conventional, VA	5	0.2%	83.3%	$455,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	5	0.2%	100%	$457,000	View
New Fed Mortgage Corp.	Conventional, FHA	5	0.2%	100%	$397,000
Everett Financial, Inc.	Conventional, FHA, VA, HELOC	4 +1 HELOCs	0.2%	100%	$470,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	4	0.2%	100%	$450,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA	4	0.2%	100%	$347,500	View
Bay Equity LLC	Conventional, VA	4	0.2%	100%	$305,000
SIRVA Mortgage, Inc.	Conventional	4	0.2%	100%	$350,000
Churchill Mortgage Corporation	Conventional, FHA	4	0.2%	100%	$205,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	4	0.2%	100%	$457,500	View
Waterstone Mortgage Corporation	Conventional, FHA, VA	4	0.2%	100%	$355,000
Geneva Financial LLC	Conventional, FHA	4	0.2%	100%	$242,500
The Loan Store, Inc	Conventional, Jumbo	4	0.2%	100%	$510,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	4	0.2%	100%	$437,500	View
21St Mortgage	Conventional	4	0.2%	16%	$45,000
Ark-La-Tex Financial Services LLC	Conventional, FHA	4	0.2%	80%	$330,000
American Neighborhood Mortgage Acceptance Company	Conventional	4	0.2%	100%	$247,500
Cornerstone First Mortgage, LLC	Conventional, FHA, Jumbo	3	0.1%	100%	$545,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0.1%	75%	$908,333	View
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	3	0.1%	100%	$278,333
Sage Home Loans Corporation	Conventional	3	0.1%	75%	$598,333
Acrisure Mortgage, LLC	Conventional	3	0.1%	75%	$441,666
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional	3	0.1%	17.6%	$118,333	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional, VA	3	0.1%	100%	$171,666
American Financing Corporation	Conventional, FHA, VA	3	0.1%	40%	$278,333
Weichert Financial Services	Conventional	3	0.1%	100%	$581,666
Planet Home Lending, LLC	FHA, VA	3	0.1%	100%	$341,666
Provident Funding Associates	Conventional	3	0.1%	100%	$311,666
American Pacific Mortgage Corporation	Conventional, FHA	3	0.1%	100%	$275,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	3	0.1%	100%	$505,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.1%	100%	$311,666	View
Mortgage Solutions of Colorado	VA	3	0.1%	100%	$455,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, Jumbo	3	0.1%	100%	$601,666	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	3	0.1%	100%	$311,666	View
Red Diamond Home Loans, LLC	Conventional, FHA	3	0.1%	100%	$358,333
Plaza Home Mortgage, Inc	Conventional, FHA	3	0.1%	60%	$328,333
Tomo Mortgage LLC	Conventional	3	0.1%	75%	$485,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$215,000	View
Genisys Credit Union	Conventional, Jumbo	2	0.1%	100%	$1,155,000
American Financial Resources LLC	Conventional, VA	2	0.1%	100%	$320,000
Primelending	Conventional	2	0.1%	100%	$205,000
Assemblies of God Credit Union	Conventional, VA	2	0.1%	100%	$225,000
Canopy Mortgage, LLC	Conventional	2	0.1%	100%	$135,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	66.7%	$440,000
CrossCountry Mortgage, LLC	Conventional, FHA	2	0.1%	50%	$235,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	2	0.1%	66.7%	$280,000	View
PHH Mortgage Corporation	Conventional	2	0.1%	66.7%	$450,000
Loanunited.Com, LLC	FHA, VA	2	0.1%	100%	$410,000
Advancial Federal Credit Union A5.0 ★Texas Ratio: 12.30%	Conventional	2	0.1%	100%	$245,000
Ocmbc, Inc. A5.0 ★Texas Ratio: 6.69%	Conventional	2	0.1%	100%	$440,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	100%	$330,000	View
HomeXpress Mortgage Corp.	Conventional	2	0.1%	100%	$295,000
MortgageCountry	Conventional, FHA	2	0.1%	100%	$340,000
Success Mortgage Partners, Inc	Conventional, VA	2	0.1%	100%	$435,000
FirstTrust Home Loans	Conventional, FHA	2	0.1%	100%	$390,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional	2	0.1%	100%	$140,000	View
Das Acquisition Company, LLC	Conventional	2	0.1%	100%	$270,000
Click n' Close, Inc.	Conventional, FHA	2	0.1%	100%	$155,000
Schumacher Mortgage LLC	Conventional	2	0.1%	100%	$430,000
Securitynational Mortgage Company	Conventional	2	0.1%	100%	$260,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, Jumbo	2	0.1%	100%	$715,000	View
Mission Loans, LLC	Conventional	2	0.1%	100%	$90,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	2	0.1%	100%	$1,120,000	View
Arkansas Federal Credit Union	Conventional	2	0.1%	100%	$185,000
Prosperity Home Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$250,000
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional, FHA	2	0.1%	100%	$200,000	View
DHI Mortgage Company, LTD.	Conventional, FHA	2	0.1%	100%	$420,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	75%	$500,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	2	0.1%	100%	$430,000	View
Southwest Funding LP	Conventional	2	0.1%	100%	$150,000
Champions Funding, LLC	Conventional	2	0.1%	66.7%	$295,000
Goodleap, LLC	Conventional, HELOC	1 +3 HELOCs	0%	25%	$65,000
Cadence Bank	Conventional	1	0%	100%	$275,000
Alliant Credit Union	Conventional	1	0%	100%	$215,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$165,000	View
American Portfolio Mortgage Corporation	FHA	1	0%	33.3%	$235,000
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	FHA	1	0%	100%	$455,000	View
Guaranteed Rate Affinity, LLC	Conventional	1	0%	100%	$715,000
Texoma Community Credit Union	Conventional	1	0%	100%	$365,000
Liberty Federal Credit Union ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 0.12%	Conventional	1	0%	100%	$325,000	View
Envista Federal Credit Union	Conventional	1	0%	100%	$175,000
Mortgage Investment Services Corporation	Conventional	1	0%	100%	$265,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	VA	1	0%	100%	$395,000	View
Lakeview Loan Servicing, LLC	FHA	1	0%	37.5%	$245,000
Allied Mortgage Group, Inc	Conventional	1	0%	100%	$305,000
Delmar Financial Company A5.0 ★Texas Ratio: 8.18%	Conventional	1	0%	100%	$325,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$165,000	View
Deephaven Mortgage LLC	Conventional	1	0%	50%	$275,000
Home Mortgage Alliance Corp (Hmac)	FHA	1	0%	100%	$355,000
Synergy One Lending, Inc. A5.0 ★Texas Ratio: 8.11%	Conventional	1	0%	100%	$325,000	View
Bay-Valley Mortgage Group	Conventional	1	0%	100%	$195,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$575,000	View
Sfmc, LP	FHA	1	0%	100%	$265,000
Sun West Mortgage Company, Inc	Conventional	1	0%	100%	$575,000
First Colony Mortgage Corporat	Conventional, Jumbo	1	0%	100%	$2,125,000
Highlands Residential Mortgage, Ltd.	Conventional	1	0%	100%	$395,000
Congressional Federal Credit Union	Conventional	1	0%	50%	$55,000
American Internet Mortgage, Inc.	Conventional	1	0%	50%	$475,000
New Day Financial, LLC.	VA	1	0%	20%	$555,000
Peoples Mortgage Company	Conventional	1	0%	100%	$155,000
Embrace Home Loans, Inc.	Conventional	1	0%	100%	$235,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0%	100%	$225,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0%	100%	$355,000	View
Citizens National Bank of Texas A5.0 ★Texas Ratio: 12.03%	Conventional	1	0%	100%	$235,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	1	0%	100%	$1,555,000	View
Labette Bank A5.0 ★Texas Ratio: 7.68%	Conventional	1	0%	100%	$275,000	View
Uif Corporation	Conventional	1	0%	100%	$695,000
Bank of Little Rock Mortgage Corporation	FHA	1	0%	100%	$185,000
Nations Direct Mortgage, LLC	FHA	1	0%	100%	$385,000
Charter West Bank A+5.0 ★Texas Ratio: 2.29%	Conventional	1	0%	100%	$525,000	View
First National Bank of Hutchinson A+5.0 ★Texas Ratio: 2.58%	Conventional	1	0%	100%	$505,000	View
Lower, LLC	Conventional	1	0%	100%	$185,000
Arizona Financial Credit Union	VA	1	0%	100%	$275,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$255,000	View
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	1	0%	100%	$1,255,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0%	22.2%	$95,000
Bank of Commerce A+5.0 ★Texas Ratio: 0.36%	Conventional, Jumbo	1	0%	100%	$1,175,000	View
Texana Bank	VA	1	0%	100%	$285,000
Cake Mortgage Corp.	Conventional	1	0%	100%	$315,000
Village Capital & Investment	VA	1	0%	33.3%	$735,000
American National Bank of Texa B+4.0 ★Texas Ratio: 2.41%	Conventional	1	0%	100%	$225,000	View
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +8 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +6 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +3 HELOCs	0%	0%
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +2 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +2 HELOCs	0%	n/a		View
Usalliance Federal Credit Union A-5.0 ★Texas Ratio: 15.61%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Edmond Mortgage Rate Trends

Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.

30-Year Fixed OK Avg

7.493%

▲ 0.128 vs 7 days ago

15-Year Fixed OK Avg

7.006%

▲ 0.121 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Edmond, Oklahoma

Looking for mortgage lenders near me or mortgage brokers near me in Edmond? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edmond in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Edmond, OK

Use these to narrow the list above. Each category shows how many Edmond, OK lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 118 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 105 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 28 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 84 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 68 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 47 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OK 65 lenders headquartered in Oklahoma, the closest thing to a mortgage lender near you

Who Lends in Edmond, OK

Independent mortgage companies closed 45.2 percent of home loans in Edmond, Oklahoma in 2025, banks 47.4 percent and credit unions 7.4 percent. Financial Concpepts Mortgage was the largest mortgage company, Valor Bank the largest bank and Tinker Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Valor Bank led with 99 loans.

45.2%

Mortgage companies

47.4%

Banks

7.4%

Credit unions

11%

FHA loans

12%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.

More Oklahoma Mortgage Lender Pages

All Oklahoma lenders 644 lenders Oklahoma City 353 lenders Tulsa 271 lenders Broken Arrow 229 lenders Norman 210 lenders Lawton 128 lenders Owasso 149 lenders Moore 163 lenders Guthrie 179 lenders Midwest City 153 lenders Shawnee 124 lenders Coweta 121 lenders Enid 92 lenders

Frequently Asked Questions About Mortgage Lenders in Edmond, OK

Who is the largest mortgage lender in Edmond, OK?

By home loans closed in 2025, Valor Bank was the largest mortgage lender in Edmond, Oklahoma with 99 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Edmond, OK have the highest approval rates?

Among lenders with meaningful volume in Edmond, Oklahoma, Stride Bank, National Association approved the highest share of completed applications in 2025 at 99.1 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Edmond, OK mortgage lenders offer FHA, VA and USDA loans?

84 lenders closed FHA loans in Edmond, Oklahoma in 2025, led by United Wholesale Mortgage with 17. 68 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Edmond, OK lender list?

Yes. 105 banks and 28 credit unions closed home loans in Edmond, Oklahoma in 2025, alongside 118 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Edmond, OK ranked on this page?

Lenders are ranked only by the number of home loans they closed in Edmond, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edmond, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edmond. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.