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TTCU Federal Credit Union Rates & Review April 2026

TTCU Federal Credit Union's 19 CDs rates are at 3.40%, 6 CDs rates are at 3.35%, 45-Day CDs rates are at 3.30%, 9 Roth IRA CDs rates are at 3.30%, 9 Traditional IRA CDs rates are at 3.30%. TTCU Federal Credit Union's savings rates are at 0.30%. TTCU Federal Credit Union's money market rates are at 0.35%. TTCU Federal Credit Union's Personal Loan Rates are at 11.24%. MonitorBankRates evaluates the financial stability of TTCU Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.15%. Rates were last updated on 04/18/2026.

TTCU Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TTCU Federal Credit Union? Share your experience about TTCU Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TTCU Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.15%
Excellent Lower than avg
TTCU Federal Credit Union
Corporate Office
9815 E 81st St
Tulsa, OK 74133
https://www.ttcu.com
Member NCUA

TTCU Federal Credit Union CD Rates

Product Rate APY Term View More
19 Certificates 3.36% 3.40% 19
Min Deposit $200,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
6 Certificates 3.31% 3.35% 6
Min Deposit $200,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
45-Day Certificates 3.26% 3.30% 45-Day
Min Deposit $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
9 Roth IRA Certificates 3.26% 3.30% 9
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
9 Traditional IRA Certificates 3.26% 3.30% 9
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
3 Certificates 3.21% 3.25% 3
Min Deposit $200,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
19 Certificates 3.16% 3.20% 19
Min Deposit $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
19 Roth IRA Certificates 3.16% 3.20% 19
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
19 Traditional IRA Certificates 3.16% 3.20% 19
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
6 Certificates 3.11% 3.15% 6
Min Deposit $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
45-Day Certificates 3.07% 3.10% 45-Day
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
48 Roth IRA Certificates 3.07% 3.10% 48
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
48 Traditional IRA Certificates 3.07% 3.10% 48
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
3 Certificates 3.02% 3.05% 3
Min Deposit $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
12 Roth IRA Certificates 3.02% 3.05% 12
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
12 Traditional IRA Certificates 3.02% 3.05% 12
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
19 Certificates 2.97% 3.00% 19
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
24 Roth IRA Certificates 2.97% 3.00% 24
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
24 Traditional IRA Certificates 2.97% 3.00% 24
Min Balance $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
6 Certificates 2.92% 2.95% 6
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
48 Certificates 2.87% 2.90% 48
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
3 Certificates 2.82% 2.85% 3
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
24 Certificates 2.77% 2.80% 24
Min Deposit $1,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%

TTCU Federal Credit Union Savings Rates

Product Rate APY View More
Savings (Share) Accounts 0.75% 0.75%
Min Balance $40,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Savings (Share) Accounts 0.55% 0.55%
Details Qualifying balance up to $40,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Savings (Share) Accounts 0.40% 0.40%
Details Qualifying balance up to $20,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Savings (Share) Accounts 0.30% 0.30%
Details Qualifying balance up to $10,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%

TTCU Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market - 2.00%
Details up to
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Money Market Account 1.74% 1.75%
Details Qualifying balance up to $350,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Money Market Account 1.49% 1.50%
Details Qualifying balance up to $250,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Money Market Account 1.24% 1.25%
Details Qualifying balance up to $200,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Money Market Account 1.09% 1.10%
Details Qualifying balance up to $150,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Money Market Account 1.00% 1.00%
Details Qualifying balance up to $100,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Money Market Account 0.75% 0.75%
Details Qualifying balance up to $50,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Money Market Account 0.60% 0.60%
Details Qualifying balance up to $30,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Money Market Account 0.50% 0.50%
Details Qualifying balance up to $20,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%
Money Market Account 0.35% 0.35%
Details Qualifying balance up to $5,000
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%

TTCU Federal Credit Union Checking Rates

Product Rate APY View More
Classic Checking 0.15% 0.15%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%

TTCU Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 5.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%

TTCU Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 11.24%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.15%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for TTCU Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TTCU Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TTCU Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TTCU Federal Credit Union
Address 9815 E 81st St, Tulsa, OK 74133
Phone 800-234-8828
Fax
President Bobbie Booker
CEO Shelby Beil
Full-Time Employees 434
Part-Time Employees 8
Branch Locations 21
ATM Locations 21
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.15%
Return on Assets (ROA)
0.2103%
Return on Equity (ROE)
1.5670%
Non-Performing Loans Ratio (NPL)
1.46%
Total Assets
2,647,269,876
Total Amount of Shares and Deposits
2,120,099,042
Total Shares and Deposits < 1 Year
1,878,517,513
Total Shares and Deposits 1 3 Years
228,841,696
Total Shares and Deposits > 3 Years
12,739,830
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
116,736,003
Total Uninsured Shares and Deposits > $250K (F+J)
116,736,003
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,003,363,039
Total Interest Expense (Sum of items 6 8)
38,250,732
Share Certificates
12,047
Number of Accounts for Share Drafts
96,253
IRA KEOGH Accounts
5,570
Number of Accounts for Regular Shares
187,355
Non Member Deposits
13
Money Market Shares
6,297
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
200,226,699
Total Liabilities
2,373,866,759
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About TTCU Federal Credit Union

Is TTCU Federal Credit Union a safe place to deposit money?

Yes, TTCU Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.1489742728687%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does TTCU Federal Credit Union operate?

TTCU Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TTCU Federal Credit Union?

Yes, to access services at TTCU Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TTCU Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TTCU Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TTCU Federal Credit Union offer online and mobile banking?

Most modern institutions like TTCU Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ttcu.com.

Current TTCU Federal Credit Union Rates

  • Savings0.30%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.