Mortgage Lenders and Brokers in Enid, Oklahoma
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Enid, Oklahoma mortgage lenders include Security National BankSecurity National Bank210 N Oakwood Rd, Enid, OK 73703A+5.0 ★Texas Ratio: 1.01%, Cowboy BankCowboy Bank430 S Oakwood Rd, Enid, OK 73703A+5.0 ★Texas Ratio: 2.59%, Bokf NABokf NA2308 N Van Buren St, Enid, OK 73703A+5.0 ★Texas Ratio: 1.05%, Stride Bank, National AssociationStride Bank, National Association402 West Randolph Street, Enid, OK 73701A5.0 ★Texas Ratio: 6.15%, InterbankInterbank510 North Commerce, Enid, OK 73703A5.0 ★Texas Ratio: 11.26%, BMO Harris Bank NABMO Harris Bank NA701 W Broadway Ave, Enid, OK 73701A+5.0 ★Texas Ratio: 3.54%, Equity BankEquity Bank3202 W Owen K Garriott Rd, Enid, OK 73703A5.0 ★Texas Ratio: 6.60%, Gateway First BankGateway First Bank422 S Dewey Ave, Bartlesville, OK 74003B+4.8 ★Texas Ratio: 17.16%, Great Plains National BankGreat Plains National Bank2305 W Owen K Garriott Rd, Enid, OK 73703A5.0 ★Texas Ratio: 12.14%, and BancfirstBancfirst310 W Main St, Ardmore, OK 73401A5.0 ★Texas Ratio: 6.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Enid, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Enid are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Enid, Oklahoma
Market share is the lender's share of all home loans closed in Enid, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Enid 210 N Oakwood Rd, Enid, OK 73703 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 48 | 6.7% | 96.1% | $166,875 | View |
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2 offices in Enid 430 S Oakwood Rd, Enid, OK 73703 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 37 | 5.2% | 100% | $129,324 | View |
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1 office in Enid 2308 N Van Buren St, Enid, OK 73703 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, HELOC | 35 +16 HELOCs |
4.9% | 94.6% | $131,857 | View |
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2 offices in Enid 402 West Randolph Street, Enid, OK 73701 A5.0 ★Texas Ratio: 6.15% |
Conventional, FHA | 7 | 1% | 100% | $189,285 | View |
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1 office in Enid 510 North Commerce, Enid, OK 73703 A5.0 ★Texas Ratio: 11.26% |
Conventional | 5 | 0.7% | 100% | $285,000 | View |
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1 office in Enid 701 W Broadway Ave, Enid, OK 73701 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 3 +5 HELOCs |
0.4% | 75% | $108,333 | View |
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1 office in Enid 3202 W Owen K Garriott Rd, Enid, OK 73703 A5.0 ★Texas Ratio: 6.60% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 149 | 20.8% | 95.6% | $137,550 | View |
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2305 W Owen K Garriott Rd, Enid, OK 73703 A5.0 ★Texas Ratio: 12.14% |
Conventional, FHA, VA | 67 | 9.3% | 94.4% | $153,955 | View |
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310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, VA, HELOC | 12 +2 HELOCs |
1.7% | 80% | $134,166 | View |
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801 S Oakwood Rd, Enid, OK 73703 A+5.0 ★Texas Ratio: 2.34% |
Conventional, HELOC | 11 +14 HELOCs |
1.5% | 55% | $99,545 | View |
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2021 W Owen K Garriott Rd, Enid, OK 73703 A5.0 ★Texas Ratio: 6.32% |
Conventional, FHA | 6 | 0.8% | 91.7% | $55,000 | View |
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221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
0.6% | 100% | $117,500 | View |
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2825 Nw 164th St, Edmond, OK 73013 A+5.0 ★Texas Ratio: 3.95% |
Conventional | 2 | 0.3% | 100% | $115,000 | View |
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100 Se Frank Phillips Blvd, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 7.48% |
Conventional | 2 | 0.3% | 100% | $225,000 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $75,000 | View |
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1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.1% | 100% | $85,000 | View |
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1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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310 S Kelly Ave, Edmond, OK 73003 5630 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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26551 S Highway 125, Afton, OK 74331 A+5.0 ★Texas Ratio: 4.64% |
FHA | 1 | 0.1% | 100% | $115,000 | View |
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111 W Main St, Billings, OK 74630 A+5.0 ★Texas Ratio: 4.42% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
Financial Concpepts Mortgage
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Conventional, FHA, VA | 57 | 7.9% | 100% | $205,175 | |
Associated Mortgage Corporation
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Conventional, VA | 5 | 0.7% | 83.3% | $199,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.4% | 60% | $108,333 | View |
American Bank of Oklahoma
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FHA | 1 | 0.1% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 49 | 6.8% | 81.7% | $153,367 | |
Mortgage Research Center
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FHA, VA | 32 | 4.5% | 80% | $210,937 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 2.4% | 78.3% | $234,411 | |
Nbkc Bank
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Conventional, VA | 11 | 1.5% | 100% | $343,181 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 9 | 1.3% | 90% | $228,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 8 | 1.1% | 88.9% | $192,500 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 8 | 1.1% | 66.7% | $217,500 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 1% | 58.3% | $233,571 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 0.8% | 84.6% | $251,666 | |
Waterstone Mortgage Corporation
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VA | 6 | 0.8% | 100% | $333,333 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 0.8% | 75% | $126,666 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 5 | 0.7% | 100% | $153,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 5 | 0.7% | 100% | $287,000 | |
New American Funding, LLC.
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FHA, VA | 5 | 0.7% | 62.5% | $185,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 5 | 0.7% | 54.5% | $143,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 0.6% | 45.5% | $192,500 | |
New Day Financial, LLC.
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VA | 4 | 0.6% | 50% | $262,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.6% | 57.1% | $92,500 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 3 | 0.4% | 75% | $208,333 | |
Newrez LLC
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Conventional, VA | 3 | 0.4% | 30% | $185,000 | |
Better Mortgage Corporation
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Conventional | 3 | 0.4% | 100% | $205,000 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 0.4% | 100% | $498,333 | |
Empeople Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $115,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 2 | 0.3% | 100% | $195,000 | |
Loanunited.Com, LLC
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Conventional, FHA | 2 | 0.3% | 66.7% | $265,000 | |
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A5.0 ★Texas Ratio: 9.93% |
Conventional, VA | 2 | 0.3% | 28.6% | $150,000 | View |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.3% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.3% | 100% | $135,000 | View |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 0.3% | 100% | $285,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $145,000 | |
Village Capital & Investment
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VA | 2 | 0.3% | 42.9% | $210,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $85,000 | |
Pentagon Federal Credit Union
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $195,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 33.3% | $75,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 25% | $125,000 | |
Residential Wholesale Mortgage
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VA | 1 | 0.1% | 100% | $255,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $85,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.1% | 100% | $305,000 | |
Kind Lending, LLC
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FHA | 1 | 0.1% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.72% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.1% | 70% | $155,000 | View |
Resicentral LLC
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FHA | 1 | 0.1% | 50% | $155,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.1% | 100% | $115,000 | |
Flat Branch Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Service Federal Credit Union
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VA | 1 | 0.1% | 100% | $255,000 | |
Elements Financial Federal Cre
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.1% | 100% | $135,000 | |
Land Home Financial Services,
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Churchill Mortgage Corporation
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VA, Jumbo | 1 | 0.1% | 100% | $1,235,000 | |
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A+5.0 ★Texas Ratio: 5.45% |
FHA | 1 | 0.1% | 50% | $85,000 | View |
American Pacific Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $95,000 | |
Geneva Financial LLC
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USDA | 1 | 0.1% | 100% | $185,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.1% | 100% | $105,000 | |
Arkansas Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.1% | 100% | $195,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.1% | 100% | $245,000 | |
Lower, LLC
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 20% | $165,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 20% | $35,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $145,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.1% | 100% | $265,000 | |
The Mortgage Link, Inc.
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FHA | 1 | 0.1% | 100% | $155,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.1% | 100% | $405,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a |
Enid Mortgage Rate Trends
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Enid, Oklahoma
Looking for mortgage lenders near me or mortgage brokers near me in Enid? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Enid in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Enid, OK
Use these to narrow the list above. Each category shows how many Enid, OK lenders fit and what that kind of lender is usually best for.
Who Lends in Enid, OK
Independent mortgage companies closed 37.5 percent of home loans in Enid, Oklahoma in 2025, banks 57.9 percent and credit unions 4.6 percent. Financial Concpepts Mortgage was the largest mortgage company, Security National Bank the largest bank and Tinker Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Security National Bank led with 48 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
More Oklahoma Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Enid, OK
By home loans closed in 2025, Security National Bank was the largest mortgage lender in Enid, Oklahoma with 48 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Enid, Oklahoma, Financial Concpepts Mortgage approved the highest share of completed applications in 2025 at 100 percent, against a 85.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
38 lenders closed FHA loans in Enid, Oklahoma in 2025, led by Gateway First Bank with 47. 34 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 9 credit unions closed home loans in Enid, Oklahoma in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Enid, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Enid, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Enid. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
