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Mortgage Lenders and Brokers in Norman, Oklahoma

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Norman, Oklahoma mortgage lenders include First United Bank and Trust CoFirst United Bank and Trust Co570 24th Ave Nw, Norman, OK 73069A5.0 ★Texas Ratio: 10.43%, Arvest BankArvest Bank1375 12th Ave Se, Norman, OK 73071A5.0 ★Texas Ratio: 7.48%, BancfirstBancfirst333 12th Ave Se, Norman, OK 73071A5.0 ★Texas Ratio: 6.40%, Bokf NABokf NA3550 W Main St, Norman, OK 73072A+5.0 ★Texas Ratio: 1.05%, Mcclain BankMcclain Bank2900 W Lindsey St, Norman, OK 73072A+5.0 ★Texas Ratio: 3.16%, First Fidelity BankFirst Fidelity Bank3595 W Robinson St, Norman, OK 73072A+5.0 ★Texas Ratio: 3.95%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3600 W Robinson St, Norman, OK 73072A+5.0 ★Texas Ratio: 3.68%, Armstrong BankArmstrong Bank3510 W Robinson St, Norman, OK 73072A+5.0 ★Texas Ratio: 3.14%, MidFirst BankMidFirst Bank3601 W Tecumseh Rd, Norman, OK 73072A+5.0 ★Texas Ratio: 4.93%, and Bank of America NABank of America NA1239 W Main St, Norman, OK 73069A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Norman, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Norman are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Norman, Oklahoma

Market share is the lender's share of all home loans closed in Norman, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First United Bank and Trust Co 3 offices in Norman 570 24th Ave Nw, Norman, OK 73069 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA, VA, HELOC	120 +69 HELOCs	6.7%	95.3%	$290,083	View
Arvest Bank 6 offices in Norman 1375 12th Ave Se, Norman, OK 73071 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, VA, Jumbo, HELOC	42 +28 HELOCs	2.3%	91.3%	$397,380	View
Bancfirst 4 offices in Norman 333 12th Ave Se, Norman, OK 73071 A5.0 ★Texas Ratio: 6.40%	Conventional, FHA, VA, HELOC	38 +19 HELOCs	2.1%	87%	$225,789	View
Bokf NA 1 office in Norman 3550 W Main St, Norman, OK 73072 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, VA, HELOC	34 +33 HELOCs	1.9%	85%	$252,352	View
Mcclain Bank 2 offices in Norman 2900 W Lindsey St, Norman, OK 73072 A+5.0 ★Texas Ratio: 3.16%	Conventional	18	1%	100%	$215,555	View
First Fidelity Bank 3 offices in Norman 3595 W Robinson St, Norman, OK 73072 A+5.0 ★Texas Ratio: 3.95%	Conventional, Jumbo	16	0.9%	60%	$286,875	View
JPMorgan Chase Bank, NA 2 offices in Norman 3600 W Robinson St, Norman, OK 73072 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo, HELOC	14 +3 HELOCs	0.8%	94.1%	$402,142	View
Armstrong Bank 3 offices in Norman 3510 W Robinson St, Norman, OK 73072 A+5.0 ★Texas Ratio: 3.14%	Conventional, HELOC	13 +12 HELOCs	0.7%	86.7%	$141,923	View
MidFirst Bank ★ 5 stars, 1 review 3 offices in Norman 3601 W Tecumseh Rd, Norman, OK 73072 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	13 +10 HELOCs	0.7%	65%	$631,923	View
Bank of America NA 1 office in Norman 1239 W Main St, Norman, OK 73069 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	8 +2 HELOCs	0.4%	80%	$325,000	View
First Liberty Bank 1 office in Norman 3500 24th Ave Nw, Norman, OK 73069 A+5.0 ★Texas Ratio: 0.50%	Conventional, FHA	4	0.2%	100%	$285,000	View
Rcb Bank 2 offices in Norman 2596 W Tecumseh Rd, Norman, OK 73069 A+5.0 ★Texas Ratio: 4.64%	Conventional	2	0.1%	100%	$240,000	View
First Ciitizens Bank and Trust 1 office in Norman 3800 Journey Pkwy, Norman, OK 73072 A5.0 ★Texas Ratio: 7.72%	Conventional	2	0.1%	50%	$550,000	View
Prosperity Bank ★ 1 stars, 1 review 1 office in Norman 3501 W Robinson St, Norman, OK 73072 A+5.0 ★Texas Ratio: 1.58%	Conventional	2	0.1%	50%	$235,000	View
City National Bank and Trust 1 office in Norman 333 N Interstate Dr, Norman, OK 73069 B4.6 ★Texas Ratio: 19.27%	Conventional	1	0.1%	100%	$715,000	View
Gateway First Bank 422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA, Jumbo	109	6.1%	96.6%	$259,036	View
Stride Bank, National Association 1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15%	Conventional, FHA, VA	49	2.7%	98%	$318,265	View
Great Plains National Bank 201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14%	Conventional, FHA, VA	42	2.3%	100%	$286,666	View
Tinker Federal Credit Union 1451 12th Ave SE, Norman, OK 73071 A+5.0 ★Texas Ratio: 2.34%	Conventional, VA, HELOC	35 +15 HELOCs	2%	65.5%	$95,571	View
WEOKIE Federal Credit Union 310 S Kelly Ave, Edmond, OK 73003 5630 A+5.0 ★Texas Ratio: 3.25%	Conventional, HELOC	16 +9 HELOCs	0.9%	66.7%	$164,375	View
Valor Bank 119 S Broadway, Edmond, OK 73034 A+5.0 ★Texas Ratio: 3.19%	Conventional	10	0.6%	87.5%	$305,000	View
Oklahoma's Credit Union 15100 N May Ave, Edmond, OK 73013 8803	Conventional	9	0.5%	81.8%	$81,666	View
Communication Federal Credit Union 300 12th Ave SE, Norman, OK 73071 4924 A5.0 ★Texas Ratio: 6.32%	Conventional	9	0.5%	92.3%	$161,666	View
Sovereign Bank 612 Willard Avenue, Canute, OK 73626 A+5.0 ★Texas Ratio: 0.44%	Conventional, VA	8	0.4%	100%	$250,000	View
Great Nations Bank 2200 Alameda St, Norman, OK 73071 A+5.0 ★Texas Ratio: 0.80%	Conventional	7	0.4%	100%	$112,142	View
Valliance Bank 1501 24th Ave Nw, Norman, OK 73069 A-5.0 ★Texas Ratio: 15.61%	Conventional, Jumbo	7	0.4%	100%	$340,714	View
Citizens Bank of Edmond 1 E 1st St, Edmond, OK 73034 A5.0 ★Texas Ratio: 6.97%	Conventional	7	0.4%	100%	$255,000	View
The Central Trust Bank 3032 E 2nd St, Edmond, OK 73034 A+5.0 ★Texas Ratio: 3.12%	Conventional, VA, Jumbo, HELOC	6 +1 HELOCs	0.3%	100%	$690,000	View
Allegiance Federal Credit Union 1925 S Kelly Ave, Edmond, OK 73013 3686 A+5.0 ★Texas Ratio: 4.90%	Conventional	6	0.3%	100%	$210,000	View
Liberty National Bank ★ 4 stars, 1 review 802 Coblake St, Apache, OK 73006 A+5.0 ★Texas Ratio: 0.12%	Conventional	6	0.3%	100%	$231,666	View
FNB Community Bank ★ 5 stars, 1 review 15801 Ne 23rd St, Choctaw, OK 73020 B4.5 ★Texas Ratio: 21.65%	Conventional	6	0.3%	85.7%	$135,000	View
Oklahoma Educators Credit Union 1251 ALAMEDA ST, NORMAN, OK 73071 A+5.0 ★Texas Ratio: 1.99%	Conventional	6	0.3%	77.8%	$116,666	View
True Sky Federal Credit Union 1212 W Lindsey St, Norman, OK 73069 4308 B+4.4 ★Texas Ratio: 8.51%	Conventional	6	0.3%	50%	$98,333	View
Chickasaw Community Bank 115 Park Ave, Oklahoma City, OK 73102 A5.0 ★Texas Ratio: 13.31%	Conventional, FHA	5	0.3%	83.3%	$273,000	View
The Focus Federal Credit Union 1804 S 1st St, Chickasha, OK 73018 6011 A+5.0 ★Texas Ratio: 3.85%	Conventional	5	0.3%	100%	$261,000	View
F&M Bank 116 S Grand St, Crescent, OK 73028 A+5.0 ★Texas Ratio: 2.45%	Conventional, FHA, VA	5	0.3%	100%	$339,000	View
Quail Creek Bank 12201 N May Ave, Oklahoma City, OK 73120 A5.0 ★Texas Ratio: 6.61%	Conventional	4	0.2%	100%	$247,500	View
Sooner State Bank 127 N Broadway St, Konawa, OK 74849 A+5.0 ★Texas Ratio: 1.85%	Conventional	4	0.2%	100%	$200,000	View
First National Bank of Oklahoma 5101 N Western Ave, Oklahoma City, OK 73118 A5.0 ★Texas Ratio: 12.27%	Conventional	4	0.2%	100%	$207,500	View
Bank7 68807 Broadway St, Camargo, OK 73835 A+5.0 ★Texas Ratio: 2.55%	Conventional	4	0.2%	100%	$150,000	View
Vision Bank 3600 W Main St, Norman, OK 73072 C+4.2 ★Texas Ratio: 25.17%	Conventional, Jumbo	4	0.2%	100%	$1,215,000	View
First Pryority Bank 310 E Graham Ave, Pryor, OK 74361 A-5.0 ★Texas Ratio: 14.96%	Conventional	4	0.2%	100%	$490,000	View
First American Mortgage, LLC 301 West Main Street, Stonewall, OK 74871 A+5.0 ★Texas Ratio: 2.93%	Conventional, FHA	3	0.2%	75%	$245,000	View
Corebank 406 Nw 12th Street, Oklahoma City, OK 73103 A+5.0 ★Texas Ratio: 0.00%	Conventional	3	0.2%	100%	$155,000	View
First Bank and Trust Co 2330 36th Ave Nw, Norman, OK 73072 C+4.1 ★Texas Ratio: 25.84%	Conventional	3	0.2%	75%	$275,000	View
Legacy Bank 225 W Main St, Binger, OK 73009 B-4.4 ★Texas Ratio: 22.58%	Conventional	3	0.2%	100%	$205,000	View
Fidelity Bank 1020 Nw 150th St, Edmond, OK 73013 A5.0 ★Texas Ratio: 12.33%	Conventional, HELOC	2 +4 HELOCs	0.1%	100%	$80,000	View
Regent Bank 422 S Dewey Ave, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 13.71%	Conventional	2	0.1%	100%	$195,000	View
US Employees OC Federal Credit Union 9244 E Reno Ave, Midwest City, OK 73130	Conventional	2	0.1%	100%	$135,000
First Bethany Bank & Trust 6500 Nw 39th Expy, Bethany, OK 73008 B+3.8 ★Texas Ratio: 1.96%	Conventional	2	0.1%	100%	$235,000	View
Simmons Bank 1616 Arlington St, Ada, OK 74820 A+5.0 ★Texas Ratio: 5.33%	Conventional	2	0.1%	100%	$255,000	View
Frontier State Bank 5100 S I 35 Service Rd, Oklahoma City, OK 73129 D3.4 ★Texas Ratio: 34.37%	Conventional	2	0.1%	100%	$210,000	View
BMO Harris Bank NA 606 E Main St, Ada, OK 74820 A+5.0 ★Texas Ratio: 3.54%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000	View
All Capital Bank 4500 W Houston St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.11%	Conventional	1	0.1%	100%	$145,000	View
The First National Bank & Trust Co 102 South Main Street, Alex, OK 73002 A5.0 ★Texas Ratio: 11.57%	Conventional	1	0.1%	100%	$55,000	View
TTCU Federal Credit Union 13475 S Memorial Dr, Bixby, OK 74008 3157 A+5.0 ★Texas Ratio: 4.35%	Conventional	1	0.1%	100%	$195,000	View
Commerce Bank 1001 Nw 63rd St, Oklahoma City, OK 73116 A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	50%	$195,000	View
Tib, National Association 7136 S Yale Ave, Tulsa, OK 74136 A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	50%	$645,000	View
The First National Bank and Trust Company of Broke 2401 E Kenosha St, Broken Arrow, OK 74014 A+5.0 ★Texas Ratio: 0.75%	Conventional	1	0.1%	100%	$165,000	View
Umb Bank NA 600 N Robinson Avenue, Oklahoma City, OK 73102 A+5.0 ★Texas Ratio: 1.78%	HELOC	0 +2 HELOCs	0%	n/a		View
Associated Mortgage Corporation	Conventional, FHA, VA, USDA	50	2.8%	100%	$270,000
CWM Partners, LP dba Citywide Mortgage	Conventional, FHA, VA	33	1.8%	97.1%	$312,878
Financial Concpepts Mortgage	Conventional, FHA, VA	28	1.6%	100%	$313,928
Municipal Employees Credit Union A+5.0 ★Texas Ratio: 1.47%	Conventional	7	0.4%	100%	$260,714	View
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	7	0.4%	87.5%	$182,142	View
Rocket Mortgage	Conventional, FHA, VA	134	7.5%	76.7%	$212,910
United Wholesale Mortgage	Conventional, FHA, VA	52	2.9%	87.3%	$308,846
Mortgage Research Center	Conventional, VA, USDA	48	2.7%	72.1%	$254,791
Lennar Mortgage, LLC	Conventional, FHA, VA	46	2.6%	87%	$176,956
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA, Jumbo	33	1.8%	100%	$250,151
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	29 +9 HELOCs	1.6%	78.4%	$254,310
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	24 +4 HELOCs	1.3%	100%	$312,500
Newrez LLC	Conventional, FHA, VA	24	1.3%	75%	$240,416
loanDepot.com LLC	Conventional, FHA, VA	24	1.3%	69.4%	$187,083
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	22	1.2%	84.6%	$304,545
Nationstar Mortgage	Conventional, FHA, VA, Jumbo	19	1.1%	77.8%	$217,105
21St Mortgage	Conventional	18	1%	31.8%	$117,777
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	15	0.8%	100%	$231,000
Envoy Mortgage, Ltd	Conventional, FHA, VA	14	0.8%	93.3%	$345,000
FirstTrust Home Loans	Conventional, FHA, VA	14	0.8%	100%	$358,571
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	13	0.7%	86.7%	$199,615	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	13	0.7%	65%	$282,692	View
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	12 +2 HELOCs	0.7%	66.7%	$329,166
Flat Branch Mortgage, Inc.	Conventional, FHA, VA	12	0.7%	92.3%	$275,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	10	0.6%	90.9%	$215,000
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional, FHA	10	0.6%	33.3%	$75,000	View
Fairway Independent Mort Corp	Conventional, FHA, VA	10	0.6%	90.9%	$249,000
Freedom Mortgage Corporation	Conventional, FHA, VA	9	0.5%	56.5%	$296,111
Nbkc Bank	Conventional, FHA, VA	9	0.5%	100%	$420,555
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	9	0.5%	59.2%	$133,888	View
Guild Mortgage Company	Conventional, FHA	9	0.5%	100%	$259,444
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	9	0.5%	100%	$171,666	View
The Loan Store, Inc	Conventional, VA, HELOC	8 +2 HELOCs	0.4%	88.9%	$266,250
New American Funding, LLC.	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.4%	72.7%	$205,000
T2 Financial LLC	Conventional, FHA	8	0.4%	88.9%	$317,500
V.I.P. Mortgage, Inc.	Conventional, FHA, VA	8	0.4%	100%	$241,250
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	7 +1 HELOCs	0.4%	43.8%	$256,428	View
Kind Lending, LLC	Conventional, FHA, VA	7	0.4%	77.8%	$305,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	7	0.4%	45%	$193,571
Movement Mortgage, LLC	Conventional, VA	6	0.3%	100%	$183,333
Planet Home Lending, LLC	Conventional, VA	6	0.3%	100%	$263,333
Gardner Financial Services	Conventional, FHA	6	0.3%	100%	$215,000
Zillow Home Loans, LLC	Conventional	6	0.3%	100%	$221,666
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, VA	5	0.3%	100%	$261,000	View
Towne Mortgage Company	Conventional, FHA, VA	5	0.3%	100%	$371,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	0.3%	100%	$477,000	View
Plaza Home Mortgage, Inc	Conventional, VA, USDA	5	0.3%	100%	$185,000
Spring Eq, LLC	Conventional, HELOC	4 +3 HELOCs	0.2%	27.3%	$77,500
Goodleap, LLC	Conventional, FHA, VA, HELOC	4 +2 HELOCs	0.2%	83.3%	$197,500
CrossCountry Mortgage, LLC	Conventional, FHA, VA	4	0.2%	100%	$352,500
Discover Bank	Conventional	4	0.2%	23.5%	$90,000
Cardinal Financial Company, Li	Conventional, FHA, VA	4	0.2%	80%	$272,500
New Day Financial, LLC.	VA	4	0.2%	41.7%	$222,500
Provident Funding Associates	Conventional	4	0.2%	100%	$247,500
Waterstone Mortgage Corporation	Conventional, VA	4	0.2%	100%	$260,000
American Pacific Mortgage Corporation	Conventional, VA	4	0.2%	80%	$250,000
Mortgage Solutions of Colorado	VA	4	0.2%	100%	$277,500
The Mortgage Link, Inc.	Conventional, FHA	4	0.2%	100%	$212,500
Southwest Funding LP	Conventional, FHA	4	0.2%	100%	$190,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, FHA	3	0.2%	100%	$381,666	View
Guaranteed Rate Affinity, LLC	Conventional	3	0.2%	100%	$245,000
American Financial Resources LLC	Conventional	3	0.2%	75%	$228,333
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional, FHA, VA	3	0.2%	100%	$218,333	View
SWBC Mortgage Corporation	Conventional	3	0.2%	100%	$278,333
Canopy Mortgage, LLC	Conventional, VA	3	0.2%	100%	$181,666
Loanunited.Com, LLC	Conventional, VA	3	0.2%	100%	$435,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	3	0.2%	100%	$321,666	View
Mutual of Omaha Mortgage	FHA, VA	3	0.2%	100%	$215,000
DHI Mortgage Company, LTD.	Conventional, VA	3	0.2%	75%	$301,666
Vanderbilt Mortgage and Finance, Inc	Conventional	3	0.2%	16.7%	$188,333
Pentagon Federal Credit Union	Conventional, FHA, HELOC	2 +4 HELOCs	0.1%	66.7%	$130,000
American Airlines Federal Cred	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$350,000
Alliant Credit Union	Conventional	2	0.1%	100%	$180,000
American Portfolio Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$150,000
Mortgage Investment Services Corporation	Conventional, FHA	2	0.1%	100%	$490,000
Primelending	Conventional, FHA	2	0.1%	100%	$305,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.1%	100%	$235,000
Paragon Bank A+5.0 ★Texas Ratio: 3.21%	Conventional	2	0.1%	100%	$240,000	View
Everett Financial, Inc.	Conventional	2	0.1%	100%	$255,000
Lakeview Loan Servicing, LLC	Conventional	2	0.1%	42.9%	$40,000
Countryplace Mortgage, Ltd.	Conventional, FHA	2	0.1%	22.2%	$270,000
PHH Mortgage Corporation	Conventional, VA	2	0.1%	50%	$155,000
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$210,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.1%	100%	$255,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	2	0.1%	100%	$165,000	View
American Internet Mortgage, Inc.	Conventional	2	0.1%	100%	$295,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	2	0.1%	100%	$380,000	View
Lendsure Mortgage Corp.	Conventional	2	0.1%	100%	$490,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.1%	100%	$255,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.1%	66.7%	$310,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	FHA	2	0.1%	100%	$220,000	View
Southwest Stage Funding LLC	Conventional	2	0.1%	100%	$125,000
Paramount Residential Mortgage	Conventional, FHA	2	0.1%	100%	$435,000
Tomo Mortgage LLC	Conventional, FHA	2	0.1%	100%	$245,000
Village Capital & Investment	VA	2	0.1%	70%	$215,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$55,000	View
The First National Bank of Sonora C+4.1 ★Texas Ratio: 26.35%	Conventional	1	0.1%	100%	$345,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$315,000
Premier Mortgage Resources, LLC	FHA	1	0.1%	100%	$155,000
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional	1	0.1%	100%	$275,000	View
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$105,000
Heartland Credit Union	Conventional	1	0.1%	100%	$145,000
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$195,000
Hancock Whitney Bank ★ 4 stars, 3 reviews A+5.0 ★Texas Ratio: 3.41%	Conventional	1	0.1%	100%	$535,000	View
Equity Prime Mortgage LLC	VA	1	0.1%	33.3%	$195,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$115,000	View
First Financial Bank A5.0 ★Texas Ratio: 10.05%	Conventional	1	0.1%	100%	$275,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	FHA	1	0.1%	100%	$275,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$305,000
HomeBridge Financial Services, Inc	Conventional	1	0.1%	100%	$155,000
Core Bank A+5.0 ★Texas Ratio: 0.26%	Conventional	1	0.1%	50%	$205,000	View
United Built Homes, LLC	Conventional	1	0.1%	66.7%	$475,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$625,000
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	FHA	1	0.1%	100%	$235,000	View
Sun West Mortgage Company, Inc	FHA	1	0.1%	100%	$415,000
Standard Mortgage Corporation	Conventional	1	0.1%	100%	$485,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$225,000
Credit Union of America A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$125,000	View
Securitynational Mortgage Company	Conventional	1	0.1%	100%	$385,000
Bay Equity LLC	Conventional	1	0.1%	100%	$185,000
Midwest Mortgage Associates Corp	Conventional	1	0.1%	100%	$335,000
Congressional Federal Credit Union	Conventional	1	0.1%	100%	$215,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$165,000
Texas Bank and Trust	Conventional	1	0.1%	100%	$415,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Incrediblebank A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.1%	100%	$295,000	View
Credence Funding Corporation	VA	1	0.1%	100%	$465,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$195,000
Reliable Holdings Manager dba Lendz Financial	Conventional	1	0.1%	100%	$95,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$435,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$245,000
Baxter Credit Union	Conventional	1	0.1%	100%	$25,000
Citizens National Bank of Texas A5.0 ★Texas Ratio: 12.03%	Conventional	1	0.1%	100%	$575,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$255,000	View
US Mortgage Corporation A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo	1	0.1%	100%	$955,000	View
MTC Federal Credit Union	Conventional	1	0.1%	100%	$285,000
Five Points Bank ★ 2 stars, 1 review A+5.0 ★Texas Ratio: 0.06%	Conventional	1	0.1%	100%	$555,000	View
Stockton Mortgage Corporation	VA	1	0.1%	100%	$195,000
Central National Bank A+5.0 ★Texas Ratio: 1.00%	Conventional	1	0.1%	100%	$65,000	View
Genway Home Mortgage, Inc.	VA	1	0.1%	100%	$365,000
Endeavor Capital, LLC	Conventional	1	0.1%	100%	$135,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$655,000	View
First National Bank of Hutchinson A+5.0 ★Texas Ratio: 2.58%	Conventional	1	0.1%	100%	$75,000	View
Northrop Grumman Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Right Start Mortgage, Inc	Conventional	1	0.1%	100%	$65,000
Alliance Bank Central Texas A5.0 ★Texas Ratio: 10.82%	Conventional	1	0.1%	100%	$195,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$475,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	1	0.1%	50%	$255,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$375,000	View
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$215,000
American Neighborhood Mortgage Acceptance Company	FHA	1	0.1%	100%	$335,000
Figure Lending LLC	HELOC	0 +14 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +13 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
United Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Norman Mortgage Rate Trends

Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.

30-Year Fixed OK Avg

7.493%

▲ 0.128 vs 7 days ago

15-Year Fixed OK Avg

7.006%

▲ 0.121 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Norman, Oklahoma

Looking for mortgage lenders near me or mortgage brokers near me in Norman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Norman in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Norman, OK

Use these to narrow the list above. Each category shows how many Norman, OK lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 101 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 92 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 70 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 66 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 12 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OK 53 lenders headquartered in Oklahoma, the closest thing to a mortgage lender near you

Who Lends in Norman, OK

Independent mortgage companies closed 49.3 percent of home loans in Norman, Oklahoma in 2025, banks 42.5 percent and credit unions 8.2 percent. Associated Mortgage Corporation was the largest mortgage company, First United Bank and Trust Co the largest bank and Tinker Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, First United Bank and Trust Co led with 120 loans.

49.3%

Mortgage companies

42.5%

Banks

8.2%

Credit unions

17%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.

More Oklahoma Mortgage Lender Pages

All Oklahoma lenders 644 lenders Oklahoma City 353 lenders Tulsa 271 lenders Broken Arrow 229 lenders Edmond 239 lenders Lawton 128 lenders Owasso 149 lenders Moore 163 lenders Guthrie 179 lenders Midwest City 153 lenders Shawnee 124 lenders Coweta 121 lenders Enid 92 lenders

Frequently Asked Questions About Mortgage Lenders in Norman, OK

Who is the largest mortgage lender in Norman, OK?

By home loans closed in 2025, First United Bank and Trust Co was the largest mortgage lender in Norman, Oklahoma with 120 loans, about 6.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Norman, OK have the highest approval rates?

Among lenders with meaningful volume in Norman, Oklahoma, Associated Mortgage Corporation approved the highest share of completed applications in 2025 at 100 percent, against a 81.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Norman, OK mortgage lenders offer FHA, VA and USDA loans?

70 lenders closed FHA loans in Norman, Oklahoma in 2025, led by First United Bank and Trust Co with 32. 66 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Norman, OK lender list?

Yes. 92 banks and 26 credit unions closed home loans in Norman, Oklahoma in 2025, alongside 101 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Norman, OK ranked on this page?

Lenders are ranked only by the number of home loans they closed in Norman, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Norman, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Norman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.