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Mortgage Lenders and Brokers in Owasso, Oklahoma

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Owasso, Oklahoma mortgage lenders include Arvest BankArvest Bank11501 E 76th St N, Owasso, OK 74055A5.0 ★Texas Ratio: 7.48%, Bokf NABokf NA9580 N Garnett Rd, Owasso, OK 74055A+5.0 ★Texas Ratio: 1.05%, Rcb BankRcb Bank12200 E 96th St N, Owasso, OK 74055A+5.0 ★Texas Ratio: 4.64%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11305 E 96th St N, Owasso, OK 74055A+5.0 ★Texas Ratio: 3.68%, The Central Trust BankThe Central Trust Bank12502 E 96th St N, Owasso, OK 74055A+5.0 ★Texas Ratio: 3.12%, Armstrong BankArmstrong Bank12401 E 86th St N, Owasso, OK 74055A+5.0 ★Texas Ratio: 3.14%, First Bank of OwassoFirst Bank of Owasso8601 N Garnett Rd, Owasso, OK 74055A+5.0 ★Texas Ratio: 0.07%, Prosperity BankProsperity Bank12041 E 96th St N, Owasso, OK 74055A+5.0 ★Texas Ratio: 1.58%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, and TTCU Federal Credit UnionTTCU Federal Credit Union11725 E 96th St N, Owasso, OK 74055 5355A+5.0 ★Texas Ratio: 4.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Owasso, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Owasso are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Owasso, Oklahoma

Market share is the lender's share of all home loans closed in Owasso, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Arvest Bank 2 offices in Owasso 11501 E 76th St N, Owasso, OK 74055 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, VA, Jumbo, HELOC	62 +25 HELOCs	4.9%	91.5%	$372,419	View
Bokf NA 1 office in Owasso 9580 N Garnett Rd, Owasso, OK 74055 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, VA, USDA, HELOC	56 +30 HELOCs	4.4%	86.2%	$245,000	View
Rcb Bank 2 offices in Owasso 12200 E 96th St N, Owasso, OK 74055 A+5.0 ★Texas Ratio: 4.64%	Conventional, FHA	16	1.3%	90%	$241,875	View
JPMorgan Chase Bank, NA 1 office in Owasso 11305 E 96th St N, Owasso, OK 74055 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	9 +2 HELOCs	0.7%	90.9%	$363,888	View
The Central Trust Bank 1 office in Owasso 12502 E 96th St N, Owasso, OK 74055 A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, VA, HELOC	7 +4 HELOCs	0.6%	100%	$210,714	View
Armstrong Bank 1 office in Owasso 12401 E 86th St N, Owasso, OK 74055 A+5.0 ★Texas Ratio: 3.14%	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.2%	100%	$378,333	View
First Bank of Owasso 8601 N Garnett Rd, Owasso, OK 74055 A+5.0 ★Texas Ratio: 0.07%	Conventional	3	0.2%	100%	$531,666	View
Prosperity Bank ★ 1 stars, 1 review 1 office in Owasso 12041 E 96th St N, Owasso, OK 74055 A+5.0 ★Texas Ratio: 1.58%	Conventional, Jumbo	3	0.2%	100%	$1,798,333	View
First United Bank and Trust Co 221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43%	Conventional, FHA, VA, USDA, HELOC	156 +7 HELOCs	12.3%	98.7%	$322,307	View
TTCU Federal Credit Union 11725 E 96th St N, Owasso, OK 74055 5355 A+5.0 ★Texas Ratio: 4.35%	Conventional, HELOC	29 +48 HELOCs	2.3%	84.2%	$133,965	View
Gateway First Bank 422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	29	2.3%	93.5%	$279,482	View
Stride Bank, National Association 1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15%	Conventional, FHA, VA, Jumbo	17	1.3%	100%	$403,823	View
Westreet Federal Credit Union 8299 N Owasso Expy, Owasso, OK 74055 B4.6 ★Texas Ratio: 20.19%	Conventional, HELOC	11 +7 HELOCs	0.9%	80%	$169,545	View
Bancfirst 310 W Main St, Ardmore, OK 73401 A5.0 ★Texas Ratio: 6.40%	Conventional, FHA, VA, HELOC	11 +4 HELOCs	0.9%	86.7%	$387,727	View
Truity Federal Credit Union ★ 1 stars, 1 review 2612 SE Washington Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	11	0.9%	100%	$502,272	View
Bank of America NA 1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14%	Conventional, VA, HELOC	10 +4 HELOCs	0.8%	83.3%	$267,000	View
Communication Federal Credit Union 12312 E 86th St N, Owasso, OK 74055 2543 A5.0 ★Texas Ratio: 6.32%	Conventional	10	0.8%	94.7%	$84,000	View
Oklahoma Central Credit Union 2211 S Aspen Ave, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 0.78%	Conventional, HELOC	9 +9 HELOCs	0.7%	81.8%	$90,555	View
Great Plains National Bank 201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14%	Conventional, FHA, VA	6	0.5%	100%	$305,000	View
Triad Bank, N.A. 5951 S Lewis Ave, Tulsa, OK 74105 A+5.0 ★Texas Ratio: 5.06%	Conventional	5	0.4%	83.3%	$81,000	View
First Oklahoma Bank 311 West Main Street, Glencoe, OK 74032 A+5.0 ★Texas Ratio: 2.71%	Conventional	5	0.4%	100%	$135,000	View
First Pryority Bank 310 E Graham Ave, Pryor, OK 74361 A-5.0 ★Texas Ratio: 14.96%	Conventional	5	0.4%	100%	$431,000	View
Tinker Federal Credit Union 9039 N 121st East Ave, Owasso, OK 74055 A+5.0 ★Texas Ratio: 2.34%	Conventional, HELOC	4 +1 HELOCs	0.3%	100%	$182,500	View
MidFirst Bank ★ 5 stars, 1 review 2511 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 4.93%	Conventional, FHA, Jumbo	4	0.3%	100%	$727,500	View
Regent Bank 422 S Dewey Ave, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 13.71%	Conventional	3	0.2%	100%	$335,000	View
Mabrey Bank 11402 S Memorial Dr, Bixby, OK 74008 A+5.0 ★Texas Ratio: 4.13%	Conventional, FHA	3	0.2%	100%	$285,000	View
Firstar Bank 28664 E 141st St S, Coweta, OK 74429 A+5.0 ★Texas Ratio: 5.68%	Conventional, VA	3	0.2%	100%	$311,666	View
All Capital Bank 4500 W Houston St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.11%	Conventional	2	0.2%	100%	$490,000	View
Avb Bank 2201 N Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.75%	Conventional	2	0.2%	100%	$240,000	View
Red Crown Federal Credit Union 113 W Blue Starr Dr, Claremore, OK 74017 4226 A+5.0 ★Texas Ratio: 2.23%	Conventional	2	0.2%	100%	$180,000	View
American Mortgage Bank 1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14%	VA	1	0.1%	100%	$465,000	View
Community Bank 317 S Main St, Bristow, OK 74010	Conventional	1	0.1%	33.3%	$185,000
Energy One Federal Credit Union 4912 W Washington St, Broken Arrow, OK 74012 A5.0 ★Texas Ratio: 8.11%	Conventional	1	0.1%	100%	$45,000	View
Green Country Federal Credit Union 11319 S State Highway 51, Coweta, OK 74429 7163 B+4.7 ★Texas Ratio: 18.94%	Conventional	1	0.1%	100%	$105,000	View
Oklahoma's Credit Union 9441 N Garnett Rd Ste 200, Owasso, OK 74055	Conventional	1	0.1%	50%	$215,000	View
Security Bank 10727 E 51st St, Tulsa, OK 74146 A+5.0 ★Texas Ratio: 1.13%	Conventional	1	0.1%	100%	$505,000	View
Chickasaw Community Bank 115 Park Ave, Oklahoma City, OK 73102 A5.0 ★Texas Ratio: 13.31%	FHA	1	0.1%	100%	$365,000	View
The First National Bank and Trust Company of Broke 2401 E Kenosha St, Broken Arrow, OK 74014 A+5.0 ★Texas Ratio: 0.75%	Conventional	1	0.1%	100%	$125,000	View
F&M Bank 116 S Grand St, Crescent, OK 73028 A+5.0 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$335,000	View
Commerce Bank 1001 Nw 63rd St, Oklahoma City, OK 73116 A+5.0 ★Texas Ratio: 0.89%	HELOC	0 +2 HELOCs	0%	0%		View
Equity Bank 123 W Commerce St, Altus, OK 73521 A5.0 ★Texas Ratio: 6.60%	HELOC	0 +1 HELOCs	0%	n/a		View
BMO Harris Bank NA 606 E Main St, Ada, OK 74820 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Associated Mortgage Corporation	Conventional, FHA, VA	88	7%	98%	$326,477
American Bank of Oklahoma	Conventional, FHA, VA, Jumbo	6	0.5%	100%	$391,666
Wells Fargo Bank NA A+5.0 ★Texas Ratio: 5.36%	Conventional	5	0.4%	100%	$251,000	View
Mortgage Clearing Corporation	Conventional	2	0.2%	100%	$400,000
Financial Concpepts Mortgage	Conventional	1	0.1%	100%	$315,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	113	8.9%	83.6%	$226,858
DHI Mortgage Company, LTD.	Conventional, FHA, VA	57	4.5%	96.6%	$286,052
Flat Branch Mortgage, Inc.	Conventional, FHA, VA, USDA	50	4%	98%	$337,600
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	49 +5 HELOCs	3.9%	87.7%	$312,959
The Mortgage Link, Inc.	Conventional, FHA, VA	29	2.3%	100%	$284,310
Mortgage Research Center	Conventional, FHA, VA	23	1.8%	65.7%	$295,000
Pennymac Loan Services LLC	Conventional, FHA, VA	22	1.7%	92.6%	$202,727
Waterstone Mortgage Corporation	Conventional, FHA, VA	22	1.7%	95.7%	$335,000
Freedom Mortgage Corporation	Conventional, FHA, VA	15	1.2%	76%	$303,666
Nationstar Mortgage	Conventional, FHA	13	1%	86.7%	$166,538
American Airlines Federal Cred	Conventional, HELOC	12 +22 HELOCs	0.9%	100%	$269,166
Amerisave Mortgage Company A5.0 ★Texas Ratio: 9.93%	Conventional, FHA, VA	12	0.9%	54.2%	$125,833	View
Canopy Mortgage, LLC	Conventional, FHA, VA, Jumbo	10	0.8%	100%	$378,000
New American Funding, LLC.	Conventional, FHA	10	0.8%	66.7%	$310,000
loanDepot.com LLC	Conventional, FHA, VA	9	0.7%	69.2%	$155,000
Mortgage Solutions of Colorado	Conventional, FHA, VA	9	0.7%	100%	$296,111
Better Mortgage Corporation	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.6%	100%	$368,750
Newrez LLC	Conventional, FHA, VA	8	0.6%	57.1%	$155,000
American Financial Network, Inc.	Conventional, FHA, VA	8	0.6%	100%	$277,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	7 +2 HELOCs	0.6%	70%	$223,571
CrossCountry Mortgage, LLC	Conventional, FHA, VA	7	0.6%	87.5%	$315,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	7	0.6%	100%	$282,142
T2 Financial LLC	Conventional, FHA	7	0.6%	100%	$285,000
Regent Financial Group	Conventional, FHA	6	0.5%	100%	$333,333
Success Mortgage Partners, Inc	Conventional, FHA	6	0.5%	100%	$308,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.4%	62.5%	$263,000	View
Guaranteed Rate, Inc.	Conventional	4	0.3%	80%	$197,500
Nbkc Bank	Conventional, VA, Jumbo	4	0.3%	66.7%	$557,500
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	4	0.3%	100%	$125,000	View
Village Capital & Investment	VA	4	0.3%	100%	$287,500
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	3 +4 HELOCs	0.2%	27.3%	$168,333	View
American Financial Resources LLC	Conventional, FHA	3	0.2%	100%	$328,333
Everett Financial, Inc.	Conventional, FHA, VA, Jumbo	3	0.2%	100%	$591,666
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.2%	33.3%	$191,666
Sage Home Loans Corporation	Conventional	3	0.2%	100%	$338,333
Kind Lending, LLC	FHA	3	0.2%	100%	$248,333
Guild Mortgage Company	Conventional, FHA	3	0.2%	100%	$235,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	3	0.2%	100%	$395,000	View
Lennar Mortgage, LLC	FHA, VA	3	0.2%	75%	$211,666
Click n' Close, Inc.	Conventional, FHA	3	0.2%	100%	$178,333
Weichert Financial Services	Conventional	3	0.2%	100%	$248,333
New Day Financial, LLC.	VA	3	0.2%	37.5%	$321,666
Towne Mortgage Company	FHA, USDA	3	0.2%	100%	$318,333
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	20%	$191,666
Goodleap, LLC	FHA, HELOC	2 +3 HELOCs	0.2%	100%	$250,000
Spring Eq, LLC	Conventional, HELOC	2 +2 HELOCs	0.2%	10.5%	$65,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	2	0.2%	100%	$375,000	View
Primelending	Conventional	2	0.2%	100%	$245,000
Loanunited.Com, LLC	FHA, VA	2	0.2%	100%	$255,000
Union Home Mortgage Corp.	Conventional, VA	2	0.2%	66.7%	$340,000
Churchill Mortgage Corporation	Conventional	2	0.2%	100%	$350,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.2%	100%	$200,000
V.I.P. Mortgage, Inc.	Conventional	2	0.2%	100%	$535,000
Endeavor Capital, LLC	Conventional, VA	2	0.2%	100%	$215,000
Mutual of Omaha Mortgage	Conventional, FHA	2	0.2%	100%	$150,000
Fairway Independent Mort Corp	Conventional	2	0.2%	100%	$165,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.2%	66.7%	$350,000	View
21St Mortgage	Conventional	2	0.2%	50%	$190,000
Plaza Home Mortgage, Inc	Conventional, VA	2	0.2%	100%	$320,000
Interlinc Mortgage Services, LLC	Conventional	1	0.1%	100%	$395,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$245,000	View
First Bank A+5.0 ★Texas Ratio: 2.49%	Conventional	1	0.1%	100%	$245,000	View
Gold Star Mortgage Financial Group, Corporation	Conventional	1	0.1%	100%	$175,000
Servion	Conventional	1	0.1%	100%	$235,000
Carrollton Bank A+5.0 ★Texas Ratio: 3.58%	Conventional, Jumbo	1	0.1%	100%	$1,095,000	View
Equity Prime Mortgage LLC	FHA	1	0.1%	100%	$225,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 5.06%	Conventional	1	0.1%	66.7%	$45,000	View
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$285,000
PHH Mortgage Corporation	Conventional	1	0.1%	100%	$155,000
United Federal Credit Union	Conventional	1	0.1%	100%	$345,000
Pilgrim Mortgage LLC A+5.0 ★Texas Ratio: 1.04%	FHA	1	0.1%	100%	$415,000	View
Advancial Federal Credit Union A5.0 ★Texas Ratio: 12.30%	Conventional	1	0.1%	100%	$105,000
Regions Bank A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0.1%	100%	$175,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$565,000	View
AdvantageFirst Lending Inc	VA	1	0.1%	100%	$585,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$125,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$505,000
First State Bank of St Charles	Conventional	1	0.1%	100%	$365,000
FirstTrust Home Loans	VA	1	0.1%	100%	$265,000
City 1st Mortgage Services, LC	VA	1	0.1%	100%	$345,000
Developer's Mortgage Company	Conventional	1	0.1%	100%	$635,000
Das Acquisition Company, LLC	VA	1	0.1%	100%	$395,000
Legend Lending Corporation	Conventional	1	0.1%	100%	$265,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$265,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$165,000	View
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$245,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$155,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$95,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$305,000	View
Provident Funding Associates	Conventional	1	0.1%	100%	$425,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	FHA	1	0.1%	100%	$395,000	View
New Fed Mortgage Corp.	FHA	1	0.1%	100%	$435,000
Premier America Credit Union	Conventional	1	0.1%	100%	$755,000
United Mortgage Corp.	Conventional	1	0.1%	100%	$205,000
Digital Federal Credit Union	Conventional	1	0.1%	100%	$265,000
International Bank of Commerce	VA	1	0.1%	100%	$325,000
Prosperity Home Mortgage, LLC	VA	1	0.1%	100%	$295,000
CSL Financial, LLC	Conventional	1	0.1%	100%	$65,000
Southwest Stage Funding LLC	FHA	1	0.1%	100%	$175,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$515,000	View
Paramount Residential Mortgage	USDA	1	0.1%	100%	$395,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	66.7%	$55,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$205,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$435,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$405,000
Figure Lending LLC	HELOC	0 +11 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +5 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Heartland Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Teachers Federal Credit Union A+5.0 ★Texas Ratio: 0.45%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First American Bank A+5.0 ★Texas Ratio: 2.93%	HELOC	0 +1 HELOCs	0%	n/a		View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Owasso Mortgage Rate Trends

Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.

30-Year Fixed OK Avg

7.493%

▲ 0.128 vs 7 days ago

15-Year Fixed OK Avg

7.006%

▲ 0.121 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Owasso, Oklahoma

Looking for mortgage lenders near me or mortgage brokers near me in Owasso? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Owasso in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Owasso, OK

Use these to narrow the list above. Each category shows how many Owasso, OK lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 85 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 56 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 23 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 57 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 49 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 5 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 12 lenders. Loans above the conforming limit for higher priced homes Local lenders based in OK 39 lenders headquartered in Oklahoma, the closest thing to a mortgage lender near you

Who Lends in Owasso, OK

Independent mortgage companies closed 53 percent of home loans in Owasso, Oklahoma in 2025, banks 38.9 percent and credit unions 8.1 percent. Associated Mortgage Corporation was the largest mortgage company, Arvest Bank the largest bank and TTCU Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Arvest Bank led with 62 loans.

53%

Mortgage companies

38.9%

Banks

8.1%

Credit unions

22%

FHA loans

14%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.

More Oklahoma Mortgage Lender Pages

All Oklahoma lenders 644 lenders Oklahoma City 353 lenders Tulsa 271 lenders Broken Arrow 229 lenders Edmond 239 lenders Norman 210 lenders Lawton 128 lenders Moore 163 lenders Guthrie 179 lenders Midwest City 153 lenders Shawnee 124 lenders Coweta 121 lenders Enid 92 lenders

Frequently Asked Questions About Mortgage Lenders in Owasso, OK

Who is the largest mortgage lender in Owasso, OK?

By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Owasso, Oklahoma with 62 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Owasso, OK have the highest approval rates?

Among lenders with meaningful volume in Owasso, Oklahoma, First United Bank and Trust Co approved the highest share of completed applications in 2025 at 98.7 percent, against a 87.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Owasso, OK mortgage lenders offer FHA, VA and USDA loans?

57 lenders closed FHA loans in Owasso, Oklahoma in 2025, led by First United Bank and Trust Co with 53. 49 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Owasso, OK lender list?

Yes. 56 banks and 23 credit unions closed home loans in Owasso, Oklahoma in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Owasso, OK ranked on this page?

Lenders are ranked only by the number of home loans they closed in Owasso, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Owasso, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Owasso. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.