Lawton, Oklahoma mortgage lenders include Liberty National BankLiberty National Bank23975 State Highway 49, Lawton, OK 73507A+5.0 ★Texas Ratio: 0.12%, BancfirstBancfirst3801 Nw Cache Rd, Lawton, OK 73505A5.0 ★Texas Ratio: 6.40%, Arvest BankArvest Bank5201 Sw Lee Blvd, Lawton, OK 73505A5.0 ★Texas Ratio: 7.48%, Sovereign BankSovereign Bank702 Nw Sheridan Rd, Lawton, OK 73505A+5.0 ★Texas Ratio: 0.44%, All America BankAll America Bank605 S 8th St, Cache, OK 73527D3.0 ★Texas Ratio: 39.19%, Fort Sill Federal Credit UnionFort Sill Federal Credit Union2 NE 22nd St, Lawton, OK 73507A+5.0 ★Texas Ratio: 3.98%, City National Bank and TrustCity National Bank and Trust1836 Nw 82nd St, Lawton, OK 73505B4.6 ★Texas Ratio: 19.27%, First United Bank and Trust CoFirst United Bank and Trust Co221 W 12th St, Ada, OK 74820A5.0 ★Texas Ratio: 10.43%, Bokf NABokf NA3815 E Frank Phillips Blvd, Bartlesville, OK 74006A+5.0 ★Texas Ratio: 1.05%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1651 N 9th St, Broken Arrow, OK 74012A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lawton, Oklahoma in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lawton are listed first, then lenders elsewhere in Oklahoma, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lawton, Oklahoma. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
★ 4 stars, 1 review 2 offices in Lawton 23975 State Highway 49, Lawton, OK 73507 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 40 | 3.1% | 100% | $82,250 | View |
|
4 offices in Lawton 3801 Nw Cache Rd, Lawton, OK 73505 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 38 +39 HELOCs |
3% | 91.5% | $130,263 | View |
|
4 offices in Lawton 5201 Sw Lee Blvd, Lawton, OK 73505 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, HELOC | 28 +32 HELOCs |
2.2% | 100% | $166,428 | View |
|
1 office in Lawton 702 Nw Sheridan Rd, Lawton, OK 73505 A+5.0 ★Texas Ratio: 0.44% |
Conventional, FHA, VA | 25 | 2% | 96.3% | $165,000 | View |
|
605 S 8th St, Cache, OK 73527 D3.0 ★Texas Ratio: 39.19% |
Conventional | 23 | 1.8% | 92.3% | $75,000 | View |
|
2 NE 22nd St, Lawton, OK 73507 A+5.0 ★Texas Ratio: 3.98% |
Conventional, VA | 8 | 0.6% | 80% | $138,750 | View |
|
5 offices in Lawton 1836 Nw 82nd St, Lawton, OK 73505 B4.6 ★Texas Ratio: 19.27% |
Conventional | 8 | 0.6% | 81.8% | $97,500 | View |
|
221 W 12th St, Ada, OK 74820 A5.0 ★Texas Ratio: 10.43% |
Conventional, FHA, VA, HELOC | 132 +2 HELOCs |
10.3% | 95.7% | $216,439 | View |
|
3815 E Frank Phillips Blvd, Bartlesville, OK 74006 A+5.0 ★Texas Ratio: 1.05% |
Conventional, FHA, VA, HELOC | 7 +3 HELOCs |
0.5% | 87.5% | $180,714 | View |
|
1651 N 9th St, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 5 | 0.4% | 71.4% | $99,000 | View |
|
422 S Dewey Ave, Bartlesville, OK 74003 B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 4 | 0.3% | 100% | $100,000 | View |
|
201 N Glenn L English St, Cordell, OK 73632 A5.0 ★Texas Ratio: 12.14% |
Conventional, FHA, VA | 3 | 0.2% | 100% | $135,000 | View |
|
400 N Broadway St, Cleveland, OK 74020 C+4.1 ★Texas Ratio: 26.33% |
Conventional | 3 | 0.2% | 100% | $115,000 | View |
|
1902 Se Washington Blvd, Bartlesville, OK 74006 A5.0 ★Texas Ratio: 6.15% |
VA | 2 | 0.2% | 100% | $205,000 | View |
|
108 SW 17th St, Lawton, OK 73501 4117 A5.0 ★Texas Ratio: 6.32% |
Conventional | 2 | 0.2% | 66.7% | $100,000 | View |
|
1800 S Elm Pl, Broken Arrow, OK 74012 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $55,000 | View |
|
422 S Dewey Ave, Bartlesville, OK 74003 A5.0 ★Texas Ratio: 13.71% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
|
★ 5 stars, 1 review 2511 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 4.93% |
Conventional | 1 | 0.1% | 50% | $475,000 | View |
|
15100 N May Ave, Edmond, OK 73013 8803 |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
|
5101 N Western Ave, Oklahoma City, OK 73118 A5.0 ★Texas Ratio: 12.27% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
|
2500 N Main St, Altus, OK 73521 A+5.0 ★Texas Ratio: 4.68% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
|
7300 NW 23RD ST, BETHANY, OK 73008 5128 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
|
115 Park Ave, Oklahoma City, OK 73102 A5.0 ★Texas Ratio: 13.31% |
FHA | 1 | 0.1% | 66.7% | $155,000 | View |
|
1620 Lonnie Abbott Blvd, Ada, OK 74820 A+5.0 ★Texas Ratio: 2.34% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
|
225 W Main St, Binger, OK 73009 B-4.4 ★Texas Ratio: 22.58% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
|
116 S Grand St, Crescent, OK 73028 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
Financial Concpepts Mortgage
|
FHA, VA | 8 | 0.6% | 100% | $176,250 | |
Associated Mortgage Corporation
|
Conventional, FHA, VA | 6 | 0.5% | 100% | $136,666 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 5 | 0.4% | 100% | $163,000 | View |
Mortgage Research Center
|
Conventional, FHA, VA | 203 | 15.9% | 81.6% | $199,926 | |
Rocket Mortgage
|
Conventional, FHA, VA | 88 | 6.9% | 80.4% | $146,818 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 69 | 5.4% | 98.7% | $138,623 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 59 +1 HELOCs |
4.6% | 78.8% | $224,491 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 40 +5 HELOCs |
3.1% | 82.4% | $181,750 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA | 35 | 2.7% | 100% | $151,285 | View |
Freedom Mortgage Corporation
|
FHA, VA | 31 | 2.4% | 83.3% | $217,258 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 29 | 2.3% | 86.8% | $184,655 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 23 | 1.8% | 69.7% | $202,391 | View |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 21 | 1.6% | 87.5% | $263,571 | |
Red Diamond Home Loans, LLC
|
Conventional, FHA, VA | 18 | 1.4% | 100% | $163,333 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA, VA | 17 | 1.3% | 100% | $146,176 | |
Nextmortgage, LLC
|
Conventional, FHA, VA | 16 | 1.3% | 100% | $167,500 | |
New Day Financial, LLC.
|
VA | 15 | 1.2% | 47.2% | $180,333 | |
Newrez LLC
|
FHA, VA | 13 | 1% | 68.4% | $221,923 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 11 | 0.9% | 39.3% | $163,181 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 11 | 0.9% | 91.7% | $169,545 | |
Mortgage Solutions of Colorado
|
VA | 9 | 0.7% | 90% | $237,222 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA, VA | 9 | 0.7% | 100% | $143,888 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
0.6% | 100% | $198,750 | |
Goodleap, LLC
|
Conventional, FHA, VA, HELOC | 7 +12 HELOCs |
0.5% | 72.7% | $170,714 | |
Equity Prime Mortgage LLC
|
FHA, VA | 7 | 0.5% | 87.5% | $205,000 | |
Lower, LLC
|
VA | 7 | 0.5% | 87.5% | $176,428 | |
21St Mortgage
|
Conventional | 7 | 0.5% | 15.6% | $47,857 | |
Village Capital & Investment
|
VA | 7 | 0.5% | 77.8% | $222,142 | |
Zippy Loans, LLC
|
Conventional | 6 | 0.5% | 60% | $21,666 | |
Network Funding, L.P.
|
FHA, VA | 6 | 0.5% | 100% | $165,000 | |
Nationstar Mortgage
|
Conventional, VA | 6 | 0.5% | 75% | $148,333 | |
New American Funding, LLC.
|
Conventional, FHA | 6 | 0.5% | 54.5% | $123,333 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 6 | 0.5% | 100% | $183,333 | |
Plaza Home Mortgage, Inc
|
VA | 6 | 0.5% | 75% | $258,333 | |
CrossCountry Mortgage, LLC
|
FHA, VA | 5 | 0.4% | 100% | $191,000 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA, VA | 5 | 0.4% | 100% | $245,000 | |
Geneva Financial LLC
|
Conventional, FHA, VA | 5 | 0.4% | 100% | $137,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 5 | 0.4% | 42.9% | $167,000 | |
Lakeview Loan Servicing, LLC
|
FHA, VA | 4 | 0.3% | 50% | $137,500 | |
Movement Mortgage, LLC
|
Conventional, VA | 4 | 0.3% | 100% | $182,500 | |
Click n' Close, Inc.
|
FHA, VA | 4 | 0.3% | 100% | $205,000 | |
Better Mortgage Corporation
|
Conventional, VA | 4 | 0.3% | 57.1% | $230,000 | |
Prosperity Home Mortgage, LLC
|
VA | 4 | 0.3% | 100% | $210,000 | |
American Financial Resources LLC
|
VA | 3 | 0.2% | 100% | $198,333 | |
Waterstone Mortgage Corporation
|
Conventional, FHA | 3 | 0.2% | 100% | $135,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 3 | 0.2% | 100% | $201,666 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 3 | 0.2% | 50% | $115,000 | View |
Tomo Mortgage LLC
|
Conventional, VA | 3 | 0.2% | 100% | $228,333 | |
Interlinc Mortgage Services, LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $130,000 | |
Primelending
|
VA | 2 | 0.2% | 100% | $210,000 | |
Kind Lending, LLC
|
VA | 2 | 0.2% | 40% | $210,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 2 | 0.2% | 14.8% | $35,000 | View |
Loanunited.Com, LLC
|
FHA, VA | 2 | 0.2% | 100% | $260,000 | |
American Financing Corporation
|
Conventional, FHA | 2 | 0.2% | 100% | $45,000 | |
Cardinal Financial Company, Li
|
Conventional, VA | 2 | 0.2% | 66.7% | $215,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.2% | 100% | $330,000 | View |
Pentagon Federal Credit Union
|
VA | 2 | 0.2% | 40% | $150,000 | |
V.I.P. Mortgage, Inc.
|
FHA | 2 | 0.2% | 100% | $260,000 | |
Mutual of Omaha Mortgage
|
VA | 2 | 0.2% | 100% | $135,000 | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA | 2 | 0.2% | 100% | $120,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 2 | 0.2% | 100% | $135,000 | |
Southwest Funding LP
|
FHA, VA | 2 | 0.2% | 75% | $220,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 18.2% | $65,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 16.7% | $305,000 | View |
ML Mortgage Corp.
|
VA | 1 | 0.1% | 100% | $265,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
FHA | 1 | 0.1% | 100% | $165,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 40% | $65,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
Primary Residential Mortgage, INC.
|
VA | 1 | 0.1% | 100% | $175,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $95,000 | |
NOVA Financial & Investment Corporation
|
VA | 1 | 0.1% | 100% | $95,000 | |
Envoy Mortgage, Ltd
|
VA | 1 | 0.1% | 100% | $405,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional, Jumbo | 1 | 0.1% | 100% | $1,115,000 | |
TruHome Solutions, LLC
|
FHA | 1 | 0.1% | 100% | $185,000 | |
AmeriHome Mortgage Company, LLC
|
VA | 1 | 0.1% | 100% | $285,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
VA | 1 | 0.1% | 100% | $405,000 | View |
AdvantageFirst Lending Inc
|
VA | 1 | 0.1% | 100% | $345,000 | |
Eustis Mortgage Corp
|
Conventional | 1 | 0.1% | 100% | $175,000 | |
Cmg Mortgage Inc
|
VA | 1 | 0.1% | 100% | $185,000 | |
HomeBridge Financial Services, Inc
|
VA | 1 | 0.1% | 100% | $265,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
Midwest Mortgage Associates Corp
|
FHA | 1 | 0.1% | 100% | $275,000 | |
First Colony Mortgage Corporat
|
VA | 1 | 0.1% | 100% | $205,000 | |
Calcon Mutual Mortgage LLC
|
FHA | 1 | 0.1% | 33.3% | $335,000 | |
Credence Funding Corporation
|
VA | 1 | 0.1% | 100% | $435,000 | |
Embrace Home Loans, Inc.
|
VA | 1 | 0.1% | 100% | $125,000 | |
|
A+5.0 ★Texas Ratio: 5.45% |
FHA | 1 | 0.1% | 100% | $165,000 | View |
T2 Financial LLC
|
VA | 1 | 0.1% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $425,000 | View |
|
A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
International Bank of Commerce
|
Conventional | 1 | 0.1% | 100% | $65,000 | |
Zillow Home Loans, LLC
|
FHA | 1 | 0.1% | 50% | $135,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
ClearEdge Lending LLC
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
|
★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
Fairway Independent Mort Corp
|
VA | 1 | 0.1% | 100% | $305,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 33.3% | $165,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.1% | 14.3% | $105,000 | |
The Mortgage Link, Inc.
|
VA | 1 | 0.1% | 100% | $155,000 | |
Leaderone Financial Corp.
|
VA | 1 | 0.1% | 100% | $425,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Oklahoma compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lawton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lawton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lawton, OK lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.4 percent of home loans in Lawton, Oklahoma in 2025, banks 32.3 percent and credit unions 4.3 percent. Financial Concpepts Mortgage was the largest mortgage company, Liberty National Bank the largest bank and Fort Sill Federal Credit Union the largest credit union. Among lenders headquartered in Oklahoma, Liberty National Bank led with 40 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Oklahoma. Documentary stamp tax of $0.75 per $500 of consideration (0.15 percent, 68 O.S. 3201), customarily paid by the seller, plus a mortgage registration tax under 68 O.S. 1904 that slides with the mortgage term: $0.10 per $100 for five years or more, $0.08 for four to five years, $0.06 for three to four years, $0.04 for two to three years and $0.02 for under two years, plus a $10 certification fee, paid by the borrower when the mortgage is recorded.
By home loans closed in 2025, Liberty National Bank was the largest mortgage lender in Lawton, Oklahoma with 40 loans, about 3.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lawton, Oklahoma, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.7 percent, against a 80.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
51 lenders closed FHA loans in Lawton, Oklahoma in 2025, led by First United Bank and Trust Co with 24. 78 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 41 banks and 9 credit unions closed home loans in Lawton, Oklahoma in 2025, alongside 85 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lawton, Oklahoma during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lawton, Oklahoma for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lawton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.