True Sky Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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True Sky Federal Credit Union's 5 year CD rates are at 2.33%, 36-47 Month CD rates are at 2.11%, 48-59 Month CD rates are at 2.11%, 13-23 Month CD rates are at 2.06%, 24-35 Month CD rates are at 2.01%. True Sky Federal Credit Union's savings rates are at 0.05%. True Sky Federal Credit Union's money market rates are at 0.25%. True Sky Federal Credit Union's Personal Loan Rates are at 13.24%.
True Sky Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at True Sky Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . True Sky Federal Credit Union Texas RatioTrue Sky Federal Credit Union's Texas Ratio is at 9.26%, which is considered excellent. The Texas Ratio for True Sky Federal Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that True Sky Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
3.9
Good
Out of 5.0 Stars
True Sky Federal Credit Union has earned a Smart Rating of 3.9 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, True Sky Federal Credit Union is a good credit union worth considering, with an overall rating of 3.9 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
True Sky Federal Credit Union
Western Office 10201 S Western Ave
Oklahoma City, OK 73139 2931 
True Sky Federal Credit Union CD Rates
True Sky Federal Credit Union Savings Rates
True Sky Federal Credit Union Money Market Rates
True Sky Federal Credit Union Checking Rates
True Sky Federal Credit Union Auto Loan Rates
True Sky Federal Credit Union Credit Card Rates
True Sky Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for True Sky Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather True Sky Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with True Sky Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: True Sky Federal Credit Union
Website: https://www.trueskycu.org
Full Time Employees: 131Part Time Employees: 14 President: Terry Davidson CEO: Sean Cahill Branch Locations: 14 ATM Locations: 16 Corporate Office Address:
10201 S Western Ave
Oklahoma City, OK 73139 2931 Phone Number: 800-448-1990 Fax Number: 405-703-2570 FinancialsTotal Assets:
819,044,713
Total Amount of Shares and Deposits:
757,110,702
Total Shares and Deposits < 1 Year:
671,760,411
Total Shares and Deposits 1 3 Years:
75,908,703
Total Shares and Deposits > 3 Years:
9,441,588
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
64,292,141
Total Uninsured Shares and Deposits > $250K (F+J):
124,795,589
Total Insured Shares and Deposits > $250K (item 17 less item K):
632,315,113
Total Interest Expense (Sum of items 6 8):
10,068,820
Share Certificates:
4,582
Number of Accounts for Share Drafts:
34,647
IRA KEOGH Accounts:
1,354
Number of Accounts for Regular Shares:
72,124
Non Member Deposits:
18
Money Market Shares:
1,788
Net Income (unless the amount is already included in Undivided Earnings):
-784,814
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
57,083,474
Total Liabilities:
783,990,189
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About True Sky Federal Credit UnionIs a member application needed to join True Sky Federal Credit Union?Yes, to access services at True Sky Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, True Sky Federal Credit Union provides a range of mortgage and home equity products. Is True Sky Federal Credit Union a safe place to deposit money?Yes, True Sky Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does True Sky Federal Credit Union offer online and mobile banking?Most modern institutions like True Sky Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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