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WEOKIE Federal Credit Union Rates & Review September 2026

WEOKIE Federal Credit Union's CD Accounts and IRA CDs 30 Month rates are at 3.80%, CD Accounts and IRA CDs 12 Month rates are at 3.75%, CD Accounts and IRA CDs 24 Month rates are at 3.50%, CD Accounts and IRA CDs 6 Month rates are at 3.50%, CD Accounts and IRA CDs 3 Month rates are at 3.25%. WEOKIE Federal Credit Union's savings rates are at 0.25%. WEOKIE Federal Credit Union's money market rates are at 0.50%. WEOKIE Federal Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of WEOKIE Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.21%. Rates last updated and verified on 08/31/2026.

WEOKIE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WEOKIE Federal Credit Union? Share your experience about WEOKIE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WEOKIE Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.21%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
WEOKIE Federal Credit Union
Main Office
8100 W Reno Ave
Oklahoma City, OK 73127-7229
https://www.weokie.org
Member NCUA

WEOKIE Federal Credit Union CD Rates

Product Rate APY Term View More
Certificate Accounts and IRA Certificates 30 Month - 3.80% 30 Month
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Certificate Accounts and IRA Certificates 12 Month - 3.75% 12 Month
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Certificate Accounts and IRA Certificates 24 Month - 3.50% 24 Month
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Certificate Accounts and IRA Certificates 6 Month - 3.50% 6 Month
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Certificate Accounts and IRA Certificates 3 Month - 3.25% 3 Month
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Certificate Accounts and IRA Certificates 36 Month - 3.25% 36 Month
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Certificate Accounts and IRA Certificates 48 Month - 3.25% 48 Month
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Certificate Accounts and IRA Certificates 60 Month - 3.25% 60 Month
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%

WEOKIE Federal Credit Union Savings Rates

Product Rate APY View More
Membership Savings - 7.00%
Min Deposit $5
Min Balance $1,000
Details Qualifications Required: Maintain an eligible WEOKIE checking account; Enroll in e-Statements; Complete 4 qualifying transactions monthly; Featured rate on balances up to $1,000.00. Base rate applies to balances over $1,000.00.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Smart Savers - 1.51%
Details Account balances up to $4,999.99
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
WE Care Savings - 1.51%
Details Account balances up to $4,999.99
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Membership Savings - 0.25%
Min Deposit $5
Details Account balances $1,000.01 and above
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Smart Savers - 0.25%
Details Account balances $5,000 and above**
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Special Savings - 0.25%
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
WE Care Savings - 0.25%
Details Account balances $5,000 and above**
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%

WEOKIE Federal Credit Union Money Market Rates

Product Rate APY View More
Non-Profit Money Market 3.20% 3.25%
Min Balance $250,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
High-Yield Money Market 2.96% 3.00%
Min Balance $250,000
Details Only the portion above $250,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Commercial High Yield Money Market 2.90% 2.94%
Min Balance $1,000,000
Details Balance: $1,000,000 up to $4,999,999
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Commercial High Yield Money Market 2.87% 2.91%
Min Balance $500,000
Details Balance: $500,000 up to $999,999
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Commercial High Yield Money Market 2.85% 2.89%
Min Balance $100,000
Details Balance: $100,000 up to $499,999
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Non-Profit Money Market 2.72% 2.75%
Min Balance $100,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
High-Yield Money Market 2.47% 2.50%
Min Balance $100,000
Details Only the portion between $100,000-$249,999
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Non-Profit Money Market 2.23% 2.25%
Min Balance $50,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
High-Yield Money Market 1.98% 2.00%
Min Balance $50,000
Details Only the portion between $50,000-$99,999
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Non-Profit Money Market 1.98% 2.00%
Min Balance $0
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
High Yield Money Market - 1.50%
Min Balance $2,500
Details Minimum daily balance to earn stated APY is $2,500.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Commercial High Yield Money Market 0.50% 0.50%
Min Balance $10,000,000
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%

WEOKIE Federal Credit Union Checking Rates

Product Rate APY View More
Ultimate Checking - 3.00%
Details APY is for deposits up to $35,000.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Ultimate Checking with BaZing - 3.00%
Details APY is for deposits up to $35,000.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%

WEOKIE Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 3.99% 0-36 Months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Auto Loan - - 4.99% 37-60 Months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Auto Loan - - 5.24% 61-72 Months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Auto Loan - - 5.49% 73-84 Months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Auto Loan - - 5.74% 73-84 Months
Details For 2019 - 2022 Models
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Auto Loan - - 5.99% 85-96 Months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Auto Loan - - 6.24% 49-60 Months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Super-Duty Trucks, Commercial Use Vehicles, and Classic Car Loans (2023 & Newer Models) - - 6.24% 0-72 Months
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%
Super-Duty Trucks, Commercial Use Vehicles, and Classic Car Loans (2019-2022 Models) - - 6.49% 2022 Mo
No additional details.
Last Updated 08/31/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.21%

Financial Health History

WEOKIE Federal Credit Union’s Texas Ratio rose from 1.20% in Q2 2023 to 3.21% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 3.8% 2.0★ 7.5% 3.0★ 11.3% 4.0★ 15% 5.0★ 15% Verified Healthy line 1.20% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 3.21% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$1.5B3.21%5.0A+
December 31, 2025$1.5B3.49%5.0A+
September 30, 2025$1.5B3.51%5.0A+
June 30, 2025$1.5B3.28%5.0A+
March 31, 2025$1.4B3.20%5.0A+
December 31, 2024$1.4B3.77%5.0A+
September 30, 2024$1.4B3.67%5.0A+
June 30, 2024$1.4B3.44%5.0A+
March 31, 2024$1.5B3.19%5.0A+
December 31, 2023$1.5B1.43%5.0A+
September 30, 2023$1.5B1.30%5.0A+
June 30, 2023$1.5B1.20%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for WEOKIE Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WEOKIE Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with WEOKIE Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name WEOKIE Federal Credit Union
Address 8100 W Reno Ave, Oklahoma City, OK 73127-7229
Phone 405-235-3030
Fax 405-415-9752
President Warren Pybas
CEO Jeff Carpenter
Full-Time Employees 235
Part-Time Employees 0
Branch Locations 14
ATM Locations 14
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.21%
Return on Assets (ROA)
0.1960%
Return on Equity (ROE)
1.4772%
Non-Performing Loans Ratio (NPL)
0.63%
Total Assets
1,494,940,736
Total Amount of Shares and Deposits
1,089,830,538
Total Shares and Deposits < 1 Year
1,037,228,987
Total Shares and Deposits 1 3 Years
46,394,042
Total Shares and Deposits > 3 Years
6,207,509
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
96,410,937
Total Uninsured Shares and Deposits > $250K (F+J)
96,410,937
Total Insured Shares and Deposits > $250K (item 17 less item K)
993,419,601
Total Interest Expense (Sum of items 6 8)
6,520,310
Share Certificates
7,122
Number of Accounts for Share Drafts
38,953
IRA KEOGH Accounts
2,071
Number of Accounts for Regular Shares
74,449
All other shares
1,964
Money Market Shares
2,376
Net Income (unless the amount is already included in Undivided Earnings)
2,929,940
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
67,471,075
Total Liabilities
1,308,754,997
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

WEOKIE Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About WEOKIE Federal Credit Union

How many branches does WEOKIE Federal Credit Union operate?

WEOKIE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join WEOKIE Federal Credit Union?

Yes, to access services at WEOKIE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, WEOKIE Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, WEOKIE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does WEOKIE Federal Credit Union offer online and mobile banking?

Most modern institutions like WEOKIE Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.weokie.org.

Current WEOKIE Federal Credit Union Rates

  • 12-Month CD3.75%
  • 24-Month CD3.50%
  • 60-Month CD3.25%
  • Savings0.25%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.