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WEOKIE Federal Credit Union Rates & Review October 2026

WEOKIE Federal Credit Union's 28-Month CD Special rates are at 4.40%, CD Account - 60 Month rates are at 4.00%, CD Account - 12 Month rates are at 3.95%, CD Account - 48 Month rates are at 3.90%, CD Account - 36 Month rates are at 3.85%. WEOKIE Federal Credit Union's savings rates are at 7.00%. WEOKIE Federal Credit Union's money market rates are at 3.25%. WEOKIE Federal Credit Union's checking rates are as high as 3.00%. WEOKIE Federal Credit Union's Auto Loan Rates are as low as 3.99%. MonitorBankRates evaluates the financial stability of WEOKIE Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.25%. Rates last updated and verified on 10/19/2026.

WEOKIE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WEOKIE Federal Credit Union? Share your experience about WEOKIE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use WEOKIE Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.25%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
WEOKIE Federal Credit Union
Main Office
8100 W Reno Ave
Oklahoma City, OK 73127-7229
https://www.weokie.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

WEOKIE Federal Credit Union CD Rates

Product Rate APY Term View More
28-Month Certificate Special - 4.40% 28 Month
Min Deposit $1,000
Details 28-Month Certificate Special; APY will vary based on the daily balance maintained; Early withdrawal penalty: 3% for terms greater than 12 months
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 4.40% APY
3.90%4.40%4.90%Oct 19, 2026: 4.40% APYOct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Account - 60 Month - 4.00% 60 Month
Min Deposit $1,000
Details APY will vary based on the daily balance maintained; Early withdrawal penalty: 3% for terms greater than 12 months
Last Updated 10/19/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 18, 2026: 3.25% APYOct 19, 2026: 4.00% APYSep 18, 2026Oct 25, 2026
  • Oct 19, 20264.00%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Account - 12 Month - 3.95% 12 Month
Min Deposit $1,000
Details APY will vary based on the daily balance maintained; Early withdrawal penalty: 1% for terms of 12 months or less
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.95% ▲ 0.20 pts · high 3.95% / low 3.75%
3.25%3.85%4.45%Sep 14, 2026: 3.75% APYOct 19, 2026: 3.95% APYSep 14, 2026Oct 25, 2026
  • Oct 19, 20263.95%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Account - 48 Month - 3.90% 48 Month
Min Deposit $1,000
Details APY will vary based on the daily balance maintained; Early withdrawal penalty: 3% for terms greater than 12 months
Last Updated 10/19/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.90% ▲ 0.65 pts · high 3.90% / low 3.25%
2.60%3.58%4.55%Sep 18, 2026: 3.25% APYOct 19, 2026: 3.90% APYSep 18, 2026Oct 25, 2026
  • Oct 19, 20263.90%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Account - 36 Month - 3.85% 36 Month
Min Deposit $1,000
Details APY will vary based on the daily balance maintained; Early withdrawal penalty: 3% for terms greater than 12 months
Last Updated 10/19/2026
Rate History
1 change since Sep 18, 2026 · 3.25% → 3.85% ▲ 0.60 pts · high 3.85% / low 3.25%
2.65%3.55%4.45%Sep 18, 2026: 3.25% APYOct 19, 2026: 3.85% APYSep 18, 2026Oct 25, 2026
  • Oct 19, 20263.85%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Account - 30 Month - 3.80% 30 Month
Min Deposit $1,000
Details APY will vary based on the daily balance maintained; Early withdrawal penalty: 3% for terms greater than 12 months
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Account - 24 Month - 3.50% 24 Month
Min Deposit $1,000
Details APY will vary based on the daily balance maintained; Early withdrawal penalty: 3% for terms greater than 12 months
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Account - 6 Month - 3.50% 6 Month
Min Deposit $1,000
Details APY will vary based on the daily balance maintained; Early withdrawal penalty: 1% for terms of 12 months or less
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Sep 18, 2026: 3.50% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Certificate Account - 3 Month - 3.25% 3 Month
Min Deposit $1,000
Details APY will vary based on the daily balance maintained; Early withdrawal penalty: 1% for terms of 12 months or less
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Sep 18, 2026: 3.25% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%

WEOKIE Federal Credit Union Savings Rates

Product Rate APY View More
Membership Savings - 7.00%
Min Deposit $5
Min Balance $0
Details Balance: $0.00 - $1,000.00
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 0.25% → 7.00% ▲ 6.75 pts · high 7.00% / low 0.25%
0.00%6.88%13.75%Sep 14, 2026: 0.25% APYSep 18, 2026: 7.00% APYSep 14, 2026Oct 25, 2026
  • Sep 18, 20267.00%▲ from 0.25%
  • Sep 14, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Smart Savers - 1.51%
Min Balance $0
Details Balance: $0.00 - $4,999.99; Children under 18
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 8 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WE Care Savings - 1.51%
Min Balance $0
Details Balance: $0.00 - $4,999.99
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 1.51% APY · checked 8 times
1.01%1.51%2.01%Sep 14, 2026: 1.51% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Membership Savings - 0.25%
Min Deposit $5
Min Balance $1,000
Details Balance: $1,000.01 and above; Account balances over $1,000 will receive the base savings rate
Last Updated 10/19/2026
Rate History
No change since Oct 9, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 9, 2026: 0.25% APYOct 9, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Smart Savers - 0.25%
Min Balance $5,000
Details Balance: $5,000.00 and above; Children under 18; Account balances over $4,999.99 will receive the base savings rate
Last Updated 10/19/2026
Rate History
No change since Oct 9, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 9, 2026: 0.25% APYOct 9, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Special Savings - 0.25%
No additional details.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 8 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
WE Care Savings - 0.25%
Min Balance $5,000
Details Balance: $5,000.00 and above; Account balances over $4,999.99 will receive the base savings rate
Last Updated 10/19/2026
Rate History
No change since Oct 9, 2026 · 0.25% APY · checked 4 times
0.00%0.38%0.75%Oct 9, 2026: 0.25% APYOct 9, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%

WEOKIE Federal Credit Union Money Market Rates

Product Rate APY View More
Non-Profit Money Market 3.20% 3.25%
Min Balance $250,000
Details Balance: $250,000+; Available exclusively to qualifying nonprofit organizations; Membership eligibility required; Rates current as of October 2, 2025
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 8 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High Yield Money Market 2.96% 3.00%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 and greater; Only the portion above $250,000; Blended tier rate
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 8 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Non-Profit Money Market 2.72% 2.75%
Min Balance $100,000
Details Balance: $100,000 up to $249,000; Available exclusively to qualifying nonprofit organizations; Membership eligibility required; Rates current as of October 2, 2025
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 8 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High Yield Money Market 2.47% 2.50%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 to $249,999; Only the portion between $100,000-$249,999; Blended tier rate
Last Updated 10/19/2026
Rate History
2 changes since Sep 14, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 2.47%
1.97%2.49%3.00%Sep 14, 2026: 2.50% APYSep 21, 2026: 2.47% APYSep 29, 2026: 2.50% APYSep 14, 2026Oct 25, 2026
  • Sep 29, 20262.50%▲ from 2.47%
  • Sep 21, 20262.47%▼ from 2.50%
  • Sep 14, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Non-Profit Money Market 2.23% 2.25%
Min Balance $50,000
Details Balance: $50,000 up to $99,999; Available exclusively to qualifying nonprofit organizations; Membership eligibility required; Rates current as of October 2, 2025
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 8 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High Yield Money Market 1.98% 2.00%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 to $99,999; Only the portion between $50,000-$99,999; Blended tier rate
Last Updated 10/19/2026
Rate History
2 changes since Sep 14, 2026 · 2.00% → 2.00% ▼ 0.00 pts · high 2.00% / low 1.98%
1.48%1.99%2.50%Sep 14, 2026: 2.00% APYSep 21, 2026: 1.98% APYSep 29, 2026: 2.00% APYSep 14, 2026Oct 25, 2026
  • Sep 29, 20262.00%▲ from 1.98%
  • Sep 21, 20261.98%▼ from 2.00%
  • Sep 14, 20262.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Non-Profit Money Market 1.98% 2.00%
Details Balance: up to $49,999; Available exclusively to qualifying nonprofit organizations; Membership eligibility required; Rates current as of October 2, 2025
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 8 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High Yield Money Market 1.49% 1.50%
Min Deposit $2,500
Min Balance $0
Details Balance: up to $49,999; Entire balance in this range ($2,500 min. daily balance to earn stated APY); Blended tier rate
Last Updated 10/19/2026
Rate History
2 changes since Sep 21, 2026 · 1.49% → 1.50% ▲ 0.01 pts · high 2.47% / low 1.49%
0.51%1.98%3.45%Sep 21, 2026: 1.49% APYOct 9, 2026: 2.47% APYOct 19, 2026: 1.50% APYSep 21, 2026Oct 25, 2026
  • Oct 19, 20261.50%▼ from 2.47%
  • Oct 9, 20262.47%▲ from 1.49%
  • Sep 21, 20261.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
High Yield Money Market - 1.50%
Min Deposit $2,500
Min Balance $2,500
Details Balance: minimum daily balance of $2,500 to earn stated APY
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 8 times
1.00%1.50%2.00%Sep 14, 2026: 1.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%

WEOKIE Federal Credit Union Business Money Market Rates

Product Rate APY View More
Commercial High Yield Money Market 2.90% 2.94%
Min Deposit $100,000
Min Balance $1,000,000
Details Balance: $1,000,000 up to $4,999,999; $100,000 minimum daily balance to earn stated APY
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 2.94% APY · checked 7 times
2.44%2.94%3.44%Sep 18, 2026: 2.94% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Commercial High Yield Money Market 2.90% 2.94%
Min Deposit $100,000
Min Balance $5,000,000
Details Balance: $5,000,000 up to $9,999,999; $100,000 minimum daily balance to earn stated APY
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 2.94% APY · checked 7 times
2.44%2.94%3.44%Sep 18, 2026: 2.94% APYSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Commercial High Yield Money Market 2.87% 2.91%
Min Deposit $100,000
Min Balance $500,000
Details Balance: $500,000 up to $999,999; $100,000 minimum daily balance to earn stated APY
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 2.91% APY · checked 8 times
2.41%2.91%3.41%Sep 14, 2026: 2.91% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Commercial High Yield Money Market 2.85% 2.89%
Min Deposit $100,000
Min Balance $100,000
Details Balance: $100,000 up to $499,999; $100,000 minimum daily balance to earn stated APY
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 2.89% APY · checked 8 times
2.39%2.89%3.39%Sep 14, 2026: 2.89% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Commercial High Yield Money Market 0.50% 0.50%
Min Deposit $100,000
Min Balance $10,000,000
Details Balance: $10,000,000+; $100,000 minimum daily balance to earn stated APY
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 8 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%

WEOKIE Federal Credit Union Checking Rates

Product Rate APY View More
Ultimate Checking with BaZing - 3.00%
Min Deposit $20
Details Qualifications Required: opt-in for e-Statements; at least 20 debit card transactions per month; monthly direct deposit of at least $250; Qualifying balance up to $35,000.00; APY over $35,000: 0.10%; $200 bonus when opening an Ultimate with BaZing Checking account
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%

WEOKIE Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan (2019 & Newer) - - 3.99% 0-36 Months
Details Published APR range: 3.99% - 11.99%. Model Year: 2023 & Newer; Includes cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 3.99% APR
3.49%3.99%4.49%Oct 19, 2026: 3.99% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Auto Loan (2019 & Newer) - - 5.24% 37-60 Months
Details Published APR range: 5.24% - 12.99%. Model Year: 2023 & Newer; Includes cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 5.24% APR
4.74%5.24%5.74%Oct 19, 2026: 5.24% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Auto Loan (2019 & Newer) - - 5.49% 61-72 Months
Details Published APR range: 5.49% - 13.99%. Model Year: 2023 & Newer; Includes cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 5.49% APR
4.99%5.49%5.99%Oct 19, 2026: 5.49% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Auto Loan (2019 & Newer) - - 5.74% 73-84 Months
Details Published APR range: 5.74% - 15.99%. Model Year: 2023 & Newer; Includes cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 5.74% APR
5.24%5.74%6.24%Oct 19, 2026: 5.74% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Auto Loan (2019 & Newer) - - 5.99% 73-84 Months
Details Published APR range: 5.99% - 16.49%. Model Year: 2019 - 2022; Includes cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 5.99% APR
5.49%5.99%6.49%Oct 19, 2026: 5.99% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Auto Loan (2019 & Newer) - - 6.24% 85-96 Months
Details Published APR range: 6.24% - 8.99%. Model Year: 2023 & Newer; Includes cars, trucks, SUVs, vans, Commercial Use vehicles, and Super Duty/Heavy Duty trucks
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 19, 2026: 6.24% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%

WEOKIE Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycle Loan - 5.99% 0-60 Months
Details APR range: 5.99% - 13.99%; Model Year: 2023 & Newer
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 5.99% APR · checked 5 times
5.49%5.99%6.49%Sep 14, 2026: 5.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Motorcycle Loan - 6.49% 61-72 Months
Details APR range: 6.49% - 9.99%; Model Year: 2023 & Newer
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 6.49% APR · checked 5 times
5.99%6.49%6.99%Sep 14, 2026: 6.49% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Motorcycle Loan - 6.99% 0-60 Months
Details APR range: 6.99% - 14.99%; Model Year: 2019-2022
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 5 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan - 6.99% 0-72 Months
Details APR range: 6.99% - 15.49%; Model Year: 2023 & Newer
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 6.99% APR · checked 2 times
6.49%6.99%7.49%Sep 14, 2026: 6.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Motorcycle Loan - 7.49% 61-72 Months
Details APR range: 7.49% - 10.49%; Model Year: 2019-2022
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 7.49% APR · checked 5 times
6.99%7.49%7.99%Sep 14, 2026: 7.49% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan - 7.49% 73-84 Months
Details APR range: 7.49% - 16.99%; Model Year: 2023 & Newer
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 19, 2026: 7.49% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan - 7.49% 0-72 Months
Details APR range: 7.49% - 16.49%; Model Year: 2016-2022
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 6.99% → 7.49% ▲ 0.50 pts · high 7.49% / low 6.99%
6.49%7.24%7.99%Sep 14, 2026: 6.99% APROct 19, 2026: 7.49% APRSep 14, 2026Oct 25, 2026
  • Oct 19, 20267.49%▲ from 6.99%
  • Sep 14, 20266.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Motorcycle Loan (2016 to 2018 Models) - 7.99% 0-48 Months
Details Model year 2018; APR range: 7.99% - 15.49%; 2016 - 2018 Models
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 19, 2026: 7.99% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan - 7.99% 85-120 Months
Details APR range: 7.99% - 11.99%; Model Year: 2023 & Newer
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 19, 2026: 7.99% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan - 7.99% 73-84 Months
Details APR range: 7.99% - 16.99%; Model Year: 2016-2022
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 7.99% APR
7.49%7.99%8.49%Oct 19, 2026: 7.99% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
Motorcycle Loan (2016 to 2018 Models) - 8.49% 49-60 Months
Details Model year 2018; APR range: 8.49% - 16.49%; 2016 - 2018 Models
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 8.49% APR
7.99%8.49%8.99%Oct 19, 2026: 8.49% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan - 8.99% 121-144 Months
Details APR range: 8.99% - 12.99%; Model Year: 2023 & Newer
Last Updated 10/19/2026
Rate History
1 change since Sep 14, 2026 · 10.99% → 8.99% ▼ 2.00 pts · high 10.99% / low 8.99%
6.99%9.99%12.99%Sep 14, 2026: 10.99% APROct 19, 2026: 8.99% APRSep 14, 2026Oct 25, 2026
  • Oct 19, 20268.99%▼ from 10.99%
  • Sep 14, 202610.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan - 8.99% 85-120 Months
Details APR range: 8.99% - 12.99%; Model Year: 2016-2022
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 19, 2026: 8.99% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%
RV and Boat Loan - 10.99% 121-144 Months
Details APR range: 10.99% - 14.99%; Model Year: 2016-2022
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 10.99% APR · checked 2 times
10.49%10.99%11.49%Sep 14, 2026: 10.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%

WEOKIE Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Storm Shelter Loan - All Others - - 9.99% 0-48 Months
Details APR range 9.99% - 16.99%; Maximum loan amount $8,500
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 9.99% APR
9.49%9.99%10.49%Oct 19, 2026: 9.99% APROct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.25%

Financial Health History

WEOKIE Federal Credit Union’s Texas Ratio rose from 1.30% in Q3 2023 to 3.25% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.5% 3.0★ 3.8% 4.0★ 5.1% 5.0★ Healthy zone – entire history below the 15% limit 1.30% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.25% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$1.5B3.25%5.0A+
March 31, 2026$1.5B3.21%5.0A+
December 31, 2025$1.5B3.49%5.0A+
September 30, 2025$1.5B3.51%5.0A+
June 30, 2025$1.5B3.28%5.0A+
March 31, 2025$1.4B3.20%5.0A+
December 31, 2024$1.4B3.77%5.0A+
September 30, 2024$1.4B3.67%5.0A+
June 30, 2024$1.4B3.44%5.0A+
March 31, 2024$1.5B3.19%5.0A+
December 31, 2023$1.5B1.43%5.0A+
September 30, 2023$1.5B1.30%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for WEOKIE Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WEOKIE Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with WEOKIE Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name WEOKIE Federal Credit Union
Address 8100 W Reno Ave, Oklahoma City, OK 73127-7229
Phone 405-235-3030
Fax 405-415-9752
President Warren Pybas
CEO Jeff Carpenter
Full-Time Employees 235
Part-Time Employees 0
Branch Locations 14
ATM Locations 14
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.25%
Return on Assets (ROA)
0.4108%
Return on Equity (ROE)
3.0548%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
1,499,012,306
Total Amount of Shares and Deposits
1,093,108,679
Total Shares and Deposits < 1 Year
1,043,344,864
Total Shares and Deposits 1 3 Years
43,811,939
Total Shares and Deposits > 3 Years
5,951,876
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
72,064,986
Total Uninsured Shares and Deposits > $250K (F+J)
72,064,986
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,021,043,693
Total Interest Expense (Sum of items 6 8)
13,165,830
Share Certificates
7,028
Number of Accounts for Share Drafts
39,301
IRA KEOGH Accounts
2,040
Number of Accounts for Regular Shares
75,318
All other shares
1,941
Money Market Shares
2,550
Net Income (unless the amount is already included in Undivided Earnings)
6,157,342
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
67,700,271
Total Liabilities
1,310,182,645
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

WEOKIE Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/weokie-federal-credit-union-rates-review-24899">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About WEOKIE Federal Credit Union

Does WEOKIE Federal Credit Union offer CDs?

Yes. WEOKIE Federal Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from WEOKIE Federal Credit Union NCUA insured?

Yes. WEOKIE Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at WEOKIE Federal Credit Union?

The highest CD rate MonitorBankRates has verified for WEOKIE Federal Credit Union is 4.40% APY on its 28-Month CD Special, as of October 19, 2026.

What CD terms does WEOKIE Federal Credit Union offer?

The WEOKIE Federal Credit Union CD terms we track include 12 month, 2 year, 28 month, 3 year, 4 year and 5 year terms, with rates from 3.85% to 4.40% APY. The institution may offer other terms or specials that are not listed here, so check with WEOKIE Federal Credit Union for its full lineup.

What is the highest savings rate at WEOKIE Federal Credit Union?

The highest savings rate MonitorBankRates has verified for WEOKIE Federal Credit Union is 1.51% APY on its WE Care Savings, as of October 19, 2026.

What is the highest money market rate at WEOKIE Federal Credit Union?

The highest money market rate MonitorBankRates has verified for WEOKIE Federal Credit Union is 3.25% APY on its Non-Profit Money Market, as of October 19, 2026.

What is the highest checking rate at WEOKIE Federal Credit Union?

The highest checking rate MonitorBankRates has verified for WEOKIE Federal Credit Union is 3.00% APY on its Ultimate Checking with BaZing, as of October 19, 2026.

What is the lowest auto loan rate at WEOKIE Federal Credit Union?

The lowest auto loan rate MonitorBankRates has verified for WEOKIE Federal Credit Union is 3.99% APR on its Auto Loan (2019 & Newer), as of October 19, 2026.

How many branches does WEOKIE Federal Credit Union operate?

WEOKIE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join WEOKIE Federal Credit Union?

Yes, to access services at WEOKIE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, WEOKIE Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, WEOKIE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does WEOKIE Federal Credit Union offer online and mobile banking?

Most modern institutions like WEOKIE Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.weokie.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do WEOKIE Federal Credit Union rates compare?

WEOKIE Federal Credit Union's top rates are 4.40% APY on its 28-Month CD Special, 7.00% APY on savings, 3.25% APY on money market, 3.00% APY on checking and auto loans from 3.99% APR, verified by MonitorBankRates on October 19, 2026. To compare WEOKIE Federal Credit Union with the top rates nationwide, see our best CD rates, best savings rates, best money market rates and best checking rates, updated daily from banks and credit unions across the country.

Current WEOKIE Federal Credit Union Rates

  • 12-Month CD3.95%
  • 24-Month CD3.50%
  • 60-Month CD4.00%
  • Savings7.00%
  • MMA3.25%
Retrieved from our database of financial products. Rates subject to change.