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First Bethany Bank & Trust

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First Bethany Bank & Trust Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Bethany Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

First Bethany Bank & Trust rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not First Bethany Bank & Trust, and you can see how they compare in the First Bethany Bank & Trust rate tables below. MonitorBankRates evaluates the financial stability of First Bethany Bank & Trust with a 3.9 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/30/2026.

First Bethany Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bethany Bank & Trust? Share your experience about First Bethany Bank & Trust by leaving a review below, or read customer reviews before you decide to use First Bethany Bank & Trust.

Overall Health & Safety Grade

B+

Good Health Score: 89/100

MonitorBankRates Rating

3.9

Very Good Out of 5.0 Stars

Texas Ratio

0.00%

Perfect Lower than avg

First Bethany Bank & Trust

6500 Nw 39th Expy
Bethany, OK 73008

https://www.firstbethany.com

First Bethany Bank & Trust Credit Card Rates

Product	Rate	APR	View More
Visa Signature® Business Rewards credit card	-	0.00%
Details Intro rate expires: 9 months; Regular APR: 19.24%; Spend $2,000 in the first 90 days from account opening and earn 20,000 Bonus Rewards Points. Last Updated 08/28/2026 Institution Ratings 3.9 Star Rating B+ Health Grade ◈ Texas Ratio: 0.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Bethany Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Bethany Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Bethany Bank & Trust's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Bethany Bank & Trust

Bank Holding Company FIRST BETHANY BCORP INC

Address 6500 Nw 39th Expy, Bethany, OK 73008 · Oklahoma

Website https://www.firstbethany.com

FDIC Certificate # 4228

Established 01/01/1923

FDIC Insurance Date 01/01/1934

Domestic Offices 3

Total Branches 3

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

B+

Overall Health Grade Score: 89/100

3.9

Very Good Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.8239%

Return on Equity (ROE) 26.1600%

Non-Performing Loans (NPL) 0.00%

Total Assets $291,332,000

Total Deposits $248,963,000

Equity Capital $17,331,000

Net Income $2,697,000

Headquarters Bethany

Total Branches and Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About First Bethany Bank & Trust

How many branches does First Bethany Bank & Trust operate?

First Bethany Bank & Trust currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Bethany Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Bethany Bank & Trust provides members with tools to manage their accounts and build a solid financial history.

Does First Bethany Bank & Trust offer online and mobile banking?

Most modern institutions like First Bethany Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstbethany.com.