Mortgage Lenders and Brokers in Raleigh, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Raleigh, North Carolina mortgage lenders include State Employees' Credit UnionState Employees' Credit Union1000 Wade Ave, Raleigh, NC 27605A-5.0 ★Texas Ratio: 14.13%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust100 E Tryon Rd, Raleigh, NC 27603A5.0 ★Texas Ratio: 7.72%, Coastal Federal Credit UnionCoastal Federal Credit UnionQuail Plaza, Raleigh, NC 27609A+5.0 ★Texas Ratio: 4.34%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8805 Six Forks Rd, Raleigh, NC 27615A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank3231 Avent Ferry Rd, Raleigh, NC 27606A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA6408 Falls Of Neuse Rd, Raleigh, NC 27615A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA118 E South St, Raleigh, NC 27601A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA7950 Brier Creek Pkwy, Raleigh, NC 27617A+5.0 ★Texas Ratio: 4.14%, North State BankNorth State Bank4270 The Circle At North Hills St, Raleigh, NC 27609A+5.0 ★Texas Ratio: 1.77%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association5500 Six Forks Rd, Raleigh, NC 27609A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Raleigh, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Raleigh are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Raleigh, North Carolina
Market share is the lender's share of all home loans closed in Raleigh, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1000 Wade Ave, Raleigh, NC 27605 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 624 +730 HELOCs |
8.6% | 80.3% | $419,615 | View |
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8 offices in Raleigh 100 E Tryon Rd, Raleigh, NC 27603 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, VA, Jumbo, HELOC | 236 +279 HELOCs |
3.3% | 88.1% | $525,296 | View |
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Quail Plaza, Raleigh, NC 27609 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo, HELOC | 153 +389 HELOCs |
2.1% | 84.3% | $361,078 | |
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7 offices in Raleigh 8805 Six Forks Rd, Raleigh, NC 27615 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo, HELOC | 145 +5 HELOCs |
2% | 95.6% | $489,275 | View |
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★ 1 stars, 1 review 11 offices in Raleigh 3231 Avent Ferry Rd, Raleigh, NC 27606 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, Jumbo, HELOC | 142 +168 HELOCs |
2% | 94.2% | $569,718 | View |
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4 offices in Raleigh 6408 Falls Of Neuse Rd, Raleigh, NC 27615 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 114 +89 HELOCs |
1.6% | 82.3% | $448,859 | View |
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18 offices in Raleigh 118 E South St, Raleigh, NC 27601 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA, Jumbo | 110 | 1.5% | 85.3% | $498,181 | View |
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9 offices in Raleigh 7950 Brier Creek Pkwy, Raleigh, NC 27617 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 84 +130 HELOCs |
1.2% | 94.4% | $628,571 | View |
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4 offices in Raleigh 4270 The Circle At North Hills St, Raleigh, NC 27609 A+5.0 ★Texas Ratio: 1.77% |
Conventional, FHA, Jumbo, HELOC | 79 +1 HELOCs |
1.1% | 96.3% | $428,797 | View |
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11 offices in Raleigh 5500 Six Forks Rd, Raleigh, NC 27609 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, Jumbo, HELOC | 71 +55 HELOCs |
1% | 83.7% | $468,802 | View |
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★ 1.7 stars, 3 reviews 9 offices in Raleigh 14400 Falls Of Neuse Rd, Raleigh, NC 27614 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, Jumbo, HELOC | 21 +134 HELOCs |
0.3% | 81.5% | $465,000 | View |
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★ 5 stars, 1 review 2 offices in Raleigh 6623 Falls Of Neuse Rd, Raleigh, NC 27615 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, Jumbo, HELOC | 20 +16 HELOCs |
0.3% | 95.2% | $685,000 | View |
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1 office in Raleigh 4711 Six Forks Rd, Raleigh, NC 27609 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, Jumbo, HELOC | 19 +25 HELOCs |
0.3% | 76% | $621,842 | View |
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5 offices in Raleigh 3515 Glenwood Ave, Raleigh, NC 27612 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, Jumbo, HELOC | 17 +17 HELOCs |
0.2% | 81.8% | $529,117 | View |
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4 offices in Raleigh 2819 Jones Franklin Rd, Raleigh, NC 27606 A+5.0 ★Texas Ratio: 3.02% |
Conventional, Jumbo, HELOC | 14 +31 HELOCs |
0.2% | 100% | $840,000 | View |
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★ 5 stars, 1 review 6 offices in Raleigh 1 Glenwood Ave, Raleigh, NC 27603 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 10 +12 HELOCs |
0.1% | 71.4% | $679,000 | View |
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1 office in Raleigh 7320 Creedmoor Road, Raleigh, NC 27613 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 9 +3 HELOCs |
0.1% | 90% | $630,555 | View |
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1 office in Raleigh 2626 Glenwood Ave Ste 190, Raleigh, NC 27608 A+5.0 ★Texas Ratio: 4.89% |
Conventional, Jumbo | 9 | 0.1% | 100% | $603,888 | View |
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1 office in Raleigh 3620 Six Forks Rd, Raleigh, NC 27609 A+5.0 ★Texas Ratio: 1.94% |
Conventional, Jumbo, HELOC | 8 +15 HELOCs |
0.1% | 88.9% | $600,000 | View |
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1 office in Raleigh 4900 Falls Of Neuse Rd Ste 100, Raleigh, NC 27609 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, Jumbo, HELOC | 8 +9 HELOCs |
0.1% | 84.6% | $376,250 | View |
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1 office in Raleigh 4140 Parklake Ave Ste 610, Raleigh, NC 27612 A+5.0 ★Texas Ratio: 5.53% |
Conventional, Jumbo, HELOC | 7 +7 HELOCs |
0.1% | 100% | $967,857 | View |
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1 office in Raleigh 4000 Center At North Hills St, Raleigh, NC 27609 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
0.1% | 100% | $666,428 | View |
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1 office in Raleigh 3701 Barrett Drive, Raleigh, NC 27609 A+5.0 ★Texas Ratio: 0.81% |
Conventional, Jumbo | 7 | 0.1% | 100% | $595,000 | View |
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1 office in Raleigh 5444 Wade Park Blvd, Raleigh, NC 27607 A+5.0 ★Texas Ratio: 3.08% |
Conventional, Jumbo, HELOC | 4 +13 HELOCs |
0.1% | 100% | $562,500 | View |
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1 office in Raleigh 2501 Blue Ridge Road, Raleigh, NC 27607 A5.0 ★Texas Ratio: 7.55% |
Conventional, Jumbo | 3 | 0% | 100% | $791,666 | View |
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1 office in Raleigh 702 Oberlin Road Suite 110, Raleigh, NC 27605 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 2 +6 HELOCs |
0% | 100% | $875,000 | View |
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1 office in Raleigh 4800 Six Forks Rd, Raleigh, NC 27609 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +1 HELOCs |
0% | 66.7% | $480,000 | View |
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1 office in Raleigh 6801 Falls Of Neuse Rd, Raleigh, NC 27615 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0% | 100% | $430,000 | View |
Towne Mtg of the Carolinas,LLC
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Conventional, FHA, VA, Jumbo | 25 | 0.3% | 100% | $350,200 | |
RBC Bank (Georgia), N.A.
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Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $205,000 | |
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8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 25 +17 HELOCs |
0.3% | 78.1% | $377,400 | View |
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★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, Jumbo, HELOC | 20 +1 HELOCs |
0.3% | 100% | $354,000 | View |
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3840 Ed Dr Ste 100, Raleigh, NC 27612 8097 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 11 | 0.2% | 100% | $128,636 | View |
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4418 Fayetteville Rd, Raleigh, NC 27603 A5.0 ★Texas Ratio: 6.08% |
Conventional | 10 | 0.1% | 90.9% | $205,000 | View |
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121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional, Jumbo | 5 | 0.1% | 71.4% | $535,000 | View |
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6374 Deans St, Bailey, NC 27807 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 4 | 0.1% | 100% | $422,500 | View |
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1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43% |
Conventional, HELOC | 3 +4 HELOCs |
0% | 75% | $191,666 | View |
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103 S Main St, Franklinton, NC 27525 A+5.0 ★Texas Ratio: 1.65% |
Conventional, Jumbo | 3 | 0% | 100% | $755,000 | View |
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7029 Harps Mill Rd, Raleigh, NC 27615 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 3 | 0% | 75% | $168,333 | View |
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5712 Creedmoor Rd, Raleigh, NC 27612 A+5.0 ★Texas Ratio: 3.27% |
Conventional, HELOC | 2 +3 HELOCs |
0% | 100% | $405,000 | View |
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3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11% |
Conventional | 2 | 0% | 100% | $280,000 | View |
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1399 Blowing Rock Rd, Boone, NC 28607 A+5.0 ★Texas Ratio: 0.60% |
Conventional | 2 | 0% | 100% | $105,000 | View |
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128 Yadkin Valley Rd, Advance, NC 27006 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 1 +9 HELOCs |
0% | 100% | $245,000 | View |
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909 S Main St, Laurinburg, NC 28352 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0% | 100% | $405,000 | View |
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148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56% |
Conventional | 1 | 0% | 100% | $295,000 | View |
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28 Schenck Pkwy, Asheville, NC 28803 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0% | 100% | $785,000 | View |
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1815 Kildaire Farm Rd, Cary, NC 27518 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0% | 100% | $35,000 | View |
American Security Mortgage Cor
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Conventional, FHA, VA, Jumbo | 89 | 1.2% | 98.9% | $398,595 | |
Corporate Investors Mortgage G
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Conventional, FHA, VA, Jumbo | 62 | 0.9% | 96.9% | $595,161 | |
Goprime Mortgage, Inc.
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Conventional, FHA, VA | 31 | 0.4% | 96.9% | $365,645 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, VA, Jumbo, HELOC | 18 +4 HELOCs |
0.2% | 100% | $460,555 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 9 | 0.1% | 84.6% | $332,777 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 4 | 0.1% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 5.20% |
Conventional | 4 | 0.1% | 100% | $162,500 | View |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 551 +2 HELOCs |
7.6% | 84.5% | $287,813 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 366 +16 HELOCs |
5.1% | 86.9% | $426,038 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 305 | 4.2% | 91.6% | $368,344 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 214 +5 HELOCs |
3% | 98.4% | $422,710 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 145 +1 HELOCs |
2% | 98% | $450,931 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 133 | 1.8% | 95.7% | $469,736 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 119 | 1.6% | 90.4% | $495,924 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo, HELOC | 107 +1 HELOCs |
1.5% | 94.7% | $404,065 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 105 +56 HELOCs |
1.5% | 76.8% | $359,666 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 97 | 1.3% | 98% | $397,680 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 94 | 1.3% | 88.6% | $335,212 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 88 | 1.2% | 95.7% | $319,886 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo, HELOC | 81 +19 HELOCs |
1.1% | 76.6% | $326,111 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA, USDA | 77 | 1.1% | 92.8% | $282,532 | |
TowneBank
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Conventional, FHA, VA, Jumbo, HELOC | 75 +18 HELOCs |
1% | 97.4% | $442,333 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 74 | 1% | 73.5% | $310,810 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 73 | 1% | 68.2% | $326,917 | |
Provident Funding Associates
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Conventional | 72 | 1% | 97.3% | $480,972 | |
The Loan Store, Inc
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Conventional, FHA, Jumbo, HELOC | 68 +10 HELOCs |
0.9% | 98.7% | $347,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 59 +4 HELOCs |
0.8% | 96.7% | $595,000 | |
Nationstar Mortgage
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Conventional, FHA, VA, Jumbo | 51 | 0.7% | 81.8% | $188,333 | |
Kbhs Home Loans, LLC
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Conventional, FHA, VA | 48 | 0.7% | 98% | $371,875 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 48 | 0.7% | 100% | $380,416 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA, VA, Jumbo | 46 | 0.6% | 100% | $464,347 | |
Mortgage Research Center
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Conventional, FHA, VA, Jumbo | 46 | 0.6% | 62.2% | $453,695 | |
Toll Brothers Mortgage Company
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Conventional, VA | 45 | 0.6% | 96.5% | $388,777 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, Jumbo | 42 | 0.6% | 98% | $428,333 | |
Nfm, Inc
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Conventional, FHA, VA, Jumbo | 41 | 0.6% | 97.7% | $418,170 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, Jumbo | 39 | 0.5% | 100% | $399,102 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, Jumbo, HELOC | 33 +1 HELOCs |
0.5% | 94.4% | $458,939 | |
T2 Financial LLC
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Conventional, FHA, VA | 33 | 0.5% | 94.4% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 32 | 0.4% | 84.6% | $220,625 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 32 | 0.4% | 45.9% | $430,625 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, Jumbo, HELOC | 31 +4 HELOCs |
0.4% | 92.5% | $441,451 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 31 +2 HELOCs |
0.4% | 70.5% | $329,193 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 31 | 0.4% | 96.9% | $300,161 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 31 | 0.4% | 97% | $839,193 | View |
Originpoint, LLC
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Conventional, FHA, VA, Jumbo | 28 | 0.4% | 93.3% | $521,071 | |
Amerisave Mortgage Company
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Conventional, FHA | 28 | 0.4% | 30.4% | $124,285 | |
Primelending
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Conventional, FHA, VA, Jumbo | 27 | 0.4% | 96.7% | $492,037 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA, Jumbo | 27 | 0.4% | 75.7% | $492,777 | |
Tri Pointe Connect, LLC
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Conventional | 26 | 0.4% | 100% | $449,230 | |
Better Mortgage Corporation
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Conventional, VA, Jumbo, HELOC | 24 +8 HELOCs |
0.3% | 71.4% | $450,000 | |
Equity Resources Inc
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Conventional, FHA, VA, Jumbo | 24 | 0.3% | 88.9% | $441,250 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA, Jumbo | 23 | 0.3% | 100% | $311,086 | View |
Lower, LLC
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Conventional, FHA, VA, HELOC | 21 +1 HELOCs |
0.3% | 91.3% | $369,761 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 21 | 0.3% | 38.3% | $299,285 | |
Resource Financial Services, Inc.
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Conventional, VA | 21 | 0.3% | 100% | $362,142 | |
EMM Loans LLC
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Conventional, FHA, VA, USDA | 20 | 0.3% | 100% | $321,000 | |
Sage Home Loans Corporation
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Conventional | 20 | 0.3% | 100% | $540,500 | |
Nbkc Bank
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Conventional, VA, Jumbo | 20 | 0.3% | 80% | $405,000 | |
Republic State Mortgage Company
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Conventional, FHA | 20 | 0.3% | 100% | $393,500 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA, Jumbo | 19 | 0.3% | 100% | $553,947 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, FHA, VA | 19 | 0.3% | 100% | $373,421 | View |
Spring Eq, LLC
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Conventional, HELOC | 18 +16 HELOCs |
0.2% | 33.9% | $92,777 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 18 | 0.2% | 94.7% | $496,111 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, Jumbo | 18 | 0.2% | 94.7% | $515,000 | View |
Howard Hanna Financial Services, Inc
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Conventional, Jumbo | 17 | 0.2% | 100% | $412,058 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 17 | 0.2% | 70.8% | $375,588 | View |
Reliance First Capital, LLC
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Conventional, FHA, VA | 17 | 0.2% | 94.7% | $237,941 | |
American Financial Resources LLC
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Conventional, FHA, VA | 15 | 0.2% | 100% | $329,666 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, Jumbo | 15 | 0.2% | 100% | $369,666 | View |
Discover Bank
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Conventional | 15 | 0.2% | 27.8% | $103,666 | |
V.I.P. Mortgage, Inc.
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Conventional, VA | 15 | 0.2% | 100% | $386,333 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
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Conventional, FHA, VA | 15 | 0.2% | 100% | $328,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 15 | 0.2% | 100% | $354,333 | View |
Resicentral LLC
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Conventional, VA, Jumbo | 14 | 0.2% | 100% | $521,428 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional, FHA | 14 | 0.2% | 82.4% | $339,285 | |
Capital Center LLC
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Conventional, FHA | 14 | 0.2% | 93.3% | $380,714 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 14 | 0.2% | 44.7% | $173,571 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA | 13 | 0.2% | 100% | $463,461 | View |
Tomo Mortgage LLC
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Conventional | 13 | 0.2% | 72.2% | $468,076 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, Jumbo | 12 | 0.2% | 81.2% | $403,333 | View |
General Mortgage Capital Corporation
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Conventional | 12 | 0.2% | 100% | $265,000 | |
Village Capital & Investment
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FHA, VA | 12 | 0.2% | 77.3% | $331,666 | |
AmWest Funding Corp
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Conventional, Jumbo | 11 | 0.2% | 91.7% | $524,090 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 11 | 0.2% | 100% | $353,181 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 11 | 0.2% | 91.7% | $756,818 | View |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 11 | 0.2% | 100% | $288,636 | View |
Goodleap, LLC
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Conventional, FHA, VA, HELOC | 10 +9 HELOCs |
0.1% | 82.4% | $241,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 10 | 0.1% | 62.5% | $377,000 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 10 | 0.1% | 90.9% | $412,000 | |
Filo Mortgage, LLC
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Conventional, FHA, VA | 10 | 0.1% | 100% | $448,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA, VA | 10 | 0.1% | 83.3% | $327,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 10 | 0.1% | 100% | $347,000 | |
Paramount Residential Mortgage
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Conventional, FHA, VA, Jumbo | 10 | 0.1% | 100% | $402,000 | |
Homeowners Financial Group, LLC
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Conventional | 9 | 0.1% | 100% | $429,444 | |
New Day Financial, LLC.
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VA | 9 | 0.1% | 37.9% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 9 | 0.1% | 100% | $929,444 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 9 | 0.1% | 90.9% | $286,111 | View |
Plaza Home Mortgage, Inc
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Conventional, VA | 9 | 0.1% | 75% | $377,222 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
0.1% | 100% | $1,075,000 | View |
Guidance Residential, LLC
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Conventional | 8 | 0.1% | 100% | $321,250 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, VA, Jumbo | 8 | 0.1% | 88.9% | $370,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA, Jumbo | 8 | 0.1% | 100% | $478,750 | |
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A+5.0 ★Texas Ratio: 5.75% |
Conventional, HELOC | 7 +1 HELOCs |
0.1% | 87.5% | $329,285 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, Jumbo | 7 | 0.1% | 100% | $476,428 | View |
Success Mortgage Partners, Inc
|
Conventional, VA | 7 | 0.1% | 100% | $452,142 | |
Sun West Mortgage Company, Inc
|
FHA | 7 | 0.1% | 88.9% | $330,714 | |
Flexpoint, Inc.
|
Conventional | 7 | 0.1% | 100% | $329,285 | |
Pentagon Federal Credit Union
|
Conventional, HELOC | 6 +16 HELOCs |
0.1% | 30% | $340,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
0.1% | 100% | $705,000 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 6 | 0.1% | 85.7% | $741,666 | View |
Equity Prime Mortgage LLC
|
Conventional, FHA, VA | 6 | 0.1% | 66.7% | $393,333 | |
City Lending Inc.
|
Conventional, FHA | 6 | 0.1% | 66.7% | $200,000 | |
Beeline Loans, Inc.
|
Conventional | 6 | 0.1% | 100% | $350,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 6 | 0.1% | 60% | $355,000 | |
Uif Corporation
|
Conventional | 6 | 0.1% | 100% | $333,333 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 6 | 0.1% | 100% | $498,333 | |
RoundPoint Mortgage Servicing LLC
|
Conventional | 6 | 0.1% | 100% | $280,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 5 +35 HELOCs |
0.1% | 100% | $429,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 5 | 0.1% | 100% | $475,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 5 | 0.1% | 100% | $321,000 | |
Homestead Funding Corp.
|
Conventional, FHA | 5 | 0.1% | 100% | $387,000 | |
Ahl Funding
|
Conventional, FHA | 5 | 0.1% | 100% | $235,000 | |
Intercoastal Mortgage, LLC
|
Conventional | 5 | 0.1% | 100% | $217,000 | |
Bay Equity LLC
|
Conventional, FHA | 5 | 0.1% | 100% | $311,000 | |
First Colony Mortgage Corporat
|
Conventional, FHA | 5 | 0.1% | 100% | $365,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, VA | 5 | 0.1% | 100% | $491,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 5 | 0.1% | 100% | $617,000 | View |
Citadel Servicing Corporation
|
Conventional | 5 | 0.1% | 100% | $289,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional, FHA | 5 | 0.1% | 100% | $357,000 | |
21St Mortgage
|
Conventional | 5 | 0.1% | 16.1% | $53,000 | |
Champions Funding, LLC
|
Conventional, Jumbo | 5 | 0.1% | 83.3% | $583,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +26 HELOCs |
0.1% | 50% | $117,500 | View |
|
A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 4 +14 HELOCs |
0.1% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
0.1% | 100% | $527,500 | View |
Corning Credit Union
|
Conventional, HELOC | 4 +4 HELOCs |
0.1% | 100% | $405,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, VA | 4 | 0.1% | 80% | $465,000 | |
Premier Mortgage Resources, LLC
|
Conventional, VA | 4 | 0.1% | 100% | $320,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA | 4 | 0.1% | 100% | $487,500 | |
Envoy Mortgage, Ltd
|
Conventional, Jumbo | 4 | 0.1% | 100% | $590,000 | |
Bayshore Mortgage Funding
|
Conventional, FHA | 4 | 0.1% | 100% | $255,000 | |
First Alliance Home Mortgage, LLC
|
Conventional | 4 | 0.1% | 100% | $305,000 | |
Credit Union Mortgage Associat
|
Conventional | 4 | 0.1% | 57.1% | $367,500 | |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 4 | 0.1% | 100% | $172,500 | View |
Click n' Close, Inc.
|
Conventional, FHA | 4 | 0.1% | 100% | $255,000 | |
American Financing Corporation
|
Conventional, FHA | 4 | 0.1% | 28.6% | $225,000 | |
ClearPath Lending
|
VA | 4 | 0.1% | 100% | $412,500 | |
American Federal Mortgage Corporation
|
Conventional | 4 | 0.1% | 100% | $407,500 | |
Highlands Residential Mortgage, Ltd.
|
Conventional, FHA | 4 | 0.1% | 100% | $437,500 | |
Stg Mortgage Inc
|
Conventional | 4 | 0.1% | 100% | $267,500 | |
Churchill Mortgage Corporation
|
Conventional | 4 | 0.1% | 100% | $235,000 | |
Milend, Inc
|
Conventional, FHA, VA | 4 | 0.1% | 57.1% | $255,000 | |
American Airlines Federal Cred
|
Conventional, HELOC | 3 +2 HELOCs |
0% | 100% | $295,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 3 +1 HELOCs |
0% | 100% | $258,333 | |
Angel Oak Mortgage Solutions LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0% | 100% | $291,666 | |
SWBC Mortgage Corporation
|
Conventional | 3 | 0% | 100% | $321,666 | |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional | 3 | 0% | 100% | $245,000 | View |
Watermark Capital, Inc.
|
Conventional | 3 | 0% | 100% | $408,333 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 3 | 0% | 100% | $238,333 | |
Loansteady LLC
|
Conventional | 3 | 0% | 100% | $638,333 | |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 3 | 0% | 100% | $311,666 | View |
Sfmc, LP
|
Conventional | 3 | 0% | 100% | $581,666 | |
Developer's Mortgage Company
|
Conventional | 3 | 0% | 100% | $255,000 | |
New Wave Lending Group Inc
|
Conventional | 3 | 0% | 100% | $328,333 | |
Network Capital Funding Corporation
|
Conventional | 3 | 0% | 60% | $395,000 | |
VanDyk Mortgage Corporation
|
Conventional, FHA | 3 | 0% | 100% | $375,000 | |
Kwik Mortgage Corporation
|
Conventional | 3 | 0% | 100% | $285,000 | |
American Internet Mortgage, Inc.
|
Conventional | 3 | 0% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 3 | 0% | 100% | $258,333 | View |
|
A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 3 | 0% | 100% | $601,666 | View |
Encompass Lending Group, L.P.
|
Conventional, FHA | 3 | 0% | 100% | $258,333 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 3 | 0% | 100% | $161,666 | View |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 3 | 0% | 100% | $558,333 | View |
M/I Financial. LLC
|
Conventional, FHA | 3 | 0% | 100% | $461,666 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 0% | 75% | $705,000 | View |
Acopia, LLC
|
Conventional, FHA | 3 | 0% | 100% | $218,333 | |
Towne Mortgage Company
|
Conventional, FHA | 3 | 0% | 80% | $345,000 | |
Keystone Funding, Inc
|
FHA, VA | 3 | 0% | 100% | $415,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 0% | 100% | $665,000 | View |
Top Flite Financial, Inc.
|
Conventional, FHA | 3 | 0% | 60% | $191,666 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, HELOC | 2 +3 HELOCs |
0% | 66.7% | $285,000 | View |
Clearview Federal Credit Union
|
Conventional, HELOC | 2 +2 HELOCs |
0% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0% | 100% | $660,000 | View |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, HELOC | 2 +1 HELOCs |
0% | 100% | $210,000 | View |
Mission Loans, LLC
|
Conventional, FHA, HELOC | 2 +1 HELOCs |
0% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional | 2 | 0% | 100% | $410,000 | View |
Arc Home LLC
|
Conventional | 2 | 0% | 100% | $340,000 | |
Hartford Funding, Ltd.
|
Conventional | 2 | 0% | 100% | $420,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 2 | 0% | 100% | $330,000 | |
|
A+5.0 ★Texas Ratio: 0.37% |
Conventional | 2 | 0% | 66.7% | $525,000 | View |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, VA | 2 | 0% | 100% | $320,000 | View |
Liberty Federal Credit Union
|
Conventional | 2 | 0% | 100% | $445,000 | |
Msu Federal Credit Union
|
Conventional, Jumbo | 2 | 0% | 100% | $705,000 | |
Residential Wholesale Mortgage
|
Conventional, VA | 2 | 0% | 100% | $300,000 | |
Mattamy Home Funding LLC
|
Conventional | 2 | 0% | 100% | $430,000 | |
RANLife, Inc.
|
VA | 2 | 0% | 100% | $325,000 | |
Success Lending, LLC
|
Conventional | 2 | 0% | 100% | $395,000 | |
Allied Mortgage Group, Inc
|
Conventional | 2 | 0% | 100% | $180,000 | |
Loanunited.Com, LLC
|
VA | 2 | 0% | 66.7% | $315,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0% | 100% | $155,000 | View |
Princeton Mortgage Corporation
|
Conventional | 2 | 0% | 100% | $520,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 2 | 0% | 100% | $635,000 | View |
Synergy One Lending, Inc.
|
Conventional, FHA | 2 | 0% | 100% | $180,000 | |
|
A+5.0 ★Texas Ratio: 0.68% |
Conventional, FHA | 2 | 0% | 100% | $495,000 | View |
Fidelity Direct Mortgage, LLC
|
Conventional | 2 | 0% | 100% | $490,000 | |
Orangepath Financial Inc
|
Conventional | 2 | 0% | 100% | $255,000 | |
Mortgage Assurance Inc
|
Conventional | 2 | 0% | 100% | $390,000 | |
|
A+5.0 ★Texas Ratio: 0.01% |
Conventional | 2 | 0% | 100% | $415,000 | View |
Weichert Financial Services
|
Conventional, Jumbo | 2 | 0% | 100% | $660,000 | |
|
A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 0% | 100% | $380,000 | View |
Ony Glo, Inc.
|
Conventional | 2 | 0% | 100% | $500,000 | |
CityWorth Mortgage LLC
|
Conventional | 2 | 0% | 100% | $465,000 | |
Mortgage Equity Partners LLC
|
Conventional | 2 | 0% | 100% | $275,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
FHA, VA | 2 | 0% | 50% | $605,000 | View |
|
A+5.0 ★Texas Ratio: 1.38% |
Conventional, Jumbo | 2 | 0% | 100% | $695,000 | View |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 0% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 0.21% |
Conventional, FHA | 2 | 0% | 100% | $310,000 | View |
Digital Federal Credit Union
|
Conventional | 2 | 0% | 66.7% | $490,000 | |
Veritas Funding, LLC
|
FHA, VA | 2 | 0% | 100% | $340,000 | |
|
A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 2 | 0% | 66.7% | $1,610,000 | View |
Nexera Holding LLC
|
Conventional | 2 | 0% | 100% | $465,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, VA, Jumbo | 2 | 0% | 100% | $660,000 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 1 +5 HELOCs |
0% | 100% | $135,000 | |
Citizens Equity First Credit U
|
Conventional, HELOC | 1 +3 HELOCs |
0% | 100% | $385,000 | |
Usalliance Federal Credit Union
|
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0% | 100% | $655,000 | |
Delta Community Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $435,000 | |
Nasa Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0% | 100% | $245,000 | View |
Genisys Credit Union
|
Conventional, Jumbo | 1 | 0% | 100% | $1,205,000 | |
|
A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0% | 100% | $255,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0% | 100% | $495,000 | View |
Royal United Mortgage LLC
|
Conventional | 1 | 0% | 100% | $65,000 | |
Virginia Federal Credit Union
|
Conventional | 1 | 0% | 100% | $405,000 | |
Educational Systems FCU
|
Conventional | 1 | 0% | 100% | $215,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0% | 100% | $195,000 | View |
Everett Financial, Inc.
|
FHA | 1 | 0% | 50% | $335,000 | |
Canopy Mortgage, LLC
|
VA, Jumbo | 1 | 0% | 100% | $1,135,000 | |
AAA Capital Investment, Inc
|
Conventional | 1 | 0% | 100% | $805,000 | |
Acrisure Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0% | 100% | $305,000 | View |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0% | 100% | $195,000 | View |
Triad Financial Services, Inc.
|
Conventional | 1 | 0% | 50% | $105,000 | |
Dart Bank
|
Conventional | 1 | 0% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 1 | 0% | 100% | $1,055,000 | View |
United Trust Bank
|
VA | 1 | 0% | 100% | $255,000 | |
Nih Federal Credit Union
|
Conventional | 1 | 0% | 100% | $315,000 | |
|
B4.5 ★Texas Ratio: 21.44% |
Conventional | 1 | 0% | 100% | $805,000 | View |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0% | 50% | $285,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0% | 100% | $505,000 | View |
Nqm Funding, LLC
|
Conventional | 1 | 0% | 100% | $265,000 | |
PFN Lending Group, Inc.
|
Conventional | 1 | 0% | 100% | $385,000 | |
NJ Lenders Corp
|
Conventional | 1 | 0% | 100% | $425,000 | |
American Liberty Mortgage Inco
|
VA, Jumbo | 1 | 0% | 100% | $1,325,000 | |
City 1st Mortgage Services, LC
|
Conventional | 1 | 0% | 100% | $275,000 |
Raleigh Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Raleigh, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Raleigh? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Raleigh in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Raleigh, NC
Use these to narrow the list above. Each category shows how many Raleigh, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Raleigh, NC
Independent mortgage companies closed 62.2 percent of home loans in Raleigh, North Carolina in 2025, banks 23.8 percent and credit unions 13.9 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, State Employees' Credit Union led with 624 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Raleigh, NC
By home loans closed in 2025, State Employees' Credit Union was the largest mortgage lender in Raleigh, North Carolina with 624 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Raleigh, North Carolina, American Security Mortgage Cor approved the highest share of completed applications in 2025 at 98.9 percent, against a 85.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
116 lenders closed FHA loans in Raleigh, North Carolina in 2025, led by United Wholesale Mortgage with 50. 99 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 88 banks and 37 credit unions closed home loans in Raleigh, North Carolina in 2025, alongside 175 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Raleigh, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Raleigh, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Raleigh. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
