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Mortgage Lenders and Brokers in High Point, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

High Point, North Carolina mortgage lenders include Pinnacle BankPinnacle Bank2800 S Main St, High Point, NC 27263A+5.0 ★Texas Ratio: 3.04%, First National Bank of PAFirst National Bank of PA200 Westchester Dr, High Point, NC 27262A+5.0 ★Texas Ratio: 1.62%, Truist BankTruist Bank1301 Eastchester Dr, High Point, NC 27265A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust4045 Mendenhall Oaks Pkwy, High Point, NC 27265A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA1700 N Main St, High Point, NC 27262A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA115 W Fairfield Rd, High Point, NC 27263A+5.0 ★Texas Ratio: 4.14%, The Fidelity BankThe Fidelity Bank1005 N Main St, High Point, NC 27262A+5.0 ★Texas Ratio: 3.02%, Piedmont Federal Savings BankPiedmont Federal Savings Bank3870 John Gordon Ln, High Point, NC 27265A+5.0 ★Texas Ratio: 0.60%, First BankFirst Bank1200 N Main St, High Point, NC 27262A+5.0 ★Texas Ratio: 1.94%, and First Horizon BankFirst Horizon Bank2541 Eastchester Dr, High Point, NC 27265A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in High Point, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in High Point are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in High Point, North Carolina

Market share is the lender's share of all home loans closed in High Point, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Pinnacle Bank 5 offices in High Point 2800 S Main St, High Point, NC 27263 A+5.0 ★Texas Ratio: 3.04%	Conventional, VA, Jumbo, HELOC	54 +34 HELOCs	3%	77.1%	$163,333	View
First National Bank of PA 1 office in High Point 200 Westchester Dr, High Point, NC 27262 A+5.0 ★Texas Ratio: 1.62%	Conventional, FHA, VA, HELOC	41 +14 HELOCs	2.3%	89.6%	$217,926	View
Truist Bank ★ 1 stars, 1 review 4 offices in High Point 1301 Eastchester Dr, High Point, NC 27265 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, Jumbo, HELOC	22 +38 HELOCs	1.2%	91.7%	$331,818	View
First Ciitizens Bank and Trust 2 offices in High Point 4045 Mendenhall Oaks Pkwy, High Point, NC 27265 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, VA, Jumbo, HELOC	17 +25 HELOCs	0.9%	81%	$223,823	View
Wells Fargo Bank NA 2 offices in High Point 1700 N Main St, High Point, NC 27262 A+5.0 ★Texas Ratio: 5.36%	Conventional	17	0.9%	70.8%	$211,470	View
Bank of America NA 3 offices in High Point 115 W Fairfield Rd, High Point, NC 27263 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +29 HELOCs	0.4%	70%	$212,142	View
The Fidelity Bank 1 office in High Point 1005 N Main St, High Point, NC 27262 A+5.0 ★Texas Ratio: 3.02%	Conventional, FHA, HELOC	6 +8 HELOCs	0.3%	87.5%	$298,333	View
Piedmont Federal Savings Bank 1 office in High Point 3870 John Gordon Ln, High Point, NC 27265 A+5.0 ★Texas Ratio: 0.60%	Conventional	5	0.3%	100%	$143,000	View
First Bank 4 offices in High Point 1200 N Main St, High Point, NC 27262 A+5.0 ★Texas Ratio: 1.94%	Conventional, FHA, HELOC	3 +5 HELOCs	0.2%	60%	$208,333	View
First Horizon Bank ★ 5 stars, 1 review 1 office in High Point 2541 Eastchester Dr, High Point, NC 27265 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +4 HELOCs	0%	n/a		View
State Employees' Credit Union 3850 JOHN GORDON LN, HIGH POINT, NC 27265 A-5.0 ★Texas Ratio: 14.13%	Conventional, HELOC	90 +123 HELOCs	5%	82.3%	$236,222	View
Truliant Federal Credit Union 4006 Mendenhall Oaks Pkwy, High Point, NC 27265 A5.0 ★Texas Ratio: 6.43%	Conventional, VA, HELOC	69 +85 HELOCs	3.8%	51.1%	$116,594	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA	18	1%	100%	$198,333	View
JPMorgan Chase Bank, NA 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	14	0.8%	100%	$220,000	View
Latino Community Credit Union 2305 Westchester Dr, High Point, NC 27262 8028 A5.0 ★Texas Ratio: 6.08%	Conventional	10	0.6%	100%	$162,000	View
Summit Credit Union 1743 Westchester Dr, High Point, NC 27262 A+5.0 ★Texas Ratio: 2.76%	Conventional	9	0.5%	90%	$119,444	View
Allegacy Federal Credit Union 3015 E River Way, High Point, NC 27265 A+5.0 ★Texas Ratio: 4.25%	Conventional, HELOC	5 +28 HELOCs	0.3%	71.4%	$123,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	5 +6 HELOCs	0.3%	100%	$251,000	View
Blue Ridge Bank 3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11%	Conventional, FHA	4	0.2%	100%	$272,500	View
Atlantic Union Bank 3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51%	Conventional	4	0.2%	100%	$300,000	View
Southern First Bank 4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08%	Conventional, Jumbo, HELOC	3 +4 HELOCs	0.2%	100%	$535,000	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	3 +1 HELOCs	0.2%	60%	$288,333	View
Self Help Credit Union 1911 Hendersonville Rd, Asheville, NC 28803 A+5.0 ★Texas Ratio: 2.49%	Conventional	3	0.2%	100%	$138,333	View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	Conventional, HELOC	2 +3 HELOCs	0.1%	50%	$235,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	Conventional	2	0.1%	100%	$535,000	View
Fifth Third Bank, National Association 1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22%	Conventional, HELOC	1 +4 HELOCs	0.1%	25%	$625,000	View
Skyla Federal Credit Union 148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$235,000	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$215,000
Uwharrie Bank 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72%	Conventional	1	0.1%	100%	$145,000	View
Capital Bank, N.A. 890 Hendersonville Rd, Asheville, NC 28803 A-5.0 ★Texas Ratio: 15.49%	FHA	1	0.1%	100%	$265,000	View
HomeTrust Bank 192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53%	Conventional	1	0.1%	100%	$385,000	View
American Partners Federal Credit Union 107 MUIRS CHAPEL RD, Greensboro, NC 27410 A+5.0 ★Texas Ratio: 2.01%	Conventional	1	0.1%	100%	$185,000	View
Southern Bank and Trust Company 506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13%	Conventional	1	0.1%	100%	$155,000	View
TD Bank 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional	1	0.1%	50%	$335,000	View
Carter Bank and Trust 500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +2 HELOCs	0%	n/a		View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	HELOC	0 +1 HELOCs	0%	n/a		View
Wolfe Financial Inc	Conventional, FHA, VA	6	0.3%	100%	$236,666
American Security Mortgage Cor	Conventional	4	0.2%	100%	$392,500
Cardinal Financial Company, Li	Conventional, FHA	3	0.2%	57.1%	$221,666
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$145,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$335,000	View
Towne Mtg of the Carolinas,LLC	Conventional	1	0.1%	100%	$535,000
Goprime Mortgage, Inc.	FHA	1	0.1%	100%	$165,000
AgSouth Farm Credit	Conventional	1	0.1%	100%	$355,000
Piedmont Advantage Credit Unio	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA	208	11.5%	82.2%	$206,538
Atlantic Bay Mortgage Group	Conventional, FHA, VA	134	7.4%	99.3%	$218,656
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	90 +4 HELOCs	5%	82.9%	$302,000
Movement Mortgage, LLC	Conventional, FHA, VA, USDA, HELOC	76 +1 HELOCs	4.2%	95.7%	$230,394
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	63 +2 HELOCs	3.5%	100%	$232,142
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	47	2.6%	100%	$262,872
CrossCountry Mortgage, LLC	Conventional, FHA, VA	40	2.2%	95.2%	$286,500
Mortgage Research Center	Conventional, FHA, VA	32	1.8%	60.4%	$245,937
Freedom Mortgage Corporation	Conventional, FHA, VA	31	1.7%	91.3%	$257,580
Guild Mortgage Company	Conventional, FHA	31	1.7%	89.6%	$178,870
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	30 +1 HELOCs	1.7%	90.9%	$226,000
Nationstar Mortgage	Conventional, FHA, VA	22	1.2%	78.6%	$161,818
Equity Resources Inc	Conventional, FHA, VA	21	1.2%	91.3%	$192,619
Fairway Independent Mort Corp	Conventional, FHA	20	1.1%	90.9%	$216,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	17 +11 HELOCs	0.9%	75%	$179,705
Amerisave Mortgage Company	Conventional, FHA, VA	17	0.9%	32.7%	$107,941
loanDepot.com LLC	Conventional, FHA, VA, HELOC	16 +3 HELOCs	0.9%	66.7%	$205,625
Canopy Mortgage, LLC	Conventional, FHA, VA	16	0.9%	100%	$185,000
Pennymac Loan Services LLC	Conventional, FHA, VA	16	0.9%	85%	$244,375
Cmg Mortgage Inc	Conventional, FHA, VA, USDA	16	0.9%	100%	$249,375
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	14	0.8%	93.3%	$258,571
New American Funding, LLC.	Conventional, FHA, HELOC	13 +1 HELOCs	0.7%	76.5%	$212,692
Newrez LLC	Conventional, FHA	12	0.7%	48%	$219,166
ALCOVA Mortgage, LLC	Conventional, FHA, VA	12	0.7%	100%	$210,000
Mortgage Investors Group	Conventional, FHA	12	0.7%	75%	$344,166
Mutual of Omaha Mortgage	Conventional, FHA, VA	10	0.6%	90.9%	$229,000
Howard Hanna Financial Services, Inc	Conventional, FHA	9	0.5%	100%	$263,888
Equity Prime Mortgage LLC	FHA, VA	8	0.4%	100%	$243,750
Ark-La-Tex Financial Services LLC	Conventional, VA	8	0.4%	100%	$286,250
Goodleap, LLC	Conventional, FHA, VA, HELOC	7 +6 HELOCs	0.4%	88.9%	$182,142
AdvantageFirst Lending Inc	Conventional, FHA, VA	7	0.4%	87.5%	$339,285
Provident Funding Associates	Conventional	7	0.4%	100%	$283,571
The Loan Store, Inc	Conventional	7	0.4%	100%	$192,142
Lower, LLC	Conventional, FHA, VA	7	0.4%	100%	$223,571
Village Capital & Investment	FHA, VA	7	0.4%	75%	$269,285
Envoy Mortgage, Ltd	Conventional, FHA	6	0.3%	100%	$298,333
AmeriHome Mortgage Company, LLC	Conventional, FHA	6	0.3%	85.7%	$281,666
Click n' Close, Inc.	Conventional, FHA	6	0.3%	100%	$126,666
Summit Mortgage Corporation	Conventional, FHA	6	0.3%	85.7%	$208,333
Plaza Home Mortgage, Inc	Conventional, FHA	6	0.3%	66.7%	$211,666
EMM Loans LLC	Conventional, FHA	5	0.3%	100%	$109,000
Royal United Mortgage LLC	Conventional, FHA	5	0.3%	100%	$115,000
Lakeview Loan Servicing, LLC	Conventional, VA	5	0.3%	35.7%	$241,000
PHH Mortgage Corporation	Conventional, FHA, VA	5	0.3%	100%	$209,000
General Mortgage Capital Corporation	Conventional	5	0.3%	100%	$205,000
New Day Financial, LLC.	VA	5	0.3%	33.3%	$207,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.3%	100%	$285,000	View
Planet Home Lending, LLC	Conventional, FHA, VA	5	0.3%	83.3%	$257,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	5	0.3%	100%	$297,000	View
Carrington Mortgage Services LLC	Conventional, FHA	5	0.3%	27.8%	$141,000
Reliance First Capital, LLC	Conventional, FHA	5	0.3%	83.3%	$151,000
Atlantic Coast Mortgage, LLC	Conventional, FHA	4	0.2%	100%	$255,000
Discover Bank	Conventional	4	0.2%	16.7%	$47,500
Integrity Home Mortgage Corporation	Conventional, FHA	4	0.2%	100%	$265,000
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA	4	0.2%	100%	$220,000
Toyota Financial Savings Bank	Conventional	4	0.2%	100%	$222,500
Paramount Residential Mortgage	Conventional, FHA	4	0.2%	100%	$212,500
Texana Bank	Conventional, FHA	4	0.2%	100%	$190,000
Premier Mortgage Resources, LLC	Conventional, FHA	3	0.2%	100%	$191,666
All Credit Considered Mortgage, Inc.	Conventional	3	0.2%	100%	$205,000
Flexpoint, Inc.	Conventional	3	0.2%	100%	$295,000
American Financing Corporation	Conventional, FHA	3	0.2%	63.6%	$118,333
Bay Equity LLC	Conventional, FHA	3	0.2%	100%	$225,000
Mid-Continent Funding, Inc.	VA	3	0.2%	100%	$318,333
Towne Mortgage Company	Conventional, FHA, VA	3	0.2%	100%	$265,000
Uif Corporation	Conventional	3	0.2%	100%	$168,333
Mortgage Solutions of Colorado	Conventional, VA	3	0.2%	100%	$181,666
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	3	0.2%	60%	$341,666	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	100%	$141,666	View
Spring Eq, LLC	Conventional	3	0.2%	21.4%	$65,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, HELOC	2 +2 HELOCs	0.1%	50%	$315,000	View
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	2 +2 HELOCs	0.1%	66.7%	$85,000	View
Bank of England A5.0 ★Texas Ratio: 6.45%	Conventional	2	0.1%	100%	$240,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	66.7%	$170,000	View
Cornerstone First Mortgage, LLC	Conventional	2	0.1%	100%	$200,000
Primelending	Conventional, FHA	2	0.1%	100%	$290,000
Primary Residential Mortgage, INC.	Conventional	2	0.1%	66.7%	$110,000
Kind Lending, LLC	Conventional, VA	2	0.1%	100%	$435,000
Guidance Residential, LLC	Conventional	2	0.1%	100%	$425,000
Loanunited.Com, LLC	VA	2	0.1%	66.7%	$355,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$255,000	View
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	Conventional	2	0.1%	100%	$290,000	View
Credit Union Mortgage Associat	Conventional	2	0.1%	100%	$305,000
Federated Mortgage Corp	Conventional	2	0.1%	100%	$250,000
Securitynational Mortgage Company	Conventional, FHA	2	0.1%	100%	$315,000
Legend Lending Corporation	Conventional, FHA	2	0.1%	100%	$95,000
First Colony Mortgage Corporat	Conventional	2	0.1%	100%	$255,000
Nfm, Inc	Conventional	2	0.1%	100%	$540,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$260,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	100%	$195,000	View
Nations Lending Corporation	Conventional, FHA	2	0.1%	100%	$280,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	2	0.1%	100%	$295,000	View
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	2	0.1%	100%	$300,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$325,000	View
First Federal S&L of Lakewood A+5.0 ★Texas Ratio: 4.66%	Conventional	2	0.1%	100%	$180,000	View
Victorian Finance, LLC	FHA	2	0.1%	100%	$350,000
Mission Loans, LLC	Conventional, FHA	2	0.1%	100%	$75,000
Tjc Mortgage Inc	Conventional, FHA	2	0.1%	100%	$170,000
Better Mortgage Corporation	Conventional	2	0.1%	66.7%	$355,000
Nations Direct Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$195,000
Zillow Home Loans, LLC	Conventional, FHA	2	0.1%	100%	$215,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.1%	100%	$155,000	View
Vanderbilt Mortgage and Finance, Inc	Conventional, VA	2	0.1%	12.5%	$320,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	2	0.1%	100%	$320,000	View
Top Flite Financial, Inc.	FHA	2	0.1%	100%	$155,000
Tomo Mortgage LLC	Conventional	2	0.1%	100%	$350,000
American Neighborhood Mortgage Acceptance Company	Conventional	2	0.1%	100%	$270,000
Pentagon Federal Credit Union	VA, HELOC	1 +2 HELOCs	0.1%	50%	$435,000
TowneBank	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$135,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$75,000	View
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$435,000
Polaris Home Funding Corp.	FHA	1	0.1%	100%	$245,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	VA	1	0.1%	100%	$355,000	View
American Airlines Federal Cred	Conventional	1	0.1%	100%	$475,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.1%	100%	$255,000	View
Liberty Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,125,000
American Financial Resources LLC	FHA	1	0.1%	100%	$345,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$315,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0.1%	33.3%	$125,000	View
Success Lending, LLC	VA	1	0.1%	50%	$475,000
Sage Home Loans Corporation	Conventional	1	0.1%	25%	$255,000
Nbkc Bank	Conventional	1	0.1%	50%	$425,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	FHA	1	0.1%	100%	$195,000	View
Triad Financial Services, Inc.	Conventional	1	0.1%	75%	$155,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	1	0.1%	100%	$145,000	View
Filo Mortgage, LLC	FHA	1	0.1%	100%	$345,000
Princeton Mortgage Corporation	Conventional	1	0.1%	100%	$305,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0.1%	100%	$95,000
Emporium Tpo LLC	Conventional	1	0.1%	100%	$425,000
Fidelity Direct Mortgage, LLC	Conventional	1	0.1%	100%	$465,000
Chartway FCU	Conventional	1	0.1%	100%	$135,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$305,000	View
Homestead Funding Corp.	Conventional	1	0.1%	100%	$305,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	FHA	1	0.1%	100%	$485,000	View
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$735,000	View
AML Funding LLC dba Absolute Mortgage & Lending	FHA	1	0.1%	100%	$305,000
Sun West Mortgage Company, Inc	FHA	1	0.1%	50%	$195,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$185,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$205,000
Strong Home Mortgage, LLC	VA	1	0.1%	100%	$415,000
American Finance House Lariba	Conventional	1	0.1%	100%	$185,000
Independent Bank A5.0 ★Texas Ratio: 6.46%	Conventional	1	0.1%	100%	$345,000	View
Honda Federal Credit Union	Conventional	1	0.1%	100%	$95,000
First Heritage Mortgage, LLC	Conventional	1	0.1%	100%	$595,000
Greenbox Loans	Conventional, Jumbo	1	0.1%	100%	$505,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$345,000
Oceanfirst Bank A+5.0 ★Texas Ratio: 5.26%	Conventional	1	0.1%	100%	$115,000	View
Commerce Bank A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	100%	$255,000	View
Capital Center LLC	Conventional	1	0.1%	25%	$305,000
Heritage Financial Credit Union C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0.1%	100%	$45,000	View
T2 Financial LLC	USDA	1	0.1%	100%	$215,000
Arvest Bank A5.0 ★Texas Ratio: 7.48%	FHA	1	0.1%	100%	$265,000	View
Rapid Mortgage Company	Conventional	1	0.1%	100%	$85,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$135,000	View
The Mortgage Firm	VA, Jumbo	1	0.1%	100%	$845,000
First Reliance Bank A+5.0 ★Texas Ratio: 0.55%	Conventional	1	0.1%	100%	$295,000	View
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$415,000	View
Republic Bank & Trust A+5.0 ★Texas Ratio: 2.91%	Conventional	1	0.1%	100%	$225,000	View
DHI Mortgage Company, LTD.	Conventional	1	0.1%	100%	$365,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$675,000
Loan Simple, Inc.	FHA	1	0.1%	100%	$205,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$295,000
Cake Mortgage Corp.	Conventional	1	0.1%	100%	$265,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +17 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +12 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +4 HELOCs	0%	n/a		View
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	0%
Corning Credit Union	HELOC	0 +2 HELOCs	0%	n/a
AmWest Funding Corp	HELOC	0 +1 HELOCs	0%	n/a
Eastman Credit Union	HELOC	0 +1 HELOCs	0%	n/a
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +1 HELOCs	0%	n/a		View
Sharonview Federal CU	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

High Point Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in High Point, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in High Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in High Point in 2025, with lenders based there listed first.

Types of Mortgage Lenders in High Point, NC

Use these to narrow the list above. Each category shows how many High Point, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 129 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 64 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 25 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 86 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 54 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 3 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 8 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 26 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in High Point, NC

Independent mortgage companies closed 71.1 percent of home loans in High Point, North Carolina in 2025, banks 16.6 percent and credit unions 12.3 percent. Wolfe Financial Inc was the largest mortgage company, Pinnacle Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 22 loans.

71.1%

Mortgage companies

16.6%

Banks

12.3%

Credit unions

21%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders

Frequently Asked Questions About Mortgage Lenders in High Point, NC

Who is the largest mortgage lender in High Point, NC?

By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in High Point, North Carolina with 54 loans, about 3 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 22 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in High Point, NC have the highest approval rates?

Among lenders with meaningful volume in High Point, North Carolina, Union Home Mortgage Corp. approved the highest share of completed applications in 2025 at 100 percent, against a 80.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which High Point, NC mortgage lenders offer FHA, VA and USDA loans?

86 lenders closed FHA loans in High Point, North Carolina in 2025, led by Rocket Mortgage with 48. 54 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this High Point, NC lender list?

Yes. 64 banks and 25 credit unions closed home loans in High Point, North Carolina in 2025, alongside 129 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in High Point, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in High Point, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in High Point, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up High Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.