Mortgage Lenders and Brokers in Charlotte, North Carolina
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Charlotte, North Carolina mortgage lenders include First National Bank of PAFirst National Bank of PA3500 Mt Holly Huntersville Rd, Charlotte, NC 28216A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA8708 S Tryon St, Charlotte, NC 28273A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA3401 The Plaza, Charlotte, NC 28205A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA100 Beatties Ford Rd, Charlotte, NC 28216A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank2222 South Blvd, Charlotte, NC 28203A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust8916 Albemarle Rd, Charlotte, NC 28227A5.0 ★Texas Ratio: 7.72%, Regions BankRegions Bank1045 Providence Rd, Charlotte, NC 28207A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.8334 Pineville Matthews Rd, Charlotte, NC 28226A+5.0 ★Texas Ratio: 2.85%, Southstate Bank, National AssociationSouthstate Bank, National Association1535 Elizabeth Ave, Charlotte, NC 28204A+5.0 ★Texas Ratio: 2.27%, and Uwharrie BankUwharrie Bank5231 Piper Station Dr, Charlotte, NC 28277A+5.0 ★Texas Ratio: 0.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Charlotte, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Charlotte are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Charlotte, North Carolina
Market share is the lender's share of all home loans closed in Charlotte, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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6 offices in Charlotte 3500 Mt Holly Huntersville Rd, Charlotte, NC 28216 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA, Jumbo, HELOC | 862 +119 HELOCs |
5.1% | 89.5% | $291,856 | View |
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17 offices in Charlotte 8708 S Tryon St, Charlotte, NC 28273 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo, HELOC | 470 +14 HELOCs |
2.8% | 93.8% | $475,510 | View |
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21 offices in Charlotte 3401 The Plaza, Charlotte, NC 28205 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA, Jumbo, HELOC | 423 +681 HELOCs |
2.5% | 91.2% | $570,271 | View |
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31 offices in Charlotte 100 Beatties Ford Rd, Charlotte, NC 28216 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, VA, Jumbo | 377 | 2.2% | 85.1% | $597,758 | View |
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★ 1 stars, 1 review 23 offices in Charlotte 2222 South Blvd, Charlotte, NC 28203 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, Jumbo, HELOC | 242 +324 HELOCs |
1.4% | 96.5% | $687,851 | View |
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14 offices in Charlotte 8916 Albemarle Rd, Charlotte, NC 28227 A5.0 ★Texas Ratio: 7.72% |
Conventional, FHA, VA, Jumbo, HELOC | 200 +302 HELOCs |
1.2% | 82.4% | $401,300 | View |
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3 offices in Charlotte 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, Jumbo, HELOC | 132 +16 HELOCs |
0.8% | 80.2% | $637,575 | View |
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6 offices in Charlotte 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, Jumbo, HELOC | 128 +31 HELOCs |
0.8% | 81.5% | $408,515 | View |
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★ 5 stars, 1 review 3 offices in Charlotte 1535 Elizabeth Ave, Charlotte, NC 28204 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA, Jumbo, HELOC | 120 +121 HELOCs |
0.7% | 87.6% | $470,833 | View |
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1 office in Charlotte 5231 Piper Station Dr, Charlotte, NC 28277 A+5.0 ★Texas Ratio: 0.72% |
Conventional, FHA, VA, HELOC | 111 +19 HELOCs |
0.7% | 99.1% | $330,495 | View |
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3700 South Blvd, Charlotte, NC 28209 A5.0 ★Texas Ratio: 9.56% |
Conventional, Jumbo, HELOC | 103 +180 HELOCs |
0.6% | 75.8% | $294,902 | View |
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★ 1.7 stars, 3 reviews 7 offices in Charlotte 7421 Carmel Executive Park Dr Ste 100, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, Jumbo, HELOC | 100 +157 HELOCs |
0.6% | 92.7% | $757,300 | View |
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27 offices in Charlotte 1933 E 7th St, Charlotte, NC 28204 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 97 +212 HELOCs |
0.6% | 64% | $502,628 | View |
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5 offices in Charlotte 1213 W Morehead St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, VA, Jumbo, HELOC | 61 +44 HELOCs |
0.4% | 87.1% | $446,311 | View |
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2 offices in Charlotte 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, Jumbo, HELOC | 54 +8 HELOCs |
0.3% | 94.8% | $1,038,703 | View |
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★ 4 stars, 1 review 1 office in Charlotte 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA, VA, Jumbo, HELOC | 50 +3 HELOCs |
0.3% | 96.2% | $426,000 | View |
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5 offices in Charlotte 3061 North Sharon Amity Road Suite 5, Charlotte, NC 28205 A+5.0 ★Texas Ratio: 3.71% |
Conventional, FHA, Jumbo, HELOC | 48 +37 HELOCs |
0.3% | 82.8% | $1,074,791 | View |
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★ 5 stars, 1 review 4 offices in Charlotte 2432 Mckee Rd, Charlotte, NC 28270 A+5.0 ★Texas Ratio: 5.76% |
Conventional, VA, Jumbo, HELOC | 28 +20 HELOCs |
0.2% | 96.6% | $878,214 | View |
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1 office in Charlotte 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, Jumbo, HELOC | 25 +2 HELOCs |
0.1% | 78.8% | $615,000 | View |
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2 offices in Charlotte 9915 Sandy Rock Place, Charlotte, NC 28277 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, Jumbo, HELOC | 21 +29 HELOCs |
0.1% | 77.8% | $393,571 | View |
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1 office in Charlotte 4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08% |
Conventional, Jumbo, HELOC | 18 +14 HELOCs |
0.1% | 95% | $367,222 | View |
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2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27% |
Conventional, HELOC | 16 +19 HELOCs |
0.1% | 94.1% | $299,375 | View |
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1 office in Charlotte 6821 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 2.15% |
Conventional, Jumbo, HELOC | 15 +3 HELOCs |
0.1% | 88.2% | $780,333 | View |
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1 office in Charlotte 6310 Fairview Rd, Charlotte, NC 28210 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 13 +12 HELOCs |
0.1% | 86.7% | $240,384 | View |
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1 office in Charlotte 1300 Baxter St Ste 100, Charlotte, NC 28204 A5.0 ★Texas Ratio: 6.62% |
Conventional, HELOC | 10 +9 HELOCs |
0.1% | 84.6% | $267,000 | View |
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1 office in Charlotte 6350 South Blvd, Charlotte, NC 28217 A+5.0 ★Texas Ratio: 2.98% |
Conventional, HELOC | 9 +22 HELOCs |
0.1% | 100% | $381,666 | View |
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2 offices in Charlotte 4201 Congress St, Charlotte, NC 28209 A+5.0 ★Texas Ratio: 1.94% |
Conventional, Jumbo, HELOC | 6 +7 HELOCs |
0% | 100% | $380,000 | View |
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1 office in Charlotte 14819 Ballantyne Village Way, Charlotte, NC 28277 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
0% | 100% | $667,500 | View |
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1 office in Charlotte 500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
0% | 100% | $758,333 | View |
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1 office in Charlotte 7421 Carmel Executive Park Dr, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 2 +3 HELOCs |
0% | 100% | $355,000 | View |
American Security Mortgage Cor
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Conventional, FHA, VA, Jumbo | 656 | 3.9% | 99.3% | $522,179 | |
Cardinal Financial Company, Li
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Conventional, FHA | 34 | 0.2% | 84.6% | $289,411 | |
Premier Lending Inc.
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Conventional, FHA | 27 | 0.2% | 100% | $433,888 | |
Deephaven Mortgage LLC
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Conventional | 11 | 0.1% | 85.7% | $359,545 | |
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4720 AIRPORT CENTER PKWY, CHARLOTTE, NC 28208 A-5.0 ★Texas Ratio: 14.13% |
Conventional, Jumbo, HELOC | 337 +495 HELOCs |
2% | 69.6% | $375,979 | View |
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6051 Tyvola Glen Cir, Charlotte, NC 28217 A5.0 ★Texas Ratio: 6.43% |
Conventional, FHA, VA, Jumbo, HELOC | 128 +251 HELOCs |
0.8% | 44.2% | $132,187 | View |
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3130 Milton Rd, Charlotte, NC 28215 A5.0 ★Texas Ratio: 6.08% |
Conventional | 26 | 0.2% | 88.2% | $240,769 | View |
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Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34% |
Conventional, Jumbo, HELOC | 17 +35 HELOCs |
0.1% | 67.9% | $280,294 | |
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100 Queens Rd, Charlotte, NC 28204 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 10 +68 HELOCs |
0.1% | 84.6% | $359,000 | View |
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8210 W Market St, Greensboro, NC 27409 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 4 | 0% | 100% | $280,000 | View |
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116 N Main St, China Grove, NC 28023 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 3 | 0% | 100% | $595,000 | View |
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1065 Providence Rd, Charlotte, NC 28207 2568 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 3 | 0% | 100% | $135,000 | View |
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835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 2 | 0% | 100% | $435,000 | View |
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3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51% |
Conventional, FHA | 2 | 0% | 66.7% | $305,000 | View |
Corporate Investors Mortgage G
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Conventional, FHA, VA | 8 | 0% | 100% | $515,000 | |
Piedmont Advantage Credit Unio
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Conventional, HELOC | 4 +7 HELOCs |
0% | 100% | $70,000 | |
Goprime Mortgage, Inc.
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Conventional, FHA | 3 | 0% | 75% | $485,000 | |
RBC Bank (Georgia), N.A.
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0% | 100% | $1,475,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 1,631 +2 HELOCs |
9.7% | 83% | $303,534 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 1,131 +57 HELOCs |
6.7% | 86% | $401,330 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 657 +31 HELOCs |
3.9% | 98.5% | $418,105 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, Jumbo | 649 | 3.9% | 98.4% | $555,231 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo, HELOC | 309 +54 HELOCs |
1.8% | 74% | $346,715 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 281 | 1.7% | 75.7% | $320,622 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 262 | 1.6% | 85.7% | $442,595 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 258 | 1.5% | 87.7% | $359,069 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 211 +9 HELOCs |
1.3% | 94.7% | $405,331 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 181 | 1.1% | 63.7% | $339,640 | |
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A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 175 +27 HELOCs |
1% | 76.8% | $272,828 | |
Pulte Mortgage LLC
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Conventional, FHA, VA | 173 | 1% | 88.7% | $417,543 | |
Zillow Home Loans, LLC
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Conventional, FHA, VA | 166 | 1% | 97.1% | $363,855 | |
Nationstar Mortgage
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Conventional, FHA, VA | 150 | 0.9% | 86% | $219,600 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 147 +86 HELOCs |
0.9% | 69.6% | $310,578 | |
Mattamy Home Funding LLC
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Conventional, FHA, VA | 147 | 0.9% | 94.8% | $349,081 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 139 +7 HELOCs |
0.8% | 81.9% | $290,971 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA, VA, Jumbo | 135 | 0.8% | 85.7% | $317,518 | View |
Toll Brothers Mortgage Company
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Conventional, FHA, VA, Jumbo | 134 | 0.8% | 93.6% | $478,134 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 127 | 0.8% | 83.2% | $395,236 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo, HELOC | 122 +1 HELOCs |
0.7% | 94.6% | $366,885 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 121 +1 HELOCs |
0.7% | 88.6% | $416,652 | |
Guild Mortgage Company
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Conventional, FHA, VA, Jumbo | 119 | 0.7% | 92.9% | $353,151 | |
TowneBank
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Conventional, FHA, VA, Jumbo, HELOC | 117 +62 HELOCs |
0.7% | 92.9% | $491,239 | |
The Loan Store, Inc
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Conventional, FHA, Jumbo, HELOC | 114 +25 HELOCs |
0.7% | 96.9% | $376,842 | |
Mortgage Research Center
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Conventional, VA, Jumbo | 105 | 0.6% | 62.1% | $388,714 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 103 | 0.6% | 39.6% | $140,728 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 98 | 0.6% | 97.5% | $361,938 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, Jumbo | 95 | 0.6% | 97.9% | $364,684 | View |
Provident Funding Associates
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Conventional | 94 | 0.6% | 94.1% | $474,468 | |
Taylor Morrison Home Funding, Inc.
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Conventional, FHA, VA | 88 | 0.5% | 93.6% | $348,977 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 86 | 0.5% | 100% | $278,255 | |
Tri Pointe Connect, LLC
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Conventional, FHA, VA | 82 | 0.5% | 98.9% | $354,756 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 78 | 0.5% | 95.1% | $380,641 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA, Jumbo | 72 | 0.4% | 96% | $480,138 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 69 +8 HELOCs |
0.4% | 90.9% | $456,884 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, Jumbo, HELOC | 69 +5 HELOCs |
0.4% | 94.8% | $542,101 | |
Originpoint, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 63 +1 HELOCs |
0.4% | 94% | $558,333 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA | 62 | 0.4% | 92.5% | $337,258 | |
Spring Eq, LLC
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Conventional, HELOC | 58 +50 HELOCs |
0.3% | 37.4% | $94,310 | |
Better Mortgage Corporation
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Conventional, FHA, Jumbo, HELOC | 57 +24 HELOCs |
0.3% | 65.6% | $422,719 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA, VA, Jumbo | 56 | 0.3% | 98.3% | $398,214 | |
M/I Financial. LLC
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Conventional, FHA, VA | 52 | 0.3% | 100% | $312,307 | |
Sage Home Loans Corporation
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Conventional, FHA, Jumbo | 51 | 0.3% | 96.8% | $506,372 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA, Jumbo | 51 | 0.3% | 100% | $418,333 | |
Primelending
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Conventional, FHA, VA, Jumbo | 48 | 0.3% | 98.2% | $433,958 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA, Jumbo | 48 | 0.3% | 92.3% | $421,041 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 48 | 0.3% | 64.5% | $361,250 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 47 +3 HELOCs |
0.3% | 95.9% | $399,255 | |
Reliance First Capital, LLC
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Conventional, FHA, VA, Jumbo | 47 | 0.3% | 94.1% | $223,297 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 45 +1 HELOCs |
0.3% | 95.8% | $952,777 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 43 | 0.3% | 36.9% | $325,465 | |
Lower, LLC
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Conventional, FHA, VA, HELOC | 42 +4 HELOCs |
0.2% | 85.7% | $379,285 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 42 | 0.2% | 44.2% | $212,142 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA, Jumbo, HELOC | 41 +1 HELOCs |
0.2% | 95.3% | $412,317 | |
Nbkc Bank
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Conventional, FHA, VA, Jumbo | 41 | 0.2% | 87.2% | $461,097 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA, VA | 40 | 0.2% | 90.9% | $352,000 | View |
Click n' Close, Inc.
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Conventional, FHA, VA | 39 | 0.2% | 83% | $256,025 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 38 | 0.2% | 50% | $317,368 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 35 | 0.2% | 71.4% | $366,714 | View |
First Heritage Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 33 | 0.2% | 91.7% | $472,878 | |
American Financial Resources LLC
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Conventional, FHA, VA | 32 | 0.2% | 97% | $344,375 | |
Village Capital & Investment
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Conventional, FHA, VA, Jumbo | 30 | 0.2% | 63.8% | $380,666 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, Jumbo | 28 | 0.2% | 100% | $726,785 | |
Equity Prime Mortgage LLC
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FHA, VA | 28 | 0.2% | 90.3% | $298,214 | |
Tomo Mortgage LLC
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Conventional, FHA, Jumbo | 28 | 0.2% | 75.7% | $448,928 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA, VA, Jumbo | 27 | 0.2% | 86.1% | $361,296 | View |
Envoy Mortgage, Ltd
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Conventional, FHA, VA, Jumbo | 27 | 0.2% | 96.4% | $467,222 | |
AdvantageFirst Lending Inc
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Conventional, FHA, VA | 27 | 0.2% | 62.8% | $316,111 | |
Discover Bank
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Conventional | 27 | 0.2% | 18.8% | $90,185 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 26 | 0.2% | 89.7% | $388,461 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 25 +1 HELOCs |
0.1% | 89.3% | $970,600 | View |
Sun West Mortgage Company, Inc
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Conventional, FHA, VA | 25 | 0.1% | 74.4% | $336,200 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 25 | 0.1% | 92.6% | $1,114,200 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 24 +1 HELOCs |
0.1% | 89.3% | $1,152,916 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA, Jumbo | 24 | 0.1% | 65.8% | $335,833 | |
General Mortgage Capital Corporation
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Conventional, Jumbo | 23 | 0.1% | 100% | $426,304 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 22 +71 HELOCs |
0.1% | 64.1% | $145,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, Jumbo, HELOC | 22 +3 HELOCs |
0.1% | 88.5% | $559,545 | View |
Filo Mortgage, LLC
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Conventional, FHA, VA | 22 | 0.1% | 95.8% | $435,454 | |
Resicentral LLC
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Conventional, FHA, VA | 22 | 0.1% | 95.7% | $383,636 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA, VA | 21 | 0.1% | 84% | $345,952 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 21 | 0.1% | 91.3% | $214,047 | View |
Everett Financial, Inc.
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Conventional, FHA | 20 | 0.1% | 100% | $296,000 | |
Fidelity Direct Mortgage, LLC
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Conventional, FHA, VA | 20 | 0.1% | 100% | $339,500 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 20 | 0.1% | 76.9% | $270,500 | View |
City Lending Inc.
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Conventional, FHA | 19 | 0.1% | 86.4% | $187,105 | |
New Day Financial, LLC.
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Conventional, VA | 19 | 0.1% | 48.9% | $319,736 | |
Nfm, Inc
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Conventional, FHA, VA | 18 | 0.1% | 94.7% | $404,444 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA, Jumbo, HELOC | 17 +1 HELOCs |
0.1% | 87.5% | $538,529 | View |
American Financial Network, Inc.
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Conventional, FHA, VA | 17 | 0.1% | 62.1% | $341,470 | |
AmWest Funding Corp
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Conventional | 17 | 0.1% | 100% | $287,941 | |
Credit Union Mortgage Associat
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Conventional | 17 | 0.1% | 85% | $486,764 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 17 | 0.1% | 89.5% | $244,411 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 17 | 0.1% | 89.5% | $386,764 | View |
Citadel Servicing Corporation
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Conventional, Jumbo | 17 | 0.1% | 95.2% | $421,470 | |
Top Flite Financial, Inc.
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Conventional, FHA, VA | 17 | 0.1% | 81% | $226,176 | |
Goodleap, LLC
|
Conventional, FHA, VA, HELOC | 16 +11 HELOCs |
0.1% | 61.3% | $210,000 | |
Bay Equity LLC
|
Conventional, FHA, VA, Jumbo | 16 | 0.1% | 94.1% | $398,125 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 16 | 0.1% | 94.1% | $376,250 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA, VA | 15 | 0.1% | 100% | $500,333 | View |
Acrisure Mortgage, LLC
|
Conventional, FHA, Jumbo | 15 | 0.1% | 93.8% | $533,666 | |
Legend Lending Corporation
|
Conventional, FHA | 15 | 0.1% | 88.2% | $230,333 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, Jumbo | 14 | 0.1% | 100% | $509,285 | View |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA, VA, Jumbo | 14 | 0.1% | 100% | $402,142 | View |
Intercoastal Mortgage, LLC
|
Conventional, FHA, Jumbo | 14 | 0.1% | 100% | $475,714 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 14 | 0.1% | 87.5% | $320,714 | View |
V.I.P. Mortgage, Inc.
|
Conventional, FHA | 14 | 0.1% | 100% | $298,571 | |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA | 14 | 0.1% | 89.5% | $317,857 | |
Kwik Mortgage Corporation
|
Conventional | 13 | 0.1% | 100% | $340,384 | |
Capital Center LLC
|
Conventional, FHA | 13 | 0.1% | 76.5% | $410,384 | |
New Story Lending LLC
|
Conventional, FHA, VA | 13 | 0.1% | 100% | $321,153 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA, Jumbo | 13 | 0.1% | 76.5% | $397,307 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo, HELOC | 12 +2 HELOCs |
0.1% | 80% | $612,500 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA, VA | 12 | 0.1% | 85.7% | $368,333 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 12 | 0.1% | 100% | $400,833 | View |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, Jumbo | 12 | 0.1% | 100% | $405,833 | View |
Champions Funding, LLC
|
Conventional, Jumbo | 12 | 0.1% | 92.3% | $639,166 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 11 | 0.1% | 100% | $746,818 | View |
Nexera Holding LLC
|
Conventional, Jumbo | 11 | 0.1% | 84.6% | $410,454 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 10 +135 HELOCs |
0.1% | 83.3% | $840,000 | View |
American Airlines Federal Cred
|
Conventional, Jumbo, HELOC | 10 +8 HELOCs |
0.1% | 100% | $407,000 | |
Liberty Federal Credit Union
|
Conventional, Jumbo, HELOC | 10 +2 HELOCs |
0.1% | 90.9% | $1,089,000 | |
Residential Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 0.1% | 100% | $349,000 | |
Towne Mortgage Company
|
Conventional, FHA, VA | 10 | 0.1% | 100% | $407,000 | |
Pentagon Federal Credit Union
|
Conventional, FHA, VA, HELOC | 9 +26 HELOCs |
0.1% | 35.7% | $412,777 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, Jumbo, HELOC | 9 +9 HELOCs |
0.1% | 90% | $687,222 | View |
Mortgage Assurance Inc
|
Conventional | 9 | 0.1% | 100% | $323,888 | |
Network Capital Funding Corporation
|
Conventional, FHA, VA | 9 | 0.1% | 69.2% | $288,333 | |
VanDyk Mortgage Corporation
|
Conventional | 9 | 0.1% | 100% | $367,222 | |
SIRVA Mortgage, Inc.
|
Conventional | 9 | 0.1% | 100% | $463,888 | |
Jet HomeLoans, LP
|
Conventional, FHA, VA | 9 | 0.1% | 100% | $489,444 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
Conventional, FHA | 9 | 0.1% | 100% | $543,888 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 9 | 0.1% | 100% | $1,255,000 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA | 9 | 0.1% | 100% | $259,444 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, VA, HELOC | 8 +35 HELOCs |
0% | 81.8% | $340,000 | |
PHH Mortgage Corporation
|
Conventional, FHA | 8 | 0% | 81.8% | $265,000 | |
Loanunited.Com, LLC
|
Conventional, FHA, VA | 8 | 0% | 72.7% | $321,250 | |
Homestead Funding Corp.
|
Conventional | 8 | 0% | 100% | $376,250 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 8 | 0% | 100% | $328,750 | |
American Federal Mortgage Corporation
|
Conventional, VA | 8 | 0% | 100% | $373,750 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA | 8 | 0% | 88.9% | $317,500 | View |
Rapid Mortgage Company
|
Conventional, FHA | 8 | 0% | 100% | $335,000 | |
Milend, Inc
|
Conventional, FHA, VA | 8 | 0% | 81.8% | $313,750 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 8 | 0% | 88.9% | $377,500 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 8 | 0% | 88.9% | $377,500 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 7 | 0% | 100% | $179,285 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 7 | 0% | 100% | $266,428 | |
Allied Mortgage Group, Inc
|
Conventional, FHA | 7 | 0% | 76.9% | $329,285 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, Jumbo | 7 | 0% | 100% | $453,571 | View |
Guidance Residential, LLC
|
Conventional | 7 | 0% | 100% | $349,285 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 7 | 0% | 77.8% | $350,714 | View |
ClearPath Lending
|
VA | 7 | 0% | 87.5% | $336,428 | |
Strong Home Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 7 | 0% | 88.9% | $536,428 | |
Total Mortgage Services, LLC
|
Conventional, VA, Jumbo | 7 | 0% | 100% | $527,857 | |
T2 Financial LLC
|
Conventional, FHA | 7 | 0% | 88.9% | $450,714 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 6 | 0% | 100% | $1,765,000 | View |
Royal United Mortgage LLC
|
Conventional | 6 | 0% | 75% | $151,666 | |
Dart Bank
|
Conventional | 6 | 0% | 100% | $300,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 6 | 0% | 100% | $1,055,000 | View |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 6 | 0% | 88.9% | $535,000 | View |
Synergy One Lending, Inc.
|
Conventional, FHA | 6 | 0% | 100% | $313,333 | |
American Heritage Lending, LLC
|
Conventional | 6 | 0% | 100% | $441,666 | |
Beeline Loans, Inc.
|
Conventional | 6 | 0% | 42.9% | $421,666 | |
Churchill Mortgage Corporation
|
Conventional, FHA, VA | 6 | 0% | 100% | $270,000 | |
Hometown Equity Mortgage, LLC
|
Conventional, FHA, Jumbo | 6 | 0% | 54.5% | $646,666 | |
Pike Creek Mortgage Services, Inc.
|
Conventional, FHA, VA | 6 | 0% | 100% | $371,666 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 6 | 0% | 100% | $238,333 | |
Keystone Funding, Inc
|
Conventional, FHA | 6 | 0% | 100% | $381,666 | |
Logan Finance Corporation
|
Conventional, Jumbo | 6 | 0% | 87.5% | $1,311,666 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional, HELOC | 5 +1 HELOCs |
0% | 88.9% | $305,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 5 | 0% | 100% | $291,000 | |
Success Lending, LLC
|
Conventional, FHA, VA | 5 | 0% | 71.4% | $335,000 | |
Watermark Capital, Inc.
|
Conventional | 5 | 0% | 100% | $405,000 | |
Mid-Continent Funding, Inc.
|
VA | 5 | 0% | 100% | $335,000 | |
Direct Mortgage Loans, LLC
|
Conventional | 5 | 0% | 100% | $581,000 | |
Integrity Home Mortgage Corporation
|
Conventional, FHA, VA | 5 | 0% | 85.7% | $425,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 5 | 0% | 100% | $341,000 | |
Saygo Home Loans, LLC
|
Conventional, VA, Jumbo | 5 | 0% | 83.3% | $535,000 | |
Uif Corporation
|
Conventional | 5 | 0% | 100% | $343,000 | |
Digital Federal Credit Union
|
Conventional | 5 | 0% | 55.6% | $299,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional, FHA, VA | 5 | 0% | 100% | $469,000 | |
Nmsi, Inc.
|
Conventional | 5 | 0% | 100% | $507,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 5 | 0% | 100% | $349,000 | |
First Technology Federal Credit Union
|
Conventional, Jumbo | 5 | 0% | 100% | $445,000 | |
JMAC Lending, Inc.
|
Conventional, FHA, VA | 5 | 0% | 100% | $435,000 | |
Corning Credit Union
|
Conventional, HELOC | 4 +3 HELOCs |
0% | 83.3% | $340,000 | |
|
A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
0% | 100% | $472,500 | View |
Mission Loans, LLC
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0% | 100% | $220,000 | |
Polaris Home Funding Corp.
|
Conventional, FHA, VA | 4 | 0% | 100% | $317,500 | |
Equity Resources Inc
|
Conventional, FHA | 4 | 0% | 80% | $440,000 | |
|
A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 4 | 0% | 80% | $785,000 | View |
|
A+5.0 ★Texas Ratio: 2.38% |
Conventional | 4 | 0% | 100% | $487,500 | View |
Flexpoint, Inc.
|
Conventional | 4 | 0% | 100% | $300,000 | |
Nations Lending Corporation
|
Conventional, FHA | 4 | 0% | 80% | $350,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 4 | 0% | 100% | $462,500 | View |
Victorian Finance, LLC
|
Conventional, FHA | 4 | 0% | 100% | $482,500 | |
Tjc Mortgage Inc
|
Conventional | 4 | 0% | 100% | $375,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 4 | 0% | 80% | $347,500 | |
Arcstone Financial Inc
|
Conventional | 4 | 0% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional, FHA, HELOC | 3 +9 HELOCs |
0% | 75% | $181,666 | View |
Cliffco, Inc.
|
Conventional, Jumbo | 3 | 0% | 100% | $878,333 | |
Loansteady LLC
|
Conventional | 3 | 0% | 100% | $378,333 | |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 3 | 0% | 60% | $655,000 | |
Nqm Funding, LLC
|
Conventional, Jumbo | 3 | 0% | 75% | $695,000 | |
|
A+5.0 ★Texas Ratio: 1.16% |
Conventional, Jumbo | 3 | 0% | 75% | $778,333 | View |
|
A+5.0 ★Texas Ratio: 1.69% |
Conventional | 3 | 0% | 80% | $125,000 | View |
Nation One Mortgage Corporatio
|
FHA | 3 | 0% | 100% | $461,666 | |
First Savings Mortgage Corporation
|
Conventional | 3 | 0% | 100% | $461,666 | |
Family Trust Federal Credit Union
|
Conventional | 3 | 0% | 100% | $171,666 | |
East Coast Capital Corp.
|
Conventional, VA, Jumbo | 3 | 0% | 100% | $681,666 | |
American Financing Corporation
|
Conventional, VA | 3 | 0% | 22.2% | $291,666 | |
First Colony Mortgage Corporat
|
Conventional | 3 | 0% | 100% | $358,333 | |
Calcon Mutual Mortgage LLC
|
Conventional, FHA | 3 | 0% | 100% | $588,333 | |
Ameritrust Mortgage Corporation
|
Conventional, FHA | 3 | 0% | 100% | $305,000 | |
American Internet Mortgage, Inc.
|
Conventional | 3 | 0% | 75% | $511,666 | |
Evergreen Moneysource Mortgage Company
|
Conventional | 3 | 0% | 100% | $388,333 | |
Teachers Federal Credit Union
|
Conventional | 3 | 0% | 75% | $351,666 | |
Franklin Loan Corporation
|
FHA | 3 | 0% | 100% | $285,000 | |
Lendsure Mortgage Corp.
|
Conventional, Jumbo | 3 | 0% | 100% | $695,000 | |
South Carolina Federal Credit
|
Conventional, Jumbo | 3 | 0% | 100% | $728,333 | |
Synovus Bank
|
Conventional, Jumbo | 3 | 0% | 100% | $511,666 | |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional | 3 | 0% | 75% | $388,333 | |
New Fed Mortgage Corp.
|
Conventional | 3 | 0% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 0.21% |
Conventional, FHA | 3 | 0% | 75% | $231,666 | View |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 3 | 0% | 75% | $488,333 | View |
|
A+5.0 ★Texas Ratio: 0.55% |
Conventional | 3 | 0% | 100% | $478,333 | View |
Summit Funding.Inc
|
Conventional, FHA | 3 | 0% | 60% | $288,333 | |
ClearEdge Lending LLC
|
Conventional | 3 | 0% | 75% | $385,000 | |
United Nations Federal CU
|
Conventional, Jumbo | 3 | 0% | 100% | $571,666 | |
Loan Simple, Inc.
|
FHA | 3 | 0% | 100% | $298,333 | |
Vista Point Mortgage, LLC
|
Conventional, Jumbo | 3 | 0% | 75% | $545,000 | |
Fourleaf Federal Credit Union
|
Conventional, HELOC | 2 +18 HELOCs |
0% | 100% | $480,000 | |
Usalliance Federal Credit Union
|
Conventional, Jumbo, HELOC | 2 +11 HELOCs |
0% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 3.10% |
Conventional, HELOC | 2 +2 HELOCs |
0% | 100% | $150,000 | View |
Clearview Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0% | 100% | $185,000 | |
Eastman Credit Union
|
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0% | 100% | $685,000 | |
|
A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA | 2 | 0% | 100% | $315,000 | View |
|
B+4.3 ★Texas Ratio: 5.52% |
Conventional | 2 | 0% | 100% | $550,000 | View |
Genisys Credit Union
|
Conventional, Jumbo | 2 | 0% | 100% | $970,000 | |
|
A+5.0 ★Texas Ratio: 3.32% |
Conventional | 2 | 0% | 66.7% | $250,000 | View |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 2 | 0% | 100% | $1,235,000 | View |
|
C3.9 ★Texas Ratio: 27.97% |
VA | 2 | 0% | 100% | $510,000 | View |
Fundloans Capital
|
Conventional, Jumbo | 2 | 0% | 100% | $1,765,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0% | 100% | $645,000 | View |
|
A+5.0 ★Texas Ratio: 4.93% |
Conventional, VA, Jumbo | 2 | 0% | 100% | $575,000 | View |
Contour Mortgage Corporation
|
Conventional, VA | 2 | 0% | 100% | $270,000 | |
MDE Home Loans LLC
|
Conventional, VA | 2 | 0% | 100% | $565,000 | |
Triad Financial Services, Inc.
|
Conventional | 2 | 0% | 31.5% | $70,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0% | 100% | $95,000 | View |
United Trust Bank
|
FHA, VA | 2 | 0% | 100% | $220,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0% | 100% | $190,000 | View |
Charlotte Mortgage Rate Trends
Daily average mortgage rates for North Carolina compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Charlotte, North Carolina
Looking for mortgage lenders near me or mortgage brokers near me in Charlotte? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Charlotte in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Charlotte, NC
Use these to narrow the list above. Each category shows how many Charlotte, NC lenders fit and what that kind of lender is usually best for.
Who Lends in Charlotte, NC
Independent mortgage companies closed 64.8 percent of home loans in Charlotte, North Carolina in 2025, banks 28.6 percent and credit unions 6.6 percent. American Security Mortgage Cor was the largest mortgage company, First National Bank of PA the largest bank and Skyla Federal Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 242 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.
More North Carolina Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Charlotte, NC
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Charlotte, North Carolina with 862 loans, about 5.1 percent of the market. The largest lender headquartered in North Carolina was Truist Bank with 242 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Charlotte, North Carolina, Atlantic Coast Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 83.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
166 lenders closed FHA loans in Charlotte, North Carolina in 2025, led by Rocket Mortgage with 260. 128 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 82 banks and 33 credit unions closed home loans in Charlotte, North Carolina in 2025, alongside 185 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Charlotte, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Charlotte, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Charlotte. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
