☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / North Carolina / Apex

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Apex, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Apex, North Carolina mortgage lenders include Truist BankTruist Bank1130 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust1070 Vision Dr, Apex, NC 27523A5.0 ★Texas Ratio: 7.72%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1100 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 5.36%, The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, First BankFirst Bank402 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.94%, and Goprime Mortgage, Inc.Goprime Mortgage, Inc.Apex, NC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Apex, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Apex are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Apex, North Carolina

Market share is the lender's share of all home loans closed in Apex, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Truist Bank ★ 1 stars, 1 review 2 offices in Apex 1130 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo, HELOC	36 +37 HELOCs	1.6%	94.7%	$649,722	View
First Ciitizens Bank and Trust 1 office in Apex 1070 Vision Dr, Apex, NC 27523 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, Jumbo, HELOC	29 +37 HELOCs	1.3%	83.3%	$351,551	View
First National Bank of PA 1 office in Apex 303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo, HELOC	22 +26 HELOCs	1%	75.9%	$373,636	View
JPMorgan Chase Bank, NA 1 office in Apex 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	19	0.8%	95.2%	$528,684	View
Fifth Third Bank, National Association 2 offices in Apex 1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	18 +20 HELOCs	0.8%	86.4%	$607,777	View
Bank of America NA 1 office in Apex 5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, Jumbo, HELOC	17 +33 HELOCs	0.7%	100%	$597,941	View
Wells Fargo Bank NA 1 office in Apex 1100 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	15	0.7%	88.2%	$489,666	View
The Fidelity Bank 1 office in Apex 804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02%	Conventional, Jumbo, HELOC	3 +3 HELOCs	0.1%	100%	$698,333	View
First Bank 1 office in Apex 402 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.94%	Conventional, HELOC	2 +3 HELOCs	0.1%	100%	$465,000	View
Goprime Mortgage, Inc.	Conventional, Jumbo	9	0.4%	90%	$487,222
State Employees' Credit Union 1065 VISION DR, APEX, NC 27523 A-5.0 ★Texas Ratio: 14.13%	Conventional, Jumbo, HELOC	63 +104 HELOCs	2.8%	86.5%	$459,285	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, Jumbo, HELOC	40 +125 HELOCs	1.8%	95.6%	$333,250
North State Bank 835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77%	Conventional, VA	8	0.4%	100%	$431,250	View
United Community Bank 732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97%	Conventional, VA, Jumbo, HELOC	5 +3 HELOCs	0.2%	83.3%	$803,000	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	Conventional	5	0.2%	100%	$317,000	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	4 +1 HELOCs	0.2%	66.7%	$477,500	View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	4	0.2%	100%	$1,335,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +19 HELOCs	0.1%	75%	$308,333	View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	Conventional, VA, HELOC	2 +2 HELOCs	0.1%	100%	$400,000	View
Blue Ridge Bank 3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11%	Conventional	2	0.1%	100%	$385,000	View
Skyla Federal Credit Union 148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56%	Conventional	2	0.1%	100%	$740,000	View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	Conventional	2	0.1%	66.7%	$555,000	View
Southern First Bank 4064 Colony Rd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 3.08%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$1,005,000	View
Southern Bank and Trust Company 506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$735,000	View
Atlantic Union Bank 3101 S Church St, Burlington, NC 27215 A+5.0 ★Texas Ratio: 2.51%	Conventional	1	0%	100%	$295,000	View
Carolinas Telco FCU 2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27%	Conventional, Jumbo	1	0%	100%	$905,000	View
TD Bank 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional, Jumbo	1	0%	100%	$815,000	View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +5 HELOCs	0%	n/a		View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	HELOC	0 +3 HELOCs	0%	n/a		View
First Horizon Bank ★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76%	HELOC	0 +2 HELOCs	0%	n/a		View
Carter Bank and Trust 500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +2 HELOCs	0%	n/a		View
Pinnacle Bank 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04%	HELOC	0 +2 HELOCs	0%	n/a		View
Flagstar Bank NA 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Peoples Bank 1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98%	HELOC	0 +1 HELOCs	0%	n/a		View
American Security Mortgage Cor	Conventional, FHA, VA	15	0.7%	93.8%	$479,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, VA, Jumbo, HELOC	10 +1 HELOCs	0.4%	100%	$619,000	View
Corporate Investors Mortgage G	Conventional, Jumbo	10	0.4%	100%	$449,000
Towne Mtg of the Carolinas,LLC	Conventional, VA	7	0.3%	100%	$269,285
RBC Bank (Georgia), N.A.	Conventional	3	0.1%	100%	$588,333
Deephaven Mortgage LLC	Conventional	2	0.1%	66.7%	$190,000
RTP Federal Credit Union A+5.0 ★Texas Ratio: 5.20%	Conventional	2	0.1%	100%	$110,000	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	473 +3 HELOCs	20.8%	94.3%	$540,813
Pulte Mortgage LLC	Conventional, FHA, VA	188	8.3%	93.6%	$407,765
M/I Financial. LLC	Conventional, FHA, VA	155	6.8%	100%	$513,838
Lennar Mortgage, LLC	Conventional, FHA	135	5.9%	91.9%	$347,592
Rocket Mortgage	Conventional, FHA, VA, Jumbo	127	5.6%	92.4%	$375,629
First Heritage Mortgage, LLC	Conventional	61	2.7%	100%	$533,360
DHI Mortgage Company, LTD.	Conventional, FHA, VA	55	2.4%	90.2%	$434,272
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	47 +1 HELOCs	2.1%	100%	$546,914
Cmg Mortgage Inc	Conventional, VA, HELOC	36 +2 HELOCs	1.6%	97.3%	$536,111
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	34	1.5%	81%	$609,705
General Mortgage Capital Corporation	Conventional, Jumbo	27	1.2%	96.6%	$412,407
Provident Funding Associates	Conventional	24	1.1%	96%	$498,750
CrossCountry Mortgage, LLC	Conventional, VA, Jumbo, HELOC	23 +1 HELOCs	1%	100%	$573,695
Velocio Mortgage, L.L.C.	Conventional, VA	21	0.9%	100%	$555,476
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	19 +10 HELOCs	0.8%	90.5%	$467,631
Prosperity Home Mortgage, LLC	Conventional	18	0.8%	100%	$448,888
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	15	0.7%	83.3%	$446,333
Nationstar Mortgage	Conventional	14	0.6%	73.7%	$178,571
loanDepot.com LLC	Conventional, FHA, HELOC	12 +8 HELOCs	0.5%	72.2%	$422,500
Freedom Mortgage Corporation	Conventional, FHA, VA	12	0.5%	76.5%	$430,833
T2 Financial LLC	Conventional, VA, Jumbo	12	0.5%	100%	$593,333
Spring Eq, LLC	Conventional, HELOC	11 +6 HELOCs	0.5%	54.5%	$125,909
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	11	0.5%	100%	$487,727
Sage Home Loans Corporation	Conventional	10	0.4%	85.7%	$493,000
Equity Resources Inc	Conventional, VA	9	0.4%	90%	$467,222
Better Mortgage Corporation	Conventional	9	0.4%	60%	$449,444
Zillow Home Loans, LLC	Conventional, FHA	9	0.4%	100%	$450,555
Guaranteed Rate, Inc.	Conventional, VA, HELOC	8 +1 HELOCs	0.4%	100%	$496,250
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional	8	0.4%	100%	$557,500	View
Nvr Mortgage Finance, Inc.	Conventional	8	0.4%	80%	$375,000
Newrez LLC	Conventional, FHA, Jumbo	7	0.3%	50%	$345,000
Nbkc Bank	Conventional	7	0.3%	77.8%	$483,571
AmWest Funding Corp	Conventional	7	0.3%	100%	$613,571
V.I.P. Mortgage, Inc.	Conventional, VA	7	0.3%	100%	$466,428
The Loan Store, Inc	Conventional	7	0.3%	100%	$487,857
Resicentral LLC	Conventional	6	0.3%	100%	$391,666
Amerisave Mortgage Company	Conventional	6	0.3%	26.1%	$156,666
Mortgage Research Center	Conventional, VA, Jumbo	6	0.3%	66.7%	$563,333
Mutual of Omaha Mortgage	Conventional, FHA	6	0.3%	100%	$460,000
Paramount Residential Mortgage	Conventional, Jumbo	6	0.3%	100%	$670,000
TowneBank	Conventional, HELOC	5 +4 HELOCs	0.2%	100%	$393,000
Kind Lending, LLC	Conventional, FHA	5	0.2%	100%	$505,000
Guild Mortgage Company	Conventional, VA	5	0.2%	100%	$469,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	5	0.2%	100%	$403,000	View
First Alliance Home Mortgage, LLC	Conventional, FHA	5	0.2%	100%	$361,000
Discover Bank	Conventional	5	0.2%	21.7%	$99,000
Nfm, Inc	Conventional	5	0.2%	100%	$361,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.2%	100%	$399,000	View
Digital Federal Credit Union	Conventional, Jumbo	5	0.2%	71.4%	$513,000
United Nations Federal CU	Conventional	5	0.2%	83.3%	$539,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.2%	100%	$85,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	5	0.2%	100%	$459,000	View
Credit Union Mortgage Associat	Conventional, FHA	4	0.2%	100%	$617,500
Strong Home Mortgage, LLC	Conventional	4	0.2%	100%	$590,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	4	0.2%	100%	$447,500	View
Lower, LLC	Conventional	4	0.2%	100%	$467,500
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA	4	0.2%	100%	$452,500	View
Vanderbilt Mortgage and Finance, Inc	Conventional, VA	4	0.2%	80%	$440,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	4	0.2%	100%	$465,000	View
Tomo Mortgage LLC	Conventional	4	0.2%	66.7%	$392,500
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	3 +10 HELOCs	0.1%	42.9%	$348,333	View
Langley Federal Credit Union A5.0 ★Texas Ratio: 10.20%	Conventional, HELOC	3 +3 HELOCs	0.1%	75%	$515,000
Corning Credit Union	Conventional, HELOC	3 +2 HELOCs	0.1%	100%	$508,333
Primelending	Conventional	3	0.1%	80%	$568,333
ALCOVA Mortgage, LLC	Conventional	3	0.1%	100%	$548,333
Howard Hanna Financial Services, Inc	Conventional	3	0.1%	100%	$381,666
Princeton Mortgage Corporation	Conventional	3	0.1%	100%	$341,666
Homestead Funding Corp.	Conventional	3	0.1%	100%	$331,666
Sfmc, LP	Conventional	3	0.1%	100%	$621,666
Union Home Mortgage Corp.	Conventional	3	0.1%	100%	$338,333
New American Funding, LLC.	Conventional	3	0.1%	75%	$478,333
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	3	0.1%	100%	$375,000	View
Plaza Home Mortgage, Inc	Conventional	3	0.1%	60%	$528,333
Ark-La-Tex Financial Services LLC	Conventional, VA	3	0.1%	100%	$611,666
Originpoint, LLC	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	100%	$935,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.1%	100%	$675,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$360,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$605,000	View
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA	2	0.1%	100%	$375,000	View
Lakeview Loan Servicing, LLC	FHA	2	0.1%	25%	$385,000
Toll Brothers Mortgage Company	Conventional	2	0.1%	100%	$685,000
AdvantageFirst Lending Inc	VA	2	0.1%	100%	$410,000
MortgageCountry	Conventional	2	0.1%	100%	$525,000
Sun West Mortgage Company, Inc	Conventional	2	0.1%	100%	$510,000
Republic State Mortgage Company	Conventional	2	0.1%	100%	$565,000
LoanFlight Lending, LLC.	Conventional	2	0.1%	100%	$610,000
Federated Mortgage Corp	Conventional	2	0.1%	100%	$230,000
American Federal Mortgage Corporation	Conventional	2	0.1%	100%	$450,000
Kwik Mortgage Corporation	Conventional	2	0.1%	100%	$500,000
Weichert Financial Services	Conventional	2	0.1%	100%	$435,000
Capital Center LLC	Conventional	2	0.1%	100%	$420,000
Resource Financial Services, Inc.	Conventional	2	0.1%	100%	$450,000
Century FCU	Conventional	2	0.1%	100%	$555,000
Integrity Home Mortgage Corporation	Conventional	2	0.1%	100%	$605,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	100%	$290,000
Affinity Federal Credit Union	Conventional, Jumbo	2	0.1%	100%	$915,000
Pike Creek Mortgage Services, Inc.	Conventional	2	0.1%	100%	$520,000
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	2	0.1%	100%	$405,000
Nexera Holding LLC	Conventional	2	0.1%	66.7%	$225,000
Reliance First Capital, LLC	Conventional, FHA	2	0.1%	100%	$190,000
Metro City Bank A+5.0 ★Texas Ratio: 3.17%	Conventional	2	0.1%	100%	$310,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	1 +11 HELOCs	0%	100%	$975,000	View
Pentagon Federal Credit Union	Conventional, HELOC	1 +5 HELOCs	0%	50%	$325,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	1 +2 HELOCs	0%	100%	$215,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$1,505,000	View
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0%	100%	$545,000
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$325,000	View
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$75,000
Developer's Mortgage Company	Conventional, HELOC	1 +1 HELOCs	0%	100%	$475,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	50%	$995,000	View
Genisys Credit Union	Conventional	1	0%	100%	$705,000
Kbhs Home Loans, LLC	Conventional	1	0%	100%	$275,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0%	100%	$355,000	View
American Financial Resources LLC	Conventional	1	0%	100%	$525,000
Royal United Mortgage LLC	Conventional	1	0%	100%	$205,000
Atlantic Coast Mortgage, LLC	Conventional	1	0%	100%	$335,000
Virginia Federal Credit Union	Conventional	1	0%	50%	$435,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	1	0%	100%	$875,000	View
MidFirst Bank A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	1	0%	100%	$1,015,000	View
Go Mortgage, LLC	Conventional	1	0%	100%	$535,000
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$515,000
Equity Prime Mortgage LLC	FHA	1	0%	100%	$215,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	FHA	1	0%	100%	$415,000	View
PHH Mortgage Corporation	FHA	1	0%	50%	$325,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$625,000	View
Filo Mortgage, LLC	Conventional	1	0%	100%	$675,000
Nih Federal Credit Union	Conventional	1	0%	50%	$155,000
American Financial Network, Inc.	Conventional, Jumbo	1	0%	100%	$905,000
Fidelity Direct Mortgage, LLC	Conventional	1	0%	100%	$675,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0%	100%	$525,000	View
Oconee State Bank B4.5 ★Texas Ratio: 21.44%	Conventional	1	0%	100%	$185,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0%	100%	$625,000	View
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$305,000
Michigan First Credit Union	Conventional	1	0%	100%	$525,000
Royal Pacific Funding	Conventional	1	0%	100%	$555,000
Flexpoint, Inc.	Conventional	1	0%	100%	$205,000
Flat Branch Mortgage, Inc.	Conventional	1	0%	100%	$385,000
Bay Equity LLC	Conventional	1	0%	100%	$305,000
United Premier Funding LLC	Conventional	1	0%	100%	$255,000
SIRVA Mortgage, Inc.	Conventional	1	0%	100%	$465,000
First Intercontinental Bank	Conventional	1	0%	100%	$485,000
Real Genius LLC	Conventional	1	0%	100%	$445,000
Calcon Mutual Mortgage LLC	Conventional	1	0%	100%	$525,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$325,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0%	100%	$805,000	View
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional	1	0%	100%	$555,000	View
The Anderson Financial Group, Inc.	Conventional	1	0%	100%	$565,000
First Equity Mortgage Inc	Conventional	1	0%	100%	$535,000
American Pacific Mortgage Corporation	Conventional	1	0%	100%	$375,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	FHA	1	0%	100%	$105,000	View
Platte Valley Bank A+5.0 ★Texas Ratio: 3.51%	Conventional	1	0%	100%	$375,000	View
Financial Resources Federal Cr	Conventional	1	0%	100%	$365,000
Scient Federal Credit Union	Conventional	1	0%	50%	$605,000
Stockton Mortgage Corporation A+5.0 ★Texas Ratio: 0.21%	Conventional	1	0%	100%	$155,000	View
Uif Corporation	Conventional	1	0%	100%	$385,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$635,000	View
CPM Federal Credit Union	Conventional	1	0%	100%	$475,000
Johnson Bank A+5.0 ★Texas Ratio: 1.47%	Conventional	1	0%	100%	$305,000	View
Nmsi, Inc.	Conventional	1	0%	100%	$535,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	100%	$805,000	View
Mortgage Investors Group	Conventional	1	0%	100%	$365,000
Village Capital & Investment	VA	1	0%	100%	$375,000
Flyhomes Mortgage LLC	Conventional	1	0%	100%	$115,000
Figure Lending LLC	HELOC	0 +16 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +7 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +2 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Eastman Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Delta Community Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Hanscom Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Sharonview Federal CU	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	100%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Apex Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Apex, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Apex? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Apex in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Apex, NC

Use these to narrow the list above. Each category shows how many Apex, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 119 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 61 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 39 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 27 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 33 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 42 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 20 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Apex, NC

Independent mortgage companies closed 79.6 percent of home loans in Apex, North Carolina in 2025, banks 13 percent and credit unions 7.4 percent. Goprime Mortgage, Inc. was the largest mortgage company, Truist Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, Truist Bank led with 36 loans.

79.6%

Mortgage companies

13%

Banks

7.4%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Gastonia 197 lenders Wilmington 221 lenders High Point 204 lenders

Frequently Asked Questions About Mortgage Lenders in Apex, NC

Who is the largest mortgage lender in Apex, NC?

By home loans closed in 2025, Truist Bank was the largest mortgage lender in Apex, North Carolina with 36 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Apex, NC have the highest approval rates?

Among lenders with meaningful volume in Apex, North Carolina, M/I Financial. LLC approved the highest share of completed applications in 2025 at 100 percent, against a 90.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Apex, NC mortgage lenders offer FHA, VA and USDA loans?

27 lenders closed FHA loans in Apex, North Carolina in 2025, led by M/I Financial. LLC with 19. 33 lenders closed VA loans, led by M/I Financial. LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Apex, NC lender list?

Yes. 61 banks and 39 credit unions closed home loans in Apex, North Carolina in 2025, alongside 119 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Apex, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Apex, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Apex, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Apex. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.