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Mortgage Lenders and Brokers in Fayetteville, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fayetteville, North Carolina mortgage lenders include First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust130 Grove St, Fayetteville, NC 28301A5.0 ★Texas Ratio: 7.72%, Truist BankTruist Bank300 Rowan St, Fayetteville, NC 28301A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA419 Cross Creek Mall, Fayetteville, NC 28303A+5.0 ★Texas Ratio: 5.36%, First National Bank of PAFirst National Bank of PA4200 Morganton Rd, Fayetteville, NC 28314A+5.0 ★Texas Ratio: 1.62%, Bank of America NABank of America NA503 Cross Creek Mall, Fayetteville, NC 28303A+5.0 ★Texas Ratio: 4.14%, First Horizon BankFirst Horizon Bank4841 Ramsey St, Fayetteville, NC 28311A+5.0 ★Texas Ratio: 5.76%, United Bank VaUnited Bank Va705 Executive Pl, Fayetteville, NC 28305A+5.0 ★Texas Ratio: 2.15%, The Fidelity BankThe Fidelity Bank2911 Village Dr, Fayetteville, NC 28304A+5.0 ★Texas Ratio: 3.02%, PNC Bank N.A.PNC Bank N.A.991 S Mcpherson Church Rd, Fayetteville, NC 28303A+5.0 ★Texas Ratio: 4.24%, and First BankFirst Bank2818 Raeford Rd, Fayetteville, NC 28303A+5.0 ★Texas Ratio: 1.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fayetteville, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fayetteville are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fayetteville, North Carolina

Market share is the lender's share of all home loans closed in Fayetteville, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
First Ciitizens Bank and Trust 4 offices in Fayetteville 130 Grove St, Fayetteville, NC 28301 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, VA, Jumbo, HELOC	38 +45 HELOCs	0.8%	59.4%	$249,736	View
Truist Bank ★ 1 stars, 1 review 6 offices in Fayetteville 300 Rowan St, Fayetteville, NC 28301 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, VA, Jumbo, HELOC	34 +84 HELOCs	0.8%	85%	$188,823	View
Wells Fargo Bank NA 4 offices in Fayetteville 419 Cross Creek Mall, Fayetteville, NC 28303 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	22	0.5%	63.2%	$184,545	View
First National Bank of PA 1 office in Fayetteville 4200 Morganton Rd, Fayetteville, NC 28314 A+5.0 ★Texas Ratio: 1.62%	Conventional, HELOC	10 +3 HELOCs	0.2%	66.7%	$464,000	View
Bank of America NA 2 offices in Fayetteville 503 Cross Creek Mall, Fayetteville, NC 28303 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +24 HELOCs	0.2%	77.8%	$176,428	View
First Horizon Bank ★ 5 stars, 1 review 2 offices in Fayetteville 4841 Ramsey St, Fayetteville, NC 28311 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, VA, HELOC	7 +4 HELOCs	0.2%	100%	$345,000	View
United Bank Va 2 offices in Fayetteville 705 Executive Pl, Fayetteville, NC 28305 A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	4	0.1%	80%	$242,500	View
The Fidelity Bank 1 office in Fayetteville 2911 Village Dr, Fayetteville, NC 28304 A+5.0 ★Texas Ratio: 3.02%	Conventional, HELOC	3 +5 HELOCs	0.1%	80%	$425,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 3 offices in Fayetteville 991 S Mcpherson Church Rd, Fayetteville, NC 28303 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +23 HELOCs	0%	75%	$235,000	View
First Bank 1 office in Fayetteville 2818 Raeford Rd, Fayetteville, NC 28303 A+5.0 ★Texas Ratio: 1.94%	Conventional, HELOC	2 +8 HELOCs	0%	66.7%	$100,000	View
State Employees' Credit Union 651 EXECUTIVE PL, FAYETTEVILLE, NC 28305 A-5.0 ★Texas Ratio: 14.13%	Conventional, HELOC	74 +95 HELOCs	1.6%	66.7%	$197,567	View
JPMorgan Chase Bank, NA 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	22 +1 HELOCs	0.5%	78.8%	$169,090	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA	11	0.2%	61.1%	$192,272	View
Lumbee Guaranty Bank ★ 5 stars, 1 review 229 A Hay Street, Fayetteville, NC 28301 A+5.0 ★Texas Ratio: 1.73%	Conventional	10	0.2%	100%	$80,000	View
Latino Community Credit Union 155 Bonanza Dr Ste 103, Fayetteville, NC 28303 A5.0 ★Texas Ratio: 6.08%	Conventional	6	0.1%	100%	$163,333	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, HELOC	4 +4 HELOCs	0.1%	80%	$95,000
United Community Bank 732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97%	Conventional, FHA	4	0.1%	80%	$310,000	View
North State Bank 835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77%	Conventional, FHA, VA	3	0.1%	100%	$261,666	View
Huntington National Bank 101 S Tryon St, Charlotte, NC 28280 A+5.0 ★Texas Ratio: 3.66%	Conventional	3	0.1%	100%	$211,666	View
Flagstar Bank NA 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11%	Conventional	3	0.1%	60%	$81,666	View
Ameris Bank ★ 4 stars, 1 review 6805 Carnegie Blvd, Charlotte, NC 28211 A+5.0 ★Texas Ratio: 1.82%	FHA, VA	3	0.1%	100%	$178,333	View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	Conventional, HELOC	2 +1 HELOCs	0%	40%	$55,000	View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	VA	2	0%	40%	$205,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	Conventional	2	0%	50%	$175,000	View
Blue Ridge Bank 3202 Northline Ave, Greensboro, NC 27408 A5.0 ★Texas Ratio: 8.11%	Conventional	1	0%	66.7%	$155,000	View
Old National Bank 28 Schenck Pkwy, Asheville, NC 28803 A+5.0 ★Texas Ratio: 4.98%	VA	1	0%	100%	$255,000	View
Pinnacle Bank 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0%	50%	$175,000	View
Vision Financial Federal Credit Union 3190 Natal St, Fayetteville, NC 28306 2865 A+5.0 ★Texas Ratio: 0.01%	Conventional	1	0%	100%	$55,000	View
Uwharrie Bank 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72%	FHA	1	0%	50%	$285,000	View
TD Bank 335 New Leicester Hwy, Asheville, NC 28806 A+5.0 ★Texas Ratio: 3.71%	Conventional	1	0%	100%	$345,000	View
Fifth Third Bank, National Association 1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22%	HELOC	0 +1 HELOCs	0%	0%		View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +1 HELOCs	0%	0%		View
American Security Mortgage Cor	Conventional, FHA, VA	51	1.1%	98.2%	$259,509
Goprime Mortgage, Inc.	Conventional, FHA, VA	12	0.3%	100%	$261,666
AAFMAA Mortgage Services LLC	FHA, VA	10	0.2%	100%	$226,000
Cardinal Financial Company, Li	Conventional, VA	2	0%	100%	$175,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	FHA, VA	2	0%	100%	$280,000	View
Mortgage Research Center	Conventional, FHA, VA	547	12.2%	79.5%	$257,065
United Wholesale Mortgage	Conventional, FHA, VA, USDA, Jumbo, HELOC	442 +2 HELOCs	9.8%	88.7%	$279,457
Rocket Mortgage	Conventional, FHA, VA	340	7.6%	84.1%	$189,882
Freedom Mortgage Corporation	Conventional, FHA, VA	309	6.9%	89%	$261,084
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	199 +41 HELOCs	4.4%	74.9%	$223,241
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	154 +7 HELOCs	3.4%	97.2%	$233,896
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	127 +1 HELOCs	2.8%	96.3%	$234,842
Guaranteed Rate, Inc.	Conventional, FHA, VA, USDA, HELOC	112 +3 HELOCs	2.5%	89.6%	$197,678
Pennymac Loan Services LLC	Conventional, FHA, VA	107	2.4%	83.6%	$240,233
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	87 +6 HELOCs	1.9%	93.9%	$271,896
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	84	1.9%	95.7%	$215,119
Nationstar Mortgage	Conventional, FHA, VA	73	1.6%	90.5%	$158,561
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional, FHA, VA	69	1.5%	98.6%	$235,724	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA	67	1.5%	98.6%	$297,686	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	61	1.4%	89.2%	$262,049
loanDepot.com LLC	Conventional, FHA, VA, HELOC	59 +13 HELOCs	1.3%	67.4%	$186,016
Newrez LLC	Conventional, FHA, VA	53	1.2%	66.3%	$258,396
Atlantic Bay Mortgage Group	Conventional, FHA, VA	52	1.2%	98.1%	$190,961
Mortgage Solutions of Colorado	Conventional, FHA, VA	46	1%	96.4%	$243,478
New American Funding, LLC.	Conventional, FHA, VA	46	1%	78%	$209,565
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	45	1%	61%	$259,000	View
New Day Financial, LLC.	VA	43	1%	50.5%	$248,720
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional, FHA, VA	35	0.8%	97.2%	$236,142	View
Village Capital & Investment	FHA, VA	35	0.8%	61.6%	$283,285
Nfm, Inc	Conventional, FHA, VA	33	0.7%	97.1%	$234,090
Amerisave Mortgage Company	Conventional, FHA, VA	28	0.6%	24.6%	$143,928
Credit Union Mortgage Associat	Conventional, VA	26	0.6%	89.7%	$246,153
Equity Prime Mortgage LLC	FHA, VA	24	0.5%	64.1%	$267,500
Fairway Independent Mort Corp	Conventional, FHA, VA	24	0.5%	82.8%	$191,666
Goodleap, LLC	Conventional, FHA, VA, HELOC	23 +10 HELOCs	0.5%	75.6%	$199,782
ALCOVA Mortgage, LLC	Conventional, FHA, VA	23	0.5%	96.9%	$193,260
Carrington Mortgage Services LLC	Conventional, FHA, VA	22	0.5%	39.3%	$205,909
DHI Mortgage Company, LTD.	Conventional, FHA, VA	21	0.5%	87.5%	$385,952
Plaza Home Mortgage, Inc	Conventional, FHA, VA	21	0.5%	81.5%	$284,523
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	18	0.4%	50%	$168,333
T2 Financial LLC	Conventional, FHA, VA	18	0.4%	100%	$230,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	18	0.4%	78.3%	$296,111	View
Primary Residential Mortgage, INC.	Conventional, FHA, VA	16	0.4%	88.9%	$200,625
Integrity Home Mortgage Corporation	FHA, VA	16	0.4%	90%	$275,625
Pentagon Federal Credit Union	Conventional, FHA, VA, HELOC	15 +16 HELOCs	0.3%	55.6%	$264,333
The Loan Store, Inc	Conventional, VA, Jumbo, HELOC	15 +1 HELOCs	0.3%	94.7%	$215,000
Zillow Home Loans, LLC	Conventional, FHA, VA	15	0.3%	88.2%	$225,000
Nbkc Bank	FHA, VA	14	0.3%	100%	$277,142
AdvantageFirst Lending Inc	FHA, VA	13	0.3%	72.2%	$251,153
Sun West Mortgage Company, Inc	FHA, VA	13	0.3%	90.9%	$276,538
ClearPath Lending	Conventional, VA	13	0.3%	92.9%	$228,846
Reliance First Capital, LLC	Conventional, FHA, VA	13	0.3%	100%	$202,692
Spring Eq, LLC	Conventional, HELOC	12 +5 HELOCs	0.3%	34.2%	$70,833
Planet Home Lending, LLC	Conventional, FHA, VA	12	0.3%	61.9%	$225,000
Lower, LLC	Conventional, VA	12	0.3%	68.4%	$236,666
American Financial Resources LLC	Conventional, FHA, VA	11	0.2%	100%	$196,818
Loanunited.Com, LLC	VA	11	0.2%	100%	$293,181
Encompass Lending Group, L.P.	Conventional, FHA, VA	11	0.2%	100%	$283,181
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	10	0.2%	100%	$181,000	View
Acopia, LLC	Conventional, FHA, VA	10	0.2%	100%	$225,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA	10	0.2%	66.7%	$163,000	View
Mid-Continent Funding, Inc.	VA	9	0.2%	100%	$258,333
Jet HomeLoans, LP	Conventional, FHA, VA	9	0.2%	100%	$405,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	9	0.2%	100%	$275,000	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA, VA	9	0.2%	100%	$192,777
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	8 +4 HELOCs	0.2%	81.8%	$278,750
PHH Mortgage Corporation	Conventional, VA	8	0.2%	61.5%	$166,250
American Financial Network, Inc.	Conventional, FHA, VA	8	0.2%	100%	$267,500
Flat Branch Mortgage, Inc.	Conventional, FHA, VA	8	0.2%	100%	$247,500
BoxCar Mortgage, LLC	VA	8	0.2%	100%	$306,250
Prosperity Home Mortgage, LLC	VA	8	0.2%	88.9%	$271,250
HomeBridge Financial Services, Inc	FHA, VA, HELOC	7 +4 HELOCs	0.2%	50%	$273,571
Royal United Mortgage LLC	Conventional, FHA, VA	7	0.2%	58.3%	$119,285
Click n' Close, Inc.	Conventional, FHA, VA	7	0.2%	100%	$112,142
Vanderbilt Mortgage and Finance, Inc	Conventional	7	0.2%	5.6%	$146,428
First Heritage Mortgage, LLC	FHA, VA	6	0.1%	75%	$258,333
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	VA	6	0.1%	87.5%	$310,000	View
Rapid Mortgage Company	Conventional, FHA, VA	6	0.1%	100%	$195,000
Paramount Residential Mortgage	Conventional, FHA, VA	6	0.1%	100%	$288,333
Equity Resources Inc	Conventional, FHA, VA	5	0.1%	100%	$197,000
Cornerstone First Mortgage, LLC	VA	5	0.1%	100%	$281,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, VA	5	0.1%	100%	$279,000	View
Kind Lending, LLC	Conventional, FHA, VA	5	0.1%	55.6%	$233,000
AmeriHome Mortgage Company, LLC	FHA, VA	5	0.1%	83.3%	$249,000
Success Mortgage Partners, Inc	Conventional, FHA, VA	5	0.1%	100%	$301,000
Provident Funding Associates	Conventional	5	0.1%	85.7%	$297,000
Towne Mortgage Company	FHA, VA	5	0.1%	100%	$295,000
TowneBank	Conventional, VA	5	0.1%	100%	$149,000
Ark-La-Tex Financial Services LLC	Conventional, VA	5	0.1%	83.3%	$257,000
Better Mortgage Corporation	Conventional, HELOC	4 +1 HELOCs	0.1%	44.4%	$155,000
Primelending	Conventional, FHA, VA	4	0.1%	100%	$260,000
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	4	0.1%	100%	$277,500
Triad Financial Services, Inc.	Conventional	4	0.1%	19.4%	$70,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA, VA	4	0.1%	80%	$160,000	View
United Trust Bank	FHA, VA	4	0.1%	80%	$280,000
General Mortgage Capital Corporation	Conventional	4	0.1%	100%	$187,500
Fidelity Direct Mortgage, LLC	Conventional	4	0.1%	100%	$265,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	4	0.1%	100%	$177,500	View
American Financing Corporation	FHA, VA	4	0.1%	35.7%	$180,000
21St Mortgage	Conventional	4	0.1%	13.8%	$115,000
EMM Loans LLC	Conventional, FHA, VA	3	0.1%	100%	$268,333
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, VA	3	0.1%	100%	$298,333	View
Residential Wholesale Mortgage	Conventional, VA	3	0.1%	75%	$281,666
Success Lending, LLC	VA	3	0.1%	75%	$398,333
AmWest Funding Corp	Conventional	3	0.1%	75%	$208,333
Discover Bank	Conventional	3	0.1%	14.3%	$55,000
Das Acquisition Company, LLC	VA	3	0.1%	100%	$255,000
Securitynational Mortgage Company	Conventional, FHA	3	0.1%	100%	$125,000
Legend Lending Corporation	Conventional, FHA	3	0.1%	100%	$115,000
Churchill Mortgage Corporation	Conventional, FHA, VA	3	0.1%	100%	$241,666
American Pacific Mortgage Corporation	VA	3	0.1%	75%	$315,000
The Mortgage Firm	Conventional, FHA	3	0.1%	100%	$281,666
Mission Loans, LLC	Conventional	3	0.1%	100%	$128,333
V.I.P. Mortgage, Inc.	Conventional, VA	3	0.1%	75%	$245,000
Veritas Funding, LLC	FHA, VA	3	0.1%	100%	$215,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA, VA	3	0.1%	100%	$168,333	View
Top Flite Financial, Inc.	FHA	3	0.1%	75%	$135,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	VA, HELOC	2 +3 HELOCs	0%	100%	$240,000	View
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, Jumbo	2	0%	100%	$645,000	View
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, VA	2	0%	100%	$170,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	VA	2	0%	100%	$235,000	View
Canopy Mortgage, LLC	FHA, VA	2	0%	66.7%	$185,000
Loansteady LLC	VA	2	0%	100%	$175,000
Allied Mortgage Group, Inc	FHA, VA	2	0%	100%	$225,000
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	FHA, VA	2	0%	100%	$265,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, VA	2	0%	100%	$220,000	View
Nqm Funding, LLC	Conventional	2	0%	100%	$330,000
Highlands Residential Mortgage, Ltd.	Conventional, VA	2	0%	66.7%	$255,000
Calcon Mutual Mortgage LLC	Conventional, FHA	2	0%	100%	$190,000
Credence Funding Corporation	VA	2	0%	100%	$250,000
Sierra Pacific Mortgage Co. Inc	Conventional, VA	2	0%	100%	$250,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0%	100%	$240,000	View
Milend, Inc	FHA	2	0%	50%	$155,000
Jams-01 Inc dba Home Savings & Trust Mortgage	FHA, VA	2	0%	100%	$215,000
Nmsi, Inc.	Conventional	2	0%	100%	$400,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, VA	2	0%	100%	$175,000	View
Southwest Stage Funding LLC	Conventional	2	0%	100%	$105,000
Nexera Holding LLC	Conventional	2	0%	100%	$120,000
Gershman Investment Corp.	VA	2	0%	100%	$245,000
Champions Funding, LLC	Conventional	2	0%	100%	$205,000
Chartway FCU	Conventional, HELOC	1 +1 HELOCs	0%	100%	$135,000
Polaris Home Funding Corp.	Conventional	1	0%	100%	$155,000
Interlinc Mortgage Services, LLC	Conventional	1	0%	100%	$215,000
Genisys Credit Union	Conventional	1	0%	100%	$355,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	100%	$155,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0%	100%	$275,000	View
Premier Mortgage Resources, LLC	Conventional	1	0%	100%	$175,000
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	1	0%	100%	$245,000
Liberty Federal Credit Union	Conventional, Jumbo	1	0%	100%	$1,155,000
Atlantic Coast Mortgage, LLC	Conventional	1	0%	100%	$175,000
Contour Mortgage Corporation	Conventional	1	0%	100%	$365,000
Sage Home Loans Corporation	VA	1	0%	50%	$225,000
MortgageOne, Inc	Conventional	1	0%	100%	$105,000
Envoy Mortgage, Ltd	VA	1	0%	100%	$195,000
Dart Bank	VA	1	0%	100%	$225,000
Nih Federal Credit Union	Conventional	1	0%	100%	$75,000
Resicentral LLC	Conventional	1	0%	100%	$255,000
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	50%	$485,000
Synergy One Lending, Inc.	Conventional	1	0%	100%	$235,000
Azuza LLC	Conventional	1	0%	100%	$105,000
Loyal Trust Bank	Conventional	1	0%	100%	$145,000
City Lending Inc.	Conventional	1	0%	100%	$155,000
Homestead Funding Corp.	Conventional	1	0%	100%	$295,000
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	VA	1	0%	100%	$265,000	View
Acre Mortgage & Financial, Inc.	Conventional	1	0%	100%	$215,000
Orangepath Financial Inc	Conventional	1	0%	100%	$515,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	VA	1	0%	100%	$315,000	View
Universal Mortgage & Finance, Inc	VA	1	0%	100%	$305,000
Michigan Mutual, Inc	VA	1	0%	100%	$225,000
MortgageCountry	Conventional	1	0%	100%	$275,000
Advisors Mortgage Group, LLC	Conventional	1	0%	100%	$105,000
Republic State Mortgage Company	VA	1	0%	100%	$275,000
Developer's Mortgage Company	Conventional	1	0%	100%	$125,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$205,000	View
New Wave Lending Group Inc	Conventional	1	0%	100%	$395,000
Oceanside Mortgage Company	FHA	1	0%	100%	$165,000
Flexpoint, Inc.	Conventional	1	0%	100%	$205,000
Network Capital Funding Corporation	FHA	1	0%	50%	$355,000
LoanFlight Lending, LLC.	VA	1	0%	100%	$545,000
Legends Bank A+5.0 ★Texas Ratio: 0.00%	VA	1	0%	100%	$325,000	View
United Premier Funding LLC	Conventional	1	0%	100%	$235,000
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$315,000
Total Mortgage Services, LLC	VA	1	0%	100%	$315,000
Greenbox Loans	Conventional	1	0%	100%	$155,000
Stg Mortgage Inc	Conventional	1	0%	100%	$135,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$85,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0%	100%	$325,000	View
UNMB Home Loans Inc	VA	1	0%	100%	$285,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0%	100%	$55,000	View
Embrace Home Loans, Inc.	VA	1	0%	100%	$385,000
Nations Lending Corporation	FHA	1	0%	66.7%	$155,000
Waterstone Mortgage Corporation	Conventional	1	0%	100%	$195,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0%	100%	$95,000	View
Nasa Federal Credit Union	Conventional	1	0%	100%	$55,000
Hanscom Federal Credit Union	VA	1	0%	100%	$215,000
First Western Federal Savings Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$115,000	View
Tjc Mortgage Inc	VA	1	0%	100%	$525,000
Uif Corporation	Conventional	1	0%	100%	$455,000
Park Lane Finance SolutionsLLC	Conventional	1	0%	10.5%	$25,000
University Bank A+5.0 ★Texas Ratio: 3.82%	VA	1	0%	100%	$665,000	View
Sente Mortgage, Inc.	FHA	1	0%	100%	$265,000
Pike Creek Mortgage Services, Inc.	VA	1	0%	100%	$235,000
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional	1	0%	20%	$65,000	View
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0%	100%	$215,000	View
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0%	100%	$225,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0%	50%	$325,000	View
Right Start Mortgage, Inc	VA	1	0%	100%	$165,000
Texana Bank	VA	1	0%	66.7%	$235,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$285,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0%	100%	$365,000	View
JMAC Lending, Inc.	VA	1	0%	100%	$315,000
Figure Lending LLC	HELOC	0 +21 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +16 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +7 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +5 HELOCs	0%	n/a
Sharonview Federal CU	HELOC	0 +4 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +2 HELOCs	0%	0%		View
First Savings Bank	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Corning Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Justice Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
WSFS bank A+5.0 ★Texas Ratio: 3.10%	HELOC	0 +1 HELOCs	0%	n/a		View
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Fayetteville Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fayetteville, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Fayetteville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fayetteville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fayetteville, NC

Use these to narrow the list above. Each category shows how many Fayetteville, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 163 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 68 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 26 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 100 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 147 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 2 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 7 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 17 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Fayetteville, NC

Independent mortgage companies closed 82 percent of home loans in Fayetteville, North Carolina in 2025, banks 10.4 percent and credit unions 7.5 percent. American Security Mortgage Cor was the largest mortgage company, First Ciitizens Bank and Trust the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, First Ciitizens Bank and Trust led with 38 loans.

82%

Mortgage companies

10.4%

Banks

7.5%

Credit unions

13%

FHA loans

62%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Fuquay-Varina 224 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders High Point 204 lenders

Frequently Asked Questions About Mortgage Lenders in Fayetteville, NC

Who is the largest mortgage lender in Fayetteville, NC?

By home loans closed in 2025, First Ciitizens Bank and Trust was the largest mortgage lender in Fayetteville, North Carolina with 38 loans, about 0.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fayetteville, NC have the highest approval rates?

Among lenders with meaningful volume in Fayetteville, North Carolina, Southern Trust Mortgage, LLC approved the highest share of completed applications in 2025 at 98.6 percent, against a 78 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fayetteville, NC mortgage lenders offer FHA, VA and USDA loans?

100 lenders closed FHA loans in Fayetteville, North Carolina in 2025, led by United Wholesale Mortgage with 65. 147 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fayetteville, NC lender list?

Yes. 68 banks and 26 credit unions closed home loans in Fayetteville, North Carolina in 2025, alongside 163 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fayetteville, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fayetteville, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fayetteville, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fayetteville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.