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Mortgage Lenders and Brokers in Fuquay-Varina, North Carolina

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Fuquay-Varina, North Carolina mortgage lenders include The Fidelity BankThe Fidelity Bank804 E Williams St, Apex, NC 27502A+5.0 ★Texas Ratio: 3.02%, State Employees' Credit UnionState Employees' Credit Union1125 ACADEMY ST N, AHOSKIE, NC 27910A-5.0 ★Texas Ratio: 14.13%, Coastal Federal Credit UnionCoastal Federal Credit UnionOlive Chapel Village #131, Apex, NC 27502A+5.0 ★Texas Ratio: 4.34%, Truist BankTruist Bank1803 N Sandhills Blvd, Aberdeen, NC 28315A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA303 S Salem St, Apex, NC 27502A+5.0 ★Texas Ratio: 1.62%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust351 N 1st St, Albemarle, NC 28001A5.0 ★Texas Ratio: 7.72%, Wells Fargo Bank NAWells Fargo Bank NA5306 Us Highway 158, Advance, NC 27006A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1007 Beaver Creek Commons Dr, Apex, NC 27502A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA5496 Apex Peakway, Apex, NC 27502A+5.0 ★Texas Ratio: 4.14%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association1121 Moncure Place, Apex, NC 27523A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Fuquay-Varina, North Carolina in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fuquay-Varina are listed first, then lenders elsewhere in North Carolina, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Fuquay-Varina, North Carolina

Market share is the lender's share of all home loans closed in Fuquay-Varina, North Carolina. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
The Fidelity Bank 804 E Williams St, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.02%	Conventional, HELOC	6 +16 HELOCs	0.2%	100%	$358,333	View
State Employees' Credit Union 1125 ACADEMY ST N, AHOSKIE, NC 27910 A-5.0 ★Texas Ratio: 14.13%	Conventional, Jumbo, HELOC	96 +156 HELOCs	4%	76%	$381,666	View
Coastal Federal Credit Union Olive Chapel Village #131, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.34%	Conventional, Jumbo, HELOC	57 +101 HELOCs	2.4%	89.9%	$261,140
Truist Bank ★ 1 stars, 1 review 1803 N Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, Jumbo, HELOC	27 +41 HELOCs	1.1%	93.1%	$453,148	View
First National Bank of PA 303 S Salem St, Apex, NC 27502 A+5.0 ★Texas Ratio: 1.62%	Conventional, VA, Jumbo, HELOC	25 +19 HELOCs	1%	78.1%	$292,600	View
First Ciitizens Bank and Trust 351 N 1st St, Albemarle, NC 28001 A5.0 ★Texas Ratio: 7.72%	Conventional, FHA, VA, HELOC	24 +50 HELOCs	1%	80%	$301,666	View
Wells Fargo Bank NA 5306 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA	18	0.7%	90%	$377,777	View
JPMorgan Chase Bank, NA 1007 Beaver Creek Commons Dr, Apex, NC 27502 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, HELOC	17 +1 HELOCs	0.7%	90%	$368,529	View
Bank of America NA 5496 Apex Peakway, Apex, NC 27502 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	15 +32 HELOCs	0.6%	100%	$376,333	View
Fifth Third Bank, National Association 1121 Moncure Place, Apex, NC 27523 A+5.0 ★Texas Ratio: 3.22%	Conventional, VA, Jumbo, HELOC	12 +7 HELOCs	0.5%	93.3%	$517,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 102 Church St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	9 +27 HELOCs	0.4%	100%	$395,000	View
US Bank, N.A. 8334 Pineville Matthews Rd, Charlotte, NC 28226 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	9 +2 HELOCs	0.4%	69.2%	$336,111	View
United Community Bank 732 Main St, Andrews, NC 28901 A+5.0 ★Texas Ratio: 2.97%	Conventional, HELOC	8 +9 HELOCs	0.3%	100%	$353,750	View
First Bank 105 S Sandhills Blvd, Aberdeen, NC 28315 A+5.0 ★Texas Ratio: 1.94%	Conventional, HELOC	3 +4 HELOCs	0.1%	100%	$321,666	View
Regions Bank 1045 Providence Rd, Charlotte, NC 28207 A+5.0 ★Texas Ratio: 4.37%	Conventional, VA, HELOC	3 +2 HELOCs	0.1%	75%	$261,666	View
Flagstar Bank NA 121 W Trade St Ste 1150, Charlotte, NC 28202 D3.3 ★Texas Ratio: 35.11%	Conventional	3	0.1%	100%	$555,000	View
Pinnacle Bank 103 N 2nd St, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 3.04%	Conventional	3	0.1%	100%	$351,666	View
First Federal Bank 110 W Dupree St, Angier, NC 27501 A4.8 ★Texas Ratio: 5.15%	Conventional	2	0.1%	100%	$555,000	View
First Horizon Bank ★ 5 stars, 1 review 5361 Us Highway 158, Advance, NC 27006 A+5.0 ★Texas Ratio: 5.76%	Conventional, HELOC	1 +3 HELOCs	0%	100%	$415,000	View
HomeTrust Bank 192 Airport Rd, Arden, NC 28704 A+5.0 ★Texas Ratio: 5.53%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$335,000	View
North State Bank 835 Highway 70 West, Garner, NC 27529 A+5.0 ★Texas Ratio: 1.77%	VA	1	0%	100%	$425,000	View
Carolinas Telco FCU 2821 Crisman St, Charlotte, NC 28208 A+5.0 ★Texas Ratio: 3.27%	Conventional	1	0%	100%	$645,000	View
Uwharrie Bank 800 Highway 24 27 Bypass, Albemarle, NC 28001 A+5.0 ★Texas Ratio: 0.72%	Conventional	1	0%	100%	$745,000	View
Ks Bank, Inc. 6374 Deans St, Bailey, NC 27807 A+5.0 ★Texas Ratio: 1.78%	Conventional	1	0%	100%	$105,000	View
Latino Community Credit Union 104 NC 54 Ste KK, Carrboro, NC 27510 A5.0 ★Texas Ratio: 6.08%	Conventional	1	0%	100%	$285,000	View
Civic FCU 1118 Academy St N, Ahoskie, NC 27910 F1.0 ★Texas Ratio: 75.00%	HELOC	0 +5 HELOCs	0%	n/a		View
Southern Bank and Trust Company 506 Main St E, Ahoskie, NC 27910 A+5.0 ★Texas Ratio: 1.13%	HELOC	0 +2 HELOCs	0%	n/a		View
Skyla Federal Credit Union 148 Charlotte St, Asheville, NC 28801 1923 A5.0 ★Texas Ratio: 9.56%	HELOC	0 +1 HELOCs	0%	n/a		View
Carter Bank and Trust 500 E Morehead St Ste 150, Charlotte, NC 28202 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Peoples Bank 1117 Parkside Main St, Cary, NC 27519 A+5.0 ★Texas Ratio: 2.98%	HELOC	0 +1 HELOCs	0%	n/a		View
Truliant Federal Credit Union 1055 E Dixie Dr, Asheboro, NC 27203 A5.0 ★Texas Ratio: 6.43%	HELOC	0 +1 HELOCs	0%	n/a		View
Southstate Bank, National Association ★ 5 stars, 1 review 192 E Woodrow Ave, Belmont, NC 28012 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +1 HELOCs	0%	n/a		View
American Security Mortgage Cor	Conventional, FHA, VA	30	1.2%	100%	$419,666
Goprime Mortgage, Inc.	Conventional, FHA, VA, Jumbo	15	0.6%	100%	$405,666
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, VA, Jumbo, HELOC	12 +1 HELOCs	0.5%	100%	$395,833	View
Corporate Investors Mortgage G	Conventional, VA	7	0.3%	100%	$515,000
Towne Mtg of the Carolinas,LLC	Conventional, VA	7	0.3%	100%	$336,428
Cardinal Financial Company, Li	Conventional, FHA	4	0.2%	100%	$365,000
RTP Federal Credit Union A+5.0 ★Texas Ratio: 5.20%	Conventional	1	0%	100%	$195,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$415,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	285 +3 HELOCs	11.8%	92%	$490,298
Rocket Mortgage	Conventional, FHA, VA, Jumbo	179	7.4%	89%	$302,765
Pulte Mortgage LLC	Conventional, FHA, VA	152	6.3%	92.1%	$397,368
DHI Mortgage Company, LTD.	Conventional, FHA, VA	132	5.4%	80.8%	$352,878
Movement Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	68 +3 HELOCs	2.8%	98.7%	$433,676
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	68	2.8%	100%	$437,500
Lennar Mortgage, LLC	Conventional, FHA, VA	62	2.6%	92.6%	$327,580
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	48	2%	92.5%	$469,791
TowneBank	Conventional, FHA, VA, HELOC	47 +3 HELOCs	1.9%	100%	$391,382
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, Jumbo, HELOC	43 +19 HELOCs	1.8%	89.6%	$328,023
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	42	1.7%	85.2%	$423,333
Velocio Mortgage, L.L.C.	Conventional, FHA, VA, Jumbo	36	1.5%	100%	$488,333
Nfm, Inc	Conventional, FHA, VA, USDA, Jumbo	33	1.4%	100%	$331,666
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	32 +3 HELOCs	1.3%	94.3%	$515,000
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	25	1%	96.2%	$385,000
Nationstar Mortgage	Conventional, VA	24	1%	92.3%	$179,166
Mortgage Research Center	VA, Jumbo	23	0.9%	75%	$475,000
Heritage Mortgage, LLC C-3.6 ★Texas Ratio: 31.27%	Conventional, FHA, VA	23	0.9%	95.8%	$349,782	View
Newrez LLC	Conventional, FHA, VA	20	0.8%	63.6%	$333,000
Jet HomeLoans, LP	Conventional, FHA	20	0.8%	100%	$460,500
Fairway Independent Mort Corp	Conventional	20	0.8%	100%	$392,500
First Home Mortgage A+5.0 ★Texas Ratio: 0.00%	Conventional, VA, USDA	16	0.7%	100%	$397,500	View
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	15 +2 HELOCs	0.6%	100%	$416,333
Zillow Home Loans, LLC	Conventional, FHA, VA	15	0.6%	94.1%	$369,666
loanDepot.com LLC	Conventional, FHA, VA, Jumbo, HELOC	14 +5 HELOCs	0.6%	82.4%	$345,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA	14	0.6%	100%	$411,428
The Loan Store, Inc	Conventional, VA, HELOC	13 +2 HELOCs	0.5%	93.3%	$371,153
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	13	0.5%	50%	$341,923
T2 Financial LLC	Conventional, FHA, VA	13	0.5%	87.5%	$418,846
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	13	0.5%	87.5%	$282,692	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	12	0.5%	75%	$361,666	View
Nvr Mortgage Finance, Inc.	Conventional, FHA, VA	12	0.5%	75%	$250,833
Equity Resources Inc	Conventional, VA	11	0.5%	100%	$439,545
Amerisave Mortgage Company	Conventional, FHA, VA	11	0.5%	40.7%	$227,727
Acrisure Mortgage, LLC	Conventional, FHA, VA	10	0.4%	100%	$395,000
ALCOVA Mortgage, LLC	Conventional, FHA, VA	10	0.4%	100%	$468,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA, VA	10	0.4%	100%	$409,000	View
Originpoint, LLC	Conventional, VA	9	0.4%	100%	$449,444
Primelending	Conventional, FHA, VA	9	0.4%	90%	$340,555
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	9	0.4%	100%	$475,000	View
Capital Center LLC	Conventional, FHA	9	0.4%	100%	$413,888
Provident Funding Associates	Conventional	9	0.4%	90%	$425,000
Kbhs Home Loans, LLC	Conventional, FHA, VA	8	0.3%	100%	$355,000
Spring Eq, LLC	Conventional, HELOC	7 +5 HELOCs	0.3%	40%	$89,285
Lower, LLC	Conventional, FHA, HELOC	7 +1 HELOCs	0.3%	100%	$360,714
Primary Residential Mortgage, INC.	Conventional	7	0.3%	87.5%	$302,142
Resicentral LLC	Conventional	7	0.3%	100%	$447,857
American Pacific Mortgage Corporation	Conventional, FHA	7	0.3%	100%	$435,000
New American Funding, LLC.	Conventional, FHA, HELOC	6 +1 HELOCs	0.2%	75%	$461,666
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 3.36%	Conventional, FHA	6	0.2%	85.7%	$330,000	View
Equity Prime Mortgage LLC	Conventional, FHA, VA	6	0.2%	100%	$310,000
Guidance Residential, LLC	Conventional	6	0.2%	100%	$416,666
Atlantic Bay Mortgage Group	Conventional, FHA, VA	6	0.2%	100%	$401,666
Mutual of Omaha Mortgage	Conventional	6	0.2%	66.7%	$385,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, VA, Jumbo	6	0.2%	66.7%	$466,666	View
Carrington Mortgage Services LLC	Conventional, FHA, VA	6	0.2%	42.9%	$118,333
Better Mortgage Corporation	Conventional, HELOC	5 +3 HELOCs	0.2%	83.3%	$433,000
Empeople Credit Union A+5.0 ★Texas Ratio: 5.75%	Conventional, HELOC	5 +1 HELOCs	0.2%	100%	$291,000
Nbkc Bank	Conventional, VA	5	0.2%	83.3%	$487,000
Guild Mortgage Company	Conventional	5	0.2%	100%	$359,000
General Mortgage Capital Corporation	Conventional	5	0.2%	100%	$327,000
AmWest Funding Corp	Conventional	5	0.2%	100%	$483,000
Discover Bank	Conventional	5	0.2%	19.2%	$83,000
Developer's Mortgage Company	Conventional, FHA	5	0.2%	100%	$397,000
Union Home Mortgage Corp.	Conventional, FHA	5	0.2%	100%	$329,000
Digital Federal Credit Union	Conventional	5	0.2%	75%	$411,000
Village Capital & Investment	VA	5	0.2%	88.9%	$529,000
HomeBridge Financial Services, Inc	Conventional, VA, Jumbo, HELOC	4 +8 HELOCs	0.2%	100%	$512,500
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	Conventional, HELOC	4 +4 HELOCs	0.2%	66.7%	$105,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	4	0.2%	100%	$382,500	View
Sage Home Loans Corporation	Conventional	4	0.2%	100%	$477,500
Kind Lending, LLC	Conventional, FHA	4	0.2%	100%	$367,500
AdvantageFirst Lending Inc	Conventional, FHA, VA	4	0.2%	100%	$342,500
Republic State Mortgage Company	Conventional, FHA, USDA	4	0.2%	100%	$355,000
First Heritage Mortgage, LLC	Conventional	4	0.2%	100%	$377,500
Churchill Mortgage Corporation	Conventional, VA	4	0.2%	100%	$350,000
Mortgage Equity Partners LLC	Conventional	4	0.2%	100%	$340,000
Vanderbilt Mortgage and Finance, Inc	Conventional	4	0.2%	27.8%	$155,000
Reliance First Capital, LLC	Conventional, FHA, VA	4	0.2%	100%	$305,000
Tomo Mortgage LLC	Conventional	4	0.2%	66.7%	$395,000
Goodleap, LLC	Conventional, FHA, HELOC	3 +1 HELOCs	0.1%	100%	$335,000
Delmar Financial Company A+5.0 ★Texas Ratio: 5.29%	Conventional, FHA	3	0.1%	100%	$285,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	3	0.1%	100%	$221,666	View
Sun West Mortgage Company, Inc	FHA, VA, USDA	3	0.1%	75%	$395,000
Vision Lending Services, LLC A+5.0 ★Texas Ratio: 0.01%	Conventional, FHA	3	0.1%	100%	$295,000	View
SIRVA Mortgage, Inc.	Conventional	3	0.1%	100%	$495,000
First Colony Mortgage Corporat	Conventional	3	0.1%	100%	$378,333
Southern Trust Mortgage, LLC A4.7 ★Texas Ratio: 0.83%	Conventional	3	0.1%	100%	$421,666	View
Planet Home Lending, LLC	Conventional, FHA, VA	3	0.1%	100%	$395,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	3	0.1%	75%	$505,000	View
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, VA	3	0.1%	100%	$441,666	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, VA	3	0.1%	100%	$368,333	View
V.I.P. Mortgage, Inc.	Conventional, VA	3	0.1%	100%	$371,666
RoundPoint Mortgage Servicing LLC	Conventional	3	0.1%	100%	$168,333
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	3	0.1%	100%	$351,666	View
Paramount Residential Mortgage	Conventional	3	0.1%	100%	$458,333
Langley Federal Credit Union A5.0 ★Texas Ratio: 10.20%	Conventional, HELOC	2 +5 HELOCs	0.1%	66.7%	$450,000
Pentagon Federal Credit Union	Conventional, HELOC	2 +5 HELOCs	0.1%	40%	$420,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 1.69%	Conventional, HELOC	2 +2 HELOCs	0.1%	100%	$70,000	View
Corning Credit Union	Conventional, Jumbo, HELOC	2 +2 HELOCs	0.1%	100%	$945,000
Alliant Credit Union A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo	2	0.1%	100%	$785,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$500,000	View
American Financial Resources LLC	Conventional	2	0.1%	100%	$385,000
Success Lending, LLC	Conventional	2	0.1%	100%	$445,000
Loansteady LLC	Conventional	2	0.1%	100%	$290,000
Allied Mortgage Group, Inc	Conventional, FHA	2	0.1%	100%	$485,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$535,000
Filo Mortgage, LLC	Conventional	2	0.1%	100%	$370,000
Homestead Funding Corp.	Conventional	2	0.1%	100%	$520,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	Conventional	2	0.1%	100%	$290,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	2	0.1%	100%	$580,000	View
Sfmc, LP	Conventional	2	0.1%	100%	$455,000
Ahl Funding	Conventional, FHA	2	0.1%	100%	$300,000
Intercoastal Mortgage, LLC	Conventional, FHA	2	0.1%	100%	$405,000
Nation One Mortgage Corporatio	Conventional, FHA	2	0.1%	100%	$390,000
ClearPath Lending	VA	2	0.1%	100%	$385,000
Bay Equity LLC	Conventional	2	0.1%	66.7%	$295,000
Real Genius LLC	Conventional	2	0.1%	100%	$375,000
Homeowners Financial Group, LLC	Conventional, FHA	2	0.1%	100%	$410,000
Elements Financial Federal Cre	Conventional	2	0.1%	100%	$425,000
New Day Financial, LLC.	VA	2	0.1%	25%	$315,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	2	0.1%	100%	$500,000	View
Milend, Inc	FHA	2	0.1%	66.7%	$365,000
Jams-01 Inc dba Home Savings & Trust Mortgage	Conventional	2	0.1%	100%	$645,000
Citadel Servicing Corporation	Conventional	2	0.1%	66.7%	$190,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$445,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, VA	2	0.1%	100%	$530,000	View
Top Flite Financial, Inc.	FHA	2	0.1%	100%	$420,000
Quorum Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$85,000
Arc Home LLC	Conventional	1	0%	100%	$195,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	FHA	1	0%	100%	$425,000	View
Residential Wholesale Mortgage	Conventional	1	0%	100%	$395,000
Atlantic Coast Mortgage, LLC	Conventional	1	0%	100%	$95,000
RANLife, Inc.	Conventional	1	0%	100%	$455,000
Contour Mortgage Corporation	Conventional	1	0%	100%	$315,000
Everett Financial, Inc.	VA	1	0%	100%	$265,000
Go Mortgage, LLC	FHA	1	0%	100%	$395,000
Howard Hanna Financial Services, Inc	Conventional	1	0%	100%	$365,000
Amerant Mortgage LLC	Conventional	1	0%	100%	$705,000
AmeriHome Mortgage Company, LLC	FHA	1	0%	100%	$325,000
Toll Brothers Mortgage Company	Conventional	1	0%	66.7%	$805,000
Loanunited.Com, LLC	FHA	1	0%	100%	$315,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	1	0%	100%	$365,000	View
C&F Mortgage Corporation A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0%	50%	$365,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0%	100%	$505,000	View
American Financial Network, Inc.	FHA	1	0%	100%	$325,000
Directions Equity, LLC	FHA	1	0%	100%	$245,000
City Lending Inc.	Conventional	1	0%	100%	$215,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0%	50%	$375,000	View
Mortgage Assurance Inc	Conventional	1	0%	100%	$405,000
City 1st Mortgage Services, LC	VA	1	0%	100%	$735,000
Truity Federal Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0%	100%	$245,000	View
Credit Union Mortgage Associat	Conventional	1	0%	100%	$285,000
Flexpoint, Inc.	Conventional	1	0%	100%	$385,000
Citizens Equity First Credit U	Conventional	1	0%	100%	$25,000
Schumacher Mortgage LLC	Conventional	1	0%	100%	$665,000
American Financing Corporation	VA	1	0%	20%	$415,000
University of Illinois Community Credit Union	Conventional	1	0%	100%	$255,000
First Intercontinental Bank	Conventional	1	0%	100%	$235,000
Aurora Financial, LLC	Conventional	1	0%	100%	$515,000
Calcon Mutual Mortgage LLC	Conventional	1	0%	100%	$365,000
Fairwinds Credit Union	Conventional	1	0%	100%	$715,000
Stg Mortgage Inc	FHA	1	0%	100%	$335,000
Southeast Mortgage of Georgia, Inc.	Conventional	1	0%	100%	$605,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	VA	1	0%	100%	$325,000	View
Intelliloan, Inc.	FHA	1	0%	100%	$495,000
Franklin Loan Corporation	FHA	1	0%	100%	$435,000
Hometown Equity Mortgage, LLC	Conventional	1	0%	100%	$765,000
Aberdeen Proving Ground FCU	Conventional	1	0%	100%	$375,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0%	100%	$55,000
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0%	100%	$365,000	View
Nasa Federal Credit Union	Conventional	1	0%	100%	$55,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$335,000	View
Acopia, LLC	VA	1	0%	100%	$465,000
Stockton Mortgage Corporation A+5.0 ★Texas Ratio: 0.21%	Conventional	1	0%	100%	$195,000	View
Towne Mortgage Company	FHA	1	0%	100%	$455,000
Uif Corporation	Conventional	1	0%	100%	$625,000
Pike Creek Mortgage Services, Inc.	Conventional	1	0%	100%	$595,000
Keystone Funding, Inc	Conventional	1	0%	100%	$445,000
BankNewport A5.0 ★Texas Ratio: 7.77%	Conventional	1	0%	100%	$705,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	1	0%	100%	$625,000	View
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	1	0%	100%	$1,045,000	View
Heritage Bank NA C-3.6 ★Texas Ratio: 31.27%	Conventional	1	0%	50%	$785,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0%	100%	$435,000	View
United Nations Federal CU	Conventional	1	0%	100%	$555,000
First Bank and Trust Company A+5.0 ★Texas Ratio: 3.79%	Conventional	1	0%	100%	$165,000	View
21St Mortgage	Conventional	1	0%	100%	$65,000
Plaza Home Mortgage, Inc	Conventional	1	0%	33.3%	$315,000
Ark-La-Tex Financial Services LLC	FHA	1	0%	100%	$405,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0%	100%	$235,000	View
Champions Funding, LLC	Conventional	1	0%	100%	$665,000
Figure Lending LLC	HELOC	0 +20 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +14 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +12 HELOCs	0%	0%		View
Lendage, LLC dba Achieve Loans	HELOC	0 +6 HELOCs	0%	n/a
American Airlines Federal Cred	HELOC	0 +5 HELOCs	0%	0%
Tower Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Valon Mortgage A+5.0 ★Texas Ratio: 3.19%	HELOC	0 +1 HELOCs	0%	n/a		View
Service Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Atlanta Postal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Mission Loans, LLC	HELOC	0 +1 HELOCs	0%	100%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Fuquay-Varina Mortgage Rate Trends

Daily average mortgage rates for North Carolina compared with the national average, updated every evening.

30-Year Fixed NC Avg

7.431%

▲ 0.109 vs 7 days ago

15-Year Fixed NC Avg

6.986%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Fuquay-Varina, North Carolina

Looking for mortgage lenders near me or mortgage brokers near me in Fuquay-Varina? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fuquay-Varina in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Fuquay-Varina, NC

Use these to narrow the list above. Each category shows how many Fuquay-Varina, NC lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 142 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 67 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 33 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 77 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 73 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 23 lenders. Loans above the conforming limit for higher priced homes Local lenders based in NC 25 lenders headquartered in North Carolina, the closest thing to a mortgage lender near you

Who Lends in Fuquay-Varina, NC

Independent mortgage companies closed 74.9 percent of home loans in Fuquay-Varina, North Carolina in 2025, banks 15.1 percent and credit unions 9.9 percent. American Security Mortgage Cor was the largest mortgage company, The Fidelity Bank the largest bank and State Employees' Credit Union the largest credit union. Among lenders headquartered in North Carolina, The Fidelity Bank led with 6 loans.

74.9%

Mortgage companies

15.1%

Banks

9.9%

Credit unions

11%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in North Carolina. State excise (transfer) tax of $1 per $500 of price, customarily paid by the seller, plus an additional 1 percent land transfer tax in seven northeastern counties (Camden, Chowan, Currituck, Dare, Pasquotank, Perquimans, Washington); no mortgage recording tax.

More North Carolina Mortgage Lender Pages

All North Carolina lenders 1,003 lenders Charlotte 471 lenders Raleigh 368 lenders Durham 327 lenders Greensboro 278 lenders Fayetteville 241 lenders Winston-Salem 268 lenders Cary 268 lenders Concord 235 lenders Apex 197 lenders Gastonia 197 lenders Wilmington 221 lenders High Point 204 lenders

Frequently Asked Questions About Mortgage Lenders in Fuquay-Varina, NC

Who is the largest mortgage lender in Fuquay-Varina, NC?

By home loans closed in 2025, The Fidelity Bank was the largest mortgage lender in Fuquay-Varina, North Carolina with 6 loans, about 0.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Fuquay-Varina, NC have the highest approval rates?

Among lenders with meaningful volume in Fuquay-Varina, North Carolina, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 87.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Fuquay-Varina, NC mortgage lenders offer FHA, VA and USDA loans?

77 lenders closed FHA loans in Fuquay-Varina, North Carolina in 2025, led by DHI Mortgage Company, LTD. with 49. 73 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Fuquay-Varina, NC lender list?

Yes. 67 banks and 33 credit unions closed home loans in Fuquay-Varina, North Carolina in 2025, alongside 142 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Fuquay-Varina, NC ranked on this page?

Lenders are ranked only by the number of home loans they closed in Fuquay-Varina, North Carolina during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fuquay-Varina, North Carolina for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fuquay-Varina. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.