KS Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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KS BankToday's 12-month CD rates can be found at 2.27%, 6-month CD rates at 0.10% and 3-month CD rates at 3.64%. Current savings rates are at 0.43% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.03%. Credit Card rates are at 11.90%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to KS Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from KS Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with KS Bank CD rates. You can also compare KS Bank savings rates, MMA rates and mortgage rates using our other rate lists.

KS Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at KS Bank? Share your experience about KS Bank by leaving a review below, or read customer reviews before you decide to use KS Bank.

KS Bank Texas Ratio

KS Bank's Texas Ratio is at 2.19%, which is considered excellent. The Texas Ratio for KS Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, KS Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
KS Bank
1031 N Brightleaf Blvd
Smithfield, NC 27577
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare KS Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Farmers State Bank Center, TX
Farmers State Bank Center, TX
6-Month CD
4.65%
$50,000
Financial Federal Bank
Financial Federal Bank
12-Month CD
4.55%
$1,000
America First Federal Credit Union
America First Federal Credit Union
12-Month CD
4.35%
$500
Apple Federal Credit Union
Apple Federal Credit Union
12-Month CD
4.30%
$500
Navy Federal Credit Union
Navy Federal Credit Union
18-Month CD
3.80%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
24-Month CD
3.76%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
60-Month CD
3.65%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
60-Month CD
3.56%
$2,500
Phelps County Bank
Phelps County Bank
18-Month CD
3.55%
$1,000
Generations Bank
Generations Bank
18-Month CD
3.50%
$500
Northern Bank Direct
Northern Bank Direct
60-Month CD
3.50%
$500
1st Street Credit Union
1st Street Credit Union
18-Month CD
3.50%
$1,000
AAEC Credit Union
AAEC Credit Union
36-Month CD
3.50%
$1,000
River Bank
River Bank
48-Month CD
3.29%
$1,000
City National B&T Co. of Lawton, OK
48-Month CD
3.25%
$500
CNB of Park Rapids
CNB of Park Rapids
18-Month CD
3.03%
$500
Jarrettsville Federal S&L
Jarrettsville Federal S&L
72-Month CD
3.00%
$500
Sanborn Savings Bank
Sanborn Savings Bank
48-Month CD (star saver)
2.52%
$100
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Liberty Money Market
2.50%
$150,000
FSB of Randolph County
FSB of Randolph County
Secure Plus Checking
2.50%
$75,000
WCB West Central Bank
WCB West Central Bank
24-Month CD
2.32%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
48-Month CD
2.30%
$1,000
Black River Country Bank
Black River Country Bank
12-Month CD
2.25%
$1,000
Northwestern Bank
Northwestern Bank
18-Month CD
2.17%
$1,000
Huron Valley State Bank
Huron Valley State Bank
60-Month CD
2.02%
$500
BluPeak Credit Union
BluPeak Credit Union
18-Month CD
2.00%
$1,000
FNB Community Bank
FNB Community Bank
12-Month CD
1.71%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
60-Month CD
1.62%
$500
Osgood Bank
Osgood Bank
60-Month CD
1.51%
$1,000
Bank of Easton
Bank of Easton
48-Month CD
1.51%
$500
Shelby County State Bank
Shelby County State Bank
60-Month CD
1.36%
$1,000
Badger Bank
Badger Bank
18-Month CD
1.31%
$1,000
Putnam County Bank
Putnam County Bank
12-Month CD
1.25%
$1,000
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
6-Month CD
1.01%
$500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
6-Month CD
1.00%
$5,000
Fulton Bank
Fulton Bank
Platinum Money Market
0.94%
$10,000
Bruning Bank
Bruning Bank
Money Market
0.85%
$1,000,000
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
24-Month CD
0.85%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
6-Month CD
0.75%
$1,000
DB&T
DB&T
60-Month CD
0.60%
$1,000
Mid-Missouri Bank
Mid-Missouri Bank
3-Month CD
0.50%
$1,000
Bank First, NA
Bank First, NA
Savings Elite
0.50%
$2,500
State Central Bank
State Central Bank
Money Market
0.40%
$1,000
F&M Bank & Trust Burlington, IA
F&M Bank & Trust Burlington, IA
36-Month CD
0.37%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
Money Market
0.35%
$2,500
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
12-Month CD
0.30%
$1,000
Jones Bank
Jones Bank
Premier Checking
0.30%
$0
First Federal S&L Bath
First Federal S&L Bath
Money Market
0.07%
$2,500
BayVanguard Bank
BayVanguard Bank
Statement Savings
0.05%
$50
Vibrant Credit Union
Vibrant Credit Union
36-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have KS Bank rate data right now, check back for updates, we are adding rates all the time.

KS Bank Information

KS Bank
1031 N Brightleaf Blvd
Smithfield, NC 27577
Johnston
Established Date: 01/01/1924
FDIC Certificate #: 29771
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: KS BCORP INC
How Many Domestic U.S. Offices? 10
How Many Branches are There? 11
Is KS Bank FDIC Insured? Yes
What is KS Bank's Cert number? 29771
What is the maximum amount for insured deposits? $250,000 per holder, per account

KS Bank Financials

Total Assets:
$657,636,000
Total Deposits:
$600,171,000
Equity Capital:
$52,566,000
Domestic Deposits:
$600,171,000
Net Income:
$1,539,000
Return on Assets:
1.1892%
Quarterly Return on Assets:
0.9700%
Pretax Return on Assets:
1.2429%
Pretax Quarterly Return on Assets:
1.2400%
Return on Equity:
14.7600%
Quarterly Return on Equity:
11.9000%
Leverage Tier 1 (Core Capital) Ratio:
9.6817%
Total Interest Income (YTD):
5.1811%
 
 
Headquarters:
Smithfield
FDIC Field Office:
Raleigh
Regulator:
FDIC
County:
Johnston
# of Offices:
10
Metropolitan Statistical Area (MSA):
Raleigh-Cary, NC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

CapitalSource Bank, headquartered in Los Angeles, California,  is advertising some of the best CD rates available these days. The bank's certificates of deposit range in terms of 3 months to 5 years.  The interest rates are tiered based on the amount deposited.
Money market rates in Florida are moving higher these days and have recently made new highs. The best Florida money market rates are at 2.40 percent from MysavingsDirect. The second best money market rate in Florida is at 2.36 percent from Popular Direct. You can search for and compare money market rates in FL here to make sure you are getting the highest rate.
Mortgage rates declined in the most recent Primary Mortgage Market Survey released yesterday by Freddie Mac. The current average conforming fixed 30 year mortgage rate is at 5.07 percent for the week ending April 15, 2010, a decline from the previous week’s average mortgage rate of 5.21 percent. Mortgage discount points averaged 0.6 points, unchanged from the prior week's average.

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