Mortgage Lenders and Brokers in Clifton, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clifton, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA963 Van Houten Ave, Clifton, NJ 07013A+5.0 ★Texas Ratio: 3.68%, Valley National BankValley National Bank505 Allwood Rd, Clifton, NJ 07012A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank276 Clifton Ave, Clifton, NJ 07011A+5.0 ★Texas Ratio: 3.71%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Wells Fargo Bank NAWells Fargo Bank NA1144 Main Ave, Clifton, NJ 07011A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, PNC Bank N.A.PNC Bank N.A.1184 Main Ave, Clifton, NJ 07011A+5.0 ★Texas Ratio: 4.24%, Citizens Bank, NACitizens Bank, NA500 Clifton Ave, Clifton, NJ 07011A+5.0 ★Texas Ratio: 5.44%, M&T BankM&T Bank887 Allwood Rd, Clifton, NJ 07012A+5.0 ★Texas Ratio: 4.11%, and Provident BankProvident Bank562 Lexington Ave, Clifton, NJ 07011A+5.0 ★Texas Ratio: 3.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clifton, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clifton are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clifton, New Jersey
Market share is the lender's share of all home loans closed in Clifton, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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3 offices in Clifton 963 Van Houten Ave, Clifton, NJ 07013 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 25 +3 HELOCs |
2.9% | 86.2% | $419,800 | View |
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4 offices in Clifton 505 Allwood Rd, Clifton, NJ 07012 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 15 +28 HELOCs |
1.7% | 84.2% | $229,000 | View |
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2 offices in Clifton 276 Clifton Ave, Clifton, NJ 07011 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 12 +24 HELOCs |
1.4% | 50% | $681,666 | View |
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1 office in Clifton 1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 10 +2 HELOCs |
1.1% | 84.6% | $406,000 | View |
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2 offices in Clifton 1144 Main Ave, Clifton, NJ 07011 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 0.8% | 87.5% | $432,142 | View |
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1 office in Clifton 378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
0.7% | 85.7% | $620,000 | View |
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★ 1.7 stars, 3 reviews 2 offices in Clifton 1184 Main Ave, Clifton, NJ 07011 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 4 +43 HELOCs |
0.5% | 80% | $427,500 | View |
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1 office in Clifton 500 Clifton Ave, Clifton, NJ 07011 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +28 HELOCs |
0.5% | 80% | $437,500 | View |
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1 office in Clifton 887 Allwood Rd, Clifton, NJ 07012 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 3 +10 HELOCs |
0.3% | 100% | $461,666 | View |
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1 office in Clifton 562 Lexington Ave, Clifton, NJ 07011 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 3 +4 HELOCs |
0.3% | 80% | $358,333 | View |
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1 office in Clifton 1045 Clifton Ave, Clifton, NJ 07013 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +18 HELOCs |
0.2% | 100% | $310,000 | View |
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1 office in Clifton 20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.2% | 75% | $1,395,000 | View |
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2 offices in Clifton 1055 Clifton Ave, Clifton, NJ 07013 A5.0 ★Texas Ratio: 7.41% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 7 | 0.8% | 100% | $295,000 | View |
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444 Mola Blvd, Elmwood Park, NJ 07407 A+5.0 ★Texas Ratio: 4.55% |
Conventional | 6 | 0.7% | 66.7% | $185,000 | View |
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100 Hudson St, Hackensack, NJ 07601 6962 A5.0 ★Texas Ratio: 11.88% |
Conventional, HELOC | 4 +1 HELOCs |
0.5% | 57.1% | $167,500 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 0.2% | 100% | $430,000 | View |
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201 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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500 Boulevard Of Americas, Lakewood, NJ 08701 A+5.0 ★Texas Ratio: 4.00% |
Conventional | 1 | 0.1% | 100% | $1,005,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
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135 N Washington Ave, Bergenfield, NJ 07621 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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561 Route 1, Edison, NJ 08817 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.1% | 50% | $15,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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340 E Main St, Denville, NJ 07834 2527 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.1% | 100% | $575,000 | |
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407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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1 Insights Drive, Clifton, NJ 07012 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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100 Metro Blvd, Nutley, NJ 07110 A5.0 ★Texas Ratio: 6.30% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
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Conventional, FHA | 16 | 1.8% | 94.1% | $482,500 | |
Skyrock Mortgage
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Conventional | 11 | 1.3% | 100% | $565,909 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 10 | 1.1% | 100% | $541,000 | |
NJ Lenders Corp
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Conventional, FHA | 9 | 1% | 100% | $488,333 | |
Bond Street Mortgage, LLC
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Conventional, FHA | 8 | 0.9% | 100% | $371,250 | |
First Alliance Home Mortgage, LLC
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FHA | 4 | 0.5% | 100% | $540,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 4 | 0.5% | 100% | $530,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 3 +7 HELOCs |
0.3% | 60% | $481,666 | |
Arc Home LLC
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Conventional | 3 | 0.3% | 75% | $578,333 | |
American Financial Resources LLC
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Conventional, FHA, VA | 3 | 0.3% | 100% | $568,333 | |
Advisors Mortgage Group, LLC
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Conventional | 3 | 0.3% | 100% | $555,000 | |
Weichert Financial Services
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Conventional, FHA | 3 | 0.3% | 100% | $408,333 | |
1St 2Nd Mortgage Company of N.J., Inc.
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Conventional, FHA | 3 | 0.3% | 100% | $525,000 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.2% | 100% | $575,000 | |
MLB Residential Lending, LLC
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Conventional | 2 | 0.2% | 100% | $520,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $575,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.1% | 100% | $445,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Greenway Mortgage Funding Corp.
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FHA | 1 | 0.1% | 100% | $655,000 | |
Rocket Mortgage
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Conventional, FHA | 81 | 9.2% | 78.6% | $334,876 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 63 | 7.2% | 79.3% | $505,634 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 44 +3 HELOCs |
5% | 91.8% | $480,681 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 37 +7 HELOCs |
4.2% | 97.4% | $541,486 | |
loanDepot.com LLC
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Conventional, FHA | 35 | 4% | 83.7% | $380,142 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 34 | 3.9% | 83.7% | $399,117 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 27 | 3.1% | 93.1% | $565,370 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 17 +2 HELOCs |
1.9% | 100% | $511,470 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 16 | 1.8% | 100% | $523,750 | |
Freedom Mortgage Corporation
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Conventional, FHA | 15 | 1.7% | 95% | $415,000 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 11 +3 HELOCs |
1.3% | 57.9% | $533,181 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, Jumbo | 11 | 1.3% | 64.7% | $356,818 | View |
Newrez LLC
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Conventional, FHA | 11 | 1.3% | 57.9% | $287,727 | |
Spring Eq, LLC
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Conventional | 11 | 1.3% | 55% | $99,545 | |
Polish & Slavic Federal Credit
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Conventional | 10 | 1.1% | 84.6% | $367,000 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 9 +1 HELOCs |
1% | 70.6% | $619,444 | |
FM Home Loans LLC
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Conventional, FHA | 9 | 1% | 100% | $651,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 7 | 0.8% | 87.5% | $442,142 | View |
Embrace Home Loans, Inc.
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Conventional | 7 | 0.8% | 100% | $370,714 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 7 | 0.8% | 100% | $502,142 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
0.7% | 85.7% | $265,000 | |
Kind Lending, LLC
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Conventional, FHA | 6 | 0.7% | 87.5% | $513,333 | |
Stg Mortgage Inc
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Conventional, FHA | 6 | 0.7% | 100% | $673,333 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +1 HELOCs |
0.6% | 100% | $501,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 5 | 0.6% | 100% | $543,000 | View |
Brighton Bank
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Conventional, FHA | 5 | 0.6% | 100% | $521,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.6% | 55.6% | $175,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 0.6% | 45.5% | $355,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 0.5% | 100% | $315,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 4 | 0.5% | 100% | $480,000 | |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 4 | 0.5% | 66.7% | $630,000 | |
Guidance Residential, LLC
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Conventional | 4 | 0.5% | 100% | $422,500 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, Jumbo | 4 | 0.5% | 100% | $717,500 | View |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 4 | 0.5% | 66.7% | $620,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 0.5% | 100% | $462,500 | |
Nfm, Inc
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Conventional, FHA | 4 | 0.5% | 100% | $495,000 | |
Provident Funding Associates
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Conventional | 4 | 0.5% | 100% | $507,500 | |
Mortgage Research Center
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VA | 4 | 0.5% | 80% | $817,500 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 4 | 0.5% | 100% | $642,500 | View |
Cake Mortgage Corp.
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Conventional | 4 | 0.5% | 100% | $345,000 | |
Pentagon Federal Credit Union
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.3% | 100% | $535,000 | |
Jet Direct Funding Corp.
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Conventional | 3 | 0.3% | 100% | $448,333 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.3% | 100% | $531,666 | |
Resicentral LLC
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Conventional | 3 | 0.3% | 75% | $301,666 | |
AdvantageFirst Lending Inc
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FHA, VA | 3 | 0.3% | 100% | $518,333 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.3% | 100% | $481,666 | |
Discover Bank
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Conventional | 3 | 0.3% | 12% | $61,666 | |
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★ 5 stars, 1 review A5.0 ★Texas Ratio: 6.43% |
Conventional | 3 | 0.3% | 100% | $258,333 | View |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 3 | 0.3% | 100% | $438,333 | View |
Citadel Servicing Corporation
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Conventional | 3 | 0.3% | 100% | $395,000 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.3% | 100% | $451,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.3% | 75% | $355,000 | View |
JMAC Lending, Inc.
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Conventional, FHA | 3 | 0.3% | 100% | $511,666 | |
Municipal Credit Union
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Conventional, HELOC | 2 +4 HELOCs |
0.2% | 66.7% | $50,000 | |
Mission Loans, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $255,000 | |
1St Priority Mortgage, Inc.
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Conventional | 2 | 0.2% | 100% | $655,000 | |
Contour Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $500,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.2% | 30.8% | $505,000 | |
Norwich Commercial Group Inc
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FHA | 2 | 0.2% | 100% | $670,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, Jumbo | 2 | 0.2% | 100% | $930,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.2% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 2 | 0.2% | 100% | $400,000 | View |
East Coast Capital Corp.
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Conventional, FHA | 2 | 0.2% | 100% | $520,000 | |
BoxCar Mortgage, LLC
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FHA | 2 | 0.2% | 100% | $640,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.2% | 100% | $460,000 | View |
Lower, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $345,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.2% | 100% | $335,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.2% | 100% | $475,000 | |
AmWest Funding Corp
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $425,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $125,000 | |
Semper Home Loans, Inc
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Conventional | 1 | 0.1% | 100% | $635,000 | |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.1% | 100% | $635,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $575,000 | |
Hartford Funding, Ltd.
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Conventional | 1 | 0.1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.44% |
Conventional | 1 | 0.1% | 100% | $965,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.1% | 100% | $475,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $585,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
SWBC Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $845,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 50% | $435,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.1% | 100% | $465,000 | |
Northeast Equitable Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Azuza LLC
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Instamortgage, Inc
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FHA | 1 | 0.1% | 100% | $655,000 | |
Carnegie Mortgage Partners, LLC
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Redwood Residential Acquisition Corporation
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Conventional | 1 | 0.1% | 100% | $845,000 | |
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A-4.9 ★Texas Ratio: 16.32% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $665,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.1% | 50% | $345,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 50% | $265,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.1% | 100% | $445,000 | |
UNMB Home Loans Inc
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FHA | 1 | 0.1% | 100% | $635,000 | |
Towne Mortgage Company
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FHA | 1 | 0.1% | 50% | $735,000 | |
Uif Corporation
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $725,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.1% | 100% | $565,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.1% | 100% | $645,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.1% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.1% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $625,000 | View |
Texana Bank
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $355,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $495,000 | |
Figure Lending LLC
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HELOC | 0 +10 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
Visions Federal Credit Union
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HELOC | 0 +6 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Clifton Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clifton, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Clifton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clifton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clifton, NJ
Use these to narrow the list above. Each category shows how many Clifton, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Clifton, NJ
Independent mortgage companies closed 77.9 percent of home loans in Clifton, New Jersey in 2025, banks 18.2 percent and credit unions 3.9 percent. Absolute Home Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and North Jersey Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Valley National Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
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Frequently Asked Questions About Mortgage Lenders in Clifton, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Clifton, New Jersey with 25 loans, about 2.9 percent of the market. The largest lender headquartered in New Jersey was Valley National Bank with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Clifton, New Jersey, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 79.3 percent, against a 82.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
61 lenders closed FHA loans in Clifton, New Jersey in 2025, led by Pennymac Loan Services LLC with 14. 16 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 45 banks and 20 credit unions closed home loans in Clifton, New Jersey in 2025, alongside 110 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clifton, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clifton, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clifton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
