Mortgage Lenders and Brokers in Vineland, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vineland, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank175 S Main Rd, Vineland, NJ 08360A+5.0 ★Texas Ratio: 5.26%, Bay Atlantic FCUBay Atlantic FCU101 W Elmer Rd, Vineland, NJ 08360 6312A+5.0 ★Texas Ratio: 1.19%, TD BankTD Bank1167 E Chestnut Ave, Vineland, NJ 08360A+5.0 ★Texas Ratio: 3.71%, Truist BankTruist Bank20 W Chestnut Ave, Vineland, NJ 08360A+5.0 ★Texas Ratio: 2.87%, Century Savings BankCentury Savings Bank1005 E Landis Ave, Vineland, NJ 08360A+5.0 ★Texas Ratio: 0.00%, Bank of America NABank of America NA470 N Delsea Dr, Vineland, NJ 08360A+5.0 ★Texas Ratio: 4.14%, PNC Bank N.A.PNC Bank N.A.638 E Landis Ave, Vineland, NJ 08360A+5.0 ★Texas Ratio: 4.24%, Members First of NJ FCUMembers First of NJ FCUVineland, NJ, Newfield National BankNewfield National Bank552 E Landis Ave, Vineland, NJ 08360A+5.0 ★Texas Ratio: 0.14%, and First Harvest Federal Credit UnionFirst Harvest Federal Credit Union818 E Landis Ave, Vineland, NJ 08360A5.0 ★Texas Ratio: 8.18%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vineland, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vineland are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vineland, New Jersey
Market share is the lender's share of all home loans closed in Vineland, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Vineland 175 S Main Rd, Vineland, NJ 08360 A+5.0 ★Texas Ratio: 5.26% |
Conventional, FHA, HELOC | 15 +4 HELOCs |
1.7% | 84.2% | $275,000 | View |
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101 W Elmer Rd, Vineland, NJ 08360 6312 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 9 | 1% | 100% | $75,000 | View |
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2 offices in Vineland 1167 E Chestnut Ave, Vineland, NJ 08360 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 8 +11 HELOCs |
0.9% | 45% | $105,000 | View |
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★ 1 stars, 1 review 2 offices in Vineland 20 W Chestnut Ave, Vineland, NJ 08360 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +14 HELOCs |
0.7% | 85.7% | $343,333 | View |
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2 offices in Vineland 1005 E Landis Ave, Vineland, NJ 08360 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 6 | 0.7% | 77.8% | $445,000 | View |
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1 office in Vineland 470 N Delsea Dr, Vineland, NJ 08360 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +8 HELOCs |
0.2% | 100% | $250,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Vineland 638 E Landis Ave, Vineland, NJ 08360 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +10 HELOCs |
0.1% | 33.3% | $205,000 | View |
Members First of NJ FCU
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Conventional | 11 | 1.3% | 64.7% | $57,727 | |
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552 E Landis Ave, Vineland, NJ 08360 A+5.0 ★Texas Ratio: 0.14% |
Conventional | 13 | 1.5% | 68.4% | $86,538 | View |
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818 E Landis Ave, Vineland, NJ 08360 A5.0 ★Texas Ratio: 8.18% |
Conventional, HELOC | 11 +2 HELOCs |
1.3% | 50% | $55,000 | View |
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1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 6 | 0.7% | 85.7% | $215,000 | View |
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100 Albertson St, Millville, NJ 08332 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 5 | 0.6% | 83.3% | $179,000 | View |
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1301 Parkway Ave, Ewing, NJ 08628 A5.0 ★Texas Ratio: 6.56% |
Conventional | 5 | 0.6% | 83.3% | $91,000 | View |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.5% | 57.1% | $315,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.2% | 100% | $215,000 | View |
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2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 2 | 0.2% | 66.7% | $55,000 | View |
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1300 Route 73, Mount Laurel, NJ 08054 A5.0 ★Texas Ratio: 11.39% |
FHA | 2 | 0.2% | 66.7% | $240,000 | View |
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91 S Virginia Ave, Carneys Point, NJ 08069 A5.0 ★Texas Ratio: 6.53% |
Conventional | 2 | 0.2% | 100% | $160,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 2 | 0.2% | 100% | $275,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA | 2 | 0.2% | 66.7% | $530,000 | View |
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474 Sylvan Ave, Englewood Cliffs, NJ 07632 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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561 Route 1, Edison, NJ 08817 A5.0 ★Texas Ratio: 7.57% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
First National Bank of Elmer
1168 State Highway 77, Bridgeton, NJ 08302 |
Conventional | 1 | 0.1% | 100% | $165,000 | |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.1% | 100% | $55,000 | |
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2039 Delsea Dr, Franklinville, NJ 08322 A+5.0 ★Texas Ratio: 1.02% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +10 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Nation One Mortgage Corporatio
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Conventional, FHA, VA, HELOC | 146 +3 HELOCs |
16.7% | 98.6% | $278,630 | |
Acre Mortgage & Financial, Inc.
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Conventional, FHA | 14 | 1.6% | 100% | $267,857 | |
EMM Loans LLC
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Conventional, FHA, VA | 10 | 1.1% | 90.9% | $234,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 10 | 1.1% | 100% | $258,000 | |
Advisors Mortgage Group, LLC
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Conventional, VA | 7 | 0.8% | 100% | $262,142 | |
Absolute Home Mortgage
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Conventional, FHA | 3 | 0.3% | 100% | $261,666 | |
1St Colonial Community Bank
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FHA, VA | 3 | 0.3% | 100% | $311,666 | |
American Financial Resources LLC
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FHA | 2 | 0.2% | 100% | $205,000 | |
Greenway Mortgage Funding Corp.
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Conventional, FHA | 2 | 0.2% | 100% | $150,000 | |
Arc Home LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.1% | 100% | $245,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $445,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
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Conventional | 1 | 0.1% | 100% | $25,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 77 | 8.8% | 75.5% | $215,649 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 52 | 5.9% | 86.7% | $202,692 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 31 | 3.5% | 77.5% | $302,419 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 29 | 3.3% | 93.9% | $215,000 | |
Affordable Mortgage Advisors
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Conventional, FHA, VA | 25 | 2.9% | 92.6% | $311,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 22 | 2.5% | 71% | $223,181 | |
Nationstar Mortgage
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Conventional, FHA | 20 | 2.3% | 83.3% | $120,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 19 | 2.2% | 88.5% | $188,684 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 18 | 2.1% | 71.9% | $212,222 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 14 | 1.6% | 93.3% | $281,428 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 13 | 1.5% | 92.9% | $310,384 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 1.4% | 50% | $265,000 | |
Mortgage Research Center
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VA | 12 | 1.4% | 63.2% | $400,000 | |
Triad Financial Services, Inc.
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Conventional | 11 | 1.3% | 65.1% | $101,363 | |
21St Mortgage
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Conventional | 11 | 1.3% | 40.7% | $84,090 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1% | 36% | $171,666 | |
American Financial Network, Inc.
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Conventional, FHA | 8 | 0.9% | 100% | $270,000 | |
Nfm, Inc
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Conventional, FHA, VA | 7 | 0.8% | 100% | $292,142 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 6 +8 HELOCs |
0.7% | 46.2% | $95,000 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 6 +2 HELOCs |
0.7% | 75% | $198,333 | |
All Credit Considered Mortgage, Inc.
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Conventional | 6 | 0.7% | 100% | $241,666 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 6 | 0.7% | 100% | $281,666 | |
New Day Financial, LLC.
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VA | 6 | 0.7% | 66.7% | $273,333 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 6 | 0.7% | 50% | $270,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
0.6% | 85.7% | $379,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 0.6% | 75% | $221,000 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 5 | 0.6% | 83.3% | $261,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 5 | 0.6% | 29.4% | $81,000 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 0.6% | 75% | $231,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, VA | 5 | 0.6% | 35.7% | $247,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +4 HELOCs |
0.5% | 46.2% | $75,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.5% | 50% | $122,500 | |
AmeriHome Mortgage Company, LLC
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FHA | 4 | 0.5% | 83.3% | $287,500 | |
Nqm Funding, LLC
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Conventional | 4 | 0.5% | 100% | $357,500 | |
Planet Home Lending, LLC
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FHA | 4 | 0.5% | 80% | $297,500 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 50% | $148,333 | |
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A+5.0 ★Texas Ratio: 2.44% |
Conventional | 3 | 0.3% | 100% | $368,333 | |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 3 | 0.3% | 100% | $295,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $308,333 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.3% | 100% | $131,666 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.3% | 100% | $355,000 | View |
Paramount Residential Mortgage
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Conventional, FHA, VA | 3 | 0.3% | 100% | $288,333 | |
Village Capital & Investment
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FHA, VA | 3 | 0.3% | 66.7% | $341,666 | |
Goodleap, LLC
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FHA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $210,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 2 | 0.2% | 100% | $255,000 | View |
Discover Bank
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Conventional | 2 | 0.2% | 14.3% | $50,000 | |
ClearPath Lending
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VA | 2 | 0.2% | 100% | $360,000 | |
Credence Funding Corporation
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VA | 2 | 0.2% | 100% | $390,000 | |
Mission Loans, LLC
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Conventional | 2 | 0.2% | 66.7% | $70,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.2% | 50% | $125,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.2% | 66.7% | $275,000 | View |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 0.2% | 100% | $380,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.2% | 50% | $200,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 25% | $105,000 | View |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 50% | $285,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.1% | 100% | $265,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 50% | $195,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Brighton Bank
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VA | 1 | 0.1% | 100% | $295,000 | |
Kind Lending, LLC
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FHA | 1 | 0.1% | 100% | $505,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 0.1% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.1% | 50% | $685,000 | View |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.1% | 100% | $195,000 | |
Flexpoint, Inc.
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Bay Equity LLC
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VA | 1 | 0.1% | 100% | $295,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $165,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.1% | 100% | $345,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.1% | 100% | $125,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.1% | 50% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.15% |
FHA | 1 | 0.1% | 100% | $265,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.1% | 100% | $415,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.1% | 50% | $135,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
Farm Credit East ACA
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $125,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Lower, LLC
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VA | 1 | 0.1% | 100% | $175,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.1% | 50% | $145,000 | |
Texana Bank
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Conventional | 1 | 0.1% | 50% | $515,000 | |
Geneva Financial LLC
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FHA | 1 | 0.1% | 100% | $355,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.1% | 50% | $315,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +10 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +9 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Citadel Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Vineland Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vineland, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Vineland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vineland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vineland, NJ
Use these to narrow the list above. Each category shows how many Vineland, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Vineland, NJ
Independent mortgage companies closed 79.3 percent of home loans in Vineland, New Jersey in 2025, banks 13.8 percent and credit unions 6.9 percent. Nation One Mortgage Corporatio was the largest mortgage company, Oceanfirst Bank the largest bank and Bay Atlantic FCU the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vineland, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Vineland, New Jersey with 15 loans, about 1.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Vineland, New Jersey, Nation One Mortgage Corporatio approved the highest share of completed applications in 2025 at 98.6 percent, against a 75.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
55 lenders closed FHA loans in Vineland, New Jersey in 2025, led by Nation One Mortgage Corporatio with 77. 34 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 18 credit unions closed home loans in Vineland, New Jersey in 2025, alongside 83 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vineland, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vineland, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vineland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
