Mortgage Lenders and Brokers in Hoboken, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hoboken, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA125 River St, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA615 Washington St, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA95 River St, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank47 Newark St, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA221 River St, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 5.44%, Citibank, NACitibank, NA5 Marine View Plz, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 2.82%, M&T BankM&T Bank1018 Washington St, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.111 River St, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 4.24%, Provident BankProvident Bank77 River St, Hoboken, NJ 07030A+5.0 ★Texas Ratio: 3.46%, and Pinnacle Mortgage Inc.Pinnacle Mortgage Inc.3C Buckingham Dr, Manchester, NJ 08759A+5.0 ★Texas Ratio: 3.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hoboken, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hoboken are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hoboken, New Jersey
Market share is the lender's share of all home loans closed in Hoboken, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Hoboken 125 River St, Hoboken, NJ 07030 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 26 +1 HELOCs |
4.2% | 78.8% | $880,384 | View |
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1 office in Hoboken 615 Washington St, Hoboken, NJ 07030 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 22 +11 HELOCs |
3.6% | 100% | $1,201,818 | View |
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1 office in Hoboken 95 River St, Hoboken, NJ 07030 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 21 | 3.4% | 91.3% | $981,190 | View |
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1 office in Hoboken 47 Newark St, Hoboken, NJ 07030 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 19 +5 HELOCs |
3.1% | 95% | $1,383,421 | View |
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1 office in Hoboken 221 River St, Hoboken, NJ 07030 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 18 +19 HELOCs |
2.9% | 100% | $1,476,111 | View |
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1 office in Hoboken 5 Marine View Plz, Hoboken, NJ 07030 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 13 +1 HELOCs |
2.1% | 86.7% | $1,003,461 | View |
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1 office in Hoboken 1018 Washington St, Hoboken, NJ 07030 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 11 +2 HELOCs |
1.8% | 91.7% | $686,818 | View |
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★ 1.7 stars, 3 reviews 1 office in Hoboken 111 River St, Hoboken, NJ 07030 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 66.7% | $675,000 | View |
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1 office in Hoboken 77 River St, Hoboken, NJ 07030 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.2% | 50% | $125,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional, FHA, Jumbo | 14 | 2.3% | 100% | $765,000 | View |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 8 | 1.3% | 100% | $833,750 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 5 | 0.8% | 100% | $627,000 | View |
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407 Main St, Chatham, NJ 07928 A+5.0 ★Texas Ratio: 4.86% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $745,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 2 | 0.3% | 100% | $645,000 | View |
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64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 2 | 0.3% | 100% | $505,000 | View |
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302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional, Jumbo | 2 | 0.3% | 100% | $940,000 | View |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $965,000 | View |
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30 Hudson St, Jersey City, NJ 07302 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,225,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $1,005,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.2% | 100% | $325,000 | |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.2% | 100% | $705,000 | |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,855,000 | View |
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1 Union Avenue, Cresskill, NJ 07626 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.2% | 100% | $1,775,000 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional, Jumbo | 1 | 0.2% | 100% | $3,525,000 | View |
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1 Towne Ctr, Cliffside Park, NJ 07010 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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444 Hoes Ln, Piscataway, NJ 08854 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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921 West Ave, Ocean City, NJ 08226 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NJ Lenders Corp
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Conventional | 11 | 1.8% | 100% | $636,818 | |
American Federal Mortgage Corporation
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Conventional | 3 | 0.5% | 100% | $441,666 | |
Bond Street Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $695,000 | |
Millenium Home Mortgage
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Conventional | 2 | 0.3% | 100% | $495,000 | |
Greenway Mortgage Funding Corp.
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Conventional, Jumbo | 2 | 0.3% | 100% | $1,140,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.3% | 100% | $525,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $365,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $815,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $715,000 | |
Weichert Financial Services
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.2% | 100% | $285,000 | |
loanDepot.com LLC
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Conventional, VA, Jumbo | 136 | 22% | 97.8% | $785,514 | |
CrossCountry Mortgage, LLC
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Conventional, VA, Jumbo, HELOC | 69 +3 HELOCs |
11.2% | 98.6% | $692,681 | |
Rocket Mortgage
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Conventional | 32 | 5.2% | 84.2% | $457,187 | |
United Wholesale Mortgage
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Conventional | 17 | 2.8% | 94.4% | $533,235 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 12 | 1.9% | 100% | $1,193,333 | View |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 10 +1 HELOCs |
1.6% | 100% | $784,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 8 | 1.3% | 100% | $901,250 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, Jumbo | 8 | 1.3% | 100% | $701,250 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 7 | 1.1% | 87.5% | $750,714 | View |
Webster Bank, N.A.
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Conventional, Jumbo, HELOC | 6 +1 HELOCs |
1% | 75% | $1,408,333 | |
Newrez LLC
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Conventional, Jumbo | 5 | 0.8% | 62.5% | $737,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 5 | 0.8% | 100% | $1,387,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 4 | 0.6% | 100% | $1,475,000 | View |
Pennymac Loan Services LLC
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Conventional, Jumbo | 4 | 0.6% | 100% | $1,010,000 | |
AmWest Funding Corp
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Conventional | 4 | 0.6% | 100% | $647,500 | |
Cmg Mortgage Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $568,333 | |
Visions Federal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $625,000 | |
Jet Direct Funding Corp.
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Conventional | 3 | 0.5% | 100% | $498,333 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 3 | 0.5% | 100% | $951,666 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 3 | 0.5% | 100% | $571,666 | View |
The Loan Store, Inc
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Conventional | 3 | 0.5% | 100% | $688,333 | |
United Nations Federal CU
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Conventional | 3 | 0.5% | 100% | $775,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.5% | 100% | $495,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.3% | 66.7% | $210,000 | |
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B+4.8 ★Texas Ratio: 17.52% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 66.7% | $745,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.3% | 50% | $590,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.3% | 100% | $845,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.3% | 40% | $100,000 | |
Wall Street Mortgage Bankers, Ltd. dba Power Expre
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Conventional | 2 | 0.3% | 100% | $825,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.3% | 66.7% | $435,000 | |
Municipal Credit Union
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Conventional, Jumbo | 2 | 0.3% | 100% | $930,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 2 | 0.3% | 100% | $710,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.3% | 66.7% | $515,000 | |
Paramount Residential Mortgage
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Conventional, Jumbo | 2 | 0.3% | 66.7% | $930,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $365,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,425,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $785,000 | View |
TruMark Financial Credit Union
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 50% | $255,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $675,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.2% | 100% | $755,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $445,000 | View |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $785,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $205,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.2% | 100% | $665,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $565,000 | |
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A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.2% | 100% | $565,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $1,125,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $425,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $905,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.2% | 100% | $405,000 | |
GuardHill Financial LLC
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Conventional | 1 | 0.2% | 100% | $625,000 | |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $575,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $845,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $1,165,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $555,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Vista Point Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,995,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | 100% | View |
Hoboken Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hoboken, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Hoboken? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hoboken in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hoboken, NJ
Use these to narrow the list above. Each category shows how many Hoboken, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Hoboken, NJ
Independent mortgage companies closed 60.9 percent of home loans in Hoboken, New Jersey in 2025, banks 36.8 percent and credit unions 2.3 percent. NJ Lenders Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Visions Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hoboken, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Hoboken, New Jersey with 26 loans, about 4.2 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hoboken, New Jersey, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 98.6 percent, against a 92.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Hoboken, New Jersey in 2025, led by Pinnacle Mortgage Inc. with 2. 3 lenders closed VA loans, led by loanDepot.com LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 52 banks and 13 credit unions closed home loans in Hoboken, New Jersey in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hoboken, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hoboken, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hoboken. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
