Mortgage Lenders and Brokers in Forked River, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Forked River, New Jersey mortgage lenders include Oceanfirst BankOceanfirst Bank900 Lacey Rd, Forked River, NJ 08731A+5.0 ★Texas Ratio: 5.26%, TD BankTD Bank106 N Main St, Forked River, NJ 08731A+5.0 ★Texas Ratio: 3.71%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA744 Lacey Rd, Forked River, NJ 08731A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.702 Lacey Rd, Forked River, NJ 08731A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank416 S Main St, Forked River, NJ 08731A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA711 Lacey Rd, Forked River, NJ 08731A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, First Financial FCUFirst Financial FCU506 Route 130 N, Cinnaminson, NJ 08077B+4.8 ★Texas Ratio: 17.97%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, and Manasquan BankManasquan Bank85 Bridge Ave, Bay Head, NJ 08742A+5.0 ★Texas Ratio: 5.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Forked River, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Forked River are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Forked River, New Jersey
Market share is the lender's share of all home loans closed in Forked River, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Forked River 900 Lacey Rd, Forked River, NJ 08731 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 15 +10 HELOCs |
2.6% | 93.8% | $275,666 | View |
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1 office in Forked River 106 N Main St, Forked River, NJ 08731 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 14 +23 HELOCs |
2.4% | 73.7% | $145,000 | View |
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1 office in Forked River 744 Lacey Rd, Forked River, NJ 08731 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 0.9% | 75% | $571,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Forked River 702 Lacey Rd, Forked River, NJ 08731 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +31 HELOCs |
0.5% | 75% | $471,666 | View |
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1 office in Forked River 416 S Main St, Forked River, NJ 08731 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +7 HELOCs |
0.2% | 100% | $135,000 | View |
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1 office in Forked River 711 Lacey Rd, Forked River, NJ 08731 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +11 HELOCs |
0% | n/a | View | |
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1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 12 | 2.1% | 92.3% | $238,333 | View |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional, HELOC | 8 +3 HELOCs |
1.4% | 88.9% | $75,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 5 +18 HELOCs |
0.9% | 83.3% | $553,000 | View |
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★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
Conventional, HELOC | 4 +1 HELOCs |
0.7% | 100% | $415,000 | View |
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600 HIGHWAY 36, HAZLET, NJ 07730 1797 A5.0 ★Texas Ratio: 7.09% |
Conventional | 3 | 0.5% | 100% | $85,000 | View |
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468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 2 | 0.3% | 100% | $65,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 2 | 0.3% | 100% | $505,000 | View |
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171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 2 | 0.3% | 66.7% | $305,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 0.3% | 100% | $465,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $325,000 | View |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 1 | 0.2% | 100% | $625,000 | View |
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990 Cedar Bridge Ave, Brick, NJ 08723 A5.0 ★Texas Ratio: 10.13% |
Conventional | 1 | 0.2% | 50% | $35,000 | |
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175 Rock Rd, Glen Rock, NJ 07452 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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921 West Ave, Ocean City, NJ 08226 A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001 |
Conventional | 1 | 0.2% | 100% | $55,000 | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 34 | 5.9% | 100% | $357,941 | |
Advisors Mortgage Group, LLC
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Conventional, FHA | 22 | 3.8% | 95.7% | $367,727 | |
Absolute Home Mortgage
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Conventional, FHA, VA | 7 | 1.2% | 100% | $517,857 | |
EMM Loans LLC
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Conventional, FHA | 5 | 0.9% | 100% | $331,000 | |
Glendenning Mortgage Corporation
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Conventional | 5 | 0.9% | 83.3% | $289,000 | |
Greenway Mortgage Funding Corp.
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Conventional, FHA | 4 | 0.7% | 100% | $512,500 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $258,333 | |
NJ Lenders Corp
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Conventional, FHA | 2 | 0.3% | 100% | $330,000 | |
MLB Residential Lending, LLC
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Conventional | 2 | 0.3% | 100% | $465,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Millenium Home Mortgage
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Nation One Mortgage Corporatio
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Conventional | 1 | 0.2% | 100% | $305,000 | |
1St Colonial Community Bank
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Conventional | 1 | 0.2% | 100% | $475,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +4 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA | 65 | 11.3% | 91.7% | $191,615 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 32 +2 HELOCs |
5.6% | 97.1% | $363,125 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 31 +2 HELOCs |
5.4% | 88.6% | $373,709 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 20 | 3.5% | 80.8% | $419,000 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 17 | 3% | 78.3% | $435,588 | |
Paramount Residential Mortgage
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Conventional, FHA, VA, USDA | 16 | 2.8% | 100% | $378,125 | |
loanDepot.com LLC
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Conventional, FHA, USDA | 14 | 2.4% | 66.7% | $310,714 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 2.3% | 93.3% | $330,384 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 11 +3 HELOCs |
1.9% | 100% | $377,727 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 11 | 1.9% | 100% | $409,545 | |
Mortgage Research Center
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VA | 11 | 1.9% | 78.6% | $388,636 | |
Nationstar Mortgage
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Conventional | 10 | 1.7% | 83.3% | $206,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA | 7 | 1.2% | 41.2% | $369,285 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 6 +6 HELOCs |
1% | 85.7% | $171,666 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 1% | 85.7% | $348,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +5 HELOCs |
0.9% | 83.3% | $433,000 | View |
Amerisave Mortgage Company
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Conventional | 5 | 0.9% | 42.9% | $75,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 0.9% | 83.3% | $257,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 4 | 0.7% | 100% | $285,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 4 | 0.7% | 46.2% | $297,500 | |
Kind Lending, LLC
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Conventional, FHA | 4 | 0.7% | 80% | $592,500 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $420,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 4 | 0.7% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 80% | $262,500 | View |
Better Mortgage Corporation
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Conventional, HELOC | 3 +2 HELOCs |
0.5% | 60% | $421,666 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +2 HELOCs |
0.5% | 42.9% | $101,666 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $448,333 | |
Equity Prime Mortgage LLC
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FHA | 3 | 0.5% | 75% | $285,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 3 | 0.5% | 100% | $388,333 | View |
American Financial Network, Inc.
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Conventional, FHA, VA | 3 | 0.5% | 100% | $511,666 | |
First Colony Mortgage Corporat
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Conventional, FHA | 3 | 0.5% | 100% | $498,333 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $355,000 | |
Embrace Home Loans, Inc.
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Conventional | 3 | 0.5% | 75% | $365,000 | |
Provident Funding Associates
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Conventional | 3 | 0.5% | 100% | $391,666 | |
Nations Lending Corporation
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Conventional, FHA, VA | 3 | 0.5% | 100% | $461,666 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 3 | 0.5% | 100% | $411,666 | View |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $351,666 | |
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A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 33.3% | $180,000 | |
Jet Direct Funding Corp.
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Conventional | 2 | 0.3% | 100% | $325,000 | |
Affordable Mortgage Advisors
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Conventional, FHA | 2 | 0.3% | 100% | $375,000 | |
Resicentral LLC
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Conventional, FHA | 2 | 0.3% | 100% | $475,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 28.6% | $70,000 | |
American Financing Corporation
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FHA | 2 | 0.3% | 50% | $420,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.3% | 50% | $800,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $305,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.3% | 75% | $295,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.3% | 66.7% | $550,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 0.3% | 100% | $340,000 | |
Champions Funding, LLC
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Conventional | 2 | 0.3% | 100% | $450,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.11% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $65,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $355,000 | |
Citadel Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Primelending
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Conventional | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $1,145,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Consumers Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $445,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.2% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.2% | 100% | $375,000 | View |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.2% | 100% | $235,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $645,000 | |
Bay Equity LLC
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Conventional | 1 | 0.2% | 100% | $495,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $505,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $495,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $245,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
UNMB Home Loans Inc
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FHA | 1 | 0.2% | 100% | $275,000 | |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
FM Home Loans LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $575,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.2% | 100% | $75,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Village Capital & Investment
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VA | 1 | 0.2% | 33.3% | $345,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.2% | 100% | $445,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
TruMark Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Forked River Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Forked River, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Forked River? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Forked River in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Forked River, NJ
Use these to narrow the list above. Each category shows how many Forked River, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Forked River, NJ
Independent mortgage companies closed 79 percent of home loans in Forked River, New Jersey in 2025, banks 16.7 percent and credit unions 4.3 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, Oceanfirst Bank the largest bank and First Financial FCU the largest credit union. Among lenders headquartered in New Jersey, Oceanfirst Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Forked River, NJ
By home loans closed in 2025, Oceanfirst Bank was the largest mortgage lender in Forked River, New Jersey with 15 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Forked River, New Jersey, Rocket Mortgage approved the highest share of completed applications in 2025 at 91.7 percent, against a 84.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Forked River, New Jersey in 2025, led by American Neighborhood Mortgage Acceptance Company with 14. 18 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 15 credit unions closed home loans in Forked River, New Jersey in 2025, alongside 81 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Forked River, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Forked River, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Forked River. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
