MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Paterson, New Jersey

Paterson, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1117 Main St, Paterson, NJ 07503A+5.0 ★Texas Ratio: 3.68%, Columbia BankColumbia Bank37 45 Mclean Blvd, Paterson, NJ 07514A+5.0 ★Texas Ratio: 4.30%, Valley National BankValley National Bank460 Chamberlain Ave, Paterson, NJ 07522A+5.0 ★Texas Ratio: 5.76%, TD BankTD Bank330 21st Ave, Paterson, NJ 07501A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.808 Market St, Paterson, NJ 07513A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA385 Mclean Blvd, Paterson, NJ 07514A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA273 Crooks Ave, Paterson, NJ 07503A+5.0 ★Texas Ratio: 5.36%, M&T BankM&T Bank162 Main St, Paterson, NJ 07505A+5.0 ★Texas Ratio: 4.11%, North Jersey Federal Credit UnionNorth Jersey Federal Credit Union444 Mola Blvd, Elmwood Park, NJ 07407A+5.0 ★Texas Ratio: 4.55%, and Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Paterson, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paterson are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Paterson, New Jersey

Market share is the lender's share of all home loans closed in Paterson, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
2 offices in Paterson
1117 Main St, Paterson, NJ 07503
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, HELOC 21
+2 HELOCs
2.8% 84.6% $364,047 View
1 office in Paterson
37 45 Mclean Blvd, Paterson, NJ 07514
A+5.0 ★Texas Ratio: 4.30%
Conventional, HELOC 17
+3 HELOCs
2.3% 80% $399,117 View
1 office in Paterson
460 Chamberlain Ave, Paterson, NJ 07522
A+5.0 ★Texas Ratio: 5.76%
Conventional, FHA, HELOC 9
+1 HELOCs
1.2% 69.2% $352,777 View
2 offices in Paterson
330 21st Ave, Paterson, NJ 07501
A+5.0 ★Texas Ratio: 3.71%
Conventional, HELOC 5
+5 HELOCs
0.7% 31.2% $261,000 View
★ 1.7 stars, 3 reviews
4 offices in Paterson
808 Market St, Paterson, NJ 07513
A+5.0 ★Texas Ratio: 4.24%
Conventional, FHA, HELOC 4
+37 HELOCs
0.5% 100% $255,000 View
2 offices in Paterson
385 Mclean Blvd, Paterson, NJ 07514
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA, HELOC 4
+7 HELOCs
0.5% 80% $402,500 View
3 offices in Paterson
273 Crooks Ave, Paterson, NJ 07503
A+5.0 ★Texas Ratio: 5.36%
Conventional 4 0.5% 44.4% $225,000 View
1 office in Paterson
162 Main St, Paterson, NJ 07505
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA, HELOC 2
+3 HELOCs
0.3% 66.7% $385,000 View
444 Mola Blvd, Elmwood Park, NJ 07407
A+5.0 ★Texas Ratio: 4.55%
Conventional 7 0.9% 46.7% $83,571 View
1801 Atlantic Avenue, Atlantic City, NJ 08401
A+5.0 ★Texas Ratio: 5.26%
Conventional 3 0.4% 100% $301,666 View
1 Union Avenue, Cresskill, NJ 07626
A+5.0 ★Texas Ratio: 4.58%
Conventional 3 0.4% 100% $525,000 View
1 Towne Ctr, Cliffside Park, NJ 07010
A+5.0 ★Texas Ratio: 3.96%
Conventional 3 0.4% 75% $65,000 View
511 Cookman Ave, Asbury Park, NJ 07712
A+5.0 ★Texas Ratio: 3.46%
Conventional, HELOC 2
+3 HELOCs
0.3% 40% $150,000 View
378 Nj Route 3, Clifton, NJ 07014
A+5.0 ★Texas Ratio: 2.82%
Conventional 2 0.3% 66.7% $475,000 View
500 Boulevard Of Americas, Lakewood, NJ 08701
A+5.0 ★Texas Ratio: 4.00%
Conventional 1 0.1% 100% $445,000 View
Financial Freedom Mortgage, LLC
150 Route 17, East Rutherford, NJ 07073
FHA 1 0.1% 100% $295,000
220 W Union Ave, Bound Brook, NJ 08805
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.1% 100% $405,000 View
990 Cedar Bridge Ave, Brick, NJ 08723
A5.0 ★Texas Ratio: 10.13%
Conventional 1 0.1% 100% $135,000
Northfield Bank
1410 Saint Georges Ave, Avenel, NJ 07001
Conventional 1 0.1% 100% $95,000
100 Metro Blvd, Nutley, NJ 07110
A5.0 ★Texas Ratio: 6.30%
Conventional 1 0.1% 100% $165,000 View
1000 Highway 36, Atlantic Highlands, NJ 07716
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+10 HELOCs
0% n/a View
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849
A5.0 ★Texas Ratio: 9.20%
HELOC 0
+2 HELOCs
0% n/a View
20 N Main St, Allentown, NJ 08501
A+5.0 ★Texas Ratio: 4.85%
HELOC 0
+1 HELOCs
0% n/a View
66 Hamilton St, Paterson, NJ 07505 2079
A5.0 ★Texas Ratio: 11.88%
HELOC 0
+1 HELOCs
0% 0% View
Absolute Home Mortgage
Conventional, FHA 37 5% 100% $491,486
American Neighborhood Mortgage Acceptance Company
Conventional, FHA 15 2% 100% $459,000
Mld Mortgage, Inc.Dba the Money Store
Conventional, FHA 10 1.3% 93.3% $660,000
Advisors Mortgage Group, LLC
Conventional, FHA 8 1.1% 80% $461,250
American Financial Resources LLC
FHA, VA 7 0.9% 100% $580,714
First Alliance Home Mortgage, LLC
Conventional, FHA 7 0.9% 70% $585,000
EMM Loans LLC
Conventional, FHA 6 0.8% 100% $446,666
Bond Street Mortgage, LLC
Conventional, FHA 5 0.7% 100% $519,000
NJ Lenders Corp
Conventional, FHA 4 0.5% 100% $560,000
1St 2Nd Mortgage Company of N.J., Inc.
Conventional, FHA 4 0.5% 100% $465,000
HomeBridge Financial Services, Inc
FHA, HELOC 3
+14 HELOCs
0.4% 75% $535,000
MLB Residential Lending, LLC
FHA 3 0.4% 60% $571,666
Nation One Mortgage Corporatio
Conventional 2 0.3% 100% $180,000
Millenium Home Mortgage
Conventional 1 0.1% 100% $405,000
American Federal Mortgage Corporation
FHA 1 0.1% 100% $705,000
Weichert Financial Services
Conventional 1 0.1% 33.3% $865,000
Financial Resources Federal Cr
Conventional 1 0.1% 100% $505,000
Movement Mortgage, LLC
Conventional, FHA, HELOC 62
+7 HELOCs
8.3% 92.7% $409,354
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 59
+4 HELOCs
7.9% 81.6% $463,135
Paramount Residential Mortgage
Conventional, FHA 52 7% 94.5% $536,346
CrossCountry Mortgage, LLC
Conventional, FHA, VA, HELOC 30
+2 HELOCs
4% 93.9% $519,000
Rocket Mortgage
Conventional, FHA, VA 30 4% 61.5% $299,000
Nationwide Mortgage Bankers, Inc.
Conventional, FHA 20 2.7% 95.7% $509,500
Cmg Mortgage Inc
Conventional, FHA 19 2.6% 92.3% $466,578
loanDepot.com LLC
Conventional, FHA 15 2% 75% $412,333
A+5.0 ★Texas Ratio: 2.15%
Conventional, FHA 13 1.7% 100% $598,846 View
Guaranteed Rate, Inc.
Conventional, FHA, HELOC 12
+1 HELOCs
1.6% 85.7% $435,000
New American Funding, LLC.
Conventional, FHA, HELOC 11
+1 HELOCs
1.5% 78.6% $468,636
Pennymac Loan Services LLC
Conventional, FHA 10 1.3% 43.5% $293,000
Freedom Mortgage Corporation
Conventional, FHA 9 1.2% 55% $442,777
Spring Eq, LLC
Conventional, HELOC 8
+5 HELOCs
1.1% 42.1% $98,750
Kind Lending, LLC
Conventional, FHA, HELOC 7
+1 HELOCs
0.9% 50% $533,571
Newrez LLC
Conventional, FHA, VA 7 0.9% 33.3% $579,285
American Financial Network, Inc.
Conventional, FHA 7 0.9% 77.8% $532,142
First Colony Mortgage Corporat
Conventional, FHA 7 0.9% 100% $485,000
Nfm, Inc
Conventional, FHA 7 0.9% 100% $607,857
Nationstar Mortgage
Conventional, FHA 7 0.9% 87.5% $173,571
Plaza Home Mortgage, Inc
Conventional, FHA 7 0.9% 77.8% $379,285
Cornerstone First Mortgage, LLC
Conventional, FHA 6 0.8% 100% $555,000
Norwich Commercial Group Inc
FHA 5 0.7% 100% $581,000
JMAC Lending, Inc.
Conventional, FHA, VA 5 0.7% 100% $421,000
The Loan Store, Inc
Conventional, HELOC 4
+3 HELOCs
0.5% 100% $482,500
Panorama Mortgage Group, LLC
Conventional, FHA 4 0.5% 100% $472,500
Union Home Mortgage Corp.
Conventional, FHA 4 0.5% 80% $415,000
BoxCar Mortgage, LLC
Conventional, FHA 4 0.5% 66.7% $550,000
Meadowbrook Financial Mortgage Bankers Corp.
Conventional, FHA 4 0.5% 100% $465,000
Cake Mortgage Corp.
Conventional 4 0.5% 100% $397,500
Visions Federal Credit Union
Conventional, HELOC 3
+7 HELOCs
0.4% 37.5% $65,000
Amerisave Mortgage Company
Conventional, FHA, HELOC 3
+1 HELOCs
0.4% 25% $161,666
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA 3 0.4% 60% $415,000 View
Equity Prime Mortgage LLC
Conventional, FHA 3 0.4% 50% $528,333
Guidance Residential, LLC
Conventional 3 0.4% 100% $501,666
Click n' Close, Inc.
Conventional, FHA 3 0.4% 100% $395,000
Stg Mortgage Inc
Conventional, FHA 3 0.4% 60% $525,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 3 0.4% 100% $361,666 View
Reliance First Capital, LLC
FHA, VA 3 0.4% 100% $255,000
Champions Funding, LLC
Conventional 3 0.4% 60% $521,666
A5.0 ★Texas Ratio: 8.14%
Conventional, HELOC 2
+3 HELOCs
0.3% 33.3% $215,000
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA 2 0.3% 75% $250,000 View
Everett Financial, Inc.
Conventional, FHA 2 0.3% 100% $610,000
All Credit Considered Mortgage, Inc.
Conventional 2 0.3% 100% $470,000
Loanunited.Com, LLC
FHA 2 0.3% 100% $420,000
HomeXpress Mortgage Corp.
Conventional 2 0.3% 50% $455,000
Success Mortgage Partners, Inc
Conventional, FHA 2 0.3% 100% $615,000
My Mortgage, Inc
Conventional 2 0.3% 66.7% $410,000
Reliable Holdings Manager dba Lendz Financial
Conventional 2 0.3% 100% $365,000
Mortgage Research Center
VA 2 0.3% 22.2% $355,000
Towne Mortgage Company
Conventional 2 0.3% 100% $405,000
Better Mortgage Corporation
Conventional 2 0.3% 100% $225,000
Interstate Home Loan Center, Inc.
Conventional, FHA 2 0.3% 100% $585,000
ClearEdge Lending LLC
Conventional 2 0.3% 100% $560,000
A+5.0 ★Texas Ratio: 5.55%
Conventional 2 0.3% 100% $540,000 View
Carrington Mortgage Services LLC
Conventional, FHA 2 0.3% 23.1% $365,000
C+4.1 ★Texas Ratio: 25.91%
Conventional 2 0.3% 100% $265,000 View
Village Capital & Investment
FHA 2 0.3% 85.7% $410,000
AmWest Funding Corp
FHA, HELOC 1
+1 HELOCs
0.1% 50% $505,000
Semper Home Loans, Inc
FHA 1 0.1% 100% $465,000
Tidewater Mortgage Services, Inc
FHA 1 0.1% 100% $285,000
Lyons Mortgage Services, Inc.
Conventional 1 0.1% 100% $415,000
1St Priority Mortgage, Inc.
Conventional 1 0.1% 100% $305,000
Goodleap, LLC
Conventional 1 0.1% 100% $285,000
Brighton Bank
FHA 1 0.1% 100% $505,000
Allied Mortgage Group, Inc
FHA 1 0.1% 100% $735,000
AmeriHome Mortgage Company, LLC
FHA 1 0.1% 100% $525,000
Carnegie Mortgage Partners, LLC
Conventional 1 0.1% 100% $365,000
A5.0 ★Texas Ratio: 8.76%
Conventional 1 0.1% 50% $285,000 View
Sun West Mortgage Company, Inc
FHA 1 0.1% 66.7% $295,000
Developer's Mortgage Company
FHA 1 0.1% 100% $435,000
Flexpoint, Inc.
Conventional 1 0.1% 100% $495,000
East Coast Capital Corp.
FHA 1 0.1% 100% $625,000
Warshaw Capital, LLC
FHA 1 0.1% 100% $635,000
UNMB Home Loans Inc
Conventional 1 0.1% 100% $155,000
Nations Lending Corporation
FHA 1 0.1% 100% $525,000
Hometown Equity Mortgage, LLC
Conventional 1 0.1% 50% $505,000
Sierra Pacific Mortgage Co. Inc
FHA 1 0.1% 100% $575,000
★ 5 stars, 1 review
A5.0 ★Texas Ratio: 6.43%
Conventional 1 0.1% 50% $295,000 View
A+5.0 ★Texas Ratio: 2.85%
FHA 1 0.1% 100% $565,000 View
Uif Corporation
Conventional 1 0.1% 100% $625,000
Summit Funding.Inc
FHA 1 0.1% 100% $265,000
Prosperity Home Mortgage, LLC
Conventional 1 0.1% 100% $385,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 1 0.1% 100% $465,000 View
B+4.8 ★Texas Ratio: 16.98%
FHA 1 0.1% 33.3% $635,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.1% 50% $75,000 View
Polish & Slavic Federal Credit
Conventional 1 0.1% 100% $105,000
Luxury Mortgage Corp.
Conventional 1 0.1% 100% $305,000
Tomo Mortgage LLC
Conventional 1 0.1% 100% $405,000
Figure Lending LLC
HELOC 0
+4 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+4 HELOCs
0% n/a View
Georgia'S Own Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+1 HELOCs
0% n/a View
B+4.8 ★Texas Ratio: 17.52%
HELOC 0
+1 HELOCs
0% n/a
Municipal Credit Union
HELOC 0
+1 HELOCs
0% 0%
Gte Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+1 HELOCs
0% n/a View
Fairway Independent Mort Corp
HELOC 0
+1 HELOCs
0% 0%
Lendage, LLC dba Achieve Loans
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Paterson, New Jersey

Looking for mortgage lenders near me or mortgage brokers near me in Paterson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paterson in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Paterson, NJ

Use these to narrow the list above. Each category shows how many Paterson, NJ lenders fit and what that kind of lender is usually best for.

Who Lends in Paterson, NJ

Independent mortgage companies closed 85.2 percent of home loans in Paterson, New Jersey in 2025, banks 12.7 percent and credit unions 2.2 percent. Financial Freedom Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and North Jersey Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Columbia Bank led with 17 loans.

85.2%
Mortgage companies
12.7%
Banks
2.2%
Credit unions
40%
FHA loans
2%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.

More New Jersey Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Paterson, NJ

Who is the largest mortgage lender in Paterson, NJ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Paterson, New Jersey with 21 loans, about 2.8 percent of the market. The largest lender headquartered in New Jersey was Columbia Bank with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Paterson, NJ have the highest approval rates?

Among lenders with meaningful volume in Paterson, New Jersey, Paramount Residential Mortgage approved the highest share of completed applications in 2025 at 94.5 percent, against a 76.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Paterson, NJ mortgage lenders offer FHA, VA and USDA loans?

74 lenders closed FHA loans in Paterson, New Jersey in 2025, led by United Wholesale Mortgage with 32. 8 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Paterson, NJ lender list?

Yes. 29 banks and 14 credit unions closed home loans in Paterson, New Jersey in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Paterson, NJ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Paterson, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paterson, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paterson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.