North Jersey Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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North Jersey Federal Credit Union12-month CD rates can be found at 4.25%, 6-month CD rates at 0.15% and 3-month CD rates at 2.00%. Savings rates are at 0.16% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.67%. Credit Card rates are at 17.74%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates which you can compare to North Jersey Federal Credit Union rates.

Compare North Jersey Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of North Jersey Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

North Jersey Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at North Jersey Federal Credit Union? Share your experience about North Jersey Federal Credit Union by leaving a review below, or read customer reviews before you decide to use North Jersey Federal Credit Union.

Overall, North Jersey Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
North Jersey Federal Credit Union
Totowa Branch
711 Union Blvd
Totowa, NJ 07512 2207
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare North Jersey Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Rising Bank
Rising Bank
12-Month CD
4.01%
$1,000
BankPurley
BankPurley
Money Market
4.00%
$25,000
Regent Bank (OK)
Regent Bank (OK)
18-Month CD
4.00%
$1,000
Quaint Oak Bank
Quaint Oak Bank
18-Month CD
4.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Kasasa Checking
4.00%
$0
Stryv Bank
Stryv Bank
12-Month CD
3.85%
$100
ESB Bank
ESB Bank
48-Month CD
3.85%
$10,000
Columbia Bank
Columbia Bank
12-Month CD
3.70%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
24-Month CD
3.70%
$1,000
First Internet Bank of Indiana
First Internet Bank of Indiana
Money Market
3.61%
$100
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
24-Month CD
3.55%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
18-Month CD
3.55%
$1,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
18-Month CD
3.50%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
6-Month CD
3.33%
$1,000
Volunteer State Bank
Volunteer State Bank
60-Month CD
3.14%
$1,000
Access Community Credit Union
Access Community Credit Union
48-Month CD
3.00%
$1,000
F&M Bank & Trust
F&M Bank & Trust
60-Month CD
2.83%
$2,500
American State Bank (TX)
American State Bank (TX)
36-Month CD
2.81%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
48-Month CD
2.63%
$1,000
FSB of Burnet
FSB of Burnet
3-Month CD
2.52%
$1,000
USLA Union S&L
USLA Union S&L
30-Month CD
2.50%
$1,000
First National Bank in Olney
First National Bank in Olney
Personal Plus Checking
2.02%
$100
PSB of Rhineland
PSB of Rhineland
48-Month CD
2.02%
$1,000
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
60-Month CD
2.00%
$1,000
First State Bank and Trust
First State Bank and Trust
48-Month CD
1.91%
$1,000
Connex Credit Union
Connex Credit Union
60-Month CD
1.80%
$500
WSB Municipal Bank
WSB Municipal Bank
18-Month CD
1.53%
$500
First National Bank of Bemidji
First National Bank of Bemidji
First Insured Money Market
1.51%
$1,000
Foresight Bank
Foresight Bank
6-Month CD
1.31%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
18-Month CD
1.26%
$1,000
Brentwood Bank
Brentwood Bank
Choice Money Market
1.00%
$25,000
Connection Bank
Connection Bank
48-Month CD
1.00%
$1,000
State Bank of Graymont
State Bank of Graymont
18-Month CD
0.95%
$1,000
Presence Bank
Presence Bank
60-Month CD
0.85%
$250
Sullivan Bank
Sullivan Bank
12-Month CD
0.50%
$1,000
Frontier State Bank
Frontier State Bank
Regular Savings
0.40%
$100
Rolette State Bank
Rolette State Bank
Passbook Savings
0.35%
$100
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
12-Month CD
0.25%
$1,000
BankGloucester
BankGloucester
Premier Plus Money Market
0.25%
$10,000
American Bank of Baxter Springs
American Bank of Baxter Springs
12-Month CD
0.20%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
Checking
0.20%
$1,000
Collinsville Building and Loan Association
Collinsville Building and Loan Association
12-Month CD
0.15%
$1,000
FNB of Kansas
FNB of Kansas
Money Market
0.15%
$2,500
Century Bank and Trust GA
Century Bank and Trust GA
Regular Savings
0.15%
$200
Bank of Kampsville
Bank of Kampsville
Money Market
0.10%
$2,500
First Bank Elk River
First Bank Elk River
First Dollars Savings
0.10%
$25
FNB of Hope
Money Market
0.10%
$0
BankNewport
BankNewport
Statement Savings
0.05%
$100
First Commonwealth Bank
First Commonwealth Bank
18-Month CD
0.05%
$500
Cornhusker Bank
Cornhusker Bank
Regular Savings
0.05%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare North Jersey Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
American Eagle Financial Credit Union
American Eagle Financial Credit Union
15-Year Fixed
5.375%
5.544%
0.000
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.500%
5.693%
0.625
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
7/6 ARM
5.750%
5.768%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.831%
0.000
Wells Fargo
Wells Fargo
15-Year Fixed
5.625%
5.870%
1.000
GreenLeaf Bank
GreenLeaf Bank
15-Year Fixed
5.875%
5.894%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
5.750%
5.983%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
15-Year Fixed
5.875%
6.030%
0.000
Kalsee Credit Union
Kalsee Credit Union
10 Year Fixed
5.875%
6.047%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
5.875%
6.104%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
5.875%
6.129%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.500%
6.156%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.125%
6.159%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Greater Iowa Credit Union
Greater Iowa Credit Union
30-Year Fixed
6.125%
6.176%
0.000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
15-Year Fixed
5.875%
6.205%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.000%
6.229%
0.000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
30-Year Fixed
6.125%
6.231%
0.000
Kennebec Savings Bank
Kennebec Savings Bank
10-Year Fixed
6.250%
6.250%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
7/1 ARM
6.000%
6.250%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
30-Year Fixed
6.250%
6.341%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare North Jersey Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare North Jersey Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have North Jersey Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

North Jersey Federal Credit Union Information

Credit Union Name: North Jersey Federal Credit Union
Full Time Employees: 55
Part Time Employees: 5
President: George Hampton
CEO: Richard Garcia
Branch Locations: 3
ATM Locations: 4
Corporate Office Address:
711 Union Blvd
Totowa, NJ 07512 2207
Phone Number: 973-785-9200
Fax Number: 973-785-3264

North Jersey Federal Credit Union Financials

Total Assets:
237,381,496
Total Amount of Shares and Deposits:
222,067,183
Total Shares and Deposits < 1 Year:
210,831,980
Total Shares and Deposits 1 3 Years:
10,089,242
Total Shares and Deposits > 3 Years:
1,145,961
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
9,689,572
Total Uninsured Shares and Deposits > $250K (F+J):
10,436,754
Total Insured Shares and Deposits > $250K (item 17 less item K):
211,630,429
Total Interest Expense (Sum of items 6 8):
176,797
Share Certificates:
1,031
Number of Accounts for Share Drafts:
9,537
IRA KEOGH Accounts:
293
Number of Accounts for Regular Shares:
26,894
All other shares:
2,121
Non Member Deposits:
4
Money Market Shares:
808
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
17,299,512
Total Liabilities:
222,456,816
Show More

North Jersey Federal Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are lower this week, continuing the downtrend for 2015. Average 30 year conforming mortgage rates today are at 3.74 percent, a decline from last week's average of 3.84 percent. Mortgage rates were predicted to move higher in 2015, following 10 year U.S. Treasury yields higher, but just the opposite has happened.

The current national average 30 year mortgage rate is at 4.87 percent this morning, down from over 5.00 percent several weeks ago. Mortgage rates have been heading down despite the fact the Fed stopped buying mortgage backed securities in March. Mortgage interest rate declines in the U.S. have accelerated recently because of the debt trouble in Europe and a declining euro.

Mortgage rates on 30 year mortgages hit yet another low in 2011 and an all-time low in the most recent mortgage rates survey. Current mortgage rates on 30 year mortgages are down to 4.15% with 0.7 mortgage points for the week ending August 18, 2011, down from the prior week's average 30 year mortgage rate of 4.32%. Average rates are as reported in Freddie Mac's Primary Mortgage Market Survey.

Bank or Credit Union Offers and Deals

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USAA 4 Year Jumbo CD Rates now at 1.00%
United Central Bank MMA Rates and Savings Account Rates
Fixed Home Mortgage Rates Make Record Lows MBA: 30 Year Mortgage Rates at 4.38%, 15 Year Mortgage Rates at 3.77%
Bank of Internet CD Interest Rates & CD Yields
Best 12 Month CD Rates Los Angeles, California
CD Rate Changes The Past Week - All CD Rates Increased
My e-BAnC by BAC Florida Bank 3 Year CD Rates now at 1.44%

Alternative Bank and Credit Union Offers to Explore

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Why CD Rates May Move Higher Before the Predicted Fourth Quarter of 2015
Deposit Rate Report August 11, 2016
Auto Insurance Rates: Finding the Best Car Insurance Rates
29.00% APY Leap Year CD Special at Motion Federal Credit Union

North Jersey Federal Credit Union Reviews

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