Mortgage Lenders and Brokers in Elizabeth, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elizabeth, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA339 N Broad St, Elizabeth, NJ 07208A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA470 Rahway Ave, Elizabeth, NJ 07202A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA288 N Broad St, Elizabeth, NJ 07208A+5.0 ★Texas Ratio: 4.14%, Spencer Savings Bank, SlaSpencer Savings Bank, Sla618 Bayway Ave, Elizabeth, NJ 07202A+5.0 ★Texas Ratio: 3.96%, Columbia BankColumbia Bank1154 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.30%, Citizens Bank, NACitizens Bank, NA51 S Broad St, Elizabeth, NJ 07202A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.928 S Elmora Ave, Elizabeth, NJ 07202A+5.0 ★Texas Ratio: 4.24%, Valley National BankValley National Bank522 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 5.76%, Lusitania Savings BankLusitania Savings Bank302 Frank E Rodgers Blvd N, Harrison, NJ 07029A+5.0 ★Texas Ratio: 0.71%, and Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elizabeth, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elizabeth are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elizabeth, New Jersey
Market share is the lender's share of all home loans closed in Elizabeth, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Elizabeth 339 N Broad St, Elizabeth, NJ 07208 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 10 | 1.7% | 91.7% | $441,000 | View |
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3 offices in Elizabeth 470 Rahway Ave, Elizabeth, NJ 07202 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 8 | 1.3% | 50% | $312,500 | View |
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3 offices in Elizabeth 288 N Broad St, Elizabeth, NJ 07208 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +13 HELOCs |
0.8% | 62.5% | $509,000 | View |
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1 office in Elizabeth 618 Bayway Ave, Elizabeth, NJ 07202 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 3 | 0.5% | 100% | $95,000 | View |
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1 office in Elizabeth 1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
Conventional | 2 | 0.3% | 60% | $400,000 | View |
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1 office in Elizabeth 51 S Broad St, Elizabeth, NJ 07202 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +32 HELOCs |
0.2% | 100% | $455,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Elizabeth 928 S Elmora Ave, Elizabeth, NJ 07202 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +27 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 10 +3 HELOCs |
1.7% | 83.3% | $700,000 | View |
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302 Frank E Rodgers Blvd N, Harrison, NJ 07029 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 5 | 0.8% | 100% | $139,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, HELOC | 4 +3 HELOCs |
0.7% | 57.1% | $615,000 | View |
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1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 4 | 0.7% | 80% | $502,500 | View |
Northfield Bank
20 Union Street, Elizabeth, NJ 07202 |
Conventional | 4 | 0.7% | 50% | $195,000 | |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 3 | 0.5% | 100% | $505,000 | |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +9 HELOCs |
0.3% | 50% | $390,000 | View |
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1000 Route 202 S, Branchburg, NJ 08876 A+5.0 ★Texas Ratio: 0.29% |
Conventional | 2 | 0.3% | 100% | $520,000 | View |
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675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 0.3% | 100% | $675,000 | View |
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570 Piermont Rd, Closter, NJ 07624 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
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111 MAIN ST STE 2, EAST BRUNSWICK, NJ 08816 D3.4 ★Texas Ratio: 32.86% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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474 Sylvan Ave, Englewood Cliffs, NJ 07632 A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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★ 2 stars, 1 review 335 Farnsworth Ave, Bordentown, NJ 08505 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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1040 River Rd, Ewing, NJ 08628 2102 A+5.0 ★Texas Ratio: 0.95% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
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220 W Union Ave, Bound Brook, NJ 08805 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
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506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional | 1 | 0.2% | 100% | $825,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.2% | 50% | $315,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
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Conventional, FHA | 10 | 1.7% | 100% | $618,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 10 | 1.7% | 76.9% | $565,000 | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 8 | 1.3% | 100% | $417,500 | |
MLB Residential Lending, LLC
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Conventional, FHA | 7 | 1.2% | 88.9% | $459,285 | |
Bond Street Mortgage, LLC
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Conventional | 5 | 0.8% | 83.3% | $425,000 | |
NJ Lenders Corp
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Conventional, FHA | 4 | 0.7% | 66.7% | $457,500 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 3 +5 HELOCs |
0.5% | 60% | $871,666 | |
Millenium Home Mortgage
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Conventional | 3 | 0.5% | 100% | $345,000 | |
Advisors Mortgage Group, LLC
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Conventional | 2 | 0.3% | 100% | $680,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 2 | 0.3% | 100% | $500,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
American Federal Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $735,000 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 47 | 7.9% | 94% | $551,170 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 44 +3 HELOCs |
7.4% | 76.3% | $593,181 | |
Rocket Mortgage
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Conventional, FHA, VA | 44 | 7.4% | 72.1% | $305,681 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 24 +3 HELOCs |
4% | 83.3% | $534,166 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 23 | 3.9% | 92.9% | $423,260 | |
Freedom Mortgage Corporation
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FHA, VA | 18 | 3% | 88.5% | $556,111 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 17 +1 HELOCs |
2.9% | 95.2% | $489,705 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 16 +1 HELOCs |
2.7% | 69.6% | $393,750 | |
Newrez LLC
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Conventional, FHA, VA | 13 | 2.2% | 35.1% | $433,461 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 13 | 2.2% | 56.5% | $560,384 | |
New American Funding, LLC.
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Conventional, FHA | 13 | 2.2% | 72.2% | $476,538 | |
Panorama Mortgage Group, LLC
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Conventional, FHA, VA | 10 | 1.7% | 100% | $611,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 9 | 1.5% | 92.9% | $693,888 | |
Nations Lending Corporation
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Conventional, FHA | 8 | 1.3% | 81.8% | $375,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 7 | 1.2% | 100% | $439,285 | |
All Credit Considered Mortgage, Inc.
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Conventional | 7 | 1.2% | 100% | $510,714 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 7 | 1.2% | 100% | $627,857 | |
Union Home Mortgage Corp.
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Conventional, FHA | 6 | 1% | 100% | $473,333 | |
Nationstar Mortgage
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Conventional, FHA | 6 | 1% | 54.5% | $205,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 5 | 0.8% | 100% | $759,000 | |
Nqm Funding, LLC
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Conventional | 5 | 0.8% | 100% | $517,000 | |
Champions Funding, LLC
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Conventional | 5 | 0.8% | 83.3% | $447,000 | |
Kind Lending, LLC
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FHA, HELOC | 4 +1 HELOCs |
0.7% | 50% | $640,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 0.7% | 80% | $472,500 | View |
Equity Prime Mortgage LLC
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FHA | 4 | 0.7% | 66.7% | $592,500 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 0.7% | 100% | $607,500 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 4 | 0.7% | 100% | $715,000 | View |
Better Mortgage Corporation
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Conventional | 4 | 0.7% | 80% | $307,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 0.7% | 100% | $532,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +7 HELOCs |
0.5% | 16.7% | $98,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.5% | 100% | $668,333 | View |
Contour Mortgage Corporation
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Conventional, FHA | 3 | 0.5% | 100% | $518,333 | |
Norwich Commercial Group Inc
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Conventional, FHA | 3 | 0.5% | 60% | $588,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.5% | 25% | $175,000 | |
Discover Bank
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Conventional | 3 | 0.5% | 23.1% | $128,333 | |
Mortgage Research Center
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VA | 3 | 0.5% | 75% | $501,666 | |
The Loan Store, Inc
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Conventional | 3 | 0.5% | 87.5% | $628,333 | |
Municipal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 40% | $175,000 | |
Mission Loans, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $215,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.3% | 100% | $275,000 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 0.3% | 100% | $310,000 | |
Sun West Mortgage Company, Inc
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FHA | 2 | 0.3% | 42.9% | $620,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.3% | 100% | $555,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.3% | 50% | $100,000 | |
First Central Savings Bank
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Conventional | 2 | 0.3% | 100% | $670,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.3% | 66.7% | $610,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.3% | 40% | $540,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.3% | 100% | $210,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.3% | 40% | $420,000 | View |
Nexera Holding LLC
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Conventional | 2 | 0.3% | 100% | $650,000 | |
Reliance First Capital, LLC
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Conventional | 2 | 0.3% | 100% | $270,000 | |
Polish & Slavic Federal Credit
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Conventional | 2 | 0.3% | 75% | $365,000 | |
Cake Mortgage Corp.
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Conventional | 2 | 0.3% | 100% | $825,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.3% | 75% | $675,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 25% | $105,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Primelending
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Conventional | 1 | 0.2% | 50% | $355,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 50% | $505,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $375,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
Reliant Home Funding, Inc
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FHA | 1 | 0.2% | 100% | $455,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 0.2% | 60% | $475,000 | View |
HomeXpress Mortgage Corp.
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FHA | 1 | 0.2% | 50% | $555,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $385,000 | |
East Coast Capital Corp.
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FHA | 1 | 0.2% | 100% | $805,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Linkbank
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Greenbox Loans
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Conventional | 1 | 0.2% | 100% | $485,000 | |
My Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $515,000 | |
UNMB Home Loans Inc
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Conventional | 1 | 0.2% | 100% | $595,000 | |
Reliable Holdings Manager dba Lendz Financial
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $765,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.2% | 50% | $345,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Interstate Home Loan Center, Inc.
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Conventional | 1 | 0.2% | 50% | $505,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.2% | 33.3% | $845,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 1 | 0.2% | 50% | $945,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 14.3% | $525,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 50% | $525,000 | |
Patriot One Mortgage Bankers
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Visions Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elizabeth Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elizabeth, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Elizabeth? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elizabeth in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elizabeth, NJ
Use these to narrow the list above. Each category shows how many Elizabeth, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Elizabeth, NJ
Independent mortgage companies closed 83.9 percent of home loans in Elizabeth, New Jersey in 2025, banks 14.6 percent and credit unions 1.5 percent. Princeton Mortgage Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and United Poles FCU the largest credit union. Among lenders headquartered in New Jersey, Spencer Savings Bank, Sla led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elizabeth, NJ
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Elizabeth, New Jersey with 10 loans, about 1.7 percent of the market. The largest lender headquartered in New Jersey was Spencer Savings Bank, Sla with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
51 lenders closed FHA loans in Elizabeth, New Jersey in 2025, led by Paramount Residential Mortgage with 24. 12 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 11 credit unions closed home loans in Elizabeth, New Jersey in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elizabeth, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elizabeth, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elizabeth. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
