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Home / Mortgage Lenders / New Jersey / Ocean Acres
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Mortgage Lenders and Brokers in Ocean Acres, New Jersey

Ocean Acres, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Flagstar Bank NAFlagstar Bank NA171 Broadway # 173, Bayonne, NJ 07002D3.3 ★Texas Ratio: 35.11%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, First Financial FCUFirst Financial FCU506 Route 130 N, Cinnaminson, NJ 08077B+4.8 ★Texas Ratio: 17.97%, and Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Ocean Acres, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ocean Acres are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Ocean Acres, New Jersey

Market share is the lender's share of all home loans closed in Ocean Acres, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1342 Saint Georges Ave, Avenel, NJ 07001
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA 13 2% 100% $285,000 View
601 White Horse Pike, Absecon, NJ 08201
A+5.0 ★Texas Ratio: 3.71%
Conventional, HELOC 12
+26 HELOCs
1.8% 85.7% $155,000 View
1115 Highway 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA 11 1.7% 78.6% $256,818 View
1801 Atlantic Avenue, Atlantic City, NJ 08401
A+5.0 ★Texas Ratio: 5.26%
Conventional, HELOC 8
+3 HELOCs
1.2% 91.7% $227,500 View
511 Cookman Ave, Asbury Park, NJ 07712
A+5.0 ★Texas Ratio: 3.46%
Conventional, FHA 6 0.9% 75% $205,000 View
171 Broadway # 173, Bayonne, NJ 07002
D3.3 ★Texas Ratio: 35.11%
Conventional 4 0.6% 80% $310,000 View
★ 1.7 stars, 3 reviews
1163 State Route 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 3
+22 HELOCs
0.5% 100% $338,333 View
1116 State Route 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 3
+20 HELOCs
0.5% 75% $458,333 View
506 Route 130 N, Cinnaminson, NJ 08077
B+4.8 ★Texas Ratio: 17.97%
Conventional, HELOC 3
+1 HELOCs
0.5% 75% $78,333 View
675 Martinsville Rd, Basking Ridge, NJ 07920
A5.0 ★Texas Ratio: 7.41%
Conventional 3 0.5% 100% $358,333 View
20 N Main St, Allentown, NJ 08501
A+5.0 ★Texas Ratio: 4.85%
Conventional, HELOC 2
+4 HELOCs
0.3% 100% $445,000 View
547 Broadway, Bayonne, NJ 07002
A+5.0 ★Texas Ratio: 4.11%
Conventional, VA, HELOC 2
+3 HELOCs
0.3% 100% $390,000 View
William J Hughes Technical Ctr, Atlantic City, NJ 08405
A+5.0 ★Texas Ratio: 1.54%
Conventional 2 0.3% 100% $80,000 View
175 Rock Rd, Glen Rock, NJ 07452
A+5.0 ★Texas Ratio: 1.20%
Conventional 2 0.3% 100% $185,000 View
1000 Highway 36, Atlantic Highlands, NJ 07716
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+26 HELOCs
0.2% 50% $155,000 View
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210
A+5.0 ★Texas Ratio: 3.26%
Conventional 1 0.2% 20% $75,000 View
2652 Atlantic Ave, Atlantic City, NJ 08401
A+5.0 ★Texas Ratio: 3.73%
Conventional 1 0.2% 50% $45,000 View
64 Old Highway 22, Clinton, NJ 08809
A5.0 ★Texas Ratio: 9.27%
Conventional 1 0.2% 100% $465,000 View
1300 Route 73, Mount Laurel, NJ 08054
A5.0 ★Texas Ratio: 11.39%
Conventional 1 0.2% 100% $135,000 View
1029 Neck Rd, Burlington, NJ 08016
A+5.0 ★Texas Ratio: 3.10%
Conventional 1 0.2% 100% $65,000 View
921 West Ave, Ocean City, NJ 08226
A5.0 ★Texas Ratio: 6.10%
HELOC 0
+2 HELOCs
0% n/a View
★ 3 stars, 1 review
85 Bridge Ave, Bay Head, NJ 08742
A+5.0 ★Texas Ratio: 5.71%
HELOC 0
+2 HELOCs
0% n/a View
509 S White Horse Pike, Audubon, NJ 08106
A+5.0 ★Texas Ratio: 4.25%
HELOC 0
+1 HELOCs
0% n/a View
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849
A5.0 ★Texas Ratio: 9.20%
HELOC 0
+1 HELOCs
0% n/a View
★ 1 stars, 1 review
249 White Horse Pike, Atco, NJ 08004
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+1 HELOCs
0% n/a View
American Neighborhood Mortgage Acceptance Company
Conventional, FHA, VA 24 3.7% 100% $407,083
Advisors Mortgage Group, LLC
Conventional, FHA, VA 19 2.9% 95% $399,210
First Alliance Home Mortgage, LLC
Conventional, FHA 7 1.1% 100% $256,428
NJ Lenders Corp
Conventional, FHA, VA 4 0.6% 100% $382,500
American Financial Resources LLC
Conventional, FHA 3 0.5% 100% $378,333
Absolute Home Mortgage
Conventional 3 0.5% 100% $381,666
Weichert Financial Services
Conventional 3 0.5% 100% $468,333
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
Conventional 3 0.5% 100% $145,000
HomeBridge Financial Services, Inc
Conventional, HELOC 2
+2 HELOCs
0.3% 50% $315,000
Glendenning Mortgage Corporation
Conventional, FHA 2 0.3% 100% $385,000
Greenway Mortgage Funding Corp.
Conventional, FHA 2 0.3% 100% $350,000
EMM Loans LLC
Conventional 1 0.2% 100% $175,000
Acre Mortgage & Financial, Inc.
Conventional 1 0.2% 100% $505,000
Kwik Mortgage Corporation
Conventional 1 0.2% 100% $385,000
Financial Resources Federal Cr
Conventional 1 0.2% 100% $95,000
1St 2Nd Mortgage Company of N.J., Inc.
Conventional 1 0.2% 100% $365,000
Mld Mortgage, Inc.Dba the Money Store
Conventional 1 0.2% 100% $145,000
Rocket Mortgage
Conventional, FHA, VA 79 12.1% 86.2% $240,063
DHI Mortgage Company, LTD.
Conventional, FHA, VA 62 9.5% 95.5% $478,870
Pennymac Loan Services LLC
Conventional, FHA, VA 56 8.6% 90.5% $316,428
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 25
+2 HELOCs
3.8% 89.3% $399,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA, HELOC 20
+2 HELOCs
3.1% 100% $336,500
loanDepot.com LLC
Conventional, FHA, HELOC 17
+2 HELOCs
2.6% 78.3% $196,764
Freedom Mortgage Corporation
Conventional, FHA, VA 14 2.1% 88.2% $390,714
Newrez LLC
Conventional, FHA, VA 13 2% 76.5% $345,769
Guaranteed Rate, Inc.
Conventional, FHA, USDA, HELOC 11
+1 HELOCs
1.7% 100% $264,090
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 11 1.7% 100% $476,818
Nationstar Mortgage
Conventional, FHA 9 1.4% 90% $245,000
A+5.0 ★Texas Ratio: 2.15%
Conventional, FHA 8 1.2% 100% $453,750 View
Paramount Residential Mortgage
Conventional, FHA, VA 8 1.2% 88.9% $436,250
Spring Eq, LLC
Conventional, HELOC 7
+1 HELOCs
1.1% 43.8% $109,285
New American Funding, LLC.
Conventional, FHA 7 1.1% 87.5% $265,000
A+5.0 ★Texas Ratio: 0.51%
Conventional, FHA 7 1.1% 77.8% $165,000 View
Movement Mortgage, LLC
Conventional, FHA 6 0.9% 100% $508,333
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 5
+5 HELOCs
0.8% 83.3% $271,000
A+5.0 ★Texas Ratio: 0.70%
Conventional, HELOC 5
+2 HELOCs
0.8% 83.3% $101,000
Amerisave Mortgage Company
Conventional, FHA 5 0.8% 35.7% $137,000
Mortgage Research Center
Conventional, VA 5 0.8% 62.5% $471,000
A+5.0 ★Texas Ratio: 2.85%
Conventional, VA, HELOC 4
+1 HELOCs
0.6% 80% $417,500 View
Mutual of Omaha Mortgage
Conventional, FHA, HELOC 4
+1 HELOCs
0.6% 80% $372,500
Affordable Mortgage Advisors
Conventional, VA 4 0.6% 100% $335,000
Discover Bank
Conventional 4 0.6% 20% $87,500
Union Home Mortgage Corp.
Conventional, VA 4 0.6% 100% $322,500
Fairway Independent Mort Corp
Conventional 4 0.6% 100% $345,000
Guaranteed Rate Affinity, LLC
Conventional, HELOC 3
+1 HELOCs
0.5% 100% $381,666
Cornerstone First Mortgage, LLC
Conventional, VA 3 0.5% 100% $368,333
Lakeview Loan Servicing, LLC
Conventional 3 0.5% 33.3% $115,000
Nbkc Bank
Conventional 3 0.5% 100% $508,333
Equity Prime Mortgage LLC
FHA 3 0.5% 60% $331,666
AmeriHome Mortgage Company, LLC
Conventional, FHA 3 0.5% 100% $425,000
AdvantageFirst Lending Inc
Conventional, FHA 3 0.5% 100% $448,333
Ark-La-Tex Financial Services LLC
Conventional, FHA 3 0.5% 100% $428,333
Quorum Federal Credit Union
Conventional, HELOC 2
+1 HELOCs
0.3% 100% $105,000
A+5.0 ★Texas Ratio: 3.66%
Conventional 2 0.3% 100% $405,000 View
Jet Direct Funding Corp.
Conventional 2 0.3% 100% $575,000
A5.0 ★Texas Ratio: 11.06%
Conventional 2 0.3% 100% $250,000 View
Loanunited.Com, LLC
FHA, VA 2 0.3% 100% $450,000
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA 2 0.3% 100% $420,000 View
American Financial Network, Inc.
Conventional 2 0.3% 100% $515,000
New Day Financial, LLC.
VA 2 0.3% 100% $325,000
The Loan Store, Inc
Conventional 2 0.3% 100% $330,000
B+4.8 ★Texas Ratio: 16.98%
Conventional 2 0.3% 100% $470,000 View
21St Mortgage
Conventional 2 0.3% 40% $90,000
Carrington Mortgage Services LLC
FHA, VA 2 0.3% 66.7% $410,000
A5.0 ★Texas Ratio: 9.09%
Conventional 2 0.3% 100% $395,000 View
Village Capital & Investment
VA 2 0.3% 66.7% $660,000
Primelending
FHA 1 0.2% 100% $485,000
Atlantic Coast Mortgage, LLC
Conventional 1 0.2% 100% $485,000
B+4.8 ★Texas Ratio: 17.52%
Conventional 1 0.2% 100% $425,000
Primary Residential Mortgage, INC.
Conventional 1 0.2% 100% $455,000
Goodleap, LLC
VA 1 0.2% 50% $165,000
Kind Lending, LLC
Conventional 1 0.2% 33.3% $395,000
Allied Mortgage Group, Inc
FHA 1 0.2% 100% $395,000
Guidance Residential, LLC
Conventional 1 0.2% 100% $595,000
Deephaven Mortgage LLC
Conventional 1 0.2% 50% $635,000
AmWest Funding Corp
Conventional 1 0.2% 100% $555,000
A5.0 ★Texas Ratio: 8.76%
Conventional 1 0.2% 100% $345,000 View
HomeXpress Mortgage Corp.
Conventional 1 0.2% 50% $295,000
Evergreen Bank Group
Conventional 1 0.2% 100% $75,000
MortgageCountry
VA 1 0.2% 100% $595,000
Success Mortgage Partners, Inc
VA 1 0.2% 100% $265,000
Greenwood Credit Union
Conventional 1 0.2% 100% $65,000
First Colony Mortgage Corporat
FHA 1 0.2% 100% $495,000
Calcon Mutual Mortgage LLC
Conventional 1 0.2% 100% $255,000
Cardinal Financial Company, Li
FHA 1 0.2% 100% $335,000
Planet Home Lending, LLC
FHA 1 0.2% 50% $555,000
Intelliloan, Inc.
FHA 1 0.2% 100% $675,000
Embrace Home Loans, Inc.
Conventional 1 0.2% 100% $445,000
Provident Funding Associates
Conventional 1 0.2% 100% $325,000
Nations Lending Corporation
Conventional 1 0.2% 100% $305,000
Hometown Equity Mortgage, LLC
Conventional 1 0.2% 100% $265,000
A+5.0 ★Texas Ratio: 2.20%
VA 1 0.2% 100% $415,000 View
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 0.2% 100% $285,000 View
Ark Mortgage, Inc.
Conventional 1 0.2% 100% $105,000
V.I.P. Mortgage, Inc.
Conventional 1 0.2% 100% $315,000
Prosperity Home Mortgage, LLC
Conventional 1 0.2% 100% $265,000
Veritas Funding, LLC
Conventional 1 0.2% 100% $365,000
Nationwide Mortgage Bankers, Inc.
Conventional 1 0.2% 100% $335,000
A+5.0 ★Texas Ratio: 2.14%
Conventional 1 0.2% 100% $455,000 View
B4.5 ★Texas Ratio: 20.77%
Conventional 1 0.2% 100% $415,000 View
Angel Oak Mortgage Solutions LLC
Conventional 1 0.2% 100% $335,000
Nexera Holding LLC
Conventional 1 0.2% 100% $435,000
Tomo Mortgage LLC
Conventional 1 0.2% 100% $715,000
Champions Funding, LLC
Conventional 1 0.2% 100% $165,000
Utilities Employees Credit Union
Conventional 1 0.2% 100% $355,000
Figure Lending LLC
HELOC 0
+10 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+3 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 2.32%
HELOC 0
+3 HELOCs
0% 0% View
Lendage, LLC dba Achieve Loans
HELOC 0
+2 HELOCs
0% n/a
A+5.0 ★Texas Ratio: 3.22%
HELOC 0
+1 HELOCs
0% n/a View
Tower Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Valon Mortgage
HELOC 0
+1 HELOCs
0% n/a
Together Credit Union
HELOC 0
+1 HELOCs
0% n/a
A5.0 ★Texas Ratio: 9.33%
HELOC 0
+1 HELOCs
0% n/a
Lower, LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Ocean Acres, New Jersey

Looking for mortgage lenders near me or mortgage brokers near me in Ocean Acres? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ocean Acres in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Ocean Acres, NJ

Use these to narrow the list above. Each category shows how many Ocean Acres, NJ lenders fit and what that kind of lender is usually best for.

Who Lends in Ocean Acres, NJ

Independent mortgage companies closed 79.8 percent of home loans in Ocean Acres, New Jersey in 2025, banks 16.2 percent and credit unions 4 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Financial FCU the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 12 loans.

79.8%
Mortgage companies
16.2%
Banks
4%
Credit unions
15%
FHA loans
8%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.

More New Jersey Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Ocean Acres, NJ

Who is the largest mortgage lender in Ocean Acres, NJ?

By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Ocean Acres, New Jersey with 13 loans, about 2 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Ocean Acres, NJ have the highest approval rates?

Among lenders with meaningful volume in Ocean Acres, New Jersey, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 95.5 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Ocean Acres, NJ mortgage lenders offer FHA, VA and USDA loans?

41 lenders closed FHA loans in Ocean Acres, New Jersey in 2025, led by Pennymac Loan Services LLC with 18. 27 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Ocean Acres, NJ lender list?

Yes. 35 banks and 18 credit unions closed home loans in Ocean Acres, New Jersey in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Ocean Acres, NJ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Ocean Acres, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ocean Acres, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ocean Acres. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.