Ocean Acres, New Jersey mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1342 Saint Georges Ave, Avenel, NJ 07001A+5.0 ★Texas Ratio: 3.68%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Wells Fargo Bank NAWells Fargo Bank NA1115 Highway 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 5.36%, Oceanfirst BankOceanfirst Bank1801 Atlantic Avenue, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 5.26%, Provident BankProvident Bank511 Cookman Ave, Asbury Park, NJ 07712A+5.0 ★Texas Ratio: 3.46%, Flagstar Bank NAFlagstar Bank NA171 Broadway # 173, Bayonne, NJ 07002D3.3 ★Texas Ratio: 35.11%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, First Financial FCUFirst Financial FCU506 Route 130 N, Cinnaminson, NJ 08077B+4.8 ★Texas Ratio: 17.97%, and Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ocean Acres, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ocean Acres are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Ocean Acres, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1342 Saint Georges Ave, Avenel, NJ 07001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 13 | 2% | 100% | $285,000 | View |
|
601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 12 +26 HELOCs |
1.8% | 85.7% | $155,000 | View |
|
1115 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 11 | 1.7% | 78.6% | $256,818 | View |
|
1801 Atlantic Avenue, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 5.26% |
Conventional, HELOC | 8 +3 HELOCs |
1.2% | 91.7% | $227,500 | View |
|
511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional, FHA | 6 | 0.9% | 75% | $205,000 | View |
|
171 Broadway # 173, Bayonne, NJ 07002 D3.3 ★Texas Ratio: 35.11% |
Conventional | 4 | 0.6% | 80% | $310,000 | View |
|
★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +22 HELOCs |
0.5% | 100% | $338,333 | View |
|
1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +20 HELOCs |
0.5% | 75% | $458,333 | View |
|
506 Route 130 N, Cinnaminson, NJ 08077 B+4.8 ★Texas Ratio: 17.97% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 75% | $78,333 | View |
|
675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 3 | 0.5% | 100% | $358,333 | View |
|
20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 100% | $445,000 | View |
|
547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, HELOC | 2 +3 HELOCs |
0.3% | 100% | $390,000 | View |
|
William J Hughes Technical Ctr, Atlantic City, NJ 08405 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 2 | 0.3% | 100% | $80,000 | View |
|
175 Rock Rd, Glen Rock, NJ 07452 A+5.0 ★Texas Ratio: 1.20% |
Conventional | 2 | 0.3% | 100% | $185,000 | View |
|
1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +26 HELOCs |
0.2% | 50% | $155,000 | View |
|
468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724 2210 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0.2% | 20% | $75,000 | View |
|
2652 Atlantic Ave, Atlantic City, NJ 08401 A+5.0 ★Texas Ratio: 3.73% |
Conventional | 1 | 0.2% | 50% | $45,000 | View |
|
64 Old Highway 22, Clinton, NJ 08809 A5.0 ★Texas Ratio: 9.27% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
|
1300 Route 73, Mount Laurel, NJ 08054 A5.0 ★Texas Ratio: 11.39% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
|
1029 Neck Rd, Burlington, NJ 08016 A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
|
921 West Ave, Ocean City, NJ 08226 A5.0 ★Texas Ratio: 6.10% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
★ 3 stars, 1 review 85 Bridge Ave, Bay Head, NJ 08742 A+5.0 ★Texas Ratio: 5.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
509 S White Horse Pike, Audubon, NJ 08106 A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA | 24 | 3.7% | 100% | $407,083 | |
Advisors Mortgage Group, LLC
|
Conventional, FHA, VA | 19 | 2.9% | 95% | $399,210 | |
First Alliance Home Mortgage, LLC
|
Conventional, FHA | 7 | 1.1% | 100% | $256,428 | |
NJ Lenders Corp
|
Conventional, FHA, VA | 4 | 0.6% | 100% | $382,500 | |
American Financial Resources LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $378,333 | |
Absolute Home Mortgage
|
Conventional | 3 | 0.5% | 100% | $381,666 | |
Weichert Financial Services
|
Conventional | 3 | 0.5% | 100% | $468,333 | |
X - Healthcare Employees FCU - Moved to Portico 2025/09/01
|
Conventional | 3 | 0.5% | 100% | $145,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 50% | $315,000 | |
Glendenning Mortgage Corporation
|
Conventional, FHA | 2 | 0.3% | 100% | $385,000 | |
Greenway Mortgage Funding Corp.
|
Conventional, FHA | 2 | 0.3% | 100% | $350,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.2% | 100% | $175,000 | |
Acre Mortgage & Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $505,000 | |
Kwik Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $385,000 | |
Financial Resources Federal Cr
|
Conventional | 1 | 0.2% | 100% | $95,000 | |
1St 2Nd Mortgage Company of N.J., Inc.
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 0.2% | 100% | $145,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 79 | 12.1% | 86.2% | $240,063 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 62 | 9.5% | 95.5% | $478,870 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 56 | 8.6% | 90.5% | $316,428 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 25 +2 HELOCs |
3.8% | 89.3% | $399,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 20 +2 HELOCs |
3.1% | 100% | $336,500 | |
loanDepot.com LLC
|
Conventional, FHA, HELOC | 17 +2 HELOCs |
2.6% | 78.3% | $196,764 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 14 | 2.1% | 88.2% | $390,714 | |
Newrez LLC
|
Conventional, FHA, VA | 13 | 2% | 76.5% | $345,769 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, USDA, HELOC | 11 +1 HELOCs |
1.7% | 100% | $264,090 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 11 | 1.7% | 100% | $476,818 | |
Nationstar Mortgage
|
Conventional, FHA | 9 | 1.4% | 90% | $245,000 | |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 8 | 1.2% | 100% | $453,750 | View |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 8 | 1.2% | 88.9% | $436,250 | |
Spring Eq, LLC
|
Conventional, HELOC | 7 +1 HELOCs |
1.1% | 43.8% | $109,285 | |
New American Funding, LLC.
|
Conventional, FHA | 7 | 1.1% | 87.5% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 7 | 1.1% | 77.8% | $165,000 | View |
Movement Mortgage, LLC
|
Conventional, FHA | 6 | 0.9% | 100% | $508,333 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +5 HELOCs |
0.8% | 83.3% | $271,000 | |
|
A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 5 +2 HELOCs |
0.8% | 83.3% | $101,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 5 | 0.8% | 35.7% | $137,000 | |
Mortgage Research Center
|
Conventional, VA | 5 | 0.8% | 62.5% | $471,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.6% | 80% | $417,500 | View |
Mutual of Omaha Mortgage
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.6% | 80% | $372,500 | |
Affordable Mortgage Advisors
|
Conventional, VA | 4 | 0.6% | 100% | $335,000 | |
Discover Bank
|
Conventional | 4 | 0.6% | 20% | $87,500 | |
Union Home Mortgage Corp.
|
Conventional, VA | 4 | 0.6% | 100% | $322,500 | |
Fairway Independent Mort Corp
|
Conventional | 4 | 0.6% | 100% | $345,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $381,666 | |
Cornerstone First Mortgage, LLC
|
Conventional, VA | 3 | 0.5% | 100% | $368,333 | |
Lakeview Loan Servicing, LLC
|
Conventional | 3 | 0.5% | 33.3% | $115,000 | |
Nbkc Bank
|
Conventional | 3 | 0.5% | 100% | $508,333 | |
Equity Prime Mortgage LLC
|
FHA | 3 | 0.5% | 60% | $331,666 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $425,000 | |
AdvantageFirst Lending Inc
|
Conventional, FHA | 3 | 0.5% | 100% | $448,333 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 3 | 0.5% | 100% | $428,333 | |
Quorum Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $105,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 2 | 0.3% | 100% | $405,000 | View |
Jet Direct Funding Corp.
|
Conventional | 2 | 0.3% | 100% | $575,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 0.3% | 100% | $250,000 | View |
Loanunited.Com, LLC
|
FHA, VA | 2 | 0.3% | 100% | $450,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.3% | 100% | $420,000 | View |
American Financial Network, Inc.
|
Conventional | 2 | 0.3% | 100% | $515,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.3% | 100% | $325,000 | |
The Loan Store, Inc
|
Conventional | 2 | 0.3% | 100% | $330,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 0.3% | 100% | $470,000 | View |
21St Mortgage
|
Conventional | 2 | 0.3% | 40% | $90,000 | |
Carrington Mortgage Services LLC
|
FHA, VA | 2 | 0.3% | 66.7% | $410,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.3% | 100% | $395,000 | View |
Village Capital & Investment
|
VA | 2 | 0.3% | 66.7% | $660,000 | |
Primelending
|
FHA | 1 | 0.2% | 100% | $485,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $485,000 | |
|
B+4.8 ★Texas Ratio: 17.52% |
Conventional | 1 | 0.2% | 100% | $425,000 | |
Primary Residential Mortgage, INC.
|
Conventional | 1 | 0.2% | 100% | $455,000 | |
Goodleap, LLC
|
VA | 1 | 0.2% | 50% | $165,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.2% | 33.3% | $395,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.2% | 100% | $395,000 | |
Guidance Residential, LLC
|
Conventional | 1 | 0.2% | 100% | $595,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0.2% | 50% | $635,000 | |
AmWest Funding Corp
|
Conventional | 1 | 0.2% | 100% | $555,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.2% | 50% | $295,000 | |
Evergreen Bank Group
|
Conventional | 1 | 0.2% | 100% | $75,000 | |
MortgageCountry
|
VA | 1 | 0.2% | 100% | $595,000 | |
Success Mortgage Partners, Inc
|
VA | 1 | 0.2% | 100% | $265,000 | |
Greenwood Credit Union
|
Conventional | 1 | 0.2% | 100% | $65,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.2% | 100% | $495,000 | |
Calcon Mutual Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.2% | 100% | $335,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.2% | 50% | $555,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.2% | 100% | $675,000 | |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
Provident Funding Associates
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Nations Lending Corporation
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $415,000 | View |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Ark Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $315,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Veritas Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $365,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
|
B4.5 ★Texas Ratio: 20.77% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.2% | 100% | $335,000 | |
Nexera Holding LLC
|
Conventional | 1 | 0.2% | 100% | $435,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.2% | 100% | $715,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Utilities Employees Credit Union
|
Conventional | 1 | 0.2% | 100% | $355,000 | |
Figure Lending LLC
|
HELOC | 0 +10 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Together Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 9.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lower, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Ocean Acres? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ocean Acres in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Ocean Acres, NJ lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 79.8 percent of home loans in Ocean Acres, New Jersey in 2025, banks 16.2 percent and credit unions 4 percent. American Neighborhood Mortgage Acceptance Company was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Financial FCU the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Ocean Acres, New Jersey with 13 loans, about 2 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ocean Acres, New Jersey, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 95.5 percent, against a 84.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Ocean Acres, New Jersey in 2025, led by Pennymac Loan Services LLC with 18. 27 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 18 credit unions closed home loans in Ocean Acres, New Jersey in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ocean Acres, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ocean Acres, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ocean Acres. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.