Mortgage Lenders and Brokers in Basking Ridge, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Basking Ridge, New Jersey mortgage lenders include Bank of America NABank of America NA125 S Finley Ave, Basking Ridge, NJ 07920A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA25 Mountainview Blvd Unit 1, Basking Ridge, NJ 07920A+5.0 ★Texas Ratio: 3.68%, Affinity Federal Credit UnionAffinity Federal Credit Union73 Mountainview Blvd, Basking Ridge, NJ 07920 3849A5.0 ★Texas Ratio: 9.20%, Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%, Wells Fargo Bank NAWells Fargo Bank NA59 S Finley Ave, Basking Ridge, NJ 07920A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.1163 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank547 Broadway, Bayonne, NJ 07002A+5.0 ★Texas Ratio: 4.11%, Citibank, NACitibank, NA378 Nj Route 3, Clifton, NJ 07014A+5.0 ★Texas Ratio: 2.82%, and Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Basking Ridge, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Basking Ridge are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Basking Ridge, New Jersey
Market share is the lender's share of all home loans closed in Basking Ridge, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Basking Ridge 125 S Finley Ave, Basking Ridge, NJ 07920 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +11 HELOCs |
3.6% | 100% | $935,000 | View |
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1 office in Basking Ridge 25 Mountainview Blvd Unit 1, Basking Ridge, NJ 07920 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
3.6% | 100% | $727,000 | View |
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73 Mountainview Blvd, Basking Ridge, NJ 07920 3849 A5.0 ★Texas Ratio: 9.20% |
Conventional, HELOC | 2 +10 HELOCs |
1.4% | 100% | $660,000 | View |
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1 office in Basking Ridge 675 Martinsville Rd, Basking Ridge, NJ 07920 A5.0 ★Texas Ratio: 7.41% |
Conventional | 2 | 1.4% | 100% | $440,000 | View |
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59 S Finley Ave, Basking Ridge, NJ 07920 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 10 | 7.2% | 100% | $634,000 | View |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 4 +11 HELOCs |
2.9% | 100% | $1,175,000 | View |
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★ 1.7 stars, 3 reviews 1163 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +10 HELOCs |
1.4% | 100% | $670,000 | View |
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547 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.4% | 100% | $1,410,000 | View |
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378 Nj Route 3, Clifton, NJ 07014 A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 1.4% | 100% | $1,650,000 | View |
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1000 Highway 36, Atlantic Highlands, NJ 07716 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 1 +10 HELOCs |
0.7% | 100% | $1,315,000 | View |
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Route 94, Blairstown, NJ 07825 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $645,000 | View |
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570 Piermont Rd, Closter, NJ 07624 A+5.0 ★Texas Ratio: 3.44% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,625,000 | View |
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3C Buckingham Dr, Manchester, NJ 08759 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.7% | 100% | $865,000 | View |
Peapack Private Bank & Trust
500 Hills Drive Suite 300, Bedminster, NJ 07921 |
Conventional | 1 | 0.7% | 100% | $85,000 | |
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2000 GALLOPING HILL RD, KENILWORTH, NJ 07033 A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.7% | 100% | $55,000 | View |
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511 Cookman Ave, Asbury Park, NJ 07712 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.7% | 100% | $145,000 | View |
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1154 Highway 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.30% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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20 N Main St, Allentown, NJ 08501 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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522 Broadway, Bayonne, NJ 07002 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 249 White Horse Pike, Atco, NJ 08004 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Absolute Home Mortgage
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Conventional | 3 | 2.2% | 100% | $665,000 | |
American Federal Mortgage Corporation
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Conventional | 3 | 2.2% | 100% | $391,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 1.4% | 100% | $715,000 | |
EMM Loans LLC
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Conventional | 1 | 0.7% | 100% | $1,175,000 | |
Advisors Mortgage Group, LLC
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Conventional | 1 | 0.7% | 100% | $245,000 | |
MLB Residential Lending, LLC
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Conventional | 1 | 0.7% | 100% | $255,000 | |
Kwik Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $435,000 | |
Weichert Financial Services
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Conventional | 1 | 0.7% | 100% | $715,000 | |
Financial Resources Federal Cr
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Conventional | 1 | 0.7% | 100% | $715,000 | |
Rocket Mortgage
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Conventional | 13 | 9.4% | 88.2% | $408,846 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 6 | 4.3% | 100% | $951,666 | |
United Wholesale Mortgage
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Conventional, HELOC | 5 +1 HELOCs |
3.6% | 100% | $681,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 5 +1 HELOCs |
3.6% | 100% | $1,225,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 2.9% | 80% | $257,500 | View |
loanDepot.com LLC
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Conventional | 3 | 2.2% | 75% | $355,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 3 | 2.2% | 75% | $935,000 | |
Embrace Home Loans, Inc.
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Conventional, Jumbo | 3 | 2.2% | 100% | $915,000 | |
The Loan Store, Inc
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Conventional, Jumbo | 3 | 2.2% | 100% | $1,115,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 2.2% | 100% | $711,666 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 2 | 1.4% | 66.7% | $1,455,000 | View |
Kind Lending, LLC
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Conventional | 2 | 1.4% | 100% | $715,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.4% | 100% | $930,000 | |
United Nations Federal CU
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Conventional | 2 | 1.4% | 100% | $955,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.7% | 100% | $1,125,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.7% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,685,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $745,000 | View |
Newrez LLC
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Conventional | 1 | 0.7% | 50% | $585,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.7% | 100% | $1,115,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $905,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $65,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.7% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
Discover Bank
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Conventional | 1 | 0.7% | 100% | $305,000 | |
Summit Mortgage Bankers, Inc.
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Apci Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.7% | 100% | $585,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.7% | 100% | $455,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $445,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.7% | 100% | $565,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.7% | 100% | $635,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.7% | 100% | $155,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $405,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $1,075,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 50% | $655,000 | |
Digital Federal Credit Union
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.7% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,925,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $1,005,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.7% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B+4.8 ★Texas Ratio: 17.52% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Departmenet Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Basking Ridge Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Basking Ridge, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Basking Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Basking Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Basking Ridge, NJ
Use these to narrow the list above. Each category shows how many Basking Ridge, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Basking Ridge, NJ
Independent mortgage companies closed 55.4 percent of home loans in Basking Ridge, New Jersey in 2025, banks 38.1 percent and credit unions 6.5 percent. Absolute Home Mortgage was the largest mortgage company, Bank of America NA the largest bank and Affinity Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, Affinity Federal Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Basking Ridge, NJ
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Basking Ridge, New Jersey with 5 loans, about 3.6 percent of the market. The largest lender headquartered in New Jersey was Affinity Federal Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Basking Ridge, New Jersey in 2025, led by American Neighborhood Mortgage Acceptance Company with 1. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 12 credit unions closed home loans in Basking Ridge, New Jersey in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Basking Ridge, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Basking Ridge, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Basking Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
