First Hope Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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First Hope Bank's 9-Month 9-Month CD Special rates are at 3.51%, 9-Month Promotional Certificates of Deposit 9-Month CD Special rates are at 3.51%, 13-Month 13-Month CD Special rates are at 3.49%, 13-Month Promotional Certificates of Deposit 13-Month CD Special rates are at 3.49%, 23-Month 23-Month CD Special rates are at 3.00%. First Hope Bank's savings rates are at 0.00%. First Hope Bank's money market rates are at 0.00%. First Hope Bank's Hope Prime Advantage Revolving rates are at 0.00%.
Rate Updates and AvailabilityFirst Hope Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Hope Bank? Share your experience about First Hope Bank by leaving a review below, or read customer reviews before you decide to use First Hope Bank. First Hope Bank Texas RatioFirst Hope Bank's Texas Ratio is at 1.43%, which is considered excellent. The Texas Ratio for First Hope Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
First Hope Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First Hope Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
First Hope Bank CD Rates
First Hope Bank Savings Rates
First Hope Bank Money Market Rates
First Hope Bank Checking Rates
First Hope Bank Mortgage Rates
First Hope Bank Home Equity & HELOC
First Hope Bank Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Hope Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Hope Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Hope Bank's official website for the most current offers and terms.
Bank Profile & OverviewFirst Hope Bank
1301 Hope Bridgeville Rd.Hope, NJ 07844 Warren Established Date: 09/11/1911 FDIC Certificate #: 6354 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FIRST HOPE BCORP How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.firsthope.com
Is First Hope Bank FDIC Insured? Yes
What is First Hope Bank's Cert number? 6354
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$629,202,000
Total Deposits:
$568,611,000
Equity Capital:
$49,307,000
Net Income:
$573,000
Return on Assets (ROA):
0.4075%
Return on Equity (ROE):
5.7200%
Headquarters:
Hope
Regulator:
OCC
# of Offices:
6
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About First Hope BankHow do I open an account at First Hope Bank?You can typically open an account at First Hope Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First Hope Bank provides a range of mortgage and home equity products. Is First Hope Bank a safe place to deposit money?Yes, First Hope Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First Hope Bank offer online and mobile banking?Most modern institutions like First Hope Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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