First Hope Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.01%, 6-month CD rates at 0.10% and 3-month CD rates at 0.20%. Current savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 15.35%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates. First Hope Bank's 36-Month CD rates are at 1.00%, 60-Month CD rates are at 0.60%, 48-Month CD rates are at 0.60%, 18-Month CD rates are at 0.25%, 24-Month CD rates are at 0.20%. First Hope Bank's savings rates are at 0.04%. First Hope Bank's money market rates are at 0.08%. First Hope Bank's 30-Year Fixed rates are at 6.75%, 15-Year Fixed rates are at 6.12%.

First Hope Bank

To see how these rates compare to First Hope Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Hope Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Hope Bank CD rates. You can also compare First Hope Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Hope Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Hope Bank? Share your experience about First Hope Bank by leaving a review below, or read customer reviews before you decide to use First Hope Bank.

First Hope Bank Texas Ratio

First Hope Bank's Texas Ratio is at 1.43%, which is considered excellent. The Texas Ratio for First Hope Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Hope Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.15%

2.56%

18-Month CD

0.25%

2.27%

24-Month CD

0.20%

2.27%

36-Month CD

1.00%

2.18%

48-Month CD

0.60%

2.12%

60-Month CD

0.60%

2.24%

Savings

0.04%

0.66%

MMA

0.08%

1.05%

30-Year Fixed

6.89%

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First Hope Bank

1301 Hope Bridgeville Rd.
Hope, NJ 07844

https://www.firsthope.com

MonitorBankRates' Rating

5/5

★★★★★

Review First Hope Bank

First Hope Bank CD Rates and Interest Rates

First Hope Bank

36-Month CD

1.00%

$2,500

First Hope Bank

60-Month CD

0.60%

$2,500

First Hope Bank

48-Month CD

0.60%

$2,500

First Hope Bank

18-Month CD

0.25%

$2,500

First Hope Bank

24-Month CD

0.20%

$2,500

First Hope Bank

12-Month CD

0.15%

$2,500

First Hope Bank

Gold Money Market

0.08%

$2,500

First Hope Bank

Statement Savings

0.04%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Hope Bank Mortgage Rates

First Hope Bank

15-Year Fixed

6.125%

6.345%

0.000

First Hope Bank

30-Year Fixed

6.750%

6.893%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Hope Bank Rates with Other Competitive Bank and Credit Union Rates

Napoleon State Bank

3-Month CD

4.40%

$1,000

Rolette State Bank

18-Month CD

3.79%

FNB of Hereford

24-Month CD

3.78%

$50,000

Coleman County State Bank

6-Month CD

3.66%

$1,000

FinWise Bank

48-Month CD

3.56%

$500

Old Exchange Bank of Okawville

60-Month CD

3.53%

$1,000

Colorado Federal Savings Bank

3-Month CD

3.50%

$5,000

Comerica Bank & Trust, N.A.

9-Month CD

3.50%

$5,000

Peoples Bank of Kankakee County

48-Month CD

3.35%

$5,000

Generations Commercial Bank

24-Month CD

3.25%

$500

The Grant County Bank

60-Month CD

3.10%

$500

Boonville Federal Savings Bank

24-Month CD

3.03%

$1,000

First National Bank and Trust AL

18-Month CD

3.00%

$1,000

Henderson State Bank

12-Month CD

2.78%

$500

Adrian Bank

60-Month CD

2.77%

$1,000

FCNB of St. Paris

12-Month CD

2.63%

$1,000

PSECU

24-Month CD

2.55%

$500

First National Bank Ames, Iowa

48-Month CD

2.42%

$1,000

First National Bank in Philip

Money Market (CMA)

2.38%

$2,500

American Bank and Trust Company, N.A.

24-Month CD

2.31%

$500

Rhinebeck Bank

12-Month CD

2.27%

$1,000

The Bank of Steinauer

24-Month CD

2.22%

$500

1st Gateway Credit Union

36-Month CD

2.10%

$1,000

Collins State Bank

12-Month CD

2.00%

$1,000

Pittsfield Co-operative Bank

48-Month CD

2.00%

$500

Exchange State Bank Ames, IA

6-Month CD

2.00%

$1,000

Ohio State Bank

48-Month CD

1.85%

$500

Bank Northwest

3-Month CD

1.51%

$500

The Blue Grass Valley Bank

12-Month CD

1.35%

$1,000

Hatboro Federal Savings

36-Month CD

1.25%

$1,000

I3 Bank

48-Month CD

1.16%

$500

Cayuga Lake National Bank

24-Month CD

1.15%

$500

SpiritBank

36-Month CD

1.15%

$1,000

FNB of Litchfield

18-Month CD

1.00%

$1,000

First Command Bank

36-Month CD

0.95%

$1,000

Harbor Bank of Maryland

18-Month CD

0.75%

$1,000

Bank of Springfield

24-Month CD

0.75%

$1,000

Boonville Federal Savings Bank

12-Month CD

0.70%

$1,000

The Harrison B&L Assoc.

36-Month CD

0.50%

$1,000

First Keystone Community Bank

Keystone Savings

0.50%

Commerce Bank Corinth, MS

48-Month CD

0.45%

$500

Grand Rapids SB

36-Month CD

0.45%

$1,000

Frontier State Bank

Interest Checking

0.40%

$100

Skowhegan Savings Bank

24-Month CD

0.30%

$500

United Southern Bank

24-Month CD

0.20%

$1,000

Harleysville Bank

Statement Savings

0.15%

$25

First National Bank in Trinidad

Money Market

0.10%

State Bank Brownsburg, IN

Simply Savings

0.05%

$25

First Hawaiian Bank

Money Market

0.02%

$100

Liberty Bank for Savings

Savings

0.01%

$500

Disclaimer

First Hope Bank Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

State Employees Credit Union

5-Year ARM

5.125%

5.230%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.125%

5.523%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

NESC Federal Credit Union

15 Year Fixed

5.750%

5.756%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Mutual Security Credit Union

15-Year Fixed

5.750%

5.793%

0.000

American Eagle Financial Credit Union

15-Year Fixed

5.625%

5.797%

0.000

Altoona First Savings Bank

15-Year Fixed

5.750%

5.801%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.750%

5.801%

0.000

Sikorsky Credit Union

15-Year Fixed

5.750%

5.806%

0.000

Security Service Federal Credit Union

10-Year Fixed (Power Rate)

5.500%

5.814%

0.000

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.750%

5.832%

0.000

Disclaimer

First Hope Bank Information

First Hope Bank

1301 Hope Bridgeville Rd.
Hope, NJ 07844
Warren
Established Date: 09/11/1911
FDIC Certificate #: 6354
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: FIRST HOPE BCORP

How Many Domestic U.S. Offices? 6

How Many Branches are There? 6

Website: https://www.firsthope.com

Is First Hope Bank FDIC Insured? Yes

What is First Hope Bank's Cert number? 6354

What is the maximum amount for insured deposits? $250,000 per holder, per account

First Hope Bank Financials

Total Assets:

$629,202,000

Total Deposits:

$568,611,000

Equity Capital:

$49,307,000

Domestic Deposits:

$568,611,000

Net Income:

$573,000

Return on Assets:

0.4075%

Quarterly Return on Assets:

0.3600%

Pretax Return on Assets:

0.4132%

Pretax Quarterly Return on Assets:

0.4100%

Return on Equity:

5.7200%

Quarterly Return on Equity:

4.6300%

Common Equity Tier 1 Capital Ratio:

13.2439%

Tier 1 Risk-Based Capital Ratio:

13.2439%

Leverage Tier 1 (Core Capital) Ratio:

8.9403%

Total Risk-Based Capital Ratio (YTD):

14.4952%

Total Interest Income (YTD):

3.9328%

Headquarters:

Hope

FDIC Field Office:

Jamesburg

Regulator:

OCC

County:

Warren

# of Offices:

Metropolitan Statistical Area (MSA):

Allentown-Bethlehem-Easton, PA-NJ

Consolidated Metropolitan Statistical Area (CMSA):

New York-Northern New Jersey-Long Island, NY-NJ-CT-PA

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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