Mortgage Lenders and Brokers in Washington, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Washington, Missouri mortgage lenders include Bank of WashingtonBank of Washington1 E 14th St, Washington, MO 63090D3.5 ★Texas Ratio: 33.34%, Bank of Franklin CountyBank of Franklin County3017 Highway A, Washington, MO 63090A+5.0 ★Texas Ratio: 3.97%, First State Community BankFirst State Community Bank1801 Bedford Center Dr, Washington, MO 63090A5.0 ★Texas Ratio: 6.95%, Heritage Community BankHeritage Community Bank801 Franklin Ave, Washington, MO 63090B4.5 ★Texas Ratio: 21.03%, US Bank, N.A.US Bank, N.A.1900 Washington Crossings, Washington, MO 63090A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3081 Phoenix Center Dr, Washington, MO 63090A+5.0 ★Texas Ratio: 3.68%, Citizens BankCitizens Bank1451 High St, Washington, MO 63090A+5.0 ★Texas Ratio: 5.44%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, United Bank of UnionUnited Bank of Union1440 Rebel Dr, Union, MO 63084B-4.4 ★Texas Ratio: 22.38%, and First Community Credit UnionFirst Community Credit Union1701 A Roy Dr, Washington, MO 63090 5007A+5.0 ★Texas Ratio: 3.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Washington, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Washington are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Washington, Missouri
Market share is the lender's share of all home loans closed in Washington, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Washington 1 E 14th St, Washington, MO 63090 D3.5 ★Texas Ratio: 33.34% |
Conventional, USDA | 47 | 11% | 98% | $221,170 | View |
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2 offices in Washington 3017 Highway A, Washington, MO 63090 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 15 | 3.5% | 89.5% | $229,000 | View |
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1 office in Washington 1801 Bedford Center Dr, Washington, MO 63090 A5.0 ★Texas Ratio: 6.95% |
Conventional, FHA, USDA, HELOC | 9 +2 HELOCs |
2.1% | 100% | $279,444 | View |
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1 office in Washington 801 Franklin Ave, Washington, MO 63090 B4.5 ★Texas Ratio: 21.03% |
Conventional, Jumbo | 9 | 2.1% | 100% | $367,222 | View |
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1 office in Washington 1900 Washington Crossings, Washington, MO 63090 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +9 HELOCs |
1.2% | 85.7% | $183,000 | View |
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1 office in Washington 3081 Phoenix Center Dr, Washington, MO 63090 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.7% | 100% | $295,000 | View |
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1451 High St, Washington, MO 63090 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 16 | 3.7% | 81% | $351,250 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 15 | 3.5% | 100% | $256,333 | View |
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1440 Rebel Dr, Union, MO 63084 B-4.4 ★Texas Ratio: 22.38% |
Conventional | 10 | 2.3% | 100% | $284,000 | View |
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1701 A Roy Dr, Washington, MO 63090 5007 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 7 +6 HELOCs |
1.6% | 53.8% | $223,571 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 6 | 1.4% | 85.7% | $323,333 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 6 | 1.4% | 100% | $250,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +3 HELOCs |
0.9% | 100% | $210,000 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 4 | 0.9% | 100% | $87,500 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 3 | 0.7% | 100% | $161,666 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional | 3 | 0.7% | 75% | $298,333 | View |
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901 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.68% |
Conventional | 3 | 0.7% | 100% | $98,333 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $230,000 | View |
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1106 Springfield Rd, Ava, MO 65608 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.5% | 100% | $195,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 2 | 0.5% | 100% | $410,000 | View |
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15495 Clayton Rd, Ballwin, MO 63011 A5.0 ★Texas Ratio: 12.84% |
Conventional | 2 | 0.5% | 100% | $315,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 2 | 0.5% | 100% | $135,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 2 | 0.5% | 100% | $50,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional | 2 | 0.5% | 100% | $460,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 2 | 0.5% | 100% | $160,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $415,000 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 100% | $15,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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204 206 Alvarado Avenue, Belle, MO 65013 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
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106 N Business Hwy 61, Bowling Green, MO 63334 A-5.0 ★Texas Ratio: 14.19% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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2500 Range Line St, Columbia, MO 65202 A+5.0 ★Texas Ratio: 0.69% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank of St Charles
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Conventional, FHA, VA, USDA | 19 | 4.4% | 100% | $273,421 | |
Das Acquisition Company, LLC
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Conventional, FHA, USDA | 11 | 2.6% | 100% | $288,636 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 5 | 1.2% | 100% | $221,000 | View |
Mortgage Research Center
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Conventional, VA | 4 | 0.9% | 44.4% | $320,000 | |
Access Capital Funding LLC
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FHA | 2 | 0.5% | 100% | $265,000 | |
Gershman Investment Corp.
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Conventional, FHA | 2 | 0.5% | 100% | $265,000 | |
Frontier Financial, Inc. DBA Frontier Mortgage
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Community Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.2% | 100% | $435,000 | |
Family Finance Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Mortgage Solutions, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 32 | 7.5% | 100% | $211,562 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 27 | 6.3% | 79.4% | $233,148 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 17 | 4% | 85.7% | $241,470 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 2.6% | 100% | $214,090 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 2.1% | 100% | $272,777 | |
New American Funding, LLC.
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Conventional, FHA, VA, USDA, HELOC | 8 +1 HELOCs |
1.9% | 88.9% | $308,750 | |
Premier Mortgage Resources, LLC
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Conventional, USDA | 7 | 1.6% | 100% | $309,285 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 7 | 1.6% | 100% | $316,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 1.4% | 100% | $326,666 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 5 | 1.2% | 71.4% | $163,000 | |
Spring Eq, LLC
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Conventional | 5 | 1.2% | 75% | $93,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 4 | 0.9% | 100% | $227,500 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $315,000 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.7% | 60% | $115,000 | |
Geneva Financial LLC
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Conventional, FHA | 3 | 0.7% | 100% | $391,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.7% | 100% | $315,000 | View |
Nationstar Mortgage
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Conventional, VA | 3 | 0.7% | 100% | $148,333 | |
Greenstate Credit Union
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Conventional | 2 | 0.5% | 100% | $150,000 | |
Everett Financial, Inc.
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Conventional, VA | 2 | 0.5% | 100% | $270,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 33.3% | $40,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 66.7% | $270,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.5% | 100% | $265,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.5% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA, USDA | 2 | 0.5% | 66.7% | $280,000 | View |
Leaderone Financial Corp.
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Conventional | 2 | 0.5% | 100% | $185,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $155,000 | |
Arc Home LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.75% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 40% | $45,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
Scott Credit Union
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Conventional | 1 | 0.2% | 100% | $375,000 | |
City 1st Mortgage Services, LC
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FHA | 1 | 0.2% | 100% | $245,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.2% | 100% | $225,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $425,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $395,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $425,000 | View |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Washington Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Washington, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Washington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Washington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Washington, MO
Use these to narrow the list above. Each category shows how many Washington, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Washington, MO
Independent mortgage companies closed 50.1 percent of home loans in Washington, Missouri in 2025, banks 44.3 percent and credit unions 5.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Bank of Washington the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Bank of Washington led with 47 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Washington, MO
By home loans closed in 2025, Bank of Washington was the largest mortgage lender in Washington, Missouri with 47 loans, about 11 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in Washington, Missouri in 2025, led by Guild Mortgage Company with 6. 20 lenders closed VA loans, led by Rocket Mortgage, and 11 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 13 credit unions closed home loans in Washington, Missouri in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Washington, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Washington, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Washington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
