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 Town & Country Bank Salem, MO Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 5, 2026
Town & Country Bank Salem, MO's 15-Month CD (Interest Compounded Quarterly) rates are at 3.75%, 7-Month CD (Interest Compounded Monthly) rates are at 3.56%, 18-Month Variable Certificate of Deposit rates are at 1.93%, Dream Builder CD 15-Month Variable rates are at 1.80%. Town & Country Bank Salem, MO's savings rates are at 0.04%. Town & Country Bank Salem, MO's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Town & Country Bank Salem, MO with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.03%. Rates were last updated on 05/05/2026. Town & Country Bank Salem, MO money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Town & Country Bank Salem, MO? Share your experience about Town & Country Bank Salem, MO by leaving a review below, or read customer reviews before you decide to use Town & Country Bank Salem, MO. 
Town & Country Bank Salem, MO CD Rates
Town & Country Bank Salem, MO Savings Rates
Town & Country Bank Salem, MO Money Market Rates
Town & Country Bank Salem, MO Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Town & Country Bank Salem, MO is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Town & Country Bank Salem, MO rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Town & Country Bank Salem, MO's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Town & Country Bank Salem, MO
Bank Holding Company
TOWN&COUNTRY BANCSHARES INC
Address
1009 E. Scenic Rivers Blvd.,
Salem, MO 65560 · Dent
Website
https://www.tcbanks.com
FDIC Certificate #
13071
Established
01/01/1894
FDIC Insurance Date
01/01/1934
Domestic Offices
10
Total Branches
10
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
4.03%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.5622%
Return on Equity (ROE)
19.5100%
Non-Performing Loans (NPL)
0.28%
Total Assets
$721,577,000
Total Deposits
$623,207,000
Equity Capital
$76,649,000
Net Income
$14,425,000
Headquarters
Salem
Total Offices
10
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About Town & Country Bank Salem, MOIs Town & Country Bank Salem, MO a safe place to deposit money?Yes, Town & Country Bank Salem, MO is considered a safe financial institution. With a Texas Ratio of 4.025033991842%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Town & Country Bank Salem, MO operate?Town & Country Bank Salem, MO currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Town & Country Bank Salem, MO does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Town & Country Bank Salem, MO provides members with tools to manage their accounts and build a solid financial history. Does Town & Country Bank Salem, MO offer online and mobile banking?Most modern institutions like Town & Country Bank Salem, MO provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tcbanks.com. Current Town & Country Bank Salem, MO Rates
Retrieved from our database of financial products. Rates subject to change.
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