Mortgage Lenders and Brokers in Ozark, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ozark, Missouri mortgage lenders include Great Southern BankGreat Southern Bank1444 W State Highway J, Ozark, MO 65721A+5.0 ★Texas Ratio: 1.55%, The Central Trust BankThe Central Trust Bank1910 W Marler Ln, Ozark, MO 65721A+5.0 ★Texas Ratio: 3.12%, Guaranty BankGuaranty Bank1701 W State Highway J, Ozark, MO 65721A+5.0 ★Texas Ratio: 3.97%, Ozark BankOzark Bank106 N 2nd Ave, Ozark, MO 65721A5.0 ★Texas Ratio: 13.33%, The Bank of MissouriThe Bank of Missouri1301 W South St, Ozark, MO 65721A5.0 ★Texas Ratio: 9.58%, Commerce BankCommerce Bank1695 W Jackson St, Ozark, MO 65721A+5.0 ★Texas Ratio: 0.89%, Simmons BankSimmons Bank1401 W Highway J, Ozark, MO 65721A+5.0 ★Texas Ratio: 5.33%, Regions BankRegions Bank2001 W Jackson St, Ozark, MO 65721A+5.0 ★Texas Ratio: 4.37%, Southern BankSouthern Bank2471 W Jackson St, Ozark, MO 65721A5.0 ★Texas Ratio: 6.11%, and Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ozark, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ozark are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ozark, Missouri
Market share is the lender's share of all home loans closed in Ozark, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Ozark 1444 W State Highway J, Ozark, MO 65721 A+5.0 ★Texas Ratio: 1.55% |
Conventional, Jumbo | 32 | 3.9% | 86.5% | $227,812 | View |
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2 offices in Ozark 1910 W Marler Ln, Ozark, MO 65721 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA, HELOC | 27 +18 HELOCs |
3.3% | 93.1% | $261,666 | View |
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1 office in Ozark 1701 W State Highway J, Ozark, MO 65721 A+5.0 ★Texas Ratio: 3.97% |
Conventional, FHA | 21 | 2.6% | 100% | $309,761 | View |
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2 offices in Ozark 106 N 2nd Ave, Ozark, MO 65721 A5.0 ★Texas Ratio: 13.33% |
Conventional | 9 | 1.1% | 81.8% | $186,111 | View |
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1 office in Ozark 1301 W South St, Ozark, MO 65721 A5.0 ★Texas Ratio: 9.58% |
Conventional | 8 | 1% | 88.9% | $282,500 | View |
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1 office in Ozark 1695 W Jackson St, Ozark, MO 65721 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 6 +3 HELOCs |
0.7% | 77.8% | $141,666 | View |
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1 office in Ozark 1401 W Highway J, Ozark, MO 65721 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 5 +6 HELOCs |
0.6% | 83.3% | $145,000 | View |
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1 office in Ozark 2001 W Jackson St, Ozark, MO 65721 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +6 HELOCs |
0.4% | 100% | $225,000 | View |
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1 office in Ozark 2471 W Jackson St, Ozark, MO 65721 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 1 +11 HELOCs |
0.1% | 100% | $365,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, Jumbo | 69 | 8.4% | 100% | $312,536 | View |
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1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional, FHA, VA, Jumbo | 24 | 2.9% | 100% | $300,416 | View |
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218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional, FHA, Jumbo | 21 | 2.6% | 95.5% | $307,857 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, HELOC | 19 +11 HELOCs |
2.3% | 100% | $309,736 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA, HELOC | 17 +5 HELOCs |
2.1% | 100% | $338,529 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 11 +12 HELOCs |
1.3% | 73.3% | $295,909 | View |
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2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 11 | 1.3% | 91.7% | $283,181 | View |
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3310 E Sunshine St, Springfield, MO 65804 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 9 | 1.1% | 100% | $512,777 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 8 | 1% | 100% | $190,000 | View |
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1564 N Main St, Nixa, MO 65714 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 7 | 0.9% | 100% | $53,571 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 5 | 0.6% | 87.5% | $345,000 | View |
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931 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 2.38% |
Conventional, Jumbo | 4 | 0.5% | 100% | $842,500 | View |
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4225 E Us Highway 60, Rogersville, MO 65742 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 4 | 0.5% | 80% | $275,000 | View |
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444 S Rinker Ave, Aurora, MO 65605 A+5.0 ★Texas Ratio: 1.22% |
Conventional, Jumbo | 4 | 0.5% | 100% | $570,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 75% | $205,000 | View |
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3721 E Battlefield St, Springfield, MO 65809 A5.0 ★Texas Ratio: 13.71% |
Conventional | 2 | 0.2% | 100% | $330,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional, VA, Jumbo | 2 | 0.2% | 100% | $680,000 | View |
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107 S 2nd St, Clinton, MO 64735 A5.0 ★Texas Ratio: 10.90% |
Conventional | 2 | 0.2% | 100% | $250,000 | View |
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3820 S Weller Ave, Springfield, MO 65804 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 2 | 0.2% | 100% | $580,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 2 | 0.2% | 100% | $305,000 | View |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
Conventional, HELOC | 1 +17 HELOCs |
0.1% | 100% | $285,000 | View |
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125 Southwest Blvd, Kansas City, MO 64108 A+5.0 ★Texas Ratio: 1.05% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $545,000 | View |
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4242 Main St, Kansas City, MO 64111 A+5.0 ★Texas Ratio: 5.21% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
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1001 N Jesse James Rd, Excelsior Springs, MO 64024 A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 0.1% | 100% | $675,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 1 | 0.1% | 100% | $145,000 | |
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1112 N Jefferson St, Ava, MO 65608 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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1820 N Kingshighway St, Cape Girardeau, MO 63701 A5.0 ★Texas Ratio: 6.37% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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1726 W Elfindale St, Springfield, MO 65807 1289 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.1% | 100% | $505,000 | View |
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718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
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5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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240 North Walnut Street, Bernie, MO 63822 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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★ 5 stars, 1 review 111 S Broadview St, Cape Girardeau, MO 63703 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
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104 Ne Elm St, Billings, MO 65610 A+5.0 ★Texas Ratio: 5.58% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
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123 W Lafayette St, Palmyra, MO 63461 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional, Jumbo | 1 | 0.1% | 100% | $2,005,000 | View |
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1630 Killingsworth Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
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6247 Brookside Blvd, Kansas City, MO 64113 A5.0 ★Texas Ratio: 9.39% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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5034 Highway 43, Joplin, MO 64804 A5.0 ★Texas Ratio: 9.47% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gershman Investment Corp.
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Conventional, FHA, VA | 32 | 3.9% | 100% | $298,437 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 29 | 3.5% | 100% | $263,965 | |
Mortgage Research Center
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Conventional, FHA, VA | 24 | 2.9% | 88.9% | $307,083 | |
Jlb Corporation dba Golden Oak Lending
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FHA | 1 | 0.1% | 100% | $265,000 | |
Mid-Continent Funding, Inc.
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FHA | 1 | 0.1% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Endeavor Capital, LLC
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Conventional | 1 | 0.1% | 50% | $215,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 66 | 8.1% | 84.6% | $214,090 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 37 | 4.5% | 80.4% | $258,243 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 27 | 3.3% | 96.6% | $343,518 | |
American Financial Resources LLC
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Conventional, FHA, VA | 27 | 3.3% | 100% | $304,259 | |
Cadence Bank
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Conventional, FHA, VA, Jumbo, HELOC | 20 +9 HELOCs |
2.4% | 87% | $407,500 | |
Newrez LLC
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Conventional, FHA, VA | 14 | 1.7% | 56% | $354,285 | |
Guild Mortgage Company
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Conventional, FHA | 14 | 1.7% | 100% | $267,857 | |
New American Funding, LLC.
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Conventional, FHA, USDA, HELOC | 13 +2 HELOCs |
1.6% | 86.7% | $205,769 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 13 | 1.6% | 85% | $272,692 | |
loanDepot.com LLC
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Conventional, FHA, VA | 8 | 1% | 88.9% | $200,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +2 HELOCs |
0.9% | 100% | $212,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 7 | 0.9% | 100% | $283,571 | |
Nationstar Mortgage
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Conventional, VA | 7 | 0.9% | 70% | $217,857 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 7 | 0.9% | 87.5% | $260,714 | View |
Click n' Close, Inc.
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Conventional, FHA, VA | 5 | 0.6% | 100% | $231,000 | |
Planet Home Lending, LLC
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FHA, VA | 5 | 0.6% | 100% | $369,000 | |
Lakeview Loan Servicing, LLC
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VA | 4 | 0.5% | 50% | $320,000 | |
ResMac Inc
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Conventional, FHA | 4 | 0.5% | 100% | $252,500 | |
Cardinal Financial Company, Li
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Conventional, FHA | 4 | 0.5% | 100% | $160,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA, Jumbo | 4 | 0.5% | 100% | $535,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.5% | 100% | $235,000 | View |
Cmg Mortgage Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.4% | 100% | $288,333 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.4% | 33.3% | $65,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA, VA | 3 | 0.4% | 100% | $351,666 | |
Lower, LLC
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Conventional, VA | 3 | 0.4% | 100% | $238,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.4% | 100% | $271,666 | |
Carrington Mortgage Services LLC
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Conventional, VA | 3 | 0.4% | 75% | $98,333 | |
Village Capital & Investment
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VA | 3 | 0.4% | 80% | $391,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $405,000 | |
Primelending
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FHA | 2 | 0.2% | 66.7% | $320,000 | |
Goodleap, LLC
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FHA, VA | 2 | 0.2% | 75% | $225,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 0.2% | 80% | $40,000 | View |
Discover Bank
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Conventional | 2 | 0.2% | 15.4% | $60,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 100% | $230,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.2% | 66.7% | $400,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA, VA | 2 | 0.2% | 100% | $490,000 | View |
United Federal Credit Union
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FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $275,000 | |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 50% | $85,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.75% |
VA | 1 | 0.1% | 100% | $555,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 100% | $165,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
National Police Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $415,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.1% | 25% | $115,000 | |
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A5.0 ★Texas Ratio: 8.70% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $195,000 | |
M Squared Financial LLC
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VA | 1 | 0.1% | 100% | $345,000 | |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $155,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.1% | 100% | $435,000 | |
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A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Connexus Credit Union
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Conventional | 1 | 0.1% | 100% | $25,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.1% | 100% | $335,000 | View |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $475,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $405,000 | |
T2 Financial LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $285,000 | |
American Pacific Mortgage Corporation
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VA | 1 | 0.1% | 100% | $195,000 | |
Empeople Credit Union
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Conventional | 1 | 0.1% | 50% | $35,000 | |
Wings Financial Credit Union
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Conventional | 1 | 0.1% | 100% | $575,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.1% | 100% | $605,000 | |
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A5.0 ★Texas Ratio: 7.37% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Members Mortgage Services, LLC
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FHA | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
Compass Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $375,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 50% | $85,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ozark Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ozark, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Ozark? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ozark in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ozark, MO
Use these to narrow the list above. Each category shows how many Ozark, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Ozark, MO
Independent mortgage companies closed 57.1 percent of home loans in Ozark, Missouri in 2025, banks 36.3 percent and credit unions 6.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Great Southern Bank the largest bank and Assemblies of God Credit Union the largest credit union. Among lenders headquartered in Missouri, Great Southern Bank led with 32 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ozark, MO
By home loans closed in 2025, Great Southern Bank was the largest mortgage lender in Ozark, Missouri with 32 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ozark, Missouri, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 88.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
43 lenders closed FHA loans in Ozark, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 13. 37 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 59 banks and 18 credit unions closed home loans in Ozark, Missouri in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ozark, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ozark, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ozark. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
