☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Michigan / Taylor

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Taylor, Michigan

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Taylor, Michigan mortgage lenders include Flagstar Bank NAFlagstar Bank NA10166 Pelham Rd, Taylor, MI 48180D3.3 ★Texas Ratio: 35.11%, First Merchants BankFirst Merchants Bank7146 Pelham Rd, Taylor, MI 48180A+5.0 ★Texas Ratio: 4.12%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA20650 Northline Rd, Taylor, MI 48180A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank22226 Ecorse Rd, Taylor, MI 48180A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association9691 Telegraph Rd, Taylor, MI 48180A+5.0 ★Texas Ratio: 3.22%, Citizens Bank, NACitizens Bank, NA7000 Monroe Blvd, Taylor, MI 48180A+5.0 ★Texas Ratio: 5.44%, PNC Bank N.A.PNC Bank N.A.22111 Ecorse Rd, Taylor, MI 48180A+5.0 ★Texas Ratio: 4.24%, DFCU FinancialDFCU Financial22415 Wick Rd, Taylor, MI 48180A+5.0 ★Texas Ratio: 1.86%, Advantage One Credit UnionAdvantage One Credit Union11153 Telegraph Rd, Taylor, MI 48180A+5.0 ★Texas Ratio: 5.43%, and Zeal Credit UnionZeal Credit Union21095 Goddard Rd, Taylor, MI 48180A+5.0 ★Texas Ratio: 4.89%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Taylor, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Taylor are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Taylor, Michigan

Market share is the lender's share of all home loans closed in Taylor, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Flagstar Bank NA 1 office in Taylor 10166 Pelham Rd, Taylor, MI 48180 D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, HELOC	18 +2 HELOCs	1.8%	67.9%	$151,111	View
First Merchants Bank 1 office in Taylor 7146 Pelham Rd, Taylor, MI 48180 A+5.0 ★Texas Ratio: 4.12%	Conventional, FHA	12	1.2%	92.3%	$113,333	View
JPMorgan Chase Bank, NA 1 office in Taylor 20650 Northline Rd, Taylor, MI 48180 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, HELOC	11 +1 HELOCs	1.1%	80%	$165,000	View
Huntington National Bank 1 office in Taylor 22226 Ecorse Rd, Taylor, MI 48180 A+5.0 ★Texas Ratio: 3.66%	Conventional, FHA, HELOC	9 +14 HELOCs	0.9%	69.2%	$147,222	View
Fifth Third Bank, National Association 1 office in Taylor 9691 Telegraph Rd, Taylor, MI 48180 A+5.0 ★Texas Ratio: 3.22%	Conventional, FHA, HELOC	7 +3 HELOCs	0.7%	57.1%	$123,571	View
Citizens Bank, NA 2 offices in Taylor 7000 Monroe Blvd, Taylor, MI 48180 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	3 +34 HELOCs	0.3%	75%	$161,666	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Taylor 22111 Ecorse Rd, Taylor, MI 48180 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	3 +20 HELOCs	0.3%	100%	$168,333	View
DFCU Financial 22415 Wick Rd, Taylor, MI 48180 A+5.0 ★Texas Ratio: 1.86%	Conventional, HELOC	24 +41 HELOCs	2.4%	78.1%	$152,500	View
Advantage One Credit Union 11153 Telegraph Rd, Taylor, MI 48180 A+5.0 ★Texas Ratio: 5.43%	Conventional, HELOC	16 +4 HELOCs	1.6%	100%	$46,250	View
Zeal Credit Union 21095 Goddard Rd, Taylor, MI 48180 A+5.0 ★Texas Ratio: 4.89%	Conventional	12	1.2%	85.7%	$51,666	View
Michigan First Credit Union 20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92%	Conventional, FHA, VA, HELOC	9 +2 HELOCs	0.9%	69.2%	$162,777	View
Lake Michigan Credit Union 496 Ada Dr SE STE 103, Ada, MI 49301	Conventional, FHA, HELOC	8 +2 HELOCs	0.8%	100%	$137,500
Public Service Credit Union 3044 W Grand Blvd Ste L 350, Detroit, MI 48202 3142 A+5.0 ★Texas Ratio: 5.17%	Conventional, HELOC	7 +1 HELOCs	0.7%	70%	$45,000	View
University Bank 2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82%	Conventional, FHA	7	0.7%	100%	$146,428	View
Credit Union One 2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54%	Conventional, HELOC	6 +3 HELOCs	0.6%	85.7%	$83,333	View
Independent Bank 1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46%	Conventional, FHA, HELOC	4 +1 HELOCs	0.4%	80%	$205,000	View
Michigan Schools and Governmen 2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99%	Conventional, HELOC	3 +1 HELOCs	0.3%	60%	$65,000	View
First State Bank 53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84%	Conventional, FHA	3	0.3%	100%	$118,333	View
Loc Credit Union 1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78%	Conventional	3	0.3%	75%	$68,333	View
Consumers Credit Union 6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56%	Conventional	3	0.3%	100%	$148,333	View
Michigan Legacy Credit Union 22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18%	Conventional	2	0.2%	100%	$120,000	View
True Community Credit Union 131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21%	Conventional	2	0.2%	66.7%	$90,000	View
Community Financial 12483 State St, Atlanta, MI 49709	Conventional, HELOC	1 +4 HELOCs	0.1%	50%	$165,000
Comerica Bank 14700 Pardee Rd, Taylor, MI 48180 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +3 HELOCs	0.1%	100%	$35,000	View
Community Choice Credit Union 39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$35,000	View
Genisys Credit Union 2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$185,000	View
University of Michigan Credit Union 340 E Huron St, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 5.54%	Conventional, HELOC	1 +1 HELOCs	0.1%	66.7%	$175,000	View
Michigan Educational Credit Union 4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03%	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$95,000	View
Dearborn Federal Savings Bank 22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64%	Conventional	1	0.1%	100%	$135,000	View
Alliance Catholic Credit Union 9300 Cooper St, Taylor, MI 48180 3317 A+5.0 ★Texas Ratio: 1.86%	Conventional	1	0.1%	50%	$95,000	View
Keybank National Association 1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81%	Conventional	1	0.1%	100%	$135,000	View
Vibe Credit Union 3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97%	Conventional	1	0.1%	100%	$35,000	View
Nicolet National Bank 468 N Ripley Blvd, Alpena, MI 49707 A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0.1%	100%	$55,000	View
First Independence Bank 7310 Woodward Ave, Detroit, MI 48202 A+5.0 ★Texas Ratio: 4.91%	Conventional	1	0.1%	100%	$45,000	View
Wells Fargo Bank NA 34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.1%	100%	$135,000	View
Lake Trust Credit Union ★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91%	Conventional	1	0.1%	100%	$45,000	View
Member First Mortgage, LLC 650 W 5th St, Clare, MI 48617	Conventional	1	0.1%	100%	$35,000
Towne Mortgage Company 2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54%	FHA	1	0.1%	100%	$75,000	View
ChoiceOne Bank 5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45%	Conventional	1	0.1%	100%	$275,000	View
Tlc Community Credit Union 3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45%	Conventional	1	0.1%	100%	$65,000	View
Financial Plus Credit Union 4129 N Euclid Ave, Bay City, MI 48706	Conventional	1	0.1%	100%	$95,000
Bank of Ann Arbor 125 S 5th Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 1.88%	Conventional	1	0.1%	100%	$205,000	View
Superior National Bank 201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32%	Conventional	1	0.1%	100%	$175,000	View
Advia Credit Union 2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38%	HELOC	0 +7 HELOCs	0%	n/a		View
Bank of America NA 395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +5 HELOCs	0%	0%		View
Dart Bank 2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59%	HELOC	0 +1 HELOCs	0%	n/a		View
Rocket Mortgage	Conventional, FHA, VA	213	21.2%	84.2%	$146,502
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	161 +4 HELOCs	16%	85.9%	$190,341
Staunton Financial Inc	Conventional, FHA, VA	37	3.7%	92.7%	$164,729
Mortgage 1 Incorporated	Conventional, FHA	31	3.1%	94.4%	$155,322
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	16	1.6%	94.4%	$171,250
Success Mortgage Partners, Inc	Conventional, FHA	14	1.4%	100%	$97,142
Mortgage Center LC	Conventional, FHA	12	1.2%	85.7%	$122,500
Ross Mortgage Corporation	Conventional, FHA	10	1%	100%	$159,000
Michigan Mutual, Inc	Conventional, FHA	5	0.5%	100%	$109,000
Legacy Mortgage	Conventional	2	0.2%	100%	$235,000
Neighborhood Mortgage Solutions, LLC	Conventional	2	0.2%	66.7%	$65,000
Polish-Am Federal Credit Union	Conventional	2	0.2%	100%	$120,000
Msu Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$225,000
Uif Corporation	Conventional	1	0.1%	100%	$375,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$165,000
The Mortgage Link, Inc.	Conventional, FHA	27	2.7%	100%	$160,185
Union Home Mortgage Corp.	Conventional, FHA, VA, HELOC	18 +1 HELOCs	1.8%	94.7%	$204,444
CrossCountry Mortgage, LLC	Conventional, FHA	17	1.7%	100%	$163,235
Amerisave Mortgage Company	Conventional, FHA, VA	13	1.3%	58.3%	$101,923
Ruoff Mortgage Company	Conventional, FHA, VA	12	1.2%	100%	$128,333
Mortgage Research Center	VA	12	1.2%	48%	$205,000
Pennymac Loan Services LLC	Conventional, FHA, VA	11	1.1%	73.3%	$229,545
Nationstar Mortgage	Conventional, FHA, VA	11	1.1%	84.6%	$108,636
Zillow Home Loans, LLC	Conventional, FHA	10	1%	100%	$176,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	8 +1 HELOCs	0.8%	100%	$208,750
Freedom Mortgage Corporation	FHA, VA	8	0.8%	91.7%	$220,000
Newrez LLC	Conventional, FHA, VA	8	0.8%	53.3%	$212,500
Cmg Mortgage Inc	Conventional, FHA, USDA	8	0.8%	90.9%	$137,500
Kind Lending, LLC	Conventional, FHA, VA	7	0.7%	50%	$159,285
New American Funding, LLC.	Conventional, FHA	7	0.7%	63.6%	$157,857
21St Mortgage	Conventional	7	0.7%	34.8%	$36,428
loanDepot.com LLC	Conventional, FHA, VA, HELOC	6 +4 HELOCs	0.6%	40%	$110,000
The Loan Store, Inc	Conventional, FHA, HELOC	6 +1 HELOCs	0.6%	100%	$176,666
Equity Prime Mortgage LLC	FHA	5	0.5%	55.6%	$203,000
American Financial Network, Inc.	FHA, VA	4	0.4%	100%	$160,000
New Day Financial, LLC.	VA	4	0.4%	71.4%	$247,500
Plaza Home Mortgage, Inc	Conventional, FHA	4	0.4%	50%	$140,000
Navy Federal Credit Union	Conventional, VA, HELOC	3 +3 HELOCs	0.3%	75%	$178,333
Zippy Loans, LLC	Conventional	3	0.3%	75%	$35,000
Residential Wholesale Mortgage	Conventional, FHA	3	0.3%	100%	$141,666
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.3%	40%	$105,000
Movement Mortgage, LLC	Conventional, FHA	3	0.3%	100%	$151,666
Ameritrust Mortgage Corporation	Conventional, FHA	3	0.3%	100%	$291,666
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	3	0.3%	60%	$205,000	View
Mutual of Omaha Mortgage	Conventional, FHA	3	0.3%	75%	$115,000
Spring Eq, LLC	Conventional	3	0.3%	37.5%	$75,000
Geneva Financial LLC	Conventional, FHA	3	0.3%	100%	$125,000
First Community Mortgage, Inc. A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.2%	100%	$160,000	View
American Financial Resources LLC	Conventional, FHA	2	0.2%	66.7%	$240,000
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$100,000
Greenstate Credit Union	Conventional	2	0.2%	57.1%	$25,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA	2	0.2%	100%	$120,000	View
ClearPath Lending	Conventional	2	0.2%	100%	$190,000
Cardinal Financial Company, Li	Conventional, FHA	2	0.2%	100%	$70,000
Stockton Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$205,000
Pike Creek Mortgage Services, Inc.	FHA	2	0.2%	100%	$135,000
Fairway Independent Mort Corp	FHA	2	0.2%	100%	$125,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA	2	0.2%	100%	$160,000	View
Paramount Residential Mortgage	FHA	2	0.2%	100%	$195,000
Carrington Mortgage Services LLC	Conventional	2	0.2%	33.3%	$95,000
Reliance First Capital, LLC	FHA	2	0.2%	100%	$165,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	FHA	1	0.1%	100%	$265,000	View
Equity Resources Inc	Conventional	1	0.1%	100%	$175,000
Primary Residential Mortgage, INC.	Conventional	1	0.1%	100%	$245,000
Goodleap, LLC	FHA	1	0.1%	100%	$115,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$225,000
Sage Home Loans Corporation	FHA	1	0.1%	100%	$145,000
Howard Hanna Financial Services, Inc	Conventional	1	0.1%	100%	$185,000
Guidance Residential, LLC	Conventional	1	0.1%	100%	$245,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$135,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$165,000
Resicentral LLC	Conventional	1	0.1%	100%	$195,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$85,000
AdvantageFirst Lending Inc	FHA	1	0.1%	100%	$205,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$285,000
AmWest Funding Corp	Conventional	1	0.1%	100%	$195,000
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$155,000
Sun West Mortgage Company, Inc	Conventional	1	0.1%	100%	$235,000
Das Acquisition Company, LLC	Conventional	1	0.1%	100%	$185,000
Highlands Residential Mortgage, Ltd.	FHA	1	0.1%	100%	$145,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$135,000
Nfm, Inc	Conventional	1	0.1%	100%	$105,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$175,000	View
Planet Home Lending, LLC	FHA	1	0.1%	100%	$175,000
Provident Funding Associates	Conventional	1	0.1%	100%	$225,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$255,000	View
Fay Servicing LLC	Conventional	1	0.1%	100%	$75,000
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$135,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
Lower, LLC	VA	1	0.1%	33.3%	$355,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	100%	$165,000	View
Texana Bank	FHA	1	0.1%	100%	$325,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$105,000
Tammac Holdings Corporation	Conventional	1	0.1%	33.3%	$55,000
Village Capital & Investment	VA	1	0.1%	33.3%	$105,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Taylor Mortgage Rate Trends

Daily average mortgage rates for Michigan compared with the national average, updated every evening.

30-Year Fixed MI Avg

7.495%

▲ 0.082 vs 7 days ago

15-Year Fixed MI Avg

7.088%

▲ 0.096 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Taylor, Michigan

Looking for mortgage lenders near me or mortgage brokers near me in Taylor? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Taylor in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Taylor, MI

Use these to narrow the list above. Each category shows how many Taylor, MI lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 86 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 31 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 66 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 23 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Local lenders based in MI 51 lenders headquartered in Michigan, the closest thing to a mortgage lender near you

Who Lends in Taylor, MI

Independent mortgage companies closed 77.8 percent of home loans in Taylor, Michigan in 2025, banks 9.7 percent and credit unions 12.4 percent. Member First Mortgage, LLC was the largest mortgage company, Flagstar Bank NA the largest bank and DFCU Financial the largest credit union. Among lenders headquartered in Michigan, Flagstar Bank NA led with 18 loans.

77.8%

Mortgage companies

9.7%

Banks

12.4%

Credit unions

28%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.

More Michigan Mortgage Lender Pages

All Michigan lenders 765 lenders Detroit 207 lenders Grand Rapids 201 lenders Warren 178 lenders Lansing 167 lenders Sterling Heights 175 lenders Livonia 179 lenders St. Clair Shores 138 lenders Westland 144 lenders Royal Oak 148 lenders Wyoming 152 lenders Troy 145 lenders Ann Arbor 156 lenders

Frequently Asked Questions About Mortgage Lenders in Taylor, MI

Who is the largest mortgage lender in Taylor, MI?

By home loans closed in 2025, Flagstar Bank NA was the largest mortgage lender in Taylor, Michigan with 18 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Taylor, MI have the highest approval rates?

Among lenders with meaningful volume in Taylor, Michigan, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 85.9 percent, against a 80.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Taylor, MI mortgage lenders offer FHA, VA and USDA loans?

66 lenders closed FHA loans in Taylor, Michigan in 2025, led by Rocket Mortgage with 58. 23 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Taylor, MI lender list?

Yes. 31 banks and 30 credit unions closed home loans in Taylor, Michigan in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Taylor, MI ranked on this page?

Lenders are ranked only by the number of home loans they closed in Taylor, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Taylor, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Taylor. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.