Mortgage Lenders and Brokers in Lowell, Michigan
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Lowell, Michigan mortgage lenders include Huntington National BankHuntington National Bank1425 W Main St, Lowell, MI 49331A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association11915 Fulton St E, Lowell, MI 49331A+5.0 ★Texas Ratio: 3.22%, Mercantile BankMercantile Bank2601 W Main St, Lowell, MI 49331A+5.0 ★Texas Ratio: 0.63%, Lake Michigan Credit UnionLake Michigan Credit Union2350 W Main St, Lowell, MI 49331, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%, River Valley Credit UnionRiver Valley Credit Union2500 W Main St, Lowell, MI 49331A+5.0 ★Texas Ratio: 2.94%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, and Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lowell, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lowell are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lowell, Michigan
Market share is the lender's share of all home loans closed in Lowell, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lowell 1425 W Main St, Lowell, MI 49331 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 9 +27 HELOCs |
4.1% | 76.9% | $198,333 | View |
|
1 office in Lowell 11915 Fulton St E, Lowell, MI 49331 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 6 +16 HELOCs |
2.7% | 100% | $216,666 | View |
|
1 office in Lowell 2601 W Main St, Lowell, MI 49331 A+5.0 ★Texas Ratio: 0.63% |
Conventional, HELOC | 6 +3 HELOCs |
2.7% | 85.7% | $305,000 | View |
Lake Michigan Credit Union
2350 W Main St, Lowell, MI 49331 |
Conventional, HELOC | 50 +44 HELOCs |
22.7% | 96.3% | $328,400 | |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 7 +1 HELOCs |
3.2% | 100% | $305,000 | View |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 4 +2 HELOCs |
1.8% | 100% | $107,500 | View |
|
2500 W Main St, Lowell, MI 49331 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 4 | 1.8% | 80% | $77,500 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
1.4% | 100% | $141,666 | View |
|
1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 3 | 1.4% | 100% | $375,000 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 2 +3 HELOCs |
0.9% | 100% | $225,000 | View |
|
2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 2 | 0.9% | 100% | $415,000 | View |
|
20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 2 | 0.9% | 66.7% | $215,000 | View |
|
7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 2 | 0.9% | 66.7% | $50,000 | View |
|
8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 2 | 0.9% | 66.7% | $435,000 | View |
|
3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $675,000 | View |
|
9265 Cherry Valley Ave Se, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 0.33% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.5% | 50% | $295,000 | View |
|
13819 White Creek Ave NE, Cedar Springs, MI 49319 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
|
2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
Wmcu
825 Division St, Big Rapids, MI 49307 2229 |
Conventional | 1 | 0.5% | 100% | $75,000 | |
|
11635 Fulton St E Ste 400, Lowell, MI 49331 8417 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
|
34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
|
144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional, Jumbo | 1 | 0.5% | 100% | $905,000 | View |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 19 | 8.6% | 95.5% | $196,052 | |
United Wholesale Mortgage
|
Conventional, FHA, Jumbo | 13 | 5.9% | 92.9% | $353,461 | |
Northern Mortgage Services, LLC
|
Conventional | 6 | 2.7% | 100% | $300,000 | |
GreenStone Farm Credit Services
|
Conventional | 4 | 1.8% | 100% | $447,500 | |
Top Flite Financial, Inc.
|
Conventional, FHA | 4 | 1.8% | 100% | $325,000 | |
MMS Mortgage Services, Ltd.
|
Conventional, FHA | 3 | 1.4% | 100% | $201,666 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 2 | 0.9% | 100% | $140,000 | |
Mortgage 1 Incorporated
|
Conventional | 2 | 0.9% | 100% | $520,000 | |
Msu Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Triad Financial Services, Inc.
|
Conventional | 4 | 1.8% | 70% | $65,000 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 1.8% | 100% | $330,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 4 | 1.8% | 80% | $482,500 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 4 | 1.8% | 100% | $237,500 | |
Newrez LLC
|
Conventional | 3 | 1.4% | 100% | $265,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 1.4% | 100% | $265,000 | |
Churchill Mortgage Corporation
|
Conventional | 3 | 1.4% | 100% | $248,333 | |
Nationstar Mortgage
|
Conventional | 3 | 1.4% | 100% | $235,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, USDA | 3 | 1.4% | 100% | $278,333 | |
loanDepot.com LLC
|
Conventional, VA | 2 | 0.9% | 100% | $415,000 | |
Mortgage Research Center
|
VA | 2 | 0.9% | 100% | $480,000 | |
Navy Federal Credit Union
|
VA | 2 | 0.9% | 100% | $445,000 | |
New American Funding, LLC.
|
FHA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $275,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
Ruoff Mortgage Company
|
Conventional | 1 | 0.5% | 100% | $565,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.5% | 100% | $495,000 | |
Servion
|
Conventional | 1 | 0.5% | 100% | $525,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.5% | 100% | $105,000 | |
Gvc Mortgage, Inc.
|
Conventional | 1 | 0.5% | 100% | $235,000 | |
American Financing Corporation
|
FHA | 1 | 0.5% | 100% | $335,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.5% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.5% | 100% | $325,000 | View |
American National Bank of Minnesota
|
Conventional | 1 | 0.5% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.5% | 100% | $285,000 | |
Lower, LLC
|
FHA | 1 | 0.5% | 100% | $275,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 0.5% | 100% | $235,000 | |
21St Mortgage
|
Conventional | 1 | 0.5% | 100% | $65,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.5% | 100% | $305,000 | |
Tammac Holdings Corporation
|
Conventional | 1 | 0.5% | 50% | $65,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Lowell Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lowell, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Lowell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lowell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lowell, MI
Use these to narrow the list above. Each category shows how many Lowell, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Lowell, MI
Independent mortgage companies closed 46.4 percent of home loans in Lowell, Michigan in 2025, banks 21.8 percent and credit unions 31.8 percent. Rocket Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Mercantile Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lowell, MI
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Lowell, Michigan with 9 loans, about 4.1 percent of the market. The largest lender headquartered in Michigan was Mercantile Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lowell, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 96.3 percent, against a 92.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Lowell, Michigan in 2025, led by United Wholesale Mortgage with 5. 8 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 16 credit unions closed home loans in Lowell, Michigan in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lowell, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lowell, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lowell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
