Mortgage Lenders and Brokers in East Grand Rapids, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
East Grand Rapids, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2263 Wealthy St Se, East Grand Rapids, MI 49506A+5.0 ★Texas Ratio: 3.68%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Independent BankIndependent Bank1004 W Midland Rd, Auburn, MI 48611A5.0 ★Texas Ratio: 6.46%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, United Federal Credit UnionUnited Federal Credit Union1026 W Midland Rd, AUBURN, MI 48611A+5.0 ★Texas Ratio: 4.11%, and Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in East Grand Rapids, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in East Grand Rapids are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in East Grand Rapids, Michigan
Market share is the lender's share of all home loans closed in East Grand Rapids, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in East Grand Rapids 2263 Wealthy St Se, East Grand Rapids, MI 49506 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +3 HELOCs |
2.6% | 85.7% | $751,666 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, VA, Jumbo, HELOC | 66 +47 HELOCs |
28.4% | 98.6% | $666,666 | |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, Jumbo, HELOC | 11 +12 HELOCs |
4.7% | 84.6% | $842,272 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 9 +4 HELOCs |
3.9% | 90% | $585,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, Jumbo, HELOC | 8 +13 HELOCs |
3.4% | 100% | $556,250 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional, Jumbo, HELOC | 6 +4 HELOCs |
2.6% | 100% | $1,255,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 5 +25 HELOCs |
2.2% | 100% | $819,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, Jumbo, HELOC | 5 +15 HELOCs |
2.2% | 100% | $519,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
2.2% | 100% | $987,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 4 +1 HELOCs |
1.7% | 100% | $445,000 | View |
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6299 Lake Michigan Dr, Allendale, MI 49401 A+5.0 ★Texas Ratio: 0.50% |
Conventional | 3 | 1.3% | 100% | $125,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
0.9% | 100% | $750,000 | View |
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8301 Byron Center Ave Sw, Byron Center, MI 49315 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 2 | 0.9% | 100% | $285,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 0.9% | 100% | $335,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $55,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $505,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.4% | 100% | $785,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $595,000 | View |
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904 Broadway Ave NW, Grand Rapids, MI 49504 4415 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.4% | 50% | $395,000 | View |
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2410 Gaynor Ave NW, Grand Rapids, MI 49544 1830 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional | 1 | 0.4% | 100% | $405,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.4% | 100% | $555,000 | |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.4% | 100% | $345,000 | View |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,165,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 8.2% | 90.9% | $398,684 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 7 | 3% | 77.8% | $460,714 | |
Mortgage 1 Incorporated
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Conventional | 3 | 1.3% | 100% | $481,666 | |
Northern Mortgage Services, LLC
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Conventional, VA, Jumbo | 2 | 0.9% | 100% | $840,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $285,000 | |
Mortgage Center LC
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Conventional | 1 | 0.4% | 100% | $425,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 8 | 3.4% | 100% | $596,250 | |
Ark-La-Tex Financial Services LLC
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Conventional | 5 | 2.2% | 100% | $495,000 | |
Guild Mortgage Company
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Conventional, Jumbo | 3 | 1.3% | 100% | $378,333 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.9% | 100% | $365,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.9% | 100% | $590,000 | |
Weichert Financial Services
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Conventional | 2 | 0.9% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.9% | 100% | $785,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $795,000 | View |
Ruoff Mortgage Company
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $125,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $495,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
Nbkc Bank
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 100% | $375,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $665,000 | |
Bay-Valley Mortgage Group
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.4% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $705,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.4% | 100% | $655,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $585,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $735,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo | 1 | 0.4% | 100% | $925,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $145,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 50% | $205,000 | |
New American Funding, LLC.
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
East Grand Rapids Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in East Grand Rapids, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in East Grand Rapids? The list below shows the banks, credit unions and mortgage brokers that closed home loans in East Grand Rapids in 2025, with lenders based there listed first.
Types of Mortgage Lenders in East Grand Rapids, MI
Use these to narrow the list above. Each category shows how many East Grand Rapids, MI lenders fit and what that kind of lender is usually best for.
Who Lends in East Grand Rapids, MI
Independent mortgage companies closed 31.5 percent of home loans in East Grand Rapids, Michigan in 2025, banks 30.2 percent and credit unions 38.4 percent. Member First Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Lake Michigan Credit Union led with 66 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in East Grand Rapids, MI
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in East Grand Rapids, Michigan with 6 loans, about 2.6 percent of the market. The largest lender headquartered in Michigan was Lake Michigan Credit Union with 66 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in East Grand Rapids, Michigan, Lake Michigan Credit Union approved the highest share of completed applications in 2025 at 98.6 percent, against a 94.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in East Grand Rapids, Michigan in 2025, led by Rocket Mortgage with 1. 6 lenders closed VA loans, led by Lake Michigan Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 17 credit unions closed home loans in East Grand Rapids, Michigan in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in East Grand Rapids, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in East Grand Rapids, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up East Grand Rapids. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
