Mortgage Lenders and Brokers in Townsend, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Townsend, Massachusetts mortgage lenders include Rollstone Bank & TrustRollstone Bank & Trust225 Main St, Townsend, MA 01469A+5.0 ★Texas Ratio: 1.64%, Workers Federal Credit UnionWorkers Federal Credit Union221 Main St, Townsend, MA 01469A+5.0 ★Texas Ratio: 5.99%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, Fidelity Co-Operative BankFidelity Co-Operative Bank56 Common St, Barre, MA 01005C+4.0 ★Texas Ratio: 26.47%, Clinton Savings BankClinton Savings Bank35 Central St, Berlin, MA 01503A-5.0 ★Texas Ratio: 15.56%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Baycoast Mortgage Company, LLCBaycoast Mortgage Company, LLC2 Locust St, Berkley, MA 02779A5.0 ★Texas Ratio: 12.75%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Townsend, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Townsend are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Townsend, Massachusetts
Market share is the lender's share of all home loans closed in Townsend, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Townsend 225 Main St, Townsend, MA 01469 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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221 Main St, Townsend, MA 01469 A+5.0 ★Texas Ratio: 5.99% |
Conventional, HELOC | 10 +25 HELOCs |
5.4% | 90.9% | $146,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 4 +9 HELOCs |
2.2% | 100% | $355,000 | |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 3 +1 HELOCs |
1.6% | 100% | $385,000 | View |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $290,000 | View |
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35 Central St, Berlin, MA 01503 A-5.0 ★Texas Ratio: 15.56% |
Conventional | 2 | 1.1% | 100% | $295,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 2 | 1.1% | 100% | $370,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +9 HELOCs |
0.5% | 100% | $605,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.5% | 100% | $625,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 0.5% | 100% | $575,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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120 Lincoln Ave, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 1 | 0.5% | 100% | $535,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.5% | 100% | $455,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.5% | 100% | $485,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.5% | 50% | $235,000 | View |
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35 Main St, Ashburnham, MA 01430 1290 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.5% | 50% | $125,000 | View |
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100 Old Billerica Rd, Bedford, MA 01730 A5.0 ★Texas Ratio: 10.91% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 3 | 1.6% | 100% | $321,666 | View |
Ross Mortgage Company
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Conventional | 2 | 1.1% | 100% | $350,000 | |
Salem Five Mortgage Company LLC
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Conventional | 2 | 1.1% | 66.7% | $485,000 | |
Enterprise Bank and Trust Company
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 7.92% |
Conventional | 1 | 0.5% | 50% | $65,000 | View |
Mortgage Equity Partners LLC
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FHA | 1 | 0.5% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
New Fed Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Rocket Mortgage
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Conventional, FHA | 25 | 13.4% | 93.1% | $304,200 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 10 | 5.4% | 90.9% | $396,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
4.8% | 100% | $405,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 9 | 4.8% | 100% | $396,111 | |
Total Mortgage Services, LLC
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Conventional, FHA | 8 | 4.3% | 80% | $345,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 2.7% | 83.3% | $487,000 | |
United Wholesale Mortgage
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Conventional | 4 | 2.2% | 100% | $440,000 | |
Guild Mortgage Company
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Conventional | 4 | 2.2% | 100% | $287,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 4 | 2.2% | 80% | $377,500 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 4 | 2.2% | 100% | $490,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 2.2% | 100% | $190,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 4 | 2.2% | 100% | $355,000 | |
Canopy Mortgage, LLC
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Conventional | 3 | 1.6% | 100% | $335,000 | |
PHH Mortgage Corporation
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Conventional, FHA | 3 | 1.6% | 100% | $471,666 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $535,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 1.1% | 66.7% | $270,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.1% | 100% | $310,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 1.1% | 100% | $435,000 | View |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.1% | 66.7% | $365,000 | |
EMM Loans LLC
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Conventional | 1 | 0.5% | 100% | $405,000 | |
Passumpsic Bank
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Conventional | 1 | 0.5% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $395,000 | |
Newrez LLC
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FHA | 1 | 0.5% | 33.3% | $455,000 | |
Nbkc Bank
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VA | 1 | 0.5% | 100% | $385,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.5% | 100% | $415,000 | |
Amerant Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $265,000 | |
loanDepot.com LLC
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FHA | 1 | 0.5% | 50% | $445,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 25% | $45,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.5% | 100% | $465,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.5% | 100% | $405,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.5% | 100% | $465,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $515,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $535,000 | |
Harborone Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $375,000 | |
Gardner Financial Services
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Milend, Inc
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FHA | 1 | 0.5% | 100% | $345,000 | |
Evolve Bank & Trust
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $325,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.5% | 100% | $565,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $455,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $545,000 | |
Griffin Funding Inc.
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VA | 1 | 0.5% | 100% | $345,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Service Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bellwether Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Townsend Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Townsend, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Townsend? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Townsend in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Townsend, MA
Use these to narrow the list above. Each category shows how many Townsend, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Townsend, MA
Independent mortgage companies closed 69.9 percent of home loans in Townsend, Massachusetts in 2025, banks 17.7 percent and credit unions 12.4 percent. Northpoint Mortgage, Inc. was the largest mortgage company, Rollstone Bank & Trust the largest bank and Workers Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Rollstone Bank & Trust led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Townsend, MA
By home loans closed in 2025, Rollstone Bank & Trust was the largest mortgage lender in Townsend, Massachusetts with 1 loans, about 0.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Townsend, Massachusetts in 2025, led by Rocket Mortgage with 3. 11 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 13 credit unions closed home loans in Townsend, Massachusetts in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Townsend, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Townsend, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Townsend. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
