Mortgage Lenders and Brokers in South Ashburnham, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Ashburnham, Massachusetts mortgage lenders include Workers Federal Credit UnionWorkers Federal Credit Union107 Tower Rd, Athol, MA 01331 9823A+5.0 ★Texas Ratio: 5.99%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Cornerstone BankCornerstone Bank52 Main St, Ashburnham, MA 01430A+5.0 ★Texas Ratio: 2.94%, Main Street BankMain Street Bank7 Main St, Ayer, MA 01432A5.0 ★Texas Ratio: 11.53%, Webster First Federal Credit UnionWebster First Federal Credit Union547 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 1.75%, All One Credit UnionAll One Credit Union159 Mechanic St, Clinton, MA 01510A+5.0 ★Texas Ratio: 2.11%, Fidelity Co-Operative BankFidelity Co-Operative Bank56 Common St, Barre, MA 01005C+4.0 ★Texas Ratio: 26.47%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, Clinton Savings BankClinton Savings Bank35 Central St, Berlin, MA 01503A-5.0 ★Texas Ratio: 15.56%, and Country Bank for SavingsCountry Bank for Savings21 N Main St, Belchertown, MA 01007A5.0 ★Texas Ratio: 6.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Ashburnham, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Ashburnham are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Ashburnham, Massachusetts
Market share is the lender's share of all home loans closed in South Ashburnham, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, HELOC | 10 +5 HELOCs |
5.6% | 91.7% | $139,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 4 +5 HELOCs |
2.2% | 50% | $97,500 | |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 3 | 1.7% | 75% | $128,333 | View |
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7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53% |
Conventional | 2 | 1.1% | 100% | $485,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 2 | 1.1% | 100% | $200,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 2 | 1.1% | 100% | $120,000 | View |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
Conventional, HELOC | 1 +6 HELOCs |
0.6% | 100% | $105,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $15,000 | View |
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35 Central St, Berlin, MA 01503 A-5.0 ★Texas Ratio: 15.56% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional | 1 | 0.6% | 100% | $605,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $465,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $625,000 | View |
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56 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.17% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
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519 Electric Ave, Fitchburg, MA 01420 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.6% | 100% | $35,000 | View |
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35 Main St, Ashburnham, MA 01430 1290 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 1 | 0.6% | 25% | $725,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Athol Savings Bank
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Conventional | 11 | 6.1% | 100% | $300,454 | |
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A5.0 ★Texas Ratio: 7.92% |
Conventional | 7 | 3.9% | 100% | $312,142 | View |
Salem Five Mortgage Company LLC
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Conventional | 4 | 2.2% | 100% | $402,500 | |
Msa Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 8.9% | 81% | $280,000 | |
Total Mortgage Services, LLC
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Conventional, FHA, VA | 14 | 7.8% | 100% | $292,142 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 13 | 7.2% | 100% | $345,769 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 4.4% | 100% | $422,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 3.9% | 77.8% | $362,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 3.3% | 100% | $408,333 | |
Mortgage Research Center
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VA | 5 | 2.8% | 83.3% | $429,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 4 | 2.2% | 100% | $397,500 | |
Fairway Independent Mort Corp
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Conventional | 4 | 2.2% | 100% | $287,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.7% | 60% | $448,333 | |
Newrez LLC
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Conventional, VA | 3 | 1.7% | 75% | $361,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA | 3 | 1.7% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 1.1% | 100% | $210,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 1.1% | 60% | $160,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.1% | 100% | $115,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.1% | 100% | $275,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $410,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.1% | 66.7% | $360,000 | |
Service Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $85,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $355,000 | |
Amerant Mortgage LLC
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FHA | 1 | 0.6% | 100% | $345,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 0.6% | 50% | $295,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.6% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.6% | 100% | $415,000 | View |
Success Mortgage Partners, Inc
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VA | 1 | 0.6% | 100% | $425,000 | |
Calcon Mutual Mortgage LLC
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USDA | 1 | 0.6% | 100% | $455,000 | |
Triangle Credit Union
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Conventional | 1 | 0.6% | 100% | $525,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
EastRise Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $345,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $385,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
Nationstar Mortgage
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FHA | 1 | 0.6% | 100% | $495,000 | |
Towne Mortgage Company
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FHA | 1 | 0.6% | 100% | $345,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.6% | 100% | $455,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.6% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $555,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.6% | 100% | $925,000 | View |
Village Capital & Investment
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VA | 1 | 0.6% | 100% | $535,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
South Ashburnham Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Ashburnham, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in South Ashburnham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Ashburnham in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Ashburnham, MA
Use these to narrow the list above. Each category shows how many South Ashburnham, MA lenders fit and what that kind of lender is usually best for.
Who Lends in South Ashburnham, MA
Independent mortgage companies closed 61.1 percent of home loans in South Ashburnham, Massachusetts in 2025, banks 21.1 percent and credit unions 17.8 percent. Msa Mortgage, LLC was the largest mortgage company, Cornerstone Bank the largest bank and Workers Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Workers Federal Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Ashburnham, MA
By home loans closed in 2025, Workers Federal Credit Union was the largest mortgage lender in South Ashburnham, Massachusetts with 10 loans, about 5.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in South Ashburnham, Massachusetts in 2025, led by Total Mortgage Services, LLC with 3. 12 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 14 credit unions closed home loans in South Ashburnham, Massachusetts in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Ashburnham, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Ashburnham, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Ashburnham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
