Mortgage Lenders and Brokers in Rutland, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rutland, Massachusetts mortgage lenders include Cornerstone BankCornerstone Bank93 Main St, Rutland, MA 01543A+5.0 ★Texas Ratio: 2.94%, All One Credit UnionAll One Credit Union159 Mechanic St, Clinton, MA 01510A+5.0 ★Texas Ratio: 2.11%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Gfa Federal Credit UnionGfa Federal Credit Union32 Pommogussett Rd, Rutland, MA 01543 1461A+5.0 ★Texas Ratio: 5.25%, Fidelity Co-Operative BankFidelity Co-Operative Bank56 Common St, Barre, MA 01005C+4.0 ★Texas Ratio: 26.47%, Bay State Savings BankBay State Savings Bank99 Auburn St, Auburn, MA 01501A+5.0 ★Texas Ratio: 4.38%, Webster Five Cents Savings BankWebster Five Cents Savings Bank400 Southbridge St, Auburn, MA 01501A+5.0 ★Texas Ratio: 2.90%, Millbury Federal Credit UnionMillbury Federal Credit Union56 Auburn St, Auburn, MA 01501A+5.0 ★Texas Ratio: 2.17%, and The Savings BankThe Savings Bank84 Main St, Andover, MA 01810A5.0 ★Texas Ratio: 9.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rutland, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rutland are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rutland, Massachusetts
Market share is the lender's share of all home loans closed in Rutland, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Rutland 93 Main St, Rutland, MA 01543 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 30 | 12% | 90.9% | $156,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 16 | 6.4% | 94.1% | $170,625 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 9 +10 HELOCs |
3.6% | 81.8% | $143,888 | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, FHA, HELOC | 8 +2 HELOCs |
3.2% | 100% | $411,250 | View |
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32 Pommogussett Rd, Rutland, MA 01543 1461 A+5.0 ★Texas Ratio: 5.25% |
Conventional | 7 | 2.8% | 88.9% | $87,857 | View |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
Conventional, HELOC | 5 +1 HELOCs |
2% | 100% | $217,000 | View |
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99 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.38% |
Conventional | 5 | 2% | 100% | $285,000 | View |
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400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo | 4 | 1.6% | 57.1% | $375,000 | View |
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56 Auburn St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.17% |
Conventional, Jumbo | 3 | 1.2% | 100% | $441,666 | View |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 3 | 1.2% | 100% | $511,666 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.8% | 100% | $475,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $525,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 2 | 0.8% | 100% | $565,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.8% | 100% | $470,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.8% | 100% | $120,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 2 | 0.8% | 100% | $175,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 2 | 0.8% | 100% | $305,000 | View |
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21 N Main St, Belchertown, MA 01007 A5.0 ★Texas Ratio: 6.28% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $555,000 | View |
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10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $625,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $425,000 | View |
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7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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35 Central St, Berlin, MA 01503 A-5.0 ★Texas Ratio: 15.56% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.4% | 50% | $95,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 0.4% | 100% | $565,000 | View |
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38 Auburn St, Auburn, MA 01501 C4.0 ★Texas Ratio: 27.40% |
Conventional | 1 | 0.4% | 50% | $375,000 | View |
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138 S Main St, Milford, MA 01757 3272 A+5.0 ★Texas Ratio: 5.10% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 0.4% | 100% | $585,000 | |
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1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 0.4% | 100% | $415,000 | View |
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200 Concord St, Framingham, MA 01702 8306 A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +8 HELOCs |
0% | 0% | View | |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
HELOC | 0 +6 HELOCs |
0% | n/a | ||
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Fed Mortgage Corp.
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Conventional | 3 | 1.2% | 100% | $115,000 | |
Drew Mortgage Associates, Inc
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Conventional | 3 | 1.2% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
Rocket Mortgage
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Conventional, VA | 22 | 8.8% | 88% | $218,181 | |
Fairway Independent Mort Corp
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Conventional | 11 | 4.4% | 100% | $368,636 | |
United Wholesale Mortgage
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Conventional, FHA | 7 | 2.8% | 70% | $435,000 | |
Total Mortgage Services, LLC
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Conventional, HELOC | 6 +1 HELOCs |
2.4% | 100% | $381,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.4% | 100% | $336,666 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 2.4% | 75% | $371,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA, USDA, HELOC | 5 +1 HELOCs |
2% | 100% | $435,000 | View |
Newrez LLC
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Conventional, VA | 5 | 2% | 75% | $521,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 5 | 2% | 100% | $547,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.2% | 100% | $358,333 | |
CrossCountry Mortgage, LLC
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Conventional | 3 | 1.2% | 100% | $468,333 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.2% | 100% | $435,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.2% | 75% | $78,333 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1.2% | 100% | $445,000 | |
Nationstar Mortgage
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Conventional | 3 | 1.2% | 100% | $165,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 3 | 1.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.8% | 100% | $520,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.8% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.8% | 66.7% | $390,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.8% | 66.7% | $200,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 0.8% | 100% | $330,000 | |
Bay Equity LLC
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Conventional | 2 | 0.8% | 100% | $485,000 | |
Harborone Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $720,000 | |
Mortgage Research Center
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VA | 2 | 0.8% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 2 | 0.8% | 100% | $325,000 | View |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $205,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, Jumbo | 1 | 0.4% | 100% | $825,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $655,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.4% | 100% | $375,000 | |
Nations Lending Corporation
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USDA | 1 | 0.4% | 100% | $325,000 | |
T2 Financial LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.4% | 100% | $535,000 | |
Province Mortgage Associates, Inc.
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $65,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 50% | $245,000 | |
Farm Credit East ACA
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $685,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Rutland Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rutland, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Rutland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rutland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rutland, MA
Use these to narrow the list above. Each category shows how many Rutland, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Rutland, MA
Independent mortgage companies closed 48.8 percent of home loans in Rutland, Massachusetts in 2025, banks 34.8 percent and credit unions 16.4 percent. New Fed Mortgage Corp. was the largest mortgage company, Cornerstone Bank the largest bank and All One Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cornerstone Bank led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rutland, MA
By home loans closed in 2025, Cornerstone Bank was the largest mortgage lender in Rutland, Massachusetts with 30 loans, about 12 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Rutland, Massachusetts in 2025, led by New American Funding, LLC. with 3. 6 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 11 credit unions closed home loans in Rutland, Massachusetts in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rutland, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rutland, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rutland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
