Provincetown, Massachusetts mortgage lenders include Seamen'S BankSeamen'S Bank221 Commercial St, Provincetown, MA 02657A+5.0 ★Texas Ratio: 4.75%, TD BankTD Bank103 Shank Painter Rd, Provincetown, MA 02657A+5.0 ★Texas Ratio: 3.71%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank137 Bradford St, Provincetown, MA 02657A+5.0 ★Texas Ratio: 3.37%, Cape & Coast BankCape & Coast Bank1591 Main Street, East Dennis, MA 02641A5.0 ★Texas Ratio: 8.54%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Beacon Bank & TrustBeacon Bank & Trust820 Suffield Strret, Agawam, MA 01001A+5.0 ★Texas Ratio: 5.36%, Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Provincetown, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Provincetown are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Provincetown, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
221 Commercial St, Provincetown, MA 02657 A+5.0 ★Texas Ratio: 4.75% |
Conventional, Jumbo | 26 | 18.2% | 96.7% | $923,076 | View |
|
1 office in Provincetown 103 Shank Painter Rd, Provincetown, MA 02657 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 4 +6 HELOCs |
2.8% | 100% | $1,782,500 | View |
|
137 Bradford St, Provincetown, MA 02657 A+5.0 ★Texas Ratio: 3.37% |
Conventional, Jumbo, HELOC | 15 +13 HELOCs |
10.5% | 100% | $748,333 | View |
|
1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54% |
Conventional, Jumbo | 14 | 9.8% | 93.8% | $1,038,571 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.8% | 100% | $750,000 | View |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 4 | 2.8% | 80% | $1,365,000 | View |
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
2.1% | 100% | $2,191,666 | View |
|
820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1.4% | 100% | $1,135,000 | View |
|
660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +3 HELOCs |
0.7% | 100% | $205,000 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.7% | 50% | $1,305,000 | View |
|
1 Andrew St, Lynn, MA 01901 1101 |
Conventional | 1 | 0.7% | 100% | $655,000 | View |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 0.7% | 100% | $635,000 | View |
|
396 Onset Ave, East Wareham, MA 02538 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 1 | 0.7% | 100% | $675,000 | View |
|
112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
|
52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
|
125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 0.7% | 50% | $2,505,000 | View |
|
57 Enon St, Beverly, MA 01915 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.7% | 100% | $705,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 1 | 0.7% | 100% | $515,000 | |
|
188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,135,000 | View |
|
540 Tremont St, Boston, MA 02116 A5.0 ★Texas Ratio: 6.98% |
Conventional | 1 | 0.7% | 100% | $645,000 | View |
|
180 Mount Vernon St, Dorchester, MA 02125 A5.0 ★Texas Ratio: 8.79% |
Conventional | 1 | 0.7% | 100% | $695,000 | View |
|
93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Radius Financial Group Inc
|
Conventional | 2 | 1.4% | 100% | $530,000 | |
Members Mortgage Company Inc
|
Conventional | 1 | 0.7% | 100% | $505,000 | |
Salem Five Mortgage Company LLC
|
Conventional, Jumbo | 1 | 0.7% | 100% | $915,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, Jumbo | 26 | 18.2% | 100% | $717,692 | |
Rocket Mortgage
|
Conventional | 5 | 3.5% | 100% | $497,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 5 | 3.5% | 83.3% | $961,000 | View |
Guaranteed Rate, Inc.
|
Conventional, Jumbo | 3 | 2.1% | 100% | $925,000 | |
Guild Mortgage Company
|
Conventional, Jumbo | 2 | 1.4% | 100% | $900,000 | |
|
A+5.0 ★Texas Ratio: 3.19% |
Conventional | 2 | 1.4% | 100% | $670,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 50% | $105,000 | |
EMM Loans LLC
|
Conventional, Jumbo | 1 | 0.7% | 100% | $2,075,000 | |
Primelending
|
Conventional | 1 | 0.7% | 100% | $525,000 | |
Newrez LLC
|
Conventional | 1 | 0.7% | 100% | $495,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.7% | 100% | $325,000 | |
Princeton Mortgage Corporation
|
Conventional, Jumbo | 1 | 0.7% | 100% | $1,675,000 | |
Onpath Federal Credit Union
|
Conventional, Jumbo | 1 | 0.7% | 100% | $1,735,000 | |
|
A+5.0 ★Texas Ratio: 5.26% |
Conventional, Jumbo | 1 | 0.7% | 100% | $935,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.7% | 100% | $655,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $615,000 | View |
Webster Bank, N.A.
|
Conventional, Jumbo | 1 | 0.7% | 33.3% | $1,105,000 | |
Georgia'S Own Credit Union
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navigant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 7.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Provincetown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Provincetown in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Provincetown, MA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 31.5 percent of home loans in Provincetown, Massachusetts in 2025, banks 65 percent and credit unions 3.5 percent. Radius Financial Group Inc was the largest mortgage company, Seamen'S Bank the largest bank and Community Credit Union of Lynn the largest credit union. Among lenders headquartered in Massachusetts, Seamen'S Bank led with 26 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
By home loans closed in 2025, Seamen'S Bank was the largest mortgage lender in Provincetown, Massachusetts with 26 loans, about 18.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Provincetown, Massachusetts in 2025, led by CrossCountry Mortgage, LLC with 1. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 9 credit unions closed home loans in Provincetown, Massachusetts in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Provincetown, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Provincetown, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Provincetown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.