Mortgage Lenders and Brokers in Nantucket, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Nantucket, Massachusetts mortgage lenders include Bank of America NABank of America NA15 Sparks Ave, Nantucket, MA 02554A+5.0 ★Texas Ratio: 4.14%, Rockland Trust BankRockland Trust Bank2 Orange St, Nantucket, MA 02554A+5.0 ★Texas Ratio: 2.64%, Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank112 Pleasant St, Nantucket, MA 02554A+5.0 ★Texas Ratio: 3.37%, Hingham Institution For SavingsHingham Institution For Savings35 Main St, Nantucket, MA 02554A5.0 ★Texas Ratio: 6.98%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Mechanics Cooperative BankMechanics Cooperative Bank72 Main St, Bridgewater, MA 02324A+5.0 ★Texas Ratio: 0.21%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Bny Mellon, N.A.Bny Mellon, N.A.One Boston Place, Boston, MA 02108A+5.0 ★Texas Ratio: 0.37%, and Wells Fargo Bank NAWells Fargo Bank NA125 High St, Boston, MA 02110A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Nantucket, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nantucket are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Nantucket, Massachusetts
Market share is the lender's share of all home loans closed in Nantucket, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Nantucket 15 Sparks Ave, Nantucket, MA 02554 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 12 | 7.1% | 92.3% | $2,767,500 | View |
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3 offices in Nantucket 2 Orange St, Nantucket, MA 02554 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 7 +21 HELOCs |
4.1% | 70% | $842,142 | View |
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112 Pleasant St, Nantucket, MA 02554 A+5.0 ★Texas Ratio: 3.37% |
Conventional, Jumbo, HELOC | 28 +35 HELOCs |
16.5% | 90.9% | $933,214 | View |
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35 Main St, Nantucket, MA 02554 A5.0 ★Texas Ratio: 6.98% |
Conventional, Jumbo | 9 | 5.3% | 81.8% | $1,828,333 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 8 +15 HELOCs |
4.7% | 88.9% | $2,016,250 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
4.7% | 80% | $6,246,250 | View |
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72 Main St, Bridgewater, MA 02324 A+5.0 ★Texas Ratio: 0.21% |
Conventional, Jumbo | 5 | 2.9% | 100% | $3,481,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.2% | 100% | $4,755,000 | View |
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One Boston Place, Boston, MA 02108 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 2 | 1.2% | 100% | $2,350,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1.2% | 100% | $2,535,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $1,295,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.6% | 100% | $505,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 0.6% | 100% | $1,005,000 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 0.6% | 100% | $5,505,000 | View |
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15 Martin St, Essex, MA 01929 C-3.7 ★Texas Ratio: 30.61% |
Conventional, Jumbo | 1 | 0.6% | 100% | $4,755,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.6% | 100% | $1,005,000 | View |
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93 Main St, North Adams, MA 01247 A+5.0 ★Texas Ratio: 5.85% |
Conventional, Jumbo | 1 | 0.6% | 100% | $4,705,000 | View |
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57 Enon St, Beverly, MA 01915 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,325,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, Jumbo | 1 | 0.6% | 100% | $5,005,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.6% | 100% | $1,195,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 10 | 5.9% | 100% | $2,494,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 10 | 5.9% | 100% | $5,658,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo, HELOC | 8 +1 HELOCs |
4.7% | 100% | $1,908,750 | View |
Newrez LLC
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Conventional, VA, Jumbo | 4 | 2.4% | 57.1% | $975,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 4 | 2.4% | 100% | $1,430,000 | |
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A+5.0 ★Texas Ratio: 1.50% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.8% | 100% | $1,235,000 | View |
United Wholesale Mortgage
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Conventional, Jumbo | 3 | 1.8% | 75% | $1,185,000 | |
Movement Mortgage, LLC
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Conventional, Jumbo | 3 | 1.8% | 100% | $878,333 | |
Harborone Mortgage, LLC
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Conventional, Jumbo | 3 | 1.8% | 75% | $1,185,000 | |
Rocket Mortgage
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Conventional | 2 | 1.2% | 50% | $235,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 1.2% | 100% | $1,600,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 1.2% | 100% | $3,910,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.2% | 100% | $1,575,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.2% | 100% | $265,000 | View |
Webster Bank, N.A.
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $1,475,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,285,000 | View |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 100% | $605,000 | View |
loanDepot.com LLC
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Conventional, Jumbo | 1 | 0.6% | 50% | $1,765,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $785,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.6% | 100% | $755,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, Jumbo | 1 | 0.6% | 100% | $3,005,000 | View |
Nqm Funding, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $2,415,000 | |
Total Mortgage Services, LLC
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Conventional, Jumbo | 1 | 0.6% | 100% | $2,285,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,805,000 | View |
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A+5.0 ★Texas Ratio: 1.44% |
Conventional, Jumbo | 1 | 0.6% | 100% | $7,745,000 | View |
Vista Bank
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Conventional, Jumbo | 1 | 0.6% | 100% | $5,005,000 | |
Nutmeg State FCU
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Conventional, Jumbo | 1 | 0.6% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.6% | 100% | $4,555,000 | View |
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A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo | 1 | 0.6% | 100% | $3,005,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, Jumbo | 1 | 0.6% | 100% | $2,615,000 | View |
United Nations Federal CU
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,235,000 | |
Navy Federal Credit Union
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VA | 1 | 0.6% | 100% | $745,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 1 | 0.6% | 100% | $3,005,000 |
Nantucket Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Nantucket, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Nantucket? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nantucket in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Nantucket, MA
Use these to narrow the list above. Each category shows how many Nantucket, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Nantucket, MA
Independent mortgage companies closed 12.9 percent of home loans in Nantucket, Massachusetts in 2025, banks 85.3 percent and credit unions 1.8 percent. Newrez LLC was the largest mortgage company, Bank of America NA the largest bank and Nutmeg State FCU the largest credit union. Among lenders headquartered in Massachusetts, Rockland Trust Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Nantucket, MA
By home loans closed in 2025, Bank of America NA was the largest mortgage lender in Nantucket, Massachusetts with 12 loans, about 7.1 percent of the market. The largest lender headquartered in Massachusetts was Rockland Trust Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 43 banks and 3 credit unions closed home loans in Nantucket, Massachusetts in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Nantucket, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nantucket, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nantucket. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
