Mortgage Lenders and Brokers in Hopkinton, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hopkinton, Massachusetts mortgage lenders include Middlesex Savings BankMiddlesex Savings Bank10 Main St, Hopkinton, MA 01748A+5.0 ★Texas Ratio: 1.23%, Unibank For SavingsUnibank For Savings87 W Main St, Hopkinton, MA 01748A+5.0 ★Texas Ratio: 5.57%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, BankesbBankesb770 Main St, Agawam, MA 01001, Direct Federal Credit UnionDirect Federal Credit Union50 Cabot St, Needham, MA 02494, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, Fall River Five Cents SavingsFall River Five Cents Savings136 Faunce Corner Mall Rd, Dartmouth, MA 02747A5.0 ★Texas Ratio: 7.62%, and Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hopkinton, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hopkinton are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hopkinton, Massachusetts
Market share is the lender's share of all home loans closed in Hopkinton, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hopkinton 10 Main St, Hopkinton, MA 01748 A+5.0 ★Texas Ratio: 1.23% |
Conventional, Jumbo, HELOC | 4 +11 HELOCs |
2.4% | 80% | $562,500 | View |
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1 office in Hopkinton 87 W Main St, Hopkinton, MA 01748 A+5.0 ★Texas Ratio: 5.57% |
Conventional, HELOC | 3 +2 HELOCs |
1.8% | 100% | $441,666 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 9 +1 HELOCs |
5.5% | 90% | $621,666 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 6 +1 HELOCs |
3.6% | 100% | $526,666 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.4% | 100% | $1,205,000 | |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 4 | 2.4% | 66.7% | $292,500 | |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +23 HELOCs |
1.8% | 100% | $1,218,333 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +8 HELOCs |
1.8% | 100% | $418,333 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.8% | 100% | $995,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
1.2% | 66.7% | $840,000 | |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 100% | $550,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 2 | 1.2% | 100% | $750,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $765,000 | View |
Central One Federal Credit Union
63 Southbridge St, Auburn, MA 01501 |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.6% | 100% | $1,645,000 | |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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2745 Main St, Brewster, MA 02631 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.6% | 100% | $655,000 | View |
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5 Scotland Blvd, Bridgewater, MA 02324 A5.0 ★Texas Ratio: 9.41% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,485,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
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67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.6% | 100% | $805,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.6% | 100% | $265,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.6% | 100% | $685,000 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
New Fed Mortgage Corp.
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Conventional | 3 | 1.8% | 100% | $538,333 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.6% | 100% | $405,000 | |
Drew Mortgage Associates, Inc
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Conventional | 1 | 0.6% | 100% | $755,000 | |
Salem Five Mortgage Company LLC
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Conventional | 1 | 0.6% | 50% | $655,000 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo, HELOC | 14 +1 HELOCs |
8.5% | 93.3% | $629,285 | |
Rocket Mortgage
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Conventional | 9 | 5.5% | 90% | $375,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 7 | 4.2% | 100% | $683,571 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 5 | 3% | 100% | $527,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
2.4% | 57.1% | $620,000 | |
T2 Financial LLC
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Conventional, Jumbo | 4 | 2.4% | 100% | $720,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 3 | 1.8% | 60% | $701,666 | View |
General Mortgage Capital Corporation
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Conventional | 3 | 1.8% | 100% | $545,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 3 | 1.8% | 100% | $931,666 | View |
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A5.0 ★Texas Ratio: 8.11% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.2% | 100% | $1,210,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 1.2% | 100% | $990,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.2% | 66.7% | $530,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 1.2% | 100% | $665,000 | View |
Movement Mortgage, LLC
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Conventional | 2 | 1.2% | 75% | $820,000 | |
Toll Brothers Mortgage Company
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Conventional | 2 | 1.2% | 62.5% | $700,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.2% | 100% | $305,000 | |
Guild Mortgage Company
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Conventional | 2 | 1.2% | 100% | $410,000 | |
Harborone Mortgage, LLC
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Conventional, Jumbo | 2 | 1.2% | 100% | $915,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 100% | $615,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 2 | 1.2% | 100% | $720,000 | |
Webster Bank, N.A.
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Conventional | 2 | 1.2% | 66.7% | $485,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 1.2% | 100% | $290,000 | |
Freedom Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.6% | 100% | $745,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.6% | 100% | $805,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Nbkc Bank
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Conventional | 1 | 0.6% | 100% | $775,000 | |
Dart Bank
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Conventional | 1 | 0.6% | 50% | $275,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.6% | 100% | $535,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $665,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.6% | 100% | $525,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $815,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $415,000 | |
Evolve Bank & Trust
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Conventional | 1 | 0.6% | 100% | $425,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 50% | $615,000 | |
New American Funding, LLC.
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FHA | 1 | 0.6% | 50% | $675,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.6% | 100% | $655,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $805,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.6% | 100% | $615,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.6% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.6% | 100% | $655,000 | |
First Technology Federal Credit Union
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Conventional, Jumbo | 1 | 0.6% | 100% | $1,975,000 | |
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A5.0 ★Texas Ratio: 7.00% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hopkinton Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hopkinton, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Hopkinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hopkinton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hopkinton, MA
Use these to narrow the list above. Each category shows how many Hopkinton, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Hopkinton, MA
Independent mortgage companies closed 47.3 percent of home loans in Hopkinton, Massachusetts in 2025, banks 42.4 percent and credit unions 10.3 percent. New Fed Mortgage Corp. was the largest mortgage company, Middlesex Savings Bank the largest bank and Direct Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Middlesex Savings Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hopkinton, MA
By home loans closed in 2025, Middlesex Savings Bank was the largest mortgage lender in Hopkinton, Massachusetts with 4 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Hopkinton, Massachusetts in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 16 credit unions closed home loans in Hopkinton, Massachusetts in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hopkinton, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hopkinton, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hopkinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
