Mortgage Lenders and Brokers in Groton, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Groton, Massachusetts mortgage lenders include Citizens Bank, NACitizens Bank, NA163 Main St, Groton, MA 01450A+5.0 ★Texas Ratio: 5.44%, Middlesex Savings BankMiddlesex Savings Bank112 Boston Rd, Groton, MA 01450A+5.0 ★Texas Ratio: 1.23%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Workers Federal Credit UnionWorkers Federal Credit Union308 Main St, Groton, MA 01450A+5.0 ★Texas Ratio: 5.99%, Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, Main Street BankMain Street Bank7 Main St, Ayer, MA 01432A5.0 ★Texas Ratio: 11.53%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Lowell Five Cent Savings BankLowell Five Cent Savings Bank700 Boston Rd, Billerica, MA 01821A5.0 ★Texas Ratio: 6.48%, and Eastern BankEastern Bank660 Bedford St, Abington, MA 02351A+5.0 ★Texas Ratio: 2.61%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Groton, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Groton are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Groton, Massachusetts
Market share is the lender's share of all home loans closed in Groton, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Groton 163 Main St, Groton, MA 01450 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 3 +20 HELOCs |
1.6% | 100% | $608,333 | View |
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1 office in Groton 112 Boston Rd, Groton, MA 01450 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 1 +11 HELOCs |
0.5% | 50% | $115,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 10 +4 HELOCs |
5.4% | 90.9% | $523,000 | View |
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308 Main St, Groton, MA 01450 A+5.0 ★Texas Ratio: 5.99% |
Conventional, HELOC | 5 +13 HELOCs |
2.7% | 85.7% | $225,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 4 +6 HELOCs |
2.2% | 83.3% | $450,000 | |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +4 HELOCs |
1.6% | 100% | $891,666 | View |
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7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53% |
Conventional | 2 | 1.1% | 66.7% | $285,000 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.1% | 100% | $590,000 | View |
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700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48% |
Conventional | 2 | 1.1% | 100% | $255,000 | View |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $705,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $115,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $555,000 | |
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100 Broadway Rd, Dracut, MA 01826 A+5.0 ★Texas Ratio: 2.37% |
Conventional | 1 | 0.5% | 100% | $925,000 | View |
Athol Credit Union
513 Main St, Athol, MA 01331 1825 |
Conventional, Jumbo | 1 | 0.5% | 100% | $935,000 | |
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115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
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1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
The Cooperative Bank
201 Main St, Charlestown, MA 02129 |
Conventional | 1 | 0.5% | 100% | $525,000 | |
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67 Medway Rd, Milford, MA 01757 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.5% | 100% | $825,000 | View |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 1 | 0.5% | 100% | $785,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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56 Common St, Barre, MA 01005 C+4.0 ★Texas Ratio: 26.47% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional | 4 | 2.2% | 100% | $482,500 | |
New Fed Mortgage Corp.
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Conventional, FHA | 3 | 1.6% | 100% | $271,666 | |
Mit Federal Credit Union
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Conventional | 3 | 1.6% | 100% | $531,666 | |
Mortgage Equity Partners LLC
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Conventional, VA | 2 | 1.1% | 100% | $725,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $495,000 | View |
Members Mortgage Company Inc
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Conventional | 1 | 0.5% | 100% | $555,000 | |
St. Anne'S Credit Union of Fal
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Conventional | 1 | 0.5% | 100% | $905,000 | |
Rocket Mortgage
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Conventional, FHA | 13 | 7.1% | 93.3% | $458,846 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 10 | 5.4% | 100% | $668,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 8 +1 HELOCs |
4.3% | 100% | $602,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 3.3% | 100% | $441,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, VA | 6 | 3.3% | 100% | $598,333 | View |
Fairway Independent Mort Corp
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Conventional | 6 | 3.3% | 85.7% | $591,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 5 | 2.7% | 100% | $569,000 | View |
loanDepot.com LLC
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Conventional, VA, HELOC | 4 +1 HELOCs |
2.2% | 66.7% | $335,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 2.2% | 100% | $485,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 2.2% | 100% | $507,500 | |
Guild Mortgage Company
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Conventional | 4 | 2.2% | 100% | $757,500 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional | 3 | 1.6% | 100% | $458,333 | View |
Canopy Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $740,000 | |
Newrez LLC
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Conventional | 2 | 1.1% | 100% | $155,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 1.1% | 100% | $460,000 | |
Nbkc Bank
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Conventional | 2 | 1.1% | 100% | $585,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.1% | 66.7% | $325,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, Jumbo | 2 | 1.1% | 100% | $870,000 | View |
Harborone Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $595,000 | |
Mid-Island Mortgage Corp.
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Conventional | 2 | 1.1% | 100% | $500,000 | |
Mortgage Research Center
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VA | 2 | 1.1% | 100% | $590,000 | |
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A5.0 ★Texas Ratio: 7.00% |
Conventional, Jumbo | 2 | 1.1% | 100% | $760,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.1% | 100% | $760,000 | View |
Passumpsic Bank
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Conventional | 1 | 0.5% | 100% | $795,000 | |
Alliant Credit Union
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,055,000 | |
Semper Home Loans, Inc
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Conventional | 1 | 0.5% | 100% | $825,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,085,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.5% | 100% | $605,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
Reliant Home Funding, Inc
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Conventional | 1 | 0.5% | 100% | $525,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.5% | 100% | $555,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 33.3% | $75,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.5% | 100% | $705,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $35,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.5% | 100% | $795,000 | View |
Planet Home Lending, LLC
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Conventional | 1 | 0.5% | 100% | $815,000 | |
T2 Financial LLC
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Conventional | 1 | 0.5% | 100% | $745,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $735,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 50% | $495,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $225,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.5% | 100% | $545,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.5% | 100% | $825,000 | |
Village Capital & Investment
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VA | 1 | 0.5% | 100% | $525,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.5% | 100% | $695,000 | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Groton Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Groton, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Groton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Groton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Groton, MA
Use these to narrow the list above. Each category shows how many Groton, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Groton, MA
Independent mortgage companies closed 54.9 percent of home loans in Groton, Massachusetts in 2025, banks 33.2 percent and credit unions 12 percent. New Fed Mortgage Corp. was the largest mortgage company, Citizens Bank, NA the largest bank and Workers Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Middlesex Savings Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Groton, MA
By home loans closed in 2025, Citizens Bank, NA was the largest mortgage lender in Groton, Massachusetts with 3 loans, about 1.6 percent of the market. The largest lender headquartered in Massachusetts was Middlesex Savings Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Groton, Massachusetts in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 18 credit unions closed home loans in Groton, Massachusetts in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Groton, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Groton, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Groton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
