Mortgage Lenders and Brokers in Everett, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Everett, Massachusetts mortgage lenders include Everett Co-Operative BankEverett Co-Operative Bank419 Broadway, Everett, MA 02149A+5.0 ★Texas Ratio: 0.89%, Eastern BankEastern Bank738 Broadway, Everett, MA 02149A+5.0 ★Texas Ratio: 2.61%, Bank of America NABank of America NA431 Broadway, Everett, MA 02149A+5.0 ★Texas Ratio: 4.14%, Rockland Trust BankRockland Trust Bank1755 Revere Beach Pkwy, Everett, MA 02149A+5.0 ★Texas Ratio: 2.64%, Eagle BankEagle Bank350 Broadway, Everett, MA 02149A+5.0 ★Texas Ratio: 0.32%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, BankesbBankesb770 Main St, Agawam, MA 01001, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust57 Enon St, Beverly, MA 01915A5.0 ★Texas Ratio: 7.72%, Direct Federal Credit UnionDirect Federal Credit Union50 Cabot St, Needham, MA 02494, and Workers Federal Credit UnionWorkers Federal Credit Union107 Tower Rd, Athol, MA 01331 9823A+5.0 ★Texas Ratio: 5.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Everett, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Everett are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Everett, Massachusetts
Market share is the lender's share of all home loans closed in Everett, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 17 | 5.7% | 85% | $356,764 | View |
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2 offices in Everett 738 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 2.61% |
Conventional, FHA, HELOC | 2 +17 HELOCs |
0.7% | 100% | $840,000 | View |
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1 office in Everett 431 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +6 HELOCs |
0.7% | 100% | $410,000 | View |
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1 office in Everett 1755 Revere Beach Pkwy, Everett, MA 02149 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 100% | $405,000 | View |
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1 office in Everett 350 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.32% |
Conventional | 2 | 0.7% | 100% | $215,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 12 +2 HELOCs |
4% | 92.3% | $513,333 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional | 6 | 2% | 100% | $603,333 | |
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57 Enon St, Beverly, MA 01915 A5.0 ★Texas Ratio: 7.72% |
Conventional | 5 | 1.7% | 100% | $237,000 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 4 | 1.3% | 100% | $247,500 | |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 4 | 1.3% | 80% | $647,500 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1% | 75% | $468,333 | View |
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72 Main St, Bridgewater, MA 02324 A+5.0 ★Texas Ratio: 0.21% |
Conventional | 3 | 1% | 100% | $611,666 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 2 +3 HELOCs |
0.7% | 50% | $345,000 | View |
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183 Main St, Everett, MA 02149 A5.0 ★Texas Ratio: 6.39% |
Conventional | 2 | 0.7% | 66.7% | $360,000 | View |
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271 Main St, North Reading, MA 01864 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.7% | 100% | $180,000 | View |
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700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48% |
Conventional | 2 | 0.7% | 100% | $675,000 | View |
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540 Tremont St, Boston, MA 02116 A5.0 ★Texas Ratio: 6.98% |
Conventional | 2 | 0.7% | 100% | $915,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional | 2 | 0.7% | 100% | $670,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 2 | 0.7% | 66.7% | $460,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +26 HELOCs |
0.3% | 50% | $485,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $255,000 | View |
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68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $855,000 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $135,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $185,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 66.7% | $45,000 | |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $685,000 | View |
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10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 1 | 0.3% | 100% | $935,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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53 Riverside Ave, Medford, MA 02155 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.3% | 100% | $525,000 | View |
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159 Mechanic St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.3% | 50% | $255,000 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional | 1 | 0.3% | 100% | $35,000 | View |
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1255 Worcester Rd, Framingham, MA 01701 5217 A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.3% | 100% | $885,000 | View |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Msa Mortgage, LLC
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Conventional, FHA, VA | 14 | 4.7% | 82.4% | $636,428 | |
New Fed Mortgage Corp.
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Conventional, FHA | 7 | 2.3% | 100% | $580,714 | |
Salem Five Mortgage Company LLC
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Conventional, FHA, VA | 5 | 1.7% | 100% | $571,000 | |
Mortgage Equity Partners LLC
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Conventional | 2 | 0.7% | 100% | $620,000 | |
Mit Federal Credit Union
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Conventional | 2 | 0.7% | 100% | $330,000 | |
Radius Financial Group Inc
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Conventional | 2 | 0.7% | 100% | $390,000 | |
Members Mortgage Company Inc
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Conventional | 1 | 0.3% | 100% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 7.4% | 79.3% | $596,363 | |
Rocket Mortgage
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Conventional, FHA | 21 | 7% | 72.4% | $514,047 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 19 +3 HELOCs |
6.4% | 100% | $572,894 | |
Guaranteed Rate, Inc.
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Conventional, FHA, HELOC | 12 +1 HELOCs |
4% | 100% | $522,500 | |
Total Mortgage Services, LLC
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Conventional, FHA | 10 | 3.4% | 100% | $542,000 | |
Movement Mortgage, LLC
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Conventional | 9 | 3% | 90.9% | $477,222 | |
T2 Financial LLC
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Conventional, FHA | 6 | 2% | 87.5% | $605,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 5 | 1.7% | 83.3% | $643,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 4 +1 HELOCs |
1.3% | 100% | $235,000 | |
Freedom Mortgage Corporation
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FHA | 4 | 1.3% | 100% | $600,000 | |
Guild Mortgage Company
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Conventional | 4 | 1.3% | 100% | $620,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 4 | 1.3% | 100% | $597,500 | |
Newrez LLC
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Conventional | 3 | 1% | 37.5% | $395,000 | |
General Mortgage Capital Corporation
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Conventional | 3 | 1% | 100% | $505,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 3 | 1% | 75% | $565,000 | |
American Financial Resources LLC
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Conventional | 2 | 0.7% | 100% | $475,000 | |
Primelending
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Conventional | 2 | 0.7% | 100% | $515,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.7% | 100% | $395,000 | |
Nbkc Bank
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Conventional | 2 | 0.7% | 100% | $615,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 0.7% | 80% | $525,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 2 | 0.7% | 100% | $710,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.7% | 66.7% | $360,000 | |
Paramount Residential Mortgage
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FHA | 2 | 0.7% | 100% | $660,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $625,000 | |
EMM Loans LLC
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Conventional | 1 | 0.3% | 100% | $1,045,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $335,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.3% | 100% | $25,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $845,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 33.3% | $705,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $785,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Nfm, Inc
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $585,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.3% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
Harborone Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $475,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 100% | $345,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 7.00% |
FHA | 1 | 0.3% | 100% | $525,000 | View |
United Nations Federal CU
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Navy Federal Credit Union
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VA | 1 | 0.3% | 100% | $695,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
Texana Bank
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FHA | 1 | 0.3% | 100% | $455,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 50% | $55,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.3% | 100% | $685,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Sierra Pacific Mortgage Co. Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 1.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Everett Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Everett, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Everett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Everett in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Everett, MA
Use these to narrow the list above. Each category shows how many Everett, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Everett, MA
Independent mortgage companies closed 62.4 percent of home loans in Everett, Massachusetts in 2025, banks 30.2 percent and credit unions 7.4 percent. Msa Mortgage, LLC was the largest mortgage company, Everett Co-Operative Bank the largest bank and Direct Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Everett Co-Operative Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Everett, MA
By home loans closed in 2025, Everett Co-Operative Bank was the largest mortgage lender in Everett, Massachusetts with 17 loans, about 5.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Everett, Massachusetts in 2025, led by Msa Mortgage, LLC with 6. 7 lenders closed VA loans, led by Msa Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 14 credit unions closed home loans in Everett, Massachusetts in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Everett, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Everett, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Everett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
