Mortgage Lenders and Brokers in Dedham, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dedham, Massachusetts mortgage lenders include Dedham Institution For SavingsDedham Institution For Savings55 Elm St, Dedham, MA 02026A5.0 ★Texas Ratio: 10.91%, Rockland Trust BankRockland Trust Bank749 Providence Hwy, Dedham, MA 02026A+5.0 ★Texas Ratio: 2.64%, Needham BankNeedham Bank326 Washington St, Dedham, MA 02026A+5.0 ★Texas Ratio: 3.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA869 Providence Hwy, Dedham, MA 02026A+5.0 ★Texas Ratio: 3.68%, Citizens Bank, NACitizens Bank, NA250 Legacy Pl, Dedham, MA 02026A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA858 Washington St, Dedham, MA 02026A+5.0 ★Texas Ratio: 4.14%, Eastern BankEastern Bank240 Providence Hwy, Dedham, MA 02026A+5.0 ★Texas Ratio: 2.61%, PNC Bank N.A.PNC Bank N.A.440 Legacy Pl, Dedham, MA 02026A+5.0 ★Texas Ratio: 4.24%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, and Direct Federal Credit UnionDirect Federal Credit Union50 Cabot St, Needham, MA 02494. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dedham, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dedham are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dedham, Massachusetts
Market share is the lender's share of all home loans closed in Dedham, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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55 Elm St, Dedham, MA 02026 A5.0 ★Texas Ratio: 10.91% |
Conventional, Jumbo | 10 | 2.6% | 90.9% | $390,000 | View |
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1 office in Dedham 749 Providence Hwy, Dedham, MA 02026 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 8 +16 HELOCs |
2.1% | 80% | $567,500 | View |
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1 office in Dedham 326 Washington St, Dedham, MA 02026 A+5.0 ★Texas Ratio: 3.41% |
Conventional, Jumbo, HELOC | 4 +10 HELOCs |
1% | 100% | $710,000 | View |
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1 office in Dedham 869 Providence Hwy, Dedham, MA 02026 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 4 +1 HELOCs |
1% | 83.3% | $670,000 | View |
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1 office in Dedham 250 Legacy Pl, Dedham, MA 02026 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 3 +91 HELOCs |
0.8% | 100% | $588,333 | View |
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1 office in Dedham 858 Washington St, Dedham, MA 02026 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +18 HELOCs |
0.8% | 100% | $498,333 | View |
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1 office in Dedham 240 Providence Hwy, Dedham, MA 02026 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 2 +15 HELOCs |
0.5% | 100% | $525,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Dedham 440 Legacy Pl, Dedham, MA 02026 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 39 +6 HELOCs |
10.2% | 100% | $651,153 | View |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 12 | 3.1% | 66.7% | $222,500 | |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 6 +2 HELOCs |
1.6% | 100% | $530,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional, HELOC | 5 +1 HELOCs |
1.3% | 100% | $509,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, Jumbo | 5 | 1.3% | 100% | $783,000 | View |
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850 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 4.22% |
Conventional, Jumbo | 3 | 0.8% | 75% | $785,000 | View |
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279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $450,000 | View |
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115 Commercial St, Brockton, MA 02302 A+5.0 ★Texas Ratio: 2.19% |
Conventional | 2 | 0.5% | 50% | $120,000 | View |
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105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 2 | 0.5% | 100% | $425,000 | View |
The Cooperative Bank
201 Main St, Charlestown, MA 02129 |
Conventional | 2 | 0.5% | 50% | $335,000 | |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 2 | 0.5% | 100% | $205,000 | View |
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1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 2 | 0.5% | 100% | $440,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.3% | 100% | $1,125,000 | |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.3% | 50% | $1,465,000 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,325,000 | View |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $495,000 | View |
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547 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $615,000 | View |
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20 Park St, Stoughton, MA 02072 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.3% | 50% | $705,000 | View |
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744 Broad St, East Weymouth, MA 02189 A5.0 ★Texas Ratio: 10.65% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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275 Washington St, North Easton, MA 02356 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional | 1 | 0.3% | 100% | $855,000 | View |
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12 Chestnut st, Peabody, MA 01960 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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1 Central St, Foxboro, MA 02035 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.3% | 100% | $775,000 | View |
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125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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68 Harrison Ave, Boston, MA 02111 A+5.0 ★Texas Ratio: 2.84% |
Conventional | 1 | 0.3% | 100% | $515,000 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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180 Mount Vernon St, Dorchester, MA 02125 A5.0 ★Texas Ratio: 8.79% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 7 | 1.8% | 77.8% | $633,571 | |
Radius Financial Group Inc
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Conventional, FHA | 5 | 1.3% | 100% | $575,000 | |
Mortgage Equity Partners LLC
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Conventional, VA | 3 | 0.8% | 100% | $605,000 | |
Msa Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $680,000 | |
New Fed Mortgage Corp.
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Conventional | 2 | 0.5% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.5% | 100% | $670,000 | View |
Fall River Municipal Credit Un
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $85,000 | |
St. Anne'S Credit Union of Fal
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Conventional | 1 | 0.3% | 50% | $465,000 | |
Harborone Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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Conventional, FHA, VA, Jumbo, HELOC | 28 +1 HELOCs |
7.3% | 93.3% | $576,785 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 6% | 78.1% | $411,521 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 23 | 6% | 100% | $535,869 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 12 | 3.1% | 92.3% | $570,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, Jumbo | 11 | 2.9% | 91.7% | $766,818 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
2.6% | 90.9% | $562,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 8 +1 HELOCs |
2.1% | 72.7% | $416,250 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 8 | 2.1% | 100% | $491,250 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 7 | 1.8% | 87.5% | $706,428 | |
EMM Loans LLC
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Conventional, Jumbo | 5 | 1.3% | 100% | $665,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 1.3% | 100% | $553,000 | |
Nationstar Mortgage
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Conventional | 5 | 1.3% | 100% | $321,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 4 | 1% | 80% | $572,500 | View |
Movement Mortgage, LLC
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Conventional | 4 | 1% | 80% | $512,500 | |
New American Funding, LLC.
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Conventional | 4 | 1% | 80% | $587,500 | |
Newrez LLC
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Conventional, FHA | 3 | 0.8% | 60% | $398,333 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, Jumbo | 3 | 0.8% | 100% | $551,666 | View |
Nfm, Inc
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Conventional | 3 | 0.8% | 100% | $498,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 3 | 0.8% | 100% | $571,666 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $538,333 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 0.8% | 100% | $761,666 | View |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.5% | 100% | $1,045,000 | |
Webster Bank, N.A.
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $765,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.5% | 66.7% | $415,000 | View |
First Community Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $445,000 | |
Primelending
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Conventional | 2 | 0.5% | 100% | $650,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.5% | 100% | $450,000 | |
First Home Mortgage
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Conventional | 2 | 0.5% | 100% | $240,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 0.5% | 100% | $570,000 | View |
Keystone Funding, Inc
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Conventional | 2 | 0.5% | 100% | $545,000 | |
Nations Direct Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 2 | 0.5% | 100% | $525,000 | View |
Originpoint, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Freedom Mortgage Corporation
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VA, Jumbo | 1 | 0.3% | 50% | $1,125,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $545,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 25% | $105,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $505,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $65,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $755,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.3% | 100% | $645,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $805,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.3% | 100% | $515,000 | |
Total Mortgage Services, LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Shoreham Bank
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Conventional | 1 | 0.3% | 100% | $645,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $805,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 1.68% |
Conventional | 1 | 0.3% | 100% | $675,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $685,000 | |
Mld Mortgage, Inc.Dba the Money Store
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FHA | 1 | 0.3% | 100% | $905,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Navigant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Dedham Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dedham, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Dedham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dedham in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dedham, MA
Use these to narrow the list above. Each category shows how many Dedham, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Dedham, MA
Independent mortgage companies closed 54.6 percent of home loans in Dedham, Massachusetts in 2025, banks 37.3 percent and credit unions 8.1 percent. Radius Financial Group Inc was the largest mortgage company, Dedham Institution For Savings the largest bank and Direct Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Dedham Institution For Savings led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dedham, MA
By home loans closed in 2025, Dedham Institution For Savings was the largest mortgage lender in Dedham, Massachusetts with 10 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Dedham, Massachusetts in 2025, led by United Wholesale Mortgage with 4. 7 lenders closed VA loans, led by Mortgage Equity Partners LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 20 credit unions closed home loans in Dedham, Massachusetts in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dedham, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dedham, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dedham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
