Mortgage Lenders and Brokers in Chatham, Massachusetts
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Chatham, Massachusetts mortgage lenders include Cape Cod Five Cents Savings BankCape Cod Five Cents Savings Bank548 Main St, Chatham, MA 02633A+5.0 ★Texas Ratio: 3.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, Middlesex Savings BankMiddlesex Savings Bank279 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 1.23%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Rockland Trust BankRockland Trust Bank381 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 2.64%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank408 Massachusetts Ave, Acton, MA 01720A+5.0 ★Texas Ratio: 3.71%, First Citizens' Federal Credit UnionFirst Citizens' Federal Credit Union396 Onset Ave, East Wareham, MA 02538A+5.0 ★Texas Ratio: 2.13%, and Wells Fargo Bank NAWells Fargo Bank NA125 High St, Boston, MA 02110A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Chatham, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Chatham are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Chatham, Massachusetts
Market share is the lender's share of all home loans closed in Chatham, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
548 Main St, Chatham, MA 02633 A+5.0 ★Texas Ratio: 3.37% |
Conventional, Jumbo, HELOC | 15 +26 HELOCs |
21.7% | 100% | $691,666 | View |
|
291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
5.8% | 100% | $2,775,000 | View |
|
279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23% |
Conventional, HELOC | 2 +2 HELOCs |
2.9% | 100% | $305,000 | View |
|
1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo | 2 | 2.9% | 100% | $835,000 | View |
|
381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $665,000 | View |
|
806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $715,000 | View |
|
93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $805,000 | View |
|
408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $505,000 | View |
|
396 Onset Ave, East Wareham, MA 02538 A+5.0 ★Texas Ratio: 2.13% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
|
125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 1.4% | 100% | $3,635,000 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, Jumbo | 1 | 1.4% | 100% | $975,000 | |
|
1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional, Jumbo | 1 | 1.4% | 100% | $2,805,000 | View |
|
540 Tremont St, Boston, MA 02116 A5.0 ★Texas Ratio: 6.98% |
Conventional, Jumbo | 1 | 1.4% | 100% | $1,475,000 | View |
|
1591 Main Street, East Dennis, MA 02641 A5.0 ★Texas Ratio: 8.54% |
Conventional | 1 | 1.4% | 100% | $305,000 | View |
|
375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Members Mortgage Company Inc
|
Conventional | 1 | 1.4% | 100% | $805,000 | |
Drew Mortgage Associates, Inc
|
Conventional | 1 | 1.4% | 100% | $425,000 | |
Rocket Mortgage
|
Conventional, Jumbo | 5 | 7.2% | 83.3% | $415,000 | |
CrossCountry Mortgage, LLC
|
Conventional, Jumbo | 4 | 5.8% | 100% | $1,070,000 | |
Guaranteed Rate, Inc.
|
Conventional, Jumbo | 3 | 4.3% | 100% | $618,333 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 4.3% | 100% | $1,935,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 2.9% | 100% | $2,770,000 | View |
Fairway Independent Mort Corp
|
Conventional, Jumbo | 2 | 2.9% | 66.7% | $1,095,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $465,000 | View |
|
A5.0 ★Texas Ratio: 10.15% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
1.4% | 100% | $1,055,000 | View |
EMM Loans LLC
|
Conventional | 1 | 1.4% | 100% | $515,000 | |
|
A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 1.4% | 100% | $825,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 1.4% | 100% | $1,355,000 | View |
Fourleaf Federal Credit Union
|
Conventional | 1 | 1.4% | 100% | $315,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.4% | 100% | $355,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $505,000 | |
|
A5.0 ★Texas Ratio: 9.27% |
Conventional, Jumbo | 1 | 1.4% | 100% | $1,445,000 | View |
Bank Rhode Island
|
Conventional, Jumbo | 1 | 1.4% | 100% | $1,805,000 | |
|
A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 1.4% | 50% | $805,000 | View |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 1.4% | 100% | $535,000 | |
New American Funding, LLC.
|
Conventional, Jumbo | 1 | 1.4% | 100% | $1,205,000 | |
United Nations Federal CU
|
Conventional | 1 | 1.4% | 100% | $535,000 | |
Webster Bank, N.A.
|
Conventional, Jumbo | 1 | 1.4% | 100% | $915,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Chatham Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Chatham, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Chatham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Chatham in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Chatham, MA
Use these to narrow the list above. Each category shows how many Chatham, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Chatham, MA
Independent mortgage companies closed 29 percent of home loans in Chatham, Massachusetts in 2025, banks 63.8 percent and credit unions 7.2 percent. Members Mortgage Company Inc was the largest mortgage company, Cape Cod Five Cents Savings Bank the largest bank and First Citizens' Federal Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Cape Cod Five Cents Savings Bank led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Chatham, MA
By home loans closed in 2025, Cape Cod Five Cents Savings Bank was the largest mortgage lender in Chatham, Massachusetts with 15 loans, about 21.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 8 credit unions closed home loans in Chatham, Massachusetts in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Chatham, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Chatham, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Chatham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
