Mortgage Lenders and Brokers in Riverside, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Riverside, Maryland mortgage lenders include Aberdeen Proving Ground FCUAberdeen Proving Ground FCU996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733A+5.0 ★Texas Ratio: 4.35%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, PNC Bank N.A.PNC Bank N.A.1004 Beards Hill Rd, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank207 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.11%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Truist BankTruist Bank405 Manning Rd E, Accokeek, MD 20607A+5.0 ★Texas Ratio: 2.87%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Riverside, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Riverside are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Riverside, Maryland
Market share is the lender's share of all home loans closed in Riverside, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional, HELOC | 25 +11 HELOCs |
11.2% | 89.3% | $111,400 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 7 +2 HELOCs |
3.1% | 70% | $66,428 | View |
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122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.9% | 66.7% | $310,000 | View |
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400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.9% | 66.7% | $180,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 2 | 0.9% | 100% | $185,000 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +14 HELOCs |
0.4% | 100% | $215,000 | View |
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207 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +6 HELOCs |
0.4% | 100% | $245,000 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
FHA, HELOC | 1 +4 HELOCs |
0.4% | 100% | $275,000 | |
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★ 1 stars, 1 review 405 Manning Rd E, Accokeek, MD 20607 A+5.0 ★Texas Ratio: 2.87% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $195,000 | View |
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920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
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2530 Riva Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.4% | 100% | $345,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
Conventional | 1 | 0.4% | 100% | $35,000 | |
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3706 Norrisville Rd, Jarrettsville, MD 21084 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 50% | $65,000 | View |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
VA | 1 | 0.4% | 100% | $375,000 | |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 8 | 3.6% | 100% | $290,000 | View |
Nfm, Inc
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Conventional | 3 | 1.3% | 100% | $228,333 | |
Direct Mortgage Loans, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $245,000 | |
Bay Capital Mortgage Corporation
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VA | 2 | 0.9% | 100% | $310,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Fidelity Direct Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $395,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 41 | 18.4% | 85.4% | $314,024 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 7.2% | 80% | $242,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 12 | 5.4% | 72.2% | $342,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 6 | 2.7% | 85.7% | $200,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.7% | 85.7% | $176,666 | |
Spring Eq, LLC
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Conventional, HELOC | 5 +1 HELOCs |
2.2% | 45.5% | $59,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 4 +1 HELOCs |
1.8% | 57.1% | $247,500 | View |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.8% | 66.7% | $402,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 1.8% | 100% | $277,500 | |
Sun West Mortgage Company, Inc
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Conventional, VA | 4 | 1.8% | 80% | $315,000 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.3% | 60% | $281,666 | |
TowneBank
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Conventional, VA | 3 | 1.3% | 100% | $291,666 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 1.3% | 100% | $285,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 3 | 1.3% | 100% | $285,000 | |
EMM Loans LLC
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FHA, VA | 2 | 0.9% | 100% | $290,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.9% | 100% | $290,000 | |
Nbkc Bank
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Conventional | 2 | 0.9% | 100% | $315,000 | |
loanDepot.com LLC
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VA | 2 | 0.9% | 100% | $195,000 | |
First Alliance Home Mortgage, LLC
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FHA | 2 | 0.9% | 100% | $135,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.9% | 75% | $110,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 66.7% | $420,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.9% | 100% | $220,000 | |
Nationwide Mortgage Bankers, Inc.
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FHA | 2 | 0.9% | 100% | $320,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 25% | $25,000 | View |
Equity Resources Inc
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FHA | 1 | 0.4% | 100% | $275,000 | |
Originpoint, LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.4% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $545,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $255,000 | |
Resicentral LLC
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FHA | 1 | 0.4% | 100% | $405,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
ClearPath Lending
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VA | 1 | 0.4% | 100% | $405,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 0.4% | 100% | $365,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $515,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Land Home Financial Services,
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FHA | 1 | 0.4% | 100% | $405,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Encompass Lending Group, L.P.
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FHA | 1 | 0.4% | 100% | $295,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.4% | 100% | $205,000 | |
T2 Financial LLC
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FHA | 1 | 0.4% | 100% | $355,000 | |
Mortgage Equity Partners LLC
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FHA | 1 | 0.4% | 100% | $365,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.4% | 100% | $245,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $505,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Texana Bank
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FHA | 1 | 0.4% | 100% | $325,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 50% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Riverside Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Riverside, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Riverside? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Riverside in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Riverside, MD
Use these to narrow the list above. Each category shows how many Riverside, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Riverside, MD
Independent mortgage companies closed 72.2 percent of home loans in Riverside, Maryland in 2025, banks 13 percent and credit unions 14.8 percent. Lower, LLC was the largest mortgage company, First National Bank of PA the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Aberdeen Proving Ground FCU led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Riverside, MD
By home loans closed in 2025, Aberdeen Proving Ground FCU was the largest mortgage lender in Riverside, Maryland with 25 loans, about 11.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Riverside, Maryland in 2025, led by United Wholesale Mortgage with 7. 21 lenders closed VA loans, led by Nvr Mortgage Finance, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 6 credit unions closed home loans in Riverside, Maryland in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Riverside, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Riverside, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Riverside. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
