Mortgage Lenders and Brokers in Reisterstown, Maryland
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Reisterstown, Maryland mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11704 Reisterstown Rd, Reisterstown, MD 21136A+5.0 ★Texas Ratio: 3.68%, Farmers and Merchants BankFarmers and Merchants Bank25 Westminster Pike, Reisterstown, MD 21136A+5.0 ★Texas Ratio: 2.10%, Wells Fargo Bank NAWells Fargo Bank NA11975 Reisterstown Rd, Reisterstown, MD 21136A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank11817 Reisterstown Rd, Reisterstown, MD 21136A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank126 Chartley Dr, Reisterstown, MD 21136A+5.0 ★Texas Ratio: 4.11%, Bank of America NABank of America NA11915 Reisterstown Rd, Reisterstown, MD 21136A+5.0 ★Texas Ratio: 4.14%, First Financial of Maryland Federal Credit UnionFirst Financial of Maryland Federal Credit Union8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028A+5.0 ★Texas Ratio: 2.01%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, Lower, LLCLower, LLC810 Bestgate Rd, Annapolis, MD 21401, and Fulton Bank, National AssociationFulton Bank, National Association96 Village Sq, Baltimore, MD 21210A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Reisterstown, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Reisterstown are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Reisterstown, Maryland
Market share is the lender's share of all home loans closed in Reisterstown, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Reisterstown 11704 Reisterstown Rd, Reisterstown, MD 21136 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +1 HELOCs |
2.1% | 100% | $272,142 | View |
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1 office in Reisterstown 25 Westminster Pike, Reisterstown, MD 21136 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 3 | 0.9% | 75% | $235,000 | View |
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1 office in Reisterstown 11975 Reisterstown Rd, Reisterstown, MD 21136 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.9% | 75% | $155,000 | View |
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★ 1 stars, 1 review 1 office in Reisterstown 11817 Reisterstown Rd, Reisterstown, MD 21136 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +18 HELOCs |
0.6% | 66.7% | $200,000 | View |
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1 office in Reisterstown 126 Chartley Dr, Reisterstown, MD 21136 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +13 HELOCs |
0.6% | 100% | $230,000 | View |
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1 office in Reisterstown 11915 Reisterstown Rd, Reisterstown, MD 21136 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +7 HELOCs |
0.6% | 100% | $325,000 | View |
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8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 9 | 2.7% | 100% | $71,666 | View |
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10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, FHA, HELOC | 5 +10 HELOCs |
1.5% | 83.3% | $281,000 | |
Lower, LLC
810 Bestgate Rd, Annapolis, MD 21401 |
Conventional, FHA | 5 | 1.5% | 100% | $233,000 | |
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96 Village Sq, Baltimore, MD 21210 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA | 4 | 1.2% | 100% | $142,500 | View |
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★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
0.6% | 100% | $275,000 | View |
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1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 0.6% | 100% | $250,000 | View |
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7135 Windsor Blvd, Baltimore, MD 21244 A5.0 ★Texas Ratio: 9.19% |
Conventional | 2 | 0.6% | 100% | $245,000 | View |
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5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 2 | 0.6% | 100% | $80,000 | View |
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7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $205,000 | View |
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4520 East West Hwy, Bethesda, MD 20814 A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.3% | 100% | $355,000 | View |
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166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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7815 Woodmont Ave, Bethesda, MD 20814 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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3706 Norrisville Rd, Jarrettsville, MD 21084 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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996 Beards Hill Rd # Rt, Aberdeen, MD 21001 1733 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 1 | 0.3% | 33.3% | $25,000 | View |
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200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
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3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
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2103 Commerce Park Dr, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
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810 Bestgate Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 1.97% |
HELOC | 0 +6 HELOCs |
0% | 0% | ||
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8870 McGaw Rd, Columbia, MD 21045 A+5.0 ★Texas Ratio: 2.79% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lafayette Federal Credit Union
7537 Greenbelt Rd, Greenbelt, MD 20770 3403 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Direct Mortgage Loans, LLC
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Conventional, FHA | 10 | 3% | 90.9% | $332,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 9 | 2.7% | 100% | $346,111 | View |
Nfm, Inc
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Conventional, FHA, VA | 8 | 2.4% | 100% | $318,750 | |
All Credit Considered Mortgage, Inc.
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Conventional | 3 | 0.9% | 100% | $228,333 | |
Fidelity Direct Mortgage, LLC
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Conventional, VA | 2 | 0.6% | 100% | $315,000 | |
1st Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $495,000 | |
Bay Capital Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $135,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 8.1% | 82.4% | $193,888 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 6.3% | 77.8% | $406,428 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 3.3% | 86.7% | $291,363 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 10 | 3% | 83.3% | $277,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 10 | 3% | 100% | $357,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +5 HELOCs |
2.4% | 66.7% | $262,500 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 2.4% | 80% | $222,500 | |
SWBC Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.1% | 100% | $383,571 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 2.1% | 100% | $350,714 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 1.8% | 100% | $303,333 | |
Nationstar Mortgage
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Conventional, VA | 5 | 1.5% | 71.4% | $101,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.2% | 80% | $387,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 1.2% | 50% | $77,500 | |
American Pacific Mortgage Corporation
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Conventional | 4 | 1.2% | 80% | $397,500 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.9% | 100% | $168,333 | |
Atlantic Coast Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $261,666 | |
Newrez LLC
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Conventional | 3 | 0.9% | 36.4% | $365,000 | |
Kind Lending, LLC
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Conventional, VA | 3 | 0.9% | 100% | $381,666 | |
Movement Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $245,000 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $368,333 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 3 | 0.9% | 75% | $281,666 | View |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $218,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 0.9% | 75% | $348,333 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $288,333 | |
T2 Financial LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $378,333 | |
Mortgage Equity Partners LLC
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Conventional | 3 | 0.9% | 100% | $138,333 | |
TowneBank
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Conventional, FHA | 3 | 0.9% | 100% | $455,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $411,666 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $325,000 | |
Total Mortgage Services, LLC
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Conventional | 2 | 0.6% | 100% | $205,000 | |
Vellum Mortgage, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $215,000 | |
Mortgage Research Center
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FHA, VA | 2 | 0.6% | 50% | $580,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $275,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.6% | 66.7% | $285,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $140,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.6% | 100% | $570,000 | View |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $410,000 | |
Bank Fund Staff Federal Credit
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $495,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $555,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
Premier Mortgage Resources, LLC
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FHA | 1 | 0.3% | 100% | $475,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
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C3.9 ★Texas Ratio: 27.97% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Primelending
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Conventional | 1 | 0.3% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
Lakeview Loan Servicing, LLC
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VA, Jumbo | 1 | 0.3% | 40% | $1,775,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Dart Bank
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FHA | 1 | 0.3% | 100% | $315,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.3% | 50% | $335,000 | |
City Lending Inc.
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FHA | 1 | 0.3% | 100% | $535,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.3% | 100% | $325,000 | |
Intercoastal Mortgage, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,685,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
Select Lending Services, LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Bay Equity LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Ameritrust Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $665,000 | |
Land Home Financial Services,
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FHA | 1 | 0.3% | 100% | $295,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.3% | 100% | $125,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $185,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
HomeSale Mortgage
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $475,000 | |
Horizon Farm Credit, ACA
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Conventional, Jumbo | 1 | 0.3% | 100% | $905,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $105,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $105,000 | |
Luxury Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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D3.3 ★Texas Ratio: 35.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Reisterstown Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Reisterstown, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Reisterstown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Reisterstown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Reisterstown, MD
Use these to narrow the list above. Each category shows how many Reisterstown, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Reisterstown, MD
Independent mortgage companies closed 75.3 percent of home loans in Reisterstown, Maryland in 2025, banks 15.4 percent and credit unions 9.3 percent. Lower, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and First Financial of Maryland Federal Credit Union the largest credit union. Among lenders headquartered in Maryland, Farmers and Merchants Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Reisterstown, MD
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Reisterstown, Maryland with 7 loans, about 2.1 percent of the market. The largest lender headquartered in Maryland was Farmers and Merchants Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Reisterstown, Maryland in 2025, led by Freedom Mortgage Corporation with 8. 19 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 14 credit unions closed home loans in Reisterstown, Maryland in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Reisterstown, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Reisterstown, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Reisterstown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
