Mortgage Lenders and Brokers in Edgewood, Maryland
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Edgewood, Maryland mortgage lenders include M&T BankM&T Bank1409 Pulaski Hwy, Edgewood, MD 21040A+5.0 ★Texas Ratio: 4.11%, Truist BankTruist Bank1014 Gateway Rd, Edgewood, MD 21040A+5.0 ★Texas Ratio: 2.87%, First National Bank of PAFirst National Bank of PA3 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 1.62%, Aberdeen Proving Ground FCUAberdeen Proving Ground FCU1321 Pulaski Hwy, Edgewood, MD 21040 1502A+5.0 ★Texas Ratio: 4.35%, Shore United Bank, N.A.Shore United Bank, N.A.200 Westgate Circle, Annapolis, MD 21401A5.0 ★Texas Ratio: 9.61%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA920 Bay Ridge Rd, Annapolis, MD 21403A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA400 Constant Friendship Blvd, Abingdon, MD 21009A+5.0 ★Texas Ratio: 5.36%, Point Breeze Credit UnionPoint Breeze Credit Union5 Philadelphia Ct, Baltimore, MD 21237A+5.0 ★Texas Ratio: 1.64%, State Employees Credit Union of MDState Employees Credit Union of MD10025 Baltimore National Pike, Annapolis, MD 20740A5.0 ★Texas Ratio: 6.00%, and Bank of America NABank of America NA122 W Bel Air Ave, Aberdeen, MD 21001A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edgewood, Maryland in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edgewood are listed first, then lenders elsewhere in Maryland, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edgewood, Maryland
Market share is the lender's share of all home loans closed in Edgewood, Maryland. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Edgewood 1409 Pulaski Hwy, Edgewood, MD 21040 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 3 +13 HELOCs |
0.6% | 60% | $271,666 | View |
|
★ 1 stars, 1 review 1 office in Edgewood 1014 Gateway Rd, Edgewood, MD 21040 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
|
3 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA, VA, HELOC | 43 +3 HELOCs |
8.1% | 82.7% | $235,930 | View |
|
1321 Pulaski Hwy, Edgewood, MD 21040 1502 A+5.0 ★Texas Ratio: 4.35% |
Conventional, FHA, VA, HELOC | 33 +24 HELOCs |
6.2% | 67.3% | $101,666 | View |
|
200 Westgate Circle, Annapolis, MD 21401 A5.0 ★Texas Ratio: 9.61% |
Conventional, FHA, VA | 8 | 1.5% | 88.9% | $301,250 | View |
|
920 Bay Ridge Rd, Annapolis, MD 21403 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 6 | 1.1% | 100% | $246,666 | View |
|
400 Constant Friendship Blvd, Abingdon, MD 21009 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 4 | 0.7% | 80% | $272,500 | View |
|
5 Philadelphia Ct, Baltimore, MD 21237 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 4 | 0.7% | 100% | $72,500 | View |
|
10025 Baltimore National Pike, Annapolis, MD 20740 A5.0 ★Texas Ratio: 6.00% |
Conventional, HELOC | 3 +9 HELOCs |
0.6% | 100% | $211,666 | |
|
122 W Bel Air Ave, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +3 HELOCs |
0.6% | 100% | $228,333 | View |
|
1501 S Clinton St Ste 1200, Baltimore, MD 21224 5732 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 2 | 0.4% | 33.3% | $50,000 | View |
|
★ 1.7 stars, 3 reviews 1004 Beards Hill Rd, Aberdeen, MD 21001 A+5.0 ★Texas Ratio: 4.24% |
FHA, HELOC | 1 +15 HELOCs |
0.2% | 100% | $225,000 | View |
|
166 Jennifer Rd, Annapolis, MD 21401 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $375,000 | View |
|
3706 Norrisville Rd, Jarrettsville, MD 21084 A+5.0 ★Texas Ratio: 2.21% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
|
8640 Ridgelys Choice Dr, Baltimore, MD 21236 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
|
8665 Pulaski Hwy Ste 118, Baltimore, MD 21237 3028 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.2% | 50% | $215,000 | View |
|
7637 Old Georgetown Rd, Bethesda, MD 20814 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 16 | 3% | 100% | $313,750 | View |
Nfm, Inc
|
Conventional, FHA, VA | 11 | 2.1% | 100% | $282,272 | |
Direct Mortgage Loans, LLC
|
Conventional, FHA, VA | 10 | 1.9% | 100% | $299,000 | |
Cazle Mortgage, Inc.
|
FHA | 4 | 0.7% | 100% | $287,500 | |
Fidelity Direct Mortgage, LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $321,666 | |
|
A5.0 ★Texas Ratio: 7.57% |
Conventional | 2 | 0.4% | 40% | $90,000 | View |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
Universal Mortgage & Finance, Inc
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Credence Funding Corporation
|
FHA | 1 | 0.2% | 100% | $265,000 | |
1st Financial, Inc.
|
Conventional | 1 | 0.2% | 100% | $185,000 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 57 | 10.7% | 84.1% | $409,736 | |
Rocket Mortgage
|
Conventional, FHA, VA | 42 | 7.9% | 76.4% | $217,380 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 29 | 5.4% | 76.3% | $330,862 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 21 | 3.9% | 100% | $226,428 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 18 | 3.4% | 95% | $369,444 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 17 | 3.2% | 81% | $167,352 | |
21St Mortgage
|
Conventional | 12 | 2.2% | 36.4% | $60,000 | |
Newrez LLC
|
Conventional, FHA, VA | 11 | 2.1% | 73.3% | $186,818 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 11 | 2.1% | 100% | $294,090 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 10 | 1.9% | 100% | $300,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 8 +5 HELOCs |
1.5% | 61.5% | $91,250 | View |
Fairway Independent Mort Corp
|
Conventional, FHA | 8 | 1.5% | 100% | $323,750 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 7 | 1.3% | 87.5% | $357,857 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 6 | 1.1% | 100% | $298,333 | |
loanDepot.com LLC
|
Conventional, VA, HELOC | 5 +2 HELOCs |
0.9% | 66.7% | $263,000 | |
Nationstar Mortgage
|
Conventional | 5 | 0.9% | 75% | $89,000 | |
New American Funding, LLC.
|
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $175,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 4 | 0.7% | 100% | $247,500 | |
Mortgage Research Center
|
VA | 4 | 0.7% | 80% | $375,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.7% | 80% | $175,000 | View |
American Financial Network, Inc.
|
FHA | 3 | 0.6% | 100% | $271,666 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 0.6% | 100% | $341,666 | |
Geneva Financial LLC
|
Conventional, FHA | 3 | 0.6% | 100% | $238,333 | |
TowneBank
|
FHA, VA | 3 | 0.6% | 100% | $281,666 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 3 | 0.6% | 75% | $258,333 | |
Paramount Residential Mortgage
|
FHA | 3 | 0.6% | 100% | $291,666 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 0.6% | 100% | $108,333 | View |
EMM Loans LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $310,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $160,000 | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA | 2 | 0.4% | 100% | $285,000 | |
Envoy Mortgage, Ltd
|
Conventional, VA | 2 | 0.4% | 100% | $485,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.4% | 66.7% | $215,000 | |
City Lending Inc.
|
FHA | 2 | 0.4% | 100% | $280,000 | |
Sun West Mortgage Company, Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $250,000 | |
Union Home Mortgage Corp.
|
Conventional | 2 | 0.4% | 100% | $235,000 | |
Atlantic Bay Mortgage Group
|
Conventional | 2 | 0.4% | 100% | $255,000 | |
Embrace Home Loans, Inc.
|
Conventional, VA | 2 | 0.4% | 100% | $355,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $360,000 | |
Milend, Inc
|
Conventional, FHA | 2 | 0.4% | 66.7% | $215,000 | |
Keystone Funding, Inc
|
Conventional, FHA | 2 | 0.4% | 100% | $315,000 | |
Zillow Home Loans, LLC
|
Conventional | 2 | 0.4% | 100% | $350,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 2 | 0.4% | 100% | $425,000 | |
Spring Eq, LLC
|
Conventional | 2 | 0.4% | 40% | $70,000 | |
Village Capital & Investment
|
VA | 2 | 0.4% | 83.3% | $405,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $565,000 | |
The Loan Store, Inc
|
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 20% | $205,000 | View |
Goodleap, LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $235,000 | |
Better Mortgage Corporation
|
FHA, HELOC | 1 +1 HELOCs |
0.2% | 50% | $355,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $375,000 | |
Guaranteed Rate, Inc.
|
VA | 1 | 0.2% | 50% | $335,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 100% | $175,000 | View |
Everett Financial, Inc.
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.2% | 42.9% | $335,000 | |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $265,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 0.2% | 33.3% | $315,000 | |
Data Mortgage, Inc
|
FHA | 1 | 0.2% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Financial Freedom Mortgage, LLC
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Credit Union Mortgage Associat
|
Conventional | 1 | 0.2% | 100% | $285,000 | |
ClearPath Lending
|
VA | 1 | 0.2% | 100% | $415,000 | |
Churchill Mortgage Corporation
|
VA | 1 | 0.2% | 100% | $425,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.2% | 100% | $115,000 | |
Mortgage Equity Partners LLC
|
FHA | 1 | 0.2% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $685,000 | View |
Emet Lending Group, Inc.
|
Conventional | 1 | 0.2% | 100% | $245,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
HomeSale Mortgage
|
Conventional | 1 | 0.2% | 100% | $275,000 | |
Mutual of Omaha Mortgage
|
VA | 1 | 0.2% | 100% | $425,000 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
Northrop Grumman Federal Credit Union
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
|
FHA | 1 | 0.2% | 100% | $525,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $245,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.2% | 11.1% | $275,000 | |
Reliance First Capital, LLC
|
VA | 1 | 0.2% | 100% | $355,000 | |
Ark-La-Tex Financial Services LLC
|
FHA | 1 | 0.2% | 100% | $325,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Amerisave Mortgage Company
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Edgewood Mortgage Rate Trends
Daily average mortgage rates for Maryland compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edgewood, Maryland
Looking for mortgage lenders near me or mortgage brokers near me in Edgewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edgewood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edgewood, MD
Use these to narrow the list above. Each category shows how many Edgewood, MD lenders fit and what that kind of lender is usually best for.
Who Lends in Edgewood, MD
Independent mortgage companies closed 71.5 percent of home loans in Edgewood, Maryland in 2025, banks 17.8 percent and credit unions 10.7 percent. First Home Mortgage was the largest mortgage company, M&T Bank the largest bank and Aberdeen Proving Ground FCU the largest credit union. Among lenders headquartered in Maryland, Aberdeen Proving Ground FCU led with 33 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Maryland. State transfer tax of 0.5 percent of the price (0.25 percent, paid by the seller, when the buyer is a first time Maryland homebuyer), plus county transfer taxes of 0 to 1.5 percent and county recordation taxes on deeds and mortgages ranging from about $5 to $14 per $1,000, with Montgomery County using tiered rates up to 2.27 percent above $1 million.
More Maryland Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edgewood, MD
By home loans closed in 2025, M&T Bank was the largest mortgage lender in Edgewood, Maryland with 3 loans, about 0.6 percent of the market. The largest lender headquartered in Maryland was Aberdeen Proving Ground FCU with 33 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Edgewood, Maryland, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 84.1 percent, against a 78.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
58 lenders closed FHA loans in Edgewood, Maryland in 2025, led by DHI Mortgage Company, LTD. with 31. 29 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 11 credit unions closed home loans in Edgewood, Maryland in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edgewood, Maryland during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edgewood, Maryland for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edgewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
